Median Income
$58,750
22% lower than US avg
Home Value
$102,100
64% lower than US avg
Violent Crime
398/100K
5% higher than US avg
Bachelor's+
1.5%
96% lower than US avg
Obesity Rate
39.3%
22% higher than US avg
Unemployment
2.0%
44% lower than US avg
Poverty Rate
8.0%
35% lower than US avg
How Elberon Compares to the U.S. Average (100% = U.S. avg)
People
Population162
Median Age45.5 yrs
Density245/mi²
Male / Female62% / 38%
Largest GroupWhite 93%
Veterans8.2%
Economy
A
Median Income$58,750
Per Capita$33,191
Unemployment2.0%
Poverty8.0%
County GDP$848M
Commute40 min
Housing
A+
Home Value$102,100
Ownership93.8%
Zillow$211,224
Housing Units70
Rent Burden25.2%
Crime
F
Violent398/100K
Property2,034/100K
Health
Obesity39.3%
Uninsured8.5%
Smoking18.6%
Depression21.9%
Heart Disease5.7%
Climate
Avg Temp46°F (8°C)
AQI43 (Good)
Rain37.9 in/yr
Sunny Days260/yr
Elevation890 ft (271 m)
Education
F
Bachelor's+1.5%
High School+94.2%
Graduate+0.0%
School Score5.25
Community
2024 VoteR 63% / D 36%
Commute40 min
Broadband65.0%
EV Stations1
Libraries9
Is Elberon a Good Place to Live?
Based on current data, Elberon receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes, long commute times, high obesity rates. Elberon has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Elberon is $58,750, 22% below the national average of $75,149. The job market is very strong with unemployment at just 2.0%. 8.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 40 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Elberon is $102,100, 64% below the national median / offering relatively affordable homeownership. At just 1.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 398 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 2,034 per 100,000, near the national average.
Education
1.5% of residents hold a bachelor's degree, below the national average of 33.7%. 94.2% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Elberon experiences four distinct seasons with an average temperature of 46°F. Winters average 17°F in January while summers reach 71°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.9 inches, including 33.6 inches of snow. Air quality is rated Good with a median AQI of 43.
Elberon has a population of 162 with a density of 245 people per square mile, spread across 0.7 square miles. The median age is 45.5 years, 17% older than the national median of 38.9. The gender split is 38.3% female and 61.7% male. The city is predominantly White (93.2%). English is the primary language spoken at home by 100% of residents. 8.2% of the population are veterans, above the national rate of 6.0%. 21.6% of residents have a disability (above the 13.0% national average). 98.6% have health insurance coverage.
Population
45.5yrs
Median Age
17% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Elberon is $58,750, which is 22% below the national average of $75,149. Per capita income is $33,191 (below the $39,052 national figure). The average weekly wage is $938, 34% lower than the U.S. average. The unemployment rate is 2.0% (below the 3.6% US average). 8.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 440 business establishments, including 29 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 40 minutes (longer than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $58,750 |
| 22% below US avg |
| Per Capita Income | $33,191 |
| Avg Weekly Wage | $938 |
| IRS Avg AGI | $67,559 |
| Gini Index | 0.430 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.0% |
| 44% below US avg |
| Poverty Rate | 8.0% |
| 35% below US avg |
| Establishments (County) | 440 |
| County GDP | $848M |
Business (County)
| Restaurants | 29 |
| Healthcare | 26 |
| Retail | 50 |
| Manufacturing | 14 |
Tax & Cost of Living
| Property Tax (IRS) | $3,285 |
| 6% below US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 3.22% |
Commute & Transportation
| Commute Time | 39.8 min |
| Drive Alone | 85.4% |
| Public Transit | 3.4% |
| Work from Home | 0.0% |
The median home value in Elberon is $102,100, 64% below the national median of $281,900. Zillow estimates the typical home value at $211,224, higher than the Census estimate. Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 93.8% of housing units are owner-occupied (above the 65.4% national rate). There are 70 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $3,285. 25.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.7x, well within the affordable range.
