Cumming, IA

Iowa · Metropolitan Area

Cumming is a small town in Iowa with a population of 558. Residents earn $160,357 per year, which is 113% above the national average.

5.0 /5.0
A+ Excellent
558 Population 162/sq mi density
$160,357 Median Income $61,848 per capita
$486,400 Home Value $511,468 Zillow
$1,406 Median Rent 22.5% income on rent
50°F Avg Temperature
A+
Overall
5.0 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$160,357 median income, 0.7% unemployment
A+
Affordability
5.0 / 5.0
$486,400 home value, $1,406/mo rent
A+
Education
5.0 / 5.0
60.3% bachelor's degree or higher
Median Income $160,357
113% higher than US avg
Home Value $486,400
73% higher than US avg
Bachelor's+ 60.3%
79% higher than US avg
Median Rent $1,406
21% higher than US avg
Obesity Rate 38.7%
21% higher than US avg
Unemployment 0.7%
81% lower than US avg
Poverty Rate 1.8%
85% lower than US avg

How Cumming Compares to the U.S. Average (100% = U.S. avg)

People

Population558
Median Age42.5 yrs
Density162/mi²
Male / Female53% / 47%
Largest GroupWhite 91%
Veterans5.2%

Economy

A+
Median Income$160,357
Per Capita$61,848
Unemployment0.7%
Poverty1.8%
County GDP$1,885M
Commute24 min

Housing

A+
Home Value$486,400
Rent$1,406
OwnershipN/A
Zillow$511,468
Rent Burden22.5%

Crime

ViolentN/A
PropertyN/A

Health

Obesity38.7%
UninsuredN/A
Depression21.5%
Heart Disease5.0%

Climate

Avg Temp50°F
AQI43 (Good)
Rain37.8 in/yr
Elevation980 ft

Education

A+
Bachelor's+60.3%
High School+98.9%
School Score5.73

Community

2024 VoteR 60% / D 39%
Commute24 min
Broadband92.8%
Libraries6

Is Cumming a Good Place to Live?

Based on current data, Cumming receives an overall livability score of 5.0 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs, high obesity rates. Cumming stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Cumming is $160,357, which is significantly higher than the national average — 113% above $75,149. This places Cumming among higher-income communities. The job market is very strong with unemployment at just 0.7%. Only 1.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.

Cost of Living & Housing

The median home value in Cumming is $486,400, making it a premium housing market at 73% above the U.S. median of $281,900. Renters pay a median of $1,406 per month, significantly above the national average of $1,163. At just 3x median income, home prices are very affordable relative to local earnings.

Education

Cumming is a highly educated community — 60.3% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.9% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Cumming experiences four distinct seasons with an average temperature of 50°F. Winters average 22°F in January while summers reach 75°F in July. Annual precipitation totals 37.8 inches, including 30.8 inches of snow. Air quality is rated Good with a median AQI of 43.

Cumming has a population of 558 with a density of 162 people per square mile. The median age is 42.5 years, 9% older than the national median of 38.9. The city is predominantly White (91.4%), with 2.2% Black.

Population

558
Total Population
162
People / sq mi
42.5yrs
Median Age
9% above US avg
3.5mi²
Land Area

Gender Distribution

Male 53.4%
Female 46.6%

Race & Ethnicity

Cumming vs U.S. Average

Language Spoken at Home

English Only99.1%
26% above US avg
Spanish0.9%
93% below US avg

Social Characteristics

Cumming vs U.S. Average

The median household income in Cumming is $160,357, which is 113% above the national average of $75,149. The unemployment rate is 0.7% (below the 3.6% US average). 1.8% of residents live below the poverty line. Workers commute an average of 24 minutes.

Income: Cumming vs U.S.

Commute Mode

Income

Median HH Income$160,357
113% above US avg
Per Capita Income$61,848
Avg Weekly Wage$985
IRS Avg AGI$93,680

Employment & Poverty

Unemployment0.7%
81% below US avg
Poverty Rate1.8%
85% below US avg
Establishments (County)1,410
County GDP$1,885M

Business (County)

Restaurants83
Healthcare91
Retail108
Manufacturing29

Tax & Cost of Living

Property Tax (IRS)$5,817
66% above US avg
Effective Tax Rate1.20%

Commute & Transportation

Commute Time23.8 min
Drive Alone72.2%
Public Transit0.0%
Work from Home21.6%

Walkability

The median home value in Cumming is $486,400, 73% above the national average. Monthly rent averages $1,406 (21% above US avg). Zillow estimates the typical home value at $511,468.

Home Value Sources

Ownership Split

Home Values

Census Median$486,400
73% above US avg
Zillow ZHVI$511,468

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,406
21% above US avg
Rent Burden22.5%

HUD Fair Market Rent

Studio$738
1 Bedroom$788
2 Bedrooms$989
3 Bedrooms$1,282
4 Bedrooms$1,420

Ownership & Property

Owner-Occupied87.6%

Property Tax

Avg Tax (IRS)$5,817
66% above US avg
Effective Rate1.20%
In Cumming, 38.7% of adults are obese (above the 32.1% national rate). 21.5% report depression. 21.2% are physically inactive.

Health Metrics: Cumming vs U.S. Average (%)

Chronic Conditions

Obesity38.7%
21% above US avg
Diabetes8.5%
Heart Disease5.0%
High Blood Pressure29.3%
Asthma9.9%
COPD5.4%
Stroke2.5%

Behaviors & Mental Health

Binge Drinking23.5%
Physical Inactivity21.2%
Depression21.5%
Mental Distress16.6%
Physical Distress11.1%

Healthcare Access

Insurance Rate99.7%
Checkup Rate74.9%
Premature Death6,398/100K

Food & Exercise

Food Environment9.3/10
Exercise Access76.2%
Healthcare Facilities91

Crime Rates: Cumming vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)5

Safety Score

Cumming has an average annual temperature of 50°F (10°C). Winters average 22°F in January while summers reach 75°F in July. Annual precipitation is 37.8 inches. Air quality is rated Good with a median AQI of 43.

Temperature

22°F Jan (-6°C) 75°F Jul (24°C)
Annual Average49.9°F
8% below US avg
January Average22°F (-6°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall37.8 inches
1% below US avg
Snowfall30.8 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation980 ft (299 m)
Area3.5 sq mi (8.9 km²)
Population Density162/sq mi
Coordinates41.4847°N, 93.7619°W
County FIPS19181
It is classified as Metro — 250K–1M. 60.3% of residents hold a bachelor's degree or higher (79% above US avg). In the 2024 election, the county voted Republican by a 20.7-point margin. 92.8% of households have broadband internet.

2024 Presidential Election (County)

R 59.7%
D 38.9%

Winner: Republican by 20.7 points

Education

Bachelor's Degree+60.3%
79% above US avg
High School+98.9%
School Test Score5.73
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density162/sq mi
Total Area3.5 sq mi

Infrastructure & Services

Broadband Access92.8%
Alt Fuel Stations1
Public Libraries6
Healthcare Facilities91
Restaurants83
Retail Stores108

Safety & Disasters

Fatal Crashes (County/yr)5

Commute & Transportation

Avg Commute23.8 min
Drive Alone72.2%
Public Transit0.0%
Work from Home21.6%

Nearby Cities

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