Median Income
$63,125
16% lower than US avg
Home Value
$127,500
55% lower than US avg
Violent Crime
218/100K
43% lower than US avg
Bachelor's+
4.5%
87% lower than US avg
Obesity Rate
38.0%
18% higher than US avg
Unemployment
8.1%
125% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Effie Compares to the U.S. Average (100% = U.S. avg)
People
Population80
Median Age48.9 yrs
Density22/mi²
Male / Female64% / 36%
Largest GroupWhite 83%
Veterans72.0%
Economy
B
Median Income$63,125
Per Capita$35,818
Unemployment8.1%
Poverty0.0%
County GDP$2,579M
Commute27 min
Housing
A+
Home Value$127,500
Ownership64.3%
Zillow$183,042
Housing Units60
Rent Burden34.1%
Crime
F
Violent218/100K
Property3,512/100K
Health
Obesity38.0%
Uninsured9.5%
Smoking20.4%
Depression25.8%
Heart Disease6.7%
Climate
Avg Temp38°F (4°C)
AQI36 (Good)
Rain31.1 in/yr
Sunny Days249/yr
Elevation1,392 ft (424 m)
Education
F
Bachelor's+4.5%
High School+90.9%
Graduate+0.0%
School Score5.88
Community
2024 VoteR 59% / D 39%
Commute27 min
Broadband42.0%
EV Stations1
Libraries6
Is Effie a Good Place to Live?
Based on current data, Effie receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment. Effie has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Effie is $63,125, 16% below the national average of $75,149. At 8.1%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Effie is $127,500, 55% below the national median / offering relatively affordable homeownership. At just 2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Effie is below the national average at 218 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,512 per 100,000, 79% above the national average.
Education
4.5% of residents hold a bachelor's degree, below the national average of 33.7%. 90.9% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Effie has a cool climate with an average annual temperature of 38°F. Winters average 6°F in January while summers reach 66°F in July. The area gets 249 sunny days per year. Annual precipitation totals 31.1 inches, including 64.1 inches of snow. Air quality is rated Good with a median AQI of 36.
Effie has a population of 80 with a density of 22 people per square mile, spread across 3.7 square miles. The median age is 48.9 years, 26% older than the national median of 38.9. The gender split is 36.3% female and 63.8% male. The city is predominantly White (82.5%), with 17.5% Hispanic. English is the primary language spoken at home by 98.9% of residents. 72.0% of the population are veterans, above the national rate of 6.0%. 25.3% of residents have a disability (above the 13.0% national average). 95.8% have health insurance coverage.
Population
48.9yrs
Median Age
26% above US avg
Language Spoken at Home
English Only
98.9%
26% above US avg
Spanish
1.1%
92% below US avg
The median household income in Effie is $63,125, which is 16% below the national average of $75,149. Per capita income is $35,818. The average weekly wage is $1,040, 27% lower than the U.S. average. The unemployment rate is 8.1% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,352 business establishments, including 107 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 27 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $63,125 |
| 16% below US avg |
| Per Capita Income | $35,818 |
| Avg Weekly Wage | $1,040 |
| IRS Avg AGI | $70,727 |
| Gini Index | 0.432 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 8.1% |
| 125% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,352 |
| County GDP | $2,579M |
Business (County)
| Restaurants | 107 |
| Healthcare | 170 |
| Retail | 178 |
| Manufacturing | 36 |
Tax & Cost of Living
| Property Tax (IRS) | $4,534 |
| 30% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 3.56% |
Commute & Transportation
| Commute Time | 27.2 min |
| Drive Alone | 61.5% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Effie is $127,500, 55% below the national median of $281,900. Zillow estimates the typical home value at $183,042, higher than the Census estimate. Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 64.3% of housing units are owner-occupied. There are 60 total housing units in the city. The median year a home was built is 1966. The average annual property tax is $4,534 (higher than the $3,500 national average). 34.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2x, well within the affordable range.
Home Values
| Census Median | $127,500 |
| 55% below US avg |
| Zillow ZHVI | $183,042 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 64.3% |
| Owner-Occupied | 64.3% |
| Renter-Occupied | 35.7% |
| Housing Units | 60 |
| Median Year Built | 1966 |
Property Tax
| Avg Tax (IRS) | $4,534 |
| 30% above US avg |
| Effective Rate | 3.56% |
In Effie, 38.0% of adults are obese, above the national rate of 32.1%. 11.4% have diabetes. Heart disease affects 6.7% of residents, above the national average. 32.1% have high blood pressure. 20.4% are current smokers (above the 14.0% national rate). 20.4% report binge drinking. 26.4% are physically inactive. 25.8% report depression (above the 20.0% national average). 18.3% experience frequent mental distress. 9.5% of residents lack health insurance. The primary care physician ratio is 1:980. The dentist ratio is 1:1,256. 65.9% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Effie vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.0% |
| 18% above US avg |
| Diabetes | 11.4% |
| Heart Disease | 6.7% |
| High Blood Pressure | 32.1% |
| Asthma | 10.4% |
| COPD | 7.0% |
| Cancer | 7.3% |
| Stroke | 3.5% |
Behaviors & Mental Health
| Smoking | 20.4% |
| 46% above US avg |
| Binge Drinking | 20.4% |
| Physical Inactivity | 26.4% |
| Depression | 25.8% |
| Mental Distress | 18.3% |
| Physical Distress | 13.7% |
| Short Sleep | 31.4% |
Healthcare Access
| Insurance Rate | 95.8% |
| Uninsured | 9.5% |
| 10% above US avg |
| Primary Care | 1:980 |
| Dentists | 1:1,256 |
| Mental Health | 1:289 |
| Checkup Rate | 70.4% |
| Dental Visits | 58.1% |
| Premature Death | 9,838/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 65.9% |
| Healthcare Facilities | 170 |
Effie has a violent crime rate of 218 per 100,000 residents, 43% below the national average of 380. Property crime stands at 3,512 per 100,000, 79% above the U.S. average. The county recorded 4 fatal traffic crashes. Overall, Effie receives a safety grade of F.
Crime Rates: Effie vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 217.8/100K |
| 43% below US avg |
| |
Property Crime
| Total Property | 3,511.8/100K |
| 79% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Traffic Accidents | 20 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Effie has a cool climate with an average annual temperature of 38°F (4°C). Winters average 6°F in January while summers reach 66°F in July. The area gets 249 sunny days per year, above the national average. Annual precipitation totals 31.1 inches. The area receives 64.1 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 1,392 feet.
Temperature
6°F Jan (-15°C)
66°F Jul (19°C)
| Annual Average | 38.4°F |
| 29% below US avg |
| January Average | 6°F (-15°C) |
| July Average | 66°F (19°C) |
| Sunny Days | 249 days/yr |
Geography
| Elevation | 1,392 ft (424 m) |
| Area | 3.7 sq mi (9.5 km²) |
| Population Density | 22/sq mi |
| Coordinates | 47.8412°N, 93.6377°W |
| Timezone | America/Chicago |
| County | Itasca County County |
| Nearest Airport | Range Regional (HIB)
49 miles away |
Precipitation & Snow
Annual Rainfall
31.1"
18% below US avg
Wettest Month (Jun)
4.21"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 76.7 / 100 |
| Social Vulnerability | 63.2 / 100 |
| Community Resilience | 91.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
77 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 3 fatalities, 17 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 6, 1969 |
EF3 |
66 km |
0 |
| Jul 5, 1991 |
EF2 |
90 km |
0 |
| Jun 7, 1977 |
EF2 |
68 km |
0 |
| Sep 1, 1973 |
EF2 |
36 km |
0 |
| Sep 6, 1959 |
EF2 |
49 km |
0 |
| May 30, 2022 |
EF1 |
58 km |
0 |
| Jul 26, 2021 |
EF1 |
92 km |
0 |
| Jul 17, 2019 |
EF1 |
61 km |
0 |
| Jul 17, 2019 |
EF1 |
91 km |
0 |
| Aug 26, 2018 |
EF1 |
72 km |
0 |
| Jul 11, 2018 |
EF1 |
93 km |
0 |
| Jul 11, 2018 |
EF1 |
85 km |
0 |
| Jul 21, 2017 |
EF1 |
77 km |
0 |
| Jul 19, 2016 |
EF1 |
98 km |
0 |
| Jun 19, 2016 |
EF1 |
93 km |
0 |
| Jun 19, 2016 |
EF1 |
96 km |
0 |
| Aug 29, 2013 |
EF1 |
88 km |
0 |
| Jun 23, 2005 |
EF1 |
71 km |
0 |
| Jun 8, 1993 |
EF1 |
33 km |
0 |
| Jul 18, 1987 |
EF1 |
58 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (4,053 ac, 1992).
