Cutler, IL

Illinois

Cutler is a small town in Illinois with a population of 352. Residents earn $45,417 per year, which is 40% below the national average.

3.2 /5.0
B Good
352 Population 749/sq mi density
$45,417 Median Income $21,972 per capita
$58,800 Home Value
$1,042 Median Rent 36.3% income on rent
55°F Avg Temperature 293 sunny days/yr
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
C+
Economy
2.9 / 5.0
$45,417 median income, 0.4% unemployment
A+
Affordability
5.0 / 5.0
$58,800 home value, $1,042/mo rent
D
Education
1.6 / 5.0
7.9% bachelor's degree or higher
Median Income $45,417
40% lower than US avg
Home Value $58,800
79% lower than US avg
Bachelor's+ 7.9%
77% lower than US avg
Median Rent $1,042
10% lower than US avg
Obesity Rate 38.6%
20% higher than US avg
Unemployment 0.4%
89% lower than US avg
Poverty Rate 26.6%
115% higher than US avg

How Cutler Compares to the U.S. Average (100% = U.S. avg)

People

Population352
Median Age34.6 yrs
Density749/mi²
Male / Female52% / 48%
Largest GroupWhite 87%
Veterans6.6%

Economy

C+
Median Income$45,417
Per Capita$21,972
Unemployment0.4%
Poverty26.6%
County GDP$873M
Commute25 min

Housing

A+
Home Value$58,800
Rent$1,042
OwnershipN/A
Housing Units125
Rent Burden36.3%

Health

Obesity38.6%
Uninsured8.6%
Smoking15.8%
Depression24.0%
Heart Disease5.5%

Climate

Avg Temp55°F (13°C)
AQI43 (Good)
Rain45.6 in/yr
Sunny Days293/yr
Elevation499 ft (152 m)

Education

D
Bachelor's+7.9%
High School+85.6%
Graduate+1.7%
School Score5.34

Community

2024 VoteR 75% / D 23%
Commute25 min
Broadband76.0%
Libraries3

Is Cutler a Good Place to Live?

Based on current data, Cutler receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Cutler offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Cutler is $45,417, 40% below the national average of $75,149. The job market is very strong with unemployment at just 0.4%. The poverty rate of 26.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 25 minutes.

Cost of Living & Housing

The median home value in Cutler is $58,800, 79% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,042 per month, below the national average — a plus for affordability. At just 1.3x median income, home prices are very affordable relative to local earnings.

Education

7.9% of residents hold a bachelor's degree, below the national average of 33.7%. 85.6% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

Cutler experiences four distinct seasons with an average temperature of 55°F. Winters average 31°F in January while summers reach 77°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 45.6 inches, including 10.6 inches of snow. Air quality is rated Good with a median AQI of 43.

Cutler has a population of 352 with a density of 749 people per square mile. The median age is 34.6 years, 11% younger than the national median of 38.9. The city is predominantly White (87.2%), with 1.4% Black.

Population

352
Total Population
749
People / sq mi
34.6yrs
Median Age
11% below US avg
0.5mi²
Land Area

Gender Distribution

Male 51.7%
Female 48.3%

Race & Ethnicity

Cutler vs U.S. Average

Language Spoken at Home

English Only96.4%
23% above US avg
Spanish3.6%
73% below US avg

Social Characteristics

Cutler vs U.S. Average

The median household income in Cutler is $45,417, which is 40% below the national average of $75,149. The unemployment rate is 0.4% (below the 3.6% US average). 26.6% of residents live below the poverty line. Workers commute an average of 25 minutes.

Income: Cutler vs U.S.

Commute Mode

Income

Median HH Income$45,417
40% below US avg
Per Capita Income$21,972
Avg Weekly Wage$968
IRS Avg AGI$60,281

Employment & Poverty

Unemployment0.4%
89% below US avg
Poverty Rate26.6%
115% above US avg
Establishments (County)328
County GDP$873M

Business (County)

Restaurants43
Healthcare48
Retail52
Manufacturing18

Tax & Cost of Living

Property Tax (IRS)$4,138
18% above US avg
Effective Tax Rate7.04%

Commute & Transportation

Commute Time24.6 min
Drive Alone89.1%
Public Transit0.0%
Work from Home2.9%

Walkability

The median home value in Cutler is $58,800, 79% below the national average. Monthly rent averages $1,042 (10% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$58,800
79% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,042
10% below US avg
Rent Burden36.3%

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied69.6%
Housing Units125
Median Year Built1980

Property Tax

Avg Tax (IRS)$4,138
18% above US avg
Effective Rate7.04%
In Cutler, 38.6% of adults are obese (above the 32.1% national rate). 8.6% of residents lack health insurance. 15.8% are current smokers. 24.0% report depression. 22.8% are physically inactive.

Health Metrics: Cutler vs U.S. Average (%)

Chronic Conditions

Obesity38.6%
20% above US avg
Diabetes9.7%
Heart Disease5.5%
High Blood Pressure31.1%
Asthma10.8%
COPD7.0%
Cancer7.4%
Stroke3.0%

Behaviors & Mental Health

Smoking15.8%
13% above US avg
Binge Drinking21.0%
Physical Inactivity22.8%
Depression24.0%
Mental Distress19.1%
Physical Distress13.3%
Short Sleep38.5%

Healthcare Access

Insurance Rate94.9%
Uninsured8.6%
0% below US avg
Checkup Rate75.0%
Dental Visits58.7%
Premature Death9,279/100K

Food & Exercise

Food Environment7.1/10
Exercise Access67.4%
Healthcare Facilities48
Cutler has an average annual temperature of 55°F (13°C). Winters average 31°F in January while summers reach 77°F in July. Annual precipitation is 45.6 inches. The area enjoys 293 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

31°F Jan (-1°C) 77°F Jul (25°C)
Annual Average55.1°F
2% above US avg
January Average31°F (-1°C)
July Average77°F (25°C)
Sunny Days293 days/yr

Precipitation & Snow

Annual Rainfall45.6 inches
20% above US avg
Snowfall10.6 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation499 ft (152 m)
Area0.5 sq mi (1.2 km²)
Population Density749/sq mi
Coordinates38.0325°N, 89.5676°W
TimezoneAmerica/Chicago
County FIPS17145
It is classified as Nonmetro — Urban 2.5K–20K. 7.9% of residents hold a bachelor's degree or higher (77% below US avg). In the 2024 election, the county voted Republican by a 52-point margin. 76.0% of households have broadband internet.

2024 Presidential Election (County)

R 75.2%
D 23.2%

Winner: Republican by 52 points

Education

Bachelor's Degree+7.9%
77% below US avg
High School+85.6%
Graduate Degree+1.7%
School Test Score5.34
D Education Grade (1.6/5.0)

Urban-Rural Classification

RUCC Code 7Nonmetro — Urban 2.5K–20K
Population Density749/sq mi
Total Area0.5 sq mi

Infrastructure & Services

Broadband Access76.0%
Public Libraries3
Healthcare Facilities48
Restaurants43
Retail Stores52

Safety & Disasters

Commute & Transportation

Avg Commute24.6 min
Drive Alone89.1%
Public Transit0.0%
Work from Home2.9%

Nearby Cities

Compare Cutler with another city: