Median Income
$72,434
4% lower than US avg
Home Value
$176,000
38% lower than US avg
Bachelor's+
28.4%
16% lower than US avg
Median Rent
$754
35% lower than US avg
Obesity Rate
40.3%
26% higher than US avg
Unemployment
0.3%
92% lower than US avg
Poverty Rate
2.9%
77% lower than US avg
How Cuba City Compares to the U.S. Average (100% = U.S. avg)
People
Population2,094
Median Age40.3 yrs
Density1,805/mi²
Male / Female51% / 49%
Largest GroupWhite 97%
Veterans6.8%
Economy
A
Median Income$72,434
Per Capita$35,368
Unemployment0.3%
Poverty2.9%
County GDP$932M
Commute20 min
Housing
A+
Home Value$176,000
Rent$754
Ownership77.4%
Zillow$260,420
Housing Units842
Rent Burden29.1%
Health
Obesity40.3%
Uninsured7.5%
Smoking14.4%
Depression24.9%
Heart Disease5.1%
Climate
Avg Temp47°F (8°C)
Rain37.6 in/yr
Elevation1,004 ft (306 m)
Education
B
Bachelor's+28.4%
High School+94.3%
Graduate+9.4%
School Score5.98
Community
2024 VoteR 60% / D 39%
Commute20 min
Broadband88.2%
EV Stations4
Libraries7
Is Cuba City a Good Place to Live?
Based on current data, Cuba City receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, a low poverty rate. Areas to be aware of include high obesity rates. Cuba City stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Cuba City is $72,434, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.3%. Only 2.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Cuba City is $176,000, 38% below the national median / offering relatively affordable homeownership. Renters pay a median of $754 per month, below the national average / a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.
Education
28.4% of residents hold a bachelor's degree, below the national average of 33.7%. 94.3% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Cuba City experiences four distinct seasons with an average temperature of 47°F. Winters average 18°F in January while summers reach 72°F in July. Annual precipitation totals 37.6 inches, including 39.6 inches of snow.
Cuba City has a population of 2,094 with a density of 1,805 people per square mile, spread across 1.1 square miles. The median age is 40.3 years, 4% older than the national median of 38.9. The gender split is 48.9% female and 51.1% male. The city is predominantly White (96.7%), with 3.9% Hispanic. English is the primary language spoken at home by 97.2% of residents. 6.8% of the population are veterans. 7.8% of residents have a disability (below the 13.0% national average). 92.5% have health insurance coverage.
Population
2,094
Total Population
2023 Census
40.3yrs
Median Age
4% above US avg
Race & Ethnicity
Cuba City vs U.S. Average
Language Spoken at Home
English Only
97.2%
24% above US avg
Spanish
3.1%
77% below US avg
Social Characteristics
Cuba City vs U.S. Average
The median household income in Cuba City is $72,434, which is 4% below the national average of $75,149. Per capita income is $35,368. The average weekly wage is $968, 32% lower than the U.S. average. The unemployment rate is 0.3% (below the 3.6% US average). 2.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 510 business establishments, including 34 restaurants. The cost of living index is 94.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 18.7% of workers work from home (above the 15.2% national rate).
Income: Cuba City vs U.S.
Income
| Median HH Income | $72,434 |
| 4% below US avg |
| Per Capita Income | $35,368 |
| Avg Weekly Wage | $968 |
| IRS Avg AGI | $62,765 |
| Gini Index | 0.410 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.3% |
| 92% below US avg |
| Poverty Rate | 2.9% |
| 77% below US avg |
| Establishments (County) | 510 |
| County GDP | $932M |
Business (County)
| Restaurants | 34 |
| Healthcare | 20 |
| Retail | 42 |
| Manufacturing | 24 |
Tax & Cost of Living
| Property Tax (IRS) | $4,400 |
| 26% above US avg |
| Cost of Living | 94.10 (100=avg) |
| Effective Tax Rate | 2.50% |
Commute & Transportation
| Commute Time | 19.7 min |
| Drive Alone | 71.9% |
| Public Transit | 0.1% |
| Work from Home | 18.7% |
The median home value in Cuba City is $176,000, 38% below the national median of $281,900. Zillow estimates the typical home value at $260,420, higher than the Census estimate. According to Redfin, the median sale price is $156,000 with homes selling in an average of 18 days. Homes sell for 99.6% of their list price. Monthly rent averages $754 (35% below the national average of $1,163). Fair market rent ranges from $872 for a one-bedroom to $1,097 for a two-bedroom apartment. 77.4% of housing units are owner-occupied (above the 65.4% national rate). There are 842 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $4,400 (higher than the $3,500 national average). 29.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.4x, well within the affordable range.
