Median Income
$84,423
12% higher than US avg
Home Value
$181,300
36% lower than US avg
Violent Crime
179/100K
53% lower than US avg
Bachelor's+
16.7%
50% lower than US avg
Obesity Rate
40.3%
26% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Earl Compares to the U.S. Average (100% = U.S. avg)
People
Population100
Median Age32.3 yrs
Density333/mi²
Male / Female43% / 57%
Largest GroupWhite 95%
Veterans69.0%
Economy
A+
Median Income$84,423
Per Capita$34,278
Unemployment0.0%
Poverty0.0%
County GDP$725M
Commute35 min
Housing
A+
Home Value$181,300
Ownership100.0%
Zillow$161,161
Housing Units32
Rent Burden23.0%
Crime
F
Violent179/100K
Property2,044/100K
Health
Obesity40.3%
Smoking23.7%
Depression28.9%
Heart Disease7.8%
Climate
Avg Temp63°F (17°C)
AQI45 (Good)
Rain41.4 in/yr
Sunny Days310/yr
Elevation737 ft (225 m)
Education
C
Bachelor's+16.7%
High School+91.7%
Graduate+6.8%
School Score5.23
Community
2024 VoteR 81% / D 18%
Commute35 min
Broadband38.0%
EV Stations1
Libraries1
Is Earl a Good Place to Live?
Based on current data, Earl receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Areas to be aware of include high obesity rates. Earl offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Earl is $84,423, 12% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 35 minutes.
Cost of Living & Housing
The median home value in Earl is $181,300, 36% below the national median / offering relatively affordable homeownership. At just 2.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Earl is below the national average at 179 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,044 per 100,000, near the national average.
Education
16.7% of residents hold a bachelor's degree, below the national average of 33.7%. 91.7% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Earl enjoys a moderate climate with an average annual temperature of 63°F. Winters average 41°F in January while summers reach 84°F in July. With 310 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.4 inches. Air quality is rated Good with a median AQI of 45.
Earl has a population of 100 with a density of 333 people per square mile, spread across 0.3 square miles. The median age is 32.3 years, 17% younger than the national median of 38.9. The gender split is 57% female and 43% male. The city is predominantly White (95%), with 5% Hispanic. English is the primary language spoken at home by 100% of residents. 69.0% of the population are veterans, above the national rate of 6.0%. 5.1% of residents have a disability (below the 13.0% national average). 87.3% have health insurance coverage.
Population
32.3yrs
Median Age
17% below US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Earl is $84,423, which is 12% above the national average of $75,149. Per capita income is $34,278 (below the $39,052 national figure). The average weekly wage is $944, 34% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 362 business establishments, including 46 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 35 minutes (longer than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $84,423 |
| 12% above US avg |
| Per Capita Income | $34,278 |
| Avg Weekly Wage | $944 |
| IRS Avg AGI | $64,119 |
| Gini Index | 0.461 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 362 |
| County GDP | $725M |
Business (County)
| Restaurants | 46 |
| Healthcare | 24 |
| Retail | 62 |
| Manufacturing | 21 |
Tax & Cost of Living
| Property Tax (IRS) | $2,234 |
| 36% below US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 1.23% |
Commute & Transportation
| Commute Time | 34.7 min |
| Drive Alone | 62.3% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Earl is $181,300, 36% below the national median of $281,900. Zillow estimates the typical home value at $161,161, lower than the Census estimate. Fair market rent ranges from $791 for a one-bedroom to $995 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 32 total housing units in the city. The median year a home was built is 1969. The average annual property tax is $2,234 (lower than the $3,500 national average). 23.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $181,300 |
| 36% below US avg |
| Zillow ZHVI | $161,161 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $744 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $995 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,501 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 32 |
| Median Year Built | 1969 |
Property Tax
| Avg Tax (IRS) | $2,234 |
| 36% below US avg |
| Effective Rate | 1.23% |
In Earl, 40.3% of adults are obese, above the national rate of 32.1%. 13.2% have diabetes (above the 10.5% national rate). Heart disease affects 7.8% of residents, above the national average. 38.4% have high blood pressure. 23.7% are current smokers (above the 14.0% national rate). 14.7% report binge drinking. 37.6% are physically inactive, above the national average. 28.9% report depression (above the 20.0% national average). 22.1% experience frequent mental distress. The primary care physician ratio is 1:3,899. The dentist ratio is 1:7,941. 61.5% of residents have access to exercise opportunities. The food environment index is 6.0 out of 10.
