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Elba, NY

New York

Elba is a small town in New York with a population of 464. Residents earn $67,321 per year, which is 10% below the national average.

4.0 /5.0
A Great
464 Population 455/sq mi density
$67,321 Median Income $35,849 per capita
$135,900 Home Value $190,380 Zillow
$763 Median Rent 33.8% income on rent
48°F Avg Temperature 260 sunny days/yr
A
Overall
4.0 / 5.0
Great overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$67,321 median income, 1.9% unemployment
A+
Affordability
5.0 / 5.0
$135,900 home value, $763/mo rent
C+
Education
2.7 / 5.0
21.4% bachelor's degree or higher
Median Income $67,321
10% lower than US avg
Home Value $135,900
52% lower than US avg
Bachelor's+ 21.4%
36% lower than US avg
Median Rent $763
34% lower than US avg
Obesity Rate 30.9%
4% lower than US avg
Unemployment 1.9%
47% lower than US avg
Poverty Rate 4.4%
65% lower than US avg

How Elba Compares to the U.S. Average (100% = U.S. avg)

People

Population464
Median Age39.7 yrs
Density455/mi²
Male / Female52% / 48%
Largest GroupWhite 92%
Veterans6.4%

Economy

A
Median Income$67,321
Per Capita$35,849
Unemployment1.9%
Poverty4.4%
County GDP$3,487M
Commute23 min

Housing

A+
Home Value$135,900
Rent$763
OwnershipN/A
Zillow$190,380
Housing Units229
Rent Burden33.8%

Health

Obesity30.9%
Uninsured7.5%
Smoking15.9%
Depression23.1%
Heart Disease5.7%

Climate

Avg Temp48°F (9°C)
AQI36 (Good)
Rain36.6 in/yr
Sunny Days260/yr
Elevation760 ft (232 m)

Education

C+
Bachelor's+21.4%
High School+91.8%
Graduate+11.8%
School Score5.39

Community

2024 VoteR 67% / D 33%
Commute23 min
Broadband86.6%
Libraries6

Is Elba a Good Place to Live?

Based on current data, Elba receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Elba stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Elba is $67,321, 10% below the national average of $75,149. The job market is very strong with unemployment at just 1.9%. Only 4.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 23 minutes.

Cost of Living & Housing

The median home value in Elba is $135,900, 52% below the national median — offering relatively affordable homeownership. Renters pay a median of $763 per month, below the national average — a plus for affordability. At just 2x median income, home prices are very affordable relative to local earnings.

Education

21.4% of residents hold a bachelor's degree, below the national average of 33.7%. 91.8% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Elba experiences four distinct seasons with an average temperature of 48°F. Winters average 23°F in January while summers reach 70°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.6 inches, including 73.9 inches of snow. Air quality is rated Good with a median AQI of 36.

Elba has a population of 464 with a density of 455 people per square mile. The median age is 39.7 years, 2% older than the national median of 38.9. The city is predominantly White (91.8%), with 1.3% Hispanic.

Population

464
Total Population
455
People / sq mi
39.7yrs
Median Age
2% above US avg
1.0mi²
Land Area

Gender Distribution

Male 52.4%
Female 47.6%

Race & Ethnicity

Elba vs U.S. Average

Language Spoken at Home

English Only97.8%
25% above US avg
Spanish2.2%
84% below US avg

Social Characteristics

Elba vs U.S. Average

The median household income in Elba is $67,321, which is 10% below the national average of $75,149. The unemployment rate is 1.9% (below the 3.6% US average). 4.4% of residents live below the poverty line. Workers commute an average of 23 minutes.

Income: Elba vs U.S.

Commute Mode

Income

Median HH Income$67,321
10% below US avg
Per Capita Income$35,849
Avg Weekly Wage$1,090
IRS Avg AGI$65,942

Employment & Poverty

Unemployment1.9%
47% below US avg
Poverty Rate4.4%
65% below US avg
Establishments (County)1,510
County GDP$3,487M

Business (County)

Restaurants140
Healthcare127
Retail203
Manufacturing87

Tax & Cost of Living

Property Tax (IRS)$6,847
96% above US avg
Cost of Living107.90 (100=avg)
Effective Tax Rate5.04%

Commute & Transportation

Commute Time23.0 min
Drive Alone82.0%
Public Transit0.0%
Work from Home6.3%

Walkability

The median home value in Elba is $135,900, 52% below the national average. Monthly rent averages $763 (34% below US avg). Zillow estimates the typical home value at $190,380.

Home Value Sources

Ownership Split

Home Values

Census Median$135,900
52% below US avg
Zillow ZHVI$190,380

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$763
34% below US avg
Rent Burden33.8%

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied87.1%
Housing Units229
Median Year Built1941

Property Tax

Avg Tax (IRS)$6,847
96% above US avg
Effective Rate5.04%
In Elba, 30.9% of adults are obese (below the 32.1% national rate). 7.5% of residents lack health insurance. 15.9% are current smokers. 23.1% report depression. 25.5% are physically inactive.

Health Metrics: Elba vs U.S. Average (%)

Chronic Conditions

Obesity30.9%
4% below US avg
Diabetes9.0%
Heart Disease5.7%
High Blood Pressure30.5%
Asthma11.3%
COPD7.2%
Cancer7.6%
Stroke3.1%

Behaviors & Mental Health

Smoking15.9%
14% above US avg
Binge Drinking19.0%
Physical Inactivity25.5%
Depression23.1%
Mental Distress18.8%
Physical Distress13.9%
Short Sleep38.2%

Healthcare Access

Insurance Rate97.8%
Uninsured7.5%
13% below US avg
Checkup Rate77.3%
Dental Visits60.6%
Premature Death7,591/100K

Food & Exercise

Food Environment8.7/10
Exercise Access65.6%
Healthcare Facilities127
Elba has an average annual temperature of 48°F (9°C). Winters average 23°F in January while summers reach 70°F in July. Annual precipitation is 36.6 inches. The area enjoys 260 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

23°F Jan (-5°C) 70°F Jul (21°C)
Annual Average47.7°F
12% below US avg
January Average23°F (-5°C)
July Average70°F (21°C)
Sunny Days260 days/yr

Precipitation & Snow

Annual Rainfall36.6 inches
4% below US avg
Snowfall73.9 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation760 ft (232 m)
Area1.0 sq mi (2.6 km²)
Population Density455/sq mi
Coordinates43.0768°N, 78.1889°W
TimezoneAmerica/New_York
County FIPS36037
It is classified as Nonmetro — Urban 20K+, adjacent. 21.4% of residents hold a bachelor's degree or higher (36% below US avg). In the 2024 election, the county voted Republican by a 34-point margin. 86.6% of households have broadband internet.

2024 Presidential Election (County)

R 67%
D 33%

Winner: Republican by 34 points

Education

Bachelor's Degree+21.4%
36% below US avg
High School+91.8%
Graduate Degree+11.8%
School Test Score5.39
C+ Education Grade (2.7/5.0)

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban 20K+, adjacent
Population Density455/sq mi
Total Area1.0 sq mi

Infrastructure & Services

Broadband Access86.6%
Public Libraries6
Healthcare Facilities127
Restaurants140
Retail Stores203

Safety & Disasters

Fatal Crashes (County/yr)10

Commute & Transportation

Avg Commute23.0 min
Drive Alone82.0%
Public Transit0.0%
Work from Home6.3%

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