Home Values
| Census Median | $176,000 |
| 38% below US avg |
| Zillow ZHVI | $260,420 |
| Redfin Median Sale | $156,000 |
Real Estate Market (Redfin)
| Median Sale Price | $156,000 |
| $/Sq Ft | $111 |
| Homes Sold | 2 |
| Days on Market | 18 days |
| Sale-to-List Ratio | 99.6% |
| Price Drops | 66.7% |
| Inventory | 3 |
Rental Costs
| Census Median Rent | $754 |
| 35% below US avg |
| Rent Burden | 29.1% |
HUD Fair Market Rent
| Studio | $797 |
| 1 Bedroom | $872 |
| 2 Bedrooms | $1,097 |
| 3 Bedrooms | $1,405 |
| 4 Bedrooms | $1,572 |
Ownership & Property
| Homeownership | 77.4% |
| Owner-Occupied | 77.4% |
| Renter-Occupied | 22.6% |
| Housing Units | 842 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $4,400 |
| 26% above US avg |
| Effective Rate | 2.50% |
In Cuba City, 40.3% of adults are obese, above the national rate of 32.1%. 8.9% have diabetes. Heart disease affects 5.1% of residents. 27.3% have high blood pressure. 14.4% are current smokers. 22.1% report binge drinking. 27.4% are physically inactive. 24.9% report depression (above the 20.0% national average). 17.3% experience frequent mental distress. 7.5% of residents lack health insurance. The primary care physician ratio is 1:4,196. The dentist ratio is 1:5,626. 47.6% of residents have access to exercise opportunities. The food environment index is 8.9 out of 10.
Health Metrics: Cuba City vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.3% |
| 26% above US avg |
| Diabetes | 8.9% |
| Heart Disease | 5.1% |
| High Blood Pressure | 27.3% |
| Asthma | 11.0% |
| COPD | 5.5% |
| Cancer | 7.2% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 14.4% |
| 3% above US avg |
| Binge Drinking | 22.1% |
| Physical Inactivity | 27.4% |
| Depression | 24.9% |
| Mental Distress | 17.3% |
| Physical Distress | 12.2% |
| Short Sleep | 35.2% |
Healthcare Access
| Insurance Rate | 92.5% |
| Uninsured | 7.5% |
| 13% below US avg |
| Primary Care | 1:4,196 |
| Dentists | 1:5,626 |
| Mental Health | 1:530 |
| Checkup Rate | 74.7% |
| Dental Visits | 66.0% |
| Premature Death | 7,606/100K |
Food & Exercise
| Food Environment | 8.9/10 |
| Exercise Access | 47.6% |
| Healthcare Facilities | 20 |
Cuba City experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 18°F in January while summers reach 72°F in July. Annual precipitation totals 37.6 inches. The area receives 39.6 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 1,004 feet.
Temperature
18°F Jan (-8°C)
72°F Jul (22°C)
| Annual Average | 46.7°F |
| 14% below US avg |
| January Average | 18°F (-8°C) |
| July Average | 72°F (22°C) |
Geography
| Elevation | 1,004 ft (306 m) |
| Area | 1.1 sq mi (2.8 km²) |
| Population Density | 1,805/sq mi |
| Coordinates | 42.6036°N, 90.4318°W |
| Timezone | America/Chicago |
| County | Lafayette County County |
| Nearest Airport | Dubuque Regional (DBQ)
20 miles away |
Precipitation & Snow
Annual Rainfall
37.6"
1% below US avg
Wettest Month (Jun)
5.22"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 33.1 / 100 |
| Social Vulnerability | 24.1 / 100 |
| Community Resilience | 58.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M3.5. Most recent: M3.5 on Sep 2, 1999.
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
128 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
488 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 19 fatalities, 508 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 7, 1984 |
EF5 |
55 km |
9 |
| Mar 13, 1990 |
EF4 |
91 km |
0 |
| Jul 3, 1983 |
EF4 |
48 km |
0 |
| Aug 12, 1974 |
EF4 |
91 km |
0 |
| Apr 11, 1965 |
EF4 |
93 km |
1 |
| Aug 7, 2021 |
EF3 |
63 km |
0 |
| Jun 16, 2014 |
EF3 |
84 km |
0 |
| Aug 18, 2005 |
EF3 |
89 km |
1 |
| Jun 19, 1993 |
EF3 |
39 km |
0 |
| Jun 19, 1993 |
EF3 |
92 km |
0 |
| Jul 13, 1992 |
EF3 |
74 km |
0 |
| Jun 17, 1992 |
EF3 |
80 km |
0 |
| May 8, 1988 |
EF3 |
99 km |
0 |
| May 8, 1988 |
EF3 |
17 km |
0 |
| May 30, 1985 |
EF3 |
94 km |
2 |
| Aug 5, 1979 |
EF3 |
96 km |
0 |
| Jun 20, 1974 |
EF3 |
71 km |
1 |
| Jul 12, 1971 |
EF3 |
96 km |
0 |
| Sep 9, 1970 |
EF3 |
23 km |
0 |
| Aug 2, 1967 |
EF3 |
99 km |
2 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: COLD SPRINGS (552 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
COLD SPRINGS |
552 |
66 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
18°F (-8°C) |
1.3 in |
Coldest, Driest |
| February |
22°F (-5°C) |
1.6 in |
|
| March |
34°F (1°C) |
2.1 in |
|
| April |
46°F (8°C) |
3.7 in |
|
| May |
58°F (14°C) |
4.6 in |
|
| June |
68°F (20°C) |
5.2 in |
Wettest |
| July |
72°F (22°C) |
4.8 in |
Warmest |
| August |
70°F (21°C) |
3.6 in |
|
| September |
62°F (17°C) |
3.9 in |
|
| October |
50°F (10°C) |
3.0 in |
|
| November |
36°F (2°C) |
2.2 in |
|
| December |
24°F (-4°C) |
1.7 in |
|
Cuba City has a seasonal temperature swing of 54°F / from 18°F in January to 72°F in July. Total annual precipitation is 37.6 inches, with June being the wettest month (5.2") and January the driest (1.3").
Average costs for common services in Cuba City. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$235 ($141-$376) |
| Specialist Visit |
$329 ($188-$518) |
| Urgent Care Visit |
$188 ($94-$329) |
| Emergency Room Visit |
$2,070 ($753-$4,705) |
| Dental Cleaning |
$122 ($71-$188) |
| Dental Filling |
$235 ($141-$376) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($24-$71) |
| Oil Change (Synthetic) |
$71 ($47-$113) |
| Brake Pad Replacement |
$282 ($141-$471) |
| Tire Rotation |
$38 ($19-$71) |
| New Tires (Set of 4) |
$565 ($376-$941) |
| Battery Replacement |
$188 ($94-$329) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($56-$141) |
| Electrician (Per Hour) |
$85 ($47-$132) |
| HVAC Repair |
$376 ($141-$753) |
| HVAC System Install |
$6,587 ($3,764-$11,292) |
| Roof Repair |
$941 ($376-$1,882) |
| Roof Replacement |
$8,469 ($5,176-$14,115) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,412 ($471-$3,294) |
| Divorce (Contested) |
$14,115 ($4,705-$28,230) |
| DUI Defense |
$4,705 ($1,882-$9,410) |
| Bankruptcy (Chapter 7) |
$1,412 ($753-$2,823) |
| Will Preparation |
$471 ($188-$941) |
| Trust Preparation |
$2,353 ($941-$4,705) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$42) |
| Women's Haircut |
$52 ($28-$94) |
| Hair Coloring (Full) |
$141 ($71-$235) |
| Manicure |
$24 ($14-$42) |
| Pedicure |
$38 ($24-$61) |
| Massage (1 Hour) |
$75 ($47-$122) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.86 ($2.82-$5.18) |
| Dozen Eggs (per dozen) |
$3.29 ($2.35-$4.71) |
| Loaf of Bread |
$3.58 ($2.35-$5.18) |
| Chicken Breast (per lb) |
$4.23 ($2.82-$6.12) |
| Ground Beef (per lb) |
$5.18 ($3.76-$7.06) |
| Rice (per lb) |
$0.94 ($0.56-$1.69) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($75-$235) |
| Natural Gas (Monthly) |
$66 ($28-$141) |
| Water/Sewer (Monthly) |
$66 ($38-$113) |
| Internet (Monthly) |
$66 ($38-$94) |
| Cell Phone Plan (Monthly) |
$61 ($28-$94) |
| Cable TV (Monthly) |
$80 ($47-$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$188 ($71-$471) |
| Car Insurance (Annual) |
$1,882 ($1,129-$3,294) |