Health Metrics: Earl vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.3% |
| 26% above US avg |
| Diabetes | 13.2% |
| Heart Disease | 7.8% |
| High Blood Pressure | 38.4% |
| Asthma | 12.8% |
| COPD | 10.3% |
| Cancer | 7.0% |
| Stroke | 4.2% |
Behaviors & Mental Health
| Smoking | 23.7% |
| 69% above US avg |
| Binge Drinking | 14.7% |
| Physical Inactivity | 37.6% |
| Depression | 28.9% |
| Mental Distress | 22.1% |
| Physical Distress | 17.6% |
| Short Sleep | 39.0% |
Healthcare Access
| Insurance Rate | 87.3% |
| |
| Primary Care | 1:3,899 |
| Dentists | 1:7,941 |
| Mental Health | 1:296 |
| Checkup Rate | 75.3% |
| Dental Visits | 46.1% |
| Premature Death | 11,482/100K |
Food & Exercise
| Food Environment | 6.0/10 |
| Exercise Access | 61.5% |
| Healthcare Facilities | 24 |
Earl has a violent crime rate of 179 per 100,000 residents, 53% below the national average of 380. Property crime stands at 2,044 per 100,000, 4% above the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Earl receives a safety grade of F.
Crime Rates: Earl vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 178.9/100K |
| 53% below US avg |
| |
Property Crime
| Total Property | 2,043.9/100K |
| 4% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Earl enjoys a temperate climate with an average annual temperature of 63°F (17°C). Winters average 41°F in January while summers reach 84°F in July. The area gets 310 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.4 inches. The area receives 2.3 inches of snow annually. Air quality is rated Good with a median AQI of 45. The city sits at an elevation of 737 feet.
Temperature
41°F Jan (5°C)
84°F Jul (29°C)
| Annual Average | 62.9°F |
| 16% above US avg |
| January Average | 41°F (5°C) |
| July Average | 84°F (29°C) |
| Sunny Days | 310 days/yr |
Geography
| Elevation | 737 ft (225 m) |
| Area | 0.3 sq mi (0.8 km²) |
| Population Density | 333/sq mi |
| Coordinates | 34.2034°N, 96.8921°W |
| Timezone | America/Chicago |
| County | Marshall County County |
| Nearest Airport | Durant Regional/Eaker Field (DUA) 34 miles away |
Precipitation & Snow
Annual Rainfall
41.4"
9% above US avg
Wettest Month (May)
5.28"
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 49.0 / 100 |
| Social Vulnerability | 92.5 / 100 |
| Community Resilience | 10.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively High |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
556 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.1. Most recent: M2.6 on Jul 30, 2025.