| Year |
Name |
Acres |
Distance |
| 1992 |
UNNAMED |
4,053 |
99 km |
| 2018 |
BOY RIVER |
3,546 |
84 km |
| 1987 |
UNNAMED |
3,376 |
98 km |
| 1991 |
UNNAMED |
3,181 |
82 km |
| 1988 |
UNNAMED |
1,986 |
88 km |
| 2000 |
UNNAMED |
1,874 |
82 km |
| 2010 |
BOY RIVER - CORE 2010 |
1,872 |
85 km |
| 2019 |
UNNAMED |
1,835 |
86 km |
| 2016 |
UNNAMED |
1,777 |
87 km |
| 2006 |
UNNAMED |
1,775 |
83 km |
| 2002 |
UNNAMED |
1,637 |
83 km |
| 2004 |
BLACKDUCK RIVER |
1,620 |
82 km |
| 1992 |
UNNAMED |
1,581 |
94 km |
| 2004 |
SECTION 33 WFU |
1,064 |
92 km |
| 2013 |
UNNAMED |
958 |
78 km |
| 1990 |
UNNAMED |
950 |
78 km |
| 2003 |
FEN |
619 |
98 km |
| 2009 |
INDIAN PINES HWY 72 |
590 |
98 km |
| 2010 |
UNNAMED |
582 |
89 km |
| 2003 |
BIG BOG |
503 |
81 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
6°F (-15°C) |
0.9 in |
Coldest |
| February |
11°F (-12°C) |
0.6 in |
Driest |
| March |
24°F (-5°C) |
1.1 in |
|
| April |
39°F (4°C) |
1.8 in |
|
| May |
53°F (12°C) |
2.8 in |
|
| June |
61°F (16°C) |
4.2 in |
Wettest |
| July |
66°F (19°C) |
3.9 in |
Warmest |
| August |
64°F (18°C) |
3.7 in |
|
| September |
55°F (13°C) |
3.1 in |
|
| October |
43°F (6°C) |
2.4 in |
|
| November |
26°F (-3°C) |
1.2 in |
|
| December |
11°F (-12°C) |
0.9 in |
|
Effie has a seasonal temperature swing of 61°F / from 6°F in January to 66°F in July. Total annual precipitation is 26.7 inches, with June being the wettest month (4.2") and February the driest (0.6").