Home Values
| Census Median | $102,100 |
| 64% below US avg |
| Zillow ZHVI | $211,224 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 93.8% |
| Owner-Occupied | 93.8% |
| Renter-Occupied | 6.2% |
| Housing Units | 70 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $3,285 |
| 6% below US avg |
| Effective Rate | 3.22% |
In Elberon, 39.3% of adults are obese, above the national rate of 32.1%. 9.8% have diabetes. Heart disease affects 5.7% of residents. 30.9% have high blood pressure. 18.6% are current smokers (above the 14.0% national rate). 23.2% report binge drinking. 26.9% are physically inactive. 21.9% report depression. 18.7% experience frequent mental distress. 8.5% of residents lack health insurance. The primary care physician ratio is 1:5,622. The dentist ratio is 1:5,634. 61.7% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Elberon vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.3% |
| 22% above US avg |
| Diabetes | 9.8% |
| Heart Disease | 5.7% |
| High Blood Pressure | 30.9% |
| Asthma | 10.1% |
| COPD | 7.0% |
| Cancer | 7.3% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 18.6% |
| 33% above US avg |
| Binge Drinking | 23.2% |
| Physical Inactivity | 26.9% |
| Depression | 21.9% |
| Mental Distress | 18.7% |
| Physical Distress | 13.3% |
| Short Sleep | 33.9% |
Healthcare Access
| Insurance Rate | 98.6% |
| Uninsured | 8.5% |
| 1% below US avg |
| Primary Care | 1:5,622 |
| Dentists | 1:5,634 |
| Mental Health | 1:2,104 |
| Checkup Rate | 73.4% |
| Dental Visits | 63.4% |
| Premature Death | 7,872/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 61.7% |
| Healthcare Facilities | 26 |
Elberon has a violent crime rate of 398 per 100,000 residents, 5% above the national average of 380. Property crime stands at 2,034 per 100,000, 4% above the U.S. average. The county recorded 2 fatal traffic crashes. Overall, Elberon receives a safety grade of F.
Crime Rates: Elberon vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 397.9/100K |
| 5% above US avg |
| |
Property Crime
| Total Property | 2,033.6/100K |
| 4% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Traffic Accidents | 4 |
| Avg Accident Severity | 2.3 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Elberon experiences four distinct seasons with an average annual temperature of 46°F (8°C). Winters average 17°F in January while summers reach 71°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 37.9 inches. The area receives 33.6 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 890 feet.
Temperature
17°F Jan (-8°C)
71°F Jul (22°C)
| Annual Average | 46.0°F |
| 15% below US avg |
| January Average | 17°F (-8°C) |
| July Average | 71°F (22°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 890 ft (271 m) |
| Area | 0.7 sq mi (1.7 km²) |
| Population Density | 245/sq mi |
| Coordinates | 42.0055°N, 92.3161°W |
| Timezone | America/Chicago |
| County | Tama County County |
| Nearest Airport | The Eastern Iowa (CID)
32 miles away |
Precipitation & Snow
Annual Rainfall
37.9"
0% below US avg
Wettest Month (Jun)
4.61"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 45.3 / 100 |
| Social Vulnerability | 57.2 / 100 |
| Community Resilience | 65.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
655 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 27 fatalities, 629 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 25, 2008 |
EF5 |
76 km |
9 |
| May 15, 1968 |
EF5 |
80 km |
5 |
| Mar 31, 2023 |
EF4 |
81 km |
0 |
| Mar 13, 1990 |
EF4 |
78 km |
0 |
| May 30, 1989 |
EF4 |
77 km |
0 |
| Aug 12, 1974 |
EF4 |
31 km |
0 |
| Aug 12, 1974 |
EF4 |
79 km |
0 |
| Aug 26, 1965 |
EF4 |
34 km |
1 |
| Apr 30, 1954 |
EF4 |
48 km |
0 |
| Jul 19, 2018 |
EF3 |
80 km |
0 |
| Jul 19, 2018 |
EF3 |
59 km |
0 |
| May 25, 2008 |
EF3 |
70 km |
0 |
| May 21, 2004 |
EF3 |
41 km |
0 |
| May 11, 2000 |
EF3 |
58 km |
1 |
| May 15, 1998 |
EF3 |
94 km |
0 |
| Jul 27, 1995 |
EF3 |
84 km |
0 |
| Jun 19, 1993 |
EF3 |
80 km |
0 |
| Jul 13, 1992 |
EF3 |
100 km |
0 |
| Jun 28, 1990 |
EF3 |
99 km |
0 |
| Mar 13, 1990 |
EF3 |
88 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: NEAL SMITH WUI 2016 1 (1,050 ac, 2016).
