Cumberland, WI

Wisconsin

Cumberland is a small town in Wisconsin with a population of 2,389. Residents earn $47,773 per year, which is 36% below the national average.

2.9 /5.0
C+ Fair
2,389 Population 574/sq mi density
$47,773 Median Income $30,596 per capita
$173,900 Home Value $311,823 Zillow
$901 Median Rent
41°F Avg Temperature
47 Violent Crime/100K 978 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.7 / 5.0
$47,773 median income, 4.3% unemployment
A+
Affordability
4.6 / 5.0
$173,900 home value, $901/mo rent
F
Safety
1.0 / 5.0
47 violent crimes/100K (88% below avg)
B
Education
3.3 / 5.0
28.6% bachelor's degree or higher
Median Income $47,773
36% lower than US avg
Home Value $173,900
38% lower than US avg
Violent Crime 47/100K
88% lower than US avg
Bachelor's+ 28.6%
15% lower than US avg
Median Rent $901
23% lower than US avg
Obesity Rate 39.6%
23% higher than US avg
Unemployment 4.3%
19% higher than US avg
Poverty Rate 24.3%
96% higher than US avg

How Cumberland Compares to the U.S. Average (100% = U.S. avg)

People

Population2,389
Median Age41.5 yrs
Density574/mi²
Male / Female49% / 51%
Largest GroupWhite 92%

Economy

C+
Median Income$47,773
Per Capita$30,596
Unemployment4.3%
Poverty24.3%
County GDP$2,185M
Commute20 min

Housing

A+
Home Value$173,900
Rent$901
OwnershipN/A
Zillow$311,823

Crime

F
Violent47/100K
Property978/100K
Murder0.0/100K
Assault47/100K
Burglary93/100K

Health

Obesity39.6%
UninsuredN/A
Depression26.3%
Heart Disease6.0%

Climate

Avg Temp41°F
AQI38 (Good)
Rain33.8 in/yr
Elevation1,255 ft

Education

B
Bachelor's+28.6%
High School+93.7%
School Score5.81

Community

2024 VoteR 65% / D 34%
Commute20 min
EV Stations1
Libraries10

Is Cumberland a Good Place to Live?

Based on current data, Cumberland receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Cumberland has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Cumberland is $47,773, 36% below the national average of $75,149. Unemployment stands at 4.3%, indicating a healthy job market. The poverty rate of 24.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 20 minutes.

Cost of Living & Housing

The median home value in Cumberland is $173,900, 38% below the national median — offering relatively affordable homeownership. Renters pay a median of $901 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.6x indicates a reasonably affordable housing market.

Safety & Crime

Cumberland is a very safe community with a violent crime rate of 47 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 978 per 100,000, 50% below the national average.

Education

28.6% of residents hold a bachelor's degree, below the national average of 33.7%. 93.7% have completed high school. Area schools have an average test score of 5.8/10.

Climate & Weather

Cumberland has a cool climate with an average annual temperature of 41°F. Winters average 10°F in January while summers reach 69°F in July. Annual precipitation totals 33.8 inches, including 55.6 inches of snow. Air quality is rated Good with a median AQI of 38.

Cumberland has a population of 2,389 with a density of 574 people per square mile. The median age is 41.5 years, 7% older than the national median of 38.9. The city is predominantly White (92.4%), with 2.1% Hispanic.

Population

2,389
Total Population
574
People / sq mi
41.5yrs
Median Age
7% above US avg
4.2mi²
Land Area

Gender Distribution

Male 48.6%
Female 51.4%

Race & Ethnicity

Cumberland vs U.S. Average

Language Spoken at Home

English Only89.2%
14% above US avg
Spanish10.8%
19% below US avg

Social Characteristics

Cumberland vs U.S. Average

The median household income in Cumberland is $47,773, which is 36% below the national average of $75,149. The unemployment rate is 4.3% (above the 3.6% US average). 24.3% of residents live below the poverty line. Workers commute an average of 20 minutes.

Income: Cumberland vs U.S.