Average costs for common services in Effie. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148-$394) |
| Specialist Visit |
$345 ($197-$542) |
| Urgent Care Visit |
$197 ($99-$345) |
| Emergency Room Visit |
$2,169 ($789-$4,930) |
| Dental Cleaning |
$128 ($74-$197) |
| Dental Filling |
$247 ($148-$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25-$74) |
| Oil Change (Synthetic) |
$74 ($49-$118) |
| Brake Pad Replacement |
$296 ($148-$493) |
| Tire Rotation |
$39 ($20-$74) |
| New Tires (Set of 4) |
$592 ($394-$986) |
| Battery Replacement |
$197 ($99-$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59-$148) |
| Electrician (Per Hour) |
$89 ($49-$138) |
| HVAC Repair |
$394 ($148-$789) |
| HVAC System Install |
$6,902 ($3,944-$11,832) |
| Roof Repair |
$986 ($394-$1,972) |
| Roof Replacement |
$8,874 ($5,423-$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493-$3,451) |
| Divorce (Contested) |
$14,790 ($4,930-$29,580) |
| DUI Defense |
$4,930 ($1,972-$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789-$2,958) |
| Will Preparation |
$493 ($197-$986) |
| Trust Preparation |
$2,465 ($986-$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$44) |
| Women's Haircut |
$54 ($30-$99) |
| Hair Coloring (Full) |
$148 ($74-$247) |
| Manicure |
$25 ($15-$44) |
| Pedicure |
$39 ($25-$64) |
| Massage (1 Hour) |
$79 ($49-$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96-$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47-$4.93) |
| Loaf of Bread |
$3.75 ($2.47-$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96-$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94-$7.40) |
| Rice (per lb) |
$0.99 ($0.59-$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79-$247) |
| Natural Gas (Monthly) |
$69 ($30-$148) |
| Water/Sewer (Monthly) |
$69 ($39-$118) |
| Internet (Monthly) |
$69 ($39-$99) |
| Cell Phone Plan (Monthly) |
$64 ($30-$99) |
| Cable TV (Monthly) |
$84 ($49-$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74-$493) |
| Car Insurance (Annual) |
$1,972 ($1,183-$3,451) |
| Bus Pass (Monthly) |
$69 ($30-$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89-$25) |
| Car Registration (Annual) |
$99 ($30-$247) |
| Driver's License Renewal |
$30 ($15-$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592-$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493-$1,972) |
| After-School Care (Monthly) |
$394 ($197-$690) |
| Tutoring (Per Hour) |
$49 ($25-$99) |
| SAT/ACT Prep Course |
$986 ($394-$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930-$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30-$99) |
| Dog Vaccination (Annual) |
$99 ($49-$197) |
| Dog Grooming |
$59 ($30-$99) |
| Pet Boarding (Per Night) |
$39 ($20-$74) |
| Dog Spay/Neuter |
$296 ($148-$493) |
| Cat Spay/Neuter |
$197 ($99-$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $948 |
| Toddler | $893 |
| Preschool | $821 |
| Family Childcare (monthly) |
| Infant | $765 |
| Toddler | $650 |
| Preschool | $664 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Effie
What is the population of Effie?
Effie has a population of 80 residents and is located in Minnesota. The population density is 22 people per square mile, spread across 3.7 square miles. The median age of residents is 48.9 years, which is older than the national median of 38.9 years. The population is 36.3% female and 63.8% male.
Is Effie expensive to live in?
Effie has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $63,125, 16% below the national average of $75,149. The median home value is $127,500 (55% below the U.S. median). The home price-to-income ratio is 2x, indicating housing is reasonably affordable relative to local income levels.
Is Effie safe?
Effie is safer than the national average, with a violent crime rate of 218 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,512 per 100,000 (above the national average). Overall, Effie receives a safety grade of F based on combined crime data.
What is the weather like in Effie?
Effie has a cool climate with an average annual temperature of 38°F (4°C). Winter temperatures average 6°F in January, while summers reach an average of 66°F in July. The area receives 249 sunny days per year. Annual rainfall totals 31.1 inches, with 64.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Effie?
The job market in Effie faces challenges, with unemployment at 8.1% / significantly above the national rate of 3.6%. The average weekly wage is $1,040. There are 1,352 business establishments in the area, including 107 restaurants and food service locations. The average commute time is 27 minutes, and 0.0% of workers work from home.
How much does housing cost in Effie?
The median home value in Effie is $127,500. Zillow estimates the typical home value at $183,042. The homeownership rate is 64.3%. The average annual property tax is $4,534.
How are the schools in Effie?
Schools in Effie score 5.9 out of 10 on standardized testing, near the national average. 4.5% of adults in Effie hold a bachelor's degree or higher, below the national average of 33.7%. 90.9% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Effie?
The obesity rate in Effie is 38.0% (above the national rate of 32.1%). 20.4% of adults are smokers. 26.4% are physically inactive. 25.8% of residents report depression. 9.5% lack health insurance. 65.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:980.
What is transportation like in Effie?
The average commute in Effie is 27 minutes. 61.5% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Effie?
The racial and ethnic makeup of Effie is 82.5% White, 17.5% Hispanic or Latino. 98.9% of residents speak only English at home. 72.0% of the population are military veterans. 25.3% of residents have a disability. 95.8% have health insurance coverage.
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