| Year |
Name |
Acres |
Distance |
| 2016 |
NEAL SMITH WUI 2016 1 |
1,050 |
93 km |
| 2009 |
UNNAMED |
939 |
16 km |
| 2010 |
FOLEY |
786 |
19 km |
| 2011 |
ACE AUTO |
676 |
26 km |
| 2011 |
IRCP WUI ROFAE #2 FY11 |
510 |
13 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
17°F (-8°C) |
1.0 in |
Coldest, Driest |
| February |
24°F (-5°C) |
1.0 in |
|
| March |
36°F (2°C) |
2.3 in |
|
| April |
49°F (9°C) |
3.5 in |
|
| May |
61°F (16°C) |
4.2 in |
|
| June |
70°F (21°C) |
4.6 in |
Wettest |
| July |
71°F (22°C) |
4.3 in |
|
| August |
71°F (22°C) |
4.4 in |
Warmest |
| September |
63°F (17°C) |
3.7 in |
|
| October |
51°F (11°C) |
2.6 in |
|
| November |
36°F (2°C) |
2.2 in |
|
| December |
23°F (-5°C) |
1.3 in |
|
Elberon has a seasonal temperature swing of 54°F / from 17°F in January to 71°F in August. Total annual precipitation is 35.1 inches, with June being the wettest month (4.6") and January the driest (1.0").
Average costs for common services in Elberon. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $718 |
| Toddler | $619 |
| Preschool | $619 |
| Family Childcare (monthly) |
| Infant | $472 |
| Toddler | $464 |
| Preschool | $464 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Elberon
What is the population of Elberon?
Elberon has a population of 162 residents and is located in Iowa. The population density is 245 people per square mile, spread across 0.7 square miles. The median age of residents is 45.5 years, which is older than the national median of 38.9 years. The population is 38.3% female and 61.7% male.
Is Elberon expensive to live in?
Elberon is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $58,750, 22% below the national average of $75,149. The median home value is $102,100 (64% below the U.S. median). The home price-to-income ratio is 1.7x, indicating housing is reasonably affordable relative to local income levels.
Is Elberon safe?
The violent crime rate in Elberon is 398 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 2,034 per 100,000 (above the national average). Overall, Elberon receives a safety grade of F based on combined crime data.
What is the weather like in Elberon?
Elberon has a four-season climate with an average annual temperature of 46°F (8°C). Winter temperatures average 17°F in January, while summers reach an average of 71°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 37.9 inches, with 33.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Elberon?
The job market in Elberon is very strong, with unemployment at just 2.0% / well below the national rate of 3.6%. The average weekly wage is $938. There are 440 business establishments in the area, including 29 restaurants and food service locations. The average commute time is 40 minutes, and 0.0% of workers work from home.
How much does housing cost in Elberon?
The median home value in Elberon is $102,100. Zillow estimates the typical home value at $211,224. The homeownership rate is 93.8%. The average annual property tax is $3,285.
How are the schools in Elberon?
Schools in Elberon score 5.3 out of 10 on standardized testing, near the national average. 1.5% of adults in Elberon hold a bachelor's degree or higher, below the national average of 33.7%. 94.2% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Elberon?
The obesity rate in Elberon is 39.3% (above the national rate of 32.1%). 18.6% of adults are smokers. 26.9% are physically inactive. 21.9% of residents report depression. 8.5% lack health insurance. 61.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:5,622.
What is transportation like in Elberon?
The average commute in Elberon is 40 minutes, longer than the national average of 28 minutes. 85.4% of workers drive alone to work, 3.4% use public transit, and 0.0% work from home.
What are the demographics of Elberon?
The racial and ethnic makeup of Elberon is 93.2% White, 0.6% Hispanic or Latino. 100% of residents speak only English at home. 8.2% of the population are military veterans. 21.6% of residents have a disability. 98.6% have health insurance coverage.
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