Median Income $58,750

22% lower than US avg

Home Value $73,800

74% lower than US avg

Bachelor's+ 1.4%

96% lower than US avg

Obesity Rate 38.0%

18% higher than US avg

Unemployment 0.0%

100% lower than US avg

Poverty Rate 17.9%

44% higher than US avg

How Derby Compares to the U.S. Average (100% = U.S. avg)

People

Population106

Median Age38.8 yrs

Density408/mi²

Male / Female41% / 59%

Largest GroupWhite 99%

Veterans69.0%

Economy

B+

Median Income$58,750

Per Capita$19,553

Unemployment0.0%

Poverty17.9%

County GDP$316M

Commute40 min

Housing

A+

Home Value$73,800

RentN/A

OwnershipN/A

Housing Units49

Health

Obesity38.0%

Uninsured7.5%

Smoking16.9%

Depression23.4%

Heart Disease5.6%

Climate

Avg Temp50°F (10°C)

AQI43 (Good)

Rain40.4 in/yr

Sunny Days275/yr

Elevation1,088 ft (332 m)

Education

Bachelor's+1.4%

High School+71.0%

Graduate+0.0%

School Score5.73

Community

2024 VoteR 78% / D 21%

Commute40 min

Broadband35.0%

Libraries4

Is Derby a Good Place to Live?

Based on current data, Derby receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes, long commute times. Derby offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Derby is $58,750, 22% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 17.9% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 40 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Derby is $73,800, 74% below the national median — offering relatively affordable homeownership. At just 1.3x median income, home prices are very affordable relative to local earnings.

Education

1.4% of residents hold a bachelor's degree, below the national average of 33.7%. 71.0% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Derby experiences four distinct seasons with an average temperature of 50°F. Winters average 22°F in January while summers reach 75°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.4 inches. Air quality is rated Good with a median AQI of 43.

Derby has a population of 106 with a density of 408 people per square mile. The median age is 38.8 years, 0% younger than the national median of 38.9. The city is predominantly White (99.1%).

Population

106

Total Population

408

People / sq mi

38.8yrs

Median Age

0% below US avg

0.3mi²

Land Area

Gender Distribution

Male 40.6%

Female 59.4%

Race & Ethnicity

Derby vs U.S. Average

Language Spoken at Home

English Only	77.8%
	1% below US avg
Spanish	22.2%
	66% above US avg

Social Characteristics

Derby vs U.S. Average

The median household income in Derby is $58,750, which is 22% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 17.9% of residents live below the poverty line. Workers commute an average of 40 minutes.

Income: Derby vs U.S.

Commute Mode

Income

Median HH Income	$58,750
	22% below US avg
Per Capita Income	$19,553
Avg Weekly Wage	$968
IRS Avg AGI	$57,510

Employment & Poverty

Unemployment	0.0%
	100% below US avg
Poverty Rate	17.9%
	44% above US avg
Establishments (County)	185
County GDP	$316M

Business (County)

Restaurants	8
Healthcare	11
Retail	22
Manufacturing	5

Tax & Cost of Living

Property Tax (IRS)	$3,250
	7% below US avg
Effective Tax Rate	4.40%

Commute & Transportation

Commute Time	40.4 min
Drive Alone	60.0%
Public Transit	7.5%
Work from Home	12.5%

Walkability

The median home value in Derby is $73,800, 74% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median	$73,800
	74% below US avg

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Studio	$738
1 Bedroom	$788
2 Bedrooms	$989
3 Bedrooms	$1,282
4 Bedrooms	$1,420

Ownership & Property

Owner-Occupied	94.3%
Housing Units	49
Median Year Built	1938

Property Tax

Avg Tax (IRS)	$3,250
	7% below US avg
Effective Rate	4.40%

In Derby, 38.0% of adults are obese (above the 32.1% national rate). 7.5% of residents lack health insurance. 16.9% are current smokers. 23.4% report depression. 24.7% are physically inactive.

Health Metrics: Derby vs U.S. Average (%)

Chronic Conditions

Obesity	38.0%
	18% above US avg
Diabetes	9.4%
Heart Disease	5.6%
High Blood Pressure	30.4%
Asthma	10.7%
COPD	6.6%
Cancer	7.4%
Stroke	2.9%

Behaviors & Mental Health

Smoking	16.9%
	21% above US avg
Binge Drinking	21.6%
Physical Inactivity	24.7%
Depression	23.4%
Mental Distress	18.9%
Physical Distress	12.7%
Short Sleep	32.5%

Healthcare Access

Insurance Rate	73.6%
Uninsured	7.5%
	13% below US avg
Checkup Rate	75.7%
Dental Visits	69.2%
Premature Death	8,502/100K

Food & Exercise

Food Environment	7.2/10
Exercise Access	35.8%
Healthcare Facilities	11

Derby has an average annual temperature of 50°F (10°C). Winters average 22°F in January while summers reach 75°F in July. Annual precipitation is 40.4 inches. The area enjoys 275 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

22°F Jan (-5°C) 75°F Jul (24°C)

Annual Average	49.9°F
	8% below US avg
January Average	22°F (-5°C)
July Average	75°F (24°C)
Sunny Days	275 days/yr

Precipitation & Snow

Annual Rainfall	40.4 inches
	6% above US avg

Air Quality

AQI Median	43.0
Rating	Good

Geography

Elevation	1,088 ft (332 m)
Area	0.3 sq mi (0.7 km²)
Population Density	408/sq mi
Coordinates	40.9303°N, 93.4565°W
Timezone	America/Chicago
County FIPS	19185

It is classified as Nonmetro — Rural. 1.4% of residents hold a bachelor's degree or higher (96% below US avg). In the 2024 election, the county voted Republican by a 57.2-point margin. 35.0% of households have broadband internet.

2024 Presidential Election (County)

R 77.8%

D 20.6%

Winner: Republican by 57.2 points

Education

Bachelor's Degree+	1.4%
	96% below US avg
High School+	71.0%
Graduate Degree+	0.0%
School Test Score	5.73

F Education Grade (1.1/5.0)

Urban-Rural Classification

RUCC Code 9	Nonmetro — Rural
Population Density	408/sq mi
Total Area	0.3 sq mi

Infrastructure & Services

Broadband Access	35.0%
Public Libraries	4
Healthcare Facilities	11
Restaurants	8
Retail Stores	22

Safety & Disasters

Fatal Crashes (County/yr)	1

Commute & Transportation

Avg Commute	40.4 min
Drive Alone	60.0%
Public Transit	7.5%
Work from Home	12.5%

Derby, IA

How Derby Compares to the U.S. Average (100% = U.S. avg)

People

Economy

Housing

Health

Climate

Education

Community

Is Derby a Good Place to Live?

Economy & Jobs

Cost of Living & Housing

Education

Climate & Weather

Population

Gender Distribution

Race & Ethnicity

Derby vs U.S. Average

Language Spoken at Home

Social Characteristics

Derby vs U.S. Average

Income: Derby vs U.S.

Commute Mode

Income

Employment & Poverty

Business (County)

Tax & Cost of Living

Commute & Transportation

Walkability

Home Value Sources

Ownership Split

Home Values

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Ownership & Property

Property Tax

Health Metrics: Derby vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Food & Exercise

Temperature

Precipitation & Snow

Air Quality

Geography

2024 Presidential Election (County)

Education

Urban-Rural Classification

Infrastructure & Services

Safety & Disasters

Commute & Transportation

Nearby Cities