| Feb 3, 2024 |
8 km NW of Prague, Oklahoma |
M5.1 |
149 km |
| Sep 6, 1997 |
6 km N of Tupelo, Oklahoma |
M4.5 |
66 km |
| Jan 18, 1995 |
4 km SSE of Erin Springs, Oklahoma |
M4.2 |
91 km |
| Apr 3, 2012 |
8 km SSW of Pittsburg, Oklahoma |
M4.1 |
105 km |
| Jul 15, 2014 |
3 km N of Harrah, Oklahoma |
M3.9 |
149 km |
| Nov 15, 1990 |
5 km SSE of Erin Springs, Oklahoma |
M3.9 |
89 km |
| Jan 9, 2014 |
8 km SSE of Sparks, Oklahoma |
M3.8 |
149 km |
| Feb 8, 2002 |
8 km SW of Elgin, Oklahoma |
M3.8 |
147 km |
| May 10, 2012 |
9 km WNW of Prague, Oklahoma |
M3.8 |
146 km |
| Apr 16, 2012 |
8 km NW of Prague, Oklahoma |
M3.8 |
148 km |
| May 31, 2014 |
1 km ESE of Choctaw, Oklahoma |
M3.7 |
147 km |
| Sep 25, 2023 |
9 km WNW of Velma, Oklahoma |
M3.7 |
87 km |
| Apr 7, 2021 |
7 km WSW of Horntown, Oklahoma |
M3.6 |
109 km |
| Dec 17, 1992 |
7 km SSE of Erin Springs, Oklahoma |
M3.6 |
87 km |
| Aug 9, 2015 |
1 km WNW of McLoud, Oklahoma |
M3.6 |
139 km |
| Jun 1, 2014 |
3 km ENE of Choctaw, Oklahoma |
M3.6 |
148 km |
| Apr 26, 2016 |
7 km ENE of Harrah, Oklahoma |
M3.6 |
148 km |
| Jun 18, 2016 |
6 km NE of Harrah, Oklahoma |
M3.6 |
149 km |
| Jan 24, 2010 |
2 km ENE of Choctaw, Oklahoma |
M3.6 |
148 km |
| Jun 8, 2004 |
6 km N of Lone Grove, Oklahoma |
M3.5 |
33 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
707 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 61 fatalities, 551 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 27, 2024 |
EF4 |
40 km |
1 |
| May 9, 2016 |
EF4 |
58 km |
1 |
| Feb 10, 2009 |
EF4 |
74 km |
8 |
| Apr 19, 1972 |
EF4 |
64 km |
5 |
| Apr 27, 1966 |
EF4 |
36 km |
0 |
| May 4, 1960 |
EF4 |
84 km |
0 |
| May 9, 1959 |
EF4 |
55 km |
7 |
| Sep 14, 1957 |
EF4 |
89 km |
2 |
| Apr 2, 1957 |
EF4 |
52 km |
3 |
| Apr 2, 1957 |
EF4 |
32 km |
2 |
| Nov 3, 2024 |
EF3 |
100 km |
0 |
| May 25, 2024 |
EF3 |
95 km |
0 |
| Apr 27, 2024 |
EF3 |
32 km |
1 |
| Apr 27, 2024 |
EF3 |
98 km |
2 |
| Apr 30, 2019 |
EF3 |
68 km |
2 |
| May 9, 2016 |
EF3 |
31 km |
1 |
| May 9, 2016 |
EF3 |
87 km |
0 |
| May 9, 2016 |
EF3 |
47 km |
0 |
| May 25, 2015 |
EF3 |
62 km |
1 |
| Apr 14, 2011 |
EF3 |
60 km |
2 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: LOCO-HEALDTON (56,584 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
LOCO-HEALDTON |
56,584 |
52 km |
| 1991 |
ARBUCKLE |
29,823 |
31 km |
| 2021 |
WINDMILL |
28,410 |
40 km |
| 2009 |
RATCLIFF CITY-TATUMS |
23,099 |
62 km |
| 2009 |
BRUSHY MOUNTAIN |
18,412 |
42 km |
| 2006 |
RINGGOLD |
16,382 |
99 km |
| 2005 |
UNNAMED |
15,416 |
46 km |
| 2006 |
RATLIFF CITY |
12,435 |
58 km |
| 2005 |
UNNAMED |
10,935 |
86 km |
| 2000 |
UNNAMED |
9,943 |
35 km |
| 2017 |
CHOCKIE FIRE |
8,574 |
100 km |
| 1988 |
UNNAMED |
7,228 |
27 km |
| 2006 |
BIALOCO |
6,843 |
72 km |
| 2006 |
MILL CREEK |
6,577 |
95 km |
| 2009 |
MONTAGUE COUNTY COMPLEX |
6,505 |
90 km |
| 2017 |
SQUIRREL CREEK |
6,463 |
94 km |
| 2006 |
VELMA |
6,364 |
79 km |
| 1996 |
TURNPIKE MVD |
5,912 |
38 km |
| 2005 |
CALLISBURG |
5,797 |
53 km |
| 1994 |
UNNAMED |
5,677 |
96 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
41°F (5°C) |
1.6 in |
Coldest, Driest |
| February |
45°F (7°C) |
2.2 in |
|
| March |
53°F (12°C) |
3.4 in |
|
| April |
62°F (17°C) |
3.5 in |
|
| May |
70°F (21°C) |
5.3 in |
Wettest |
| June |
78°F (25°C) |
4.2 in |
|
| July |
84°F (29°C) |
2.4 in |
Warmest |
| August |
82°F (28°C) |
2.4 in |
|
| September |
75°F (24°C) |
4.5 in |
|
| October |
64°F (18°C) |
4.3 in |
|
| November |
52°F (11°C) |
2.7 in |
|
| December |
43°F (6°C) |
2.1 in |
|
Earl has a seasonal temperature swing of 43°F / from 41°F in January to 84°F in July. Total annual precipitation is 38.7 inches, with May being the wettest month (5.3") and January the driest (1.6").
Average costs for common services in Earl. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $885 |
| Toddler | $765 |
| Preschool | $765 |
| Family Childcare (monthly) |
| Infant | $643 |
| Toddler | $591 |
| Preschool | $591 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Earl
What is the population of Earl?
Earl has a population of 100 residents and is located in Oklahoma. The population density is 333 people per square mile, spread across 0.3 square miles. The median age of residents is 32.3 years, which is younger than the national median of 38.9 years. The population is 57% female and 43% male.
Is Earl expensive to live in?
Earl is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $84,423, 12% above the national average of $75,149. The median home value is $181,300 (36% below the U.S. median). The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
Is Earl safe?
Earl is safer than the national average, with a violent crime rate of 179 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,044 per 100,000 (above the national average). Overall, Earl receives a safety grade of F based on combined crime data.
What is the weather like in Earl?
Earl enjoys a temperate climate with an average annual temperature of 63°F (17°C). Winter temperatures average 41°F in January, while summers reach an average of 84°F in July. The area receives 310 sunny days per year, well above the national average of 205. Annual rainfall totals 41.4 inches, with 2.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 45.
How is the job market in Earl?
The job market in Earl is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $944. There are 362 business establishments in the area, including 46 restaurants and food service locations. The average commute time is 35 minutes, and 0.0% of workers work from home.
How much does housing cost in Earl?
The median home value in Earl is $181,300. Zillow estimates the typical home value at $161,161. The homeownership rate is 100.0%. The average annual property tax is $2,234.
How are the schools in Earl?
Schools in Earl score 5.2 out of 10 on standardized testing, near the national average. 16.7% of adults in Earl hold a bachelor's degree or higher, below the national average of 33.7%. 91.7% have completed high school. 6.8% hold a graduate or professional degree.
How healthy is Earl?
The obesity rate in Earl is 40.3% (above the national rate of 32.1%). 23.7% of adults are smokers. 37.6% are physically inactive. 28.9% of residents report depression. 61.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,899.
What is transportation like in Earl?
The average commute in Earl is 35 minutes, longer than the national average of 28 minutes. 62.3% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Earl?
The racial and ethnic makeup of Earl is 95% White, 5% Hispanic or Latino. 100% of residents speak only English at home. 69.0% of the population are military veterans. 5.1% of residents have a disability. 87.3% have health insurance coverage.