| Bus Pass (Monthly) |
$66 ($28-$122) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.53-$24) |
| Car Registration (Annual) |
$94 ($28-$235) |
| Driver's License Renewal |
$28 ($14-$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,129 ($565-$2,353) |
| Daycare (Toddler, Monthly) |
$941 ($471-$1,882) |
| After-School Care (Monthly) |
$376 ($188-$659) |
| Tutoring (Per Hour) |
$47 ($24-$94) |
| SAT/ACT Prep Course |
$941 ($376-$2,353) |
| Private School (K-12, Annual) |
$11,763 ($4,705-$28,230) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$94) |
| Dog Vaccination (Annual) |
$94 ($47-$188) |
| Dog Grooming |
$56 ($28-$94) |
| Pet Boarding (Per Night) |
$38 ($19-$71) |
| Dog Spay/Neuter |
$282 ($141-$471) |
| Cat Spay/Neuter |
$188 ($94-$376) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $788 |
| Toddler | $736 |
| Preschool | $736 |
| Family Childcare (monthly) |
| Infant | $650 |
| Toddler | $617 |
| Preschool | $617 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Cuba City
What is the population of Cuba City?
Cuba City has a population of 2,094 residents and is located in Wisconsin. The population density is 1,805 people per square mile, spread across 1.1 square miles. The median age of residents is 40.3 years. The population is 48.9% female and 51.1% male.
Is Cuba City expensive to live in?
Cuba City is more affordable than the national average, with a cost of living index of 94.1 / below the baseline of 100. The median household income is $72,434, 4% below the national average of $75,149. The median home value is $176,000 (38% below the U.S. median). Renters pay a median of $754 per month, below the national average of $1,163. The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Cuba City?
Cuba City has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 18°F in January, while summers reach an average of 72°F in July. Annual rainfall totals 37.6 inches, with 39.6 inches of snow.
How is the job market in Cuba City?
The job market in Cuba City is very strong, with unemployment at just 0.3% / well below the national rate of 3.6%. The average weekly wage is $968. There are 510 business establishments in the area, including 34 restaurants and food service locations. The average commute time is 20 minutes, and 18.7% of workers work from home.
How much does housing cost in Cuba City?
The median home value in Cuba City is $176,000. Zillow estimates the typical home value at $260,420. According to Redfin, the median sale price is $156,000, with homes typically selling within 18 days. For renters, the median monthly rent is $754. Fair market rent is $872 for a 1-bedroom and $1,097 for a 2-bedroom apartment. The homeownership rate is 77.4%. The average annual property tax is $4,400.
How are the schools in Cuba City?
Schools in Cuba City score 6 out of 10 on standardized testing, near the national average. 28.4% of adults in Cuba City hold a bachelor's degree or higher, below the national average of 33.7%. 94.3% have completed high school. 9.4% hold a graduate or professional degree.
How healthy is Cuba City?
The obesity rate in Cuba City is 40.3% (above the national rate of 32.1%). 14.4% of adults are smokers. 27.4% are physically inactive. 24.9% of residents report depression. 7.5% lack health insurance. 47.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,196.
What is transportation like in Cuba City?
The average commute in Cuba City is 20 minutes, shorter than the national average of 28 minutes. 71.9% of workers drive alone to work, and 18.7% work from home.
What are the demographics of Cuba City?
The racial and ethnic makeup of Cuba City is 96.7% White, 3.9% Hispanic or Latino. 97.2% of residents speak only English at home, while 3.1% speak Spanish. 6.8% of the population are military veterans. 7.8% of residents have a disability. 92.5% have health insurance coverage.