Commute Mode

Income

Median HH Income$47,773
36% below US avg
Per Capita Income$30,596
Avg Weekly Wage$919
IRS Avg AGI$72,536

Employment & Poverty

Unemployment4.3%
19% above US avg
Poverty Rate24.3%
96% above US avg
Establishments (County)1,311
County GDP$2,185M

Business (County)

Restaurants136
Healthcare106
Retail164
Manufacturing95

Tax & Cost of Living

Property Tax (IRS)$5,702
63% above US avg
Effective Tax Rate3.28%

Commute & Transportation

Commute Time20.3 min
Work from Home3.5%

Walkability

The median home value in Cumberland is $173,900, 38% below the national average. Monthly rent averages $901 (23% below US avg). Zillow estimates the typical home value at $311,823.

Home Value Sources

Ownership Split

Home Values

Census Median$173,900
38% below US avg
Zillow ZHVI$311,823

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$901
23% below US avg

HUD Fair Market Rent

Studio$797
1 Bedroom$872
2 Bedrooms$1,097
3 Bedrooms$1,405
4 Bedrooms$1,572

Ownership & Property

Owner-Occupied63.0%

Property Tax

Avg Tax (IRS)$5,702
63% above US avg
Effective Rate3.28%
In Cumberland, 39.6% of adults are obese (above the 32.1% national rate). 26.3% report depression. 29.1% are physically inactive.

Health Metrics: Cumberland vs U.S. Average (%)

Chronic Conditions

Obesity39.6%
23% above US avg
Diabetes10.5%
Heart Disease6.0%
High Blood Pressure30.0%
Asthma11.4%
COPD6.9%
Stroke3.2%

Behaviors & Mental Health

Binge Drinking21.1%
Physical Inactivity29.1%
Depression26.3%
Mental Distress18.3%
Physical Distress13.8%

Healthcare Access

Insurance Rate93.8%
Checkup Rate74.7%
Premature Death7,642/100K

Food & Exercise

Food Environment9.0/10
Exercise Access65.3%
Healthcare Facilities106
Cumberland has a violent crime rate of 47 per 100,000 residents, 88% below the national average of 380. Property crime stands at 978 per 100,000 (50% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Cumberland vs U.S. Average (per 100,000)

Violent Crime

Total Violent46.6/100K
88% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault46.6/100K

Property Crime

Total Property977.7/100K
50% below US avg
Burglary93.1/100K
Theft791.4/100K
Vehicle Theft93.1/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)6

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Cumberland has an average annual temperature of 41°F (5°C). Winters average 10°F in January while summers reach 69°F in July. Annual precipitation is 33.8 inches. Air quality is rated Good with a median AQI of 38.

Temperature

10°F Jan (-12°C) 69°F Jul (21°C)
Annual Average41.3°F
24% below US avg
January Average10°F (-12°C)
July Average69°F (21°C)

Precipitation & Snow

Annual Rainfall33.8 inches
11% below US avg
Snowfall55.6 inches/yr

Air Quality

AQI Median38.0
RatingGood

Geography

Elevation1,255 ft (383 m)
Area4.2 sq mi (10.8 km²)
Population Density574/sq mi
Coordinates45.5361°N, 92.0248°W
County FIPS55095
It is classified as Nonmetro — Rural, adjacent. 28.6% of residents hold a bachelor's degree or higher (15% below US avg). In the 2024 election, the county voted Republican by a 30.9-point margin.

2024 Presidential Election (County)

R 64.9%
D 33.9%

Winner: Republican by 30.9 points

Education

Bachelor's Degree+28.6%
15% below US avg
High School+93.7%
School Test Score5.81
B Education Grade (3.3/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density574/sq mi
Total Area4.2 sq mi

Infrastructure & Services

EV Charging Stations1
Alt Fuel Stations2
Public Libraries10
Healthcare Facilities106
Restaurants136
Retail Stores164

Safety & Disasters

Fatal Crashes (County/yr)6
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute20.3 min
Work from Home3.5%

Nearby Cities

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