Median Income
$57,200
24% lower than US avg
Home Value
$224,000
21% lower than US avg
Bachelor's+
17.1%
49% lower than US avg
Median Rent
$647
44% lower than US avg
Obesity Rate
26.2%
18% lower than US avg
Unemployment
14.6%
306% higher than US avg
Poverty Rate
16.0%
29% higher than US avg
How Elgin Compares to the U.S. Average (100% = U.S. avg)
People
Population389
Median Age54.0 yrs
Density15/mi²
Male / Female55% / 45%
Largest GroupWhite 98%
Economy
C
Median Income$57,200
Per Capita$41,800
Unemployment14.6%
Poverty16.0%
Commute30 min
Housing
A
Home Value$224,000
Rent$647
OwnershipN/A
Housing Units185
Rent Burden0.0%
Health
Obesity26.2%
UninsuredN/A
Smoking8.9%
Depression4.1%
Heart Disease9.5%
Climate
Avg Temp43°F (6°C)
AQI27 (Good)
Rain39.5 in/yr
Sunny Days264/yr
Elevation210 ft (64 m)
Education
C
Bachelor's+17.1%
High School+21.4%
Graduate+2.9%
Community
Commute30 min
Broadband94.0%
Is Elgin a Good Place to Live?
Based on current data, Elgin receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include affordable housing, abundant sunshine, strong internet connectivity. Areas to be aware of include above-average unemployment, below-average incomes. Elgin offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Elgin is $57,200, 24% below the national average of $75,149. At 14.6%, unemployment is notably high. The poverty rate of 16.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 30 minutes.
Cost of Living & Housing
The median home value in Elgin is $224,000, 21% below the national median — offering relatively affordable homeownership. Renters pay a median of $647 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.9x indicates a reasonably affordable housing market.
Education
17.1% of residents hold a bachelor's degree, below the national average of 33.7%. 21.4% have completed high school.
Climate & Weather
Elgin has a cool climate with an average annual temperature of 43°F. Winters average 14°F in January while summers reach 69°F in July. With 264 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.5 inches, including 10.9 inches of snow. Air quality is rated Good with a median AQI of 27.
Elgin has a population of 389 with a density of 15 people per square mile, spread across 26.8 square miles. The median age is 54.0 years, 39% older than the national median of 38.9. The gender split is 44.9% female and 55.1% male. The city is predominantly White (97.6%), with 2.4% Black. English is the primary language spoken at home by 55.1% of residents, while 37.2% speak Spanish. 18.5% of residents have a disability (above the 13.0% national average). 89.0% have health insurance coverage.
Population
54.0yrs
Median Age
39% above US avg
Language Spoken at Home
| English Only | 55.1% |
| 30% below US avg |
| Spanish | 37.2% |
| 177% above US avg |
| Other Languages | 7.7% |
The median household income in Elgin is $57,200, which is 24% below the national average of $75,149. Per capita income is $41,800. The unemployment rate is 14.6% (above the 3.6% US average). 16.0% of residents live below the poverty line, higher than the national rate of 12.4%. The cost of living index is 84.1, below the national baseline of 100 — offering relatively affordable living. Workers commute an average of 30 minutes. 38.5% of workers work from home (above the 15.2% national rate).
Income
| Median HH Income | $57,200 |
| 24% below US avg |
| Per Capita Income | $41,800 |
Employment & Poverty
| Unemployment | 14.6% |
| 306% above US avg |
| Poverty Rate | 16.0% |
| 29% above US avg |
Tax & Cost of Living
| |
| Cost of Living | 84.10 (100=avg) |
Commute & Transportation
| Commute Time | 29.8 min |
| Drive Alone | 84.6% |
| Public Transit | 0.0% |
| Work from Home | 38.5% |
The median home value in Elgin is $224,000, 21% below the national median of $281,900. Monthly rent averages $647 (44% below the national average of $1,163). There are 185 total housing units in the city. 0.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.9x.
Home Values
| Census Median | $224,000 |
| 21% below US avg |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $647 |
| 44% below US avg |
| Rent Burden | 0.0% |
Ownership & Property
| Owner-Occupied | 86.5% |
| Renter-Occupied | 10.8% |
| Housing Units | 185 |
Property Tax
In Elgin, 26.2% of adults are obese, below the national rate of 32.1%. 5.5% have diabetes (below the 10.5% national rate). Heart disease affects 9.5% of residents, above the national average. 22.1% have high blood pressure. 8.9% are current smokers (below the 14.0% national rate). 10.0% report binge drinking. 76.3% are physically inactive, above the national average. 4.1% report depression (below the 20.0% national average).
Health Metrics: Elgin vs U.S. Average (%)
Chronic Conditions
| Obesity | 26.2% |
| 18% below US avg |
| Diabetes | 5.5% |
| Heart Disease | 9.5% |
| High Blood Pressure | 22.1% |
Behaviors & Mental Health
| Smoking | 8.9% |
| 36% below US avg |
| Binge Drinking | 10.0% |
| Physical Inactivity | 76.3% |
| Depression | 4.1% |
Healthcare Access
Food & Exercise
Elgin has a cool climate with an average annual temperature of 43°F (6°C). Winters average 14°F in January while summers reach 69°F in July. The area gets 264 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 39.5 inches. The area receives 10.9 inches of snow annually. Air quality is rated Good with a median AQI of 27 — among the cleanest air in the country. 90% of days have good air quality. The city sits at an elevation of 210 feet.
Temperature
14°F Jan (-10°C)
69°F Jul (21°C)
| Annual Average | 43.1°F |
| 20% below US avg |
| January Average | 14°F (-10°C) |
| July Average | 69°F (21°C) |
| Sunny Days | 264 days/yr |
Precipitation & Snow
| Annual Rainfall | 39.5 inches |
| 4% above US avg |
| Snowfall | 10.9 inches/yr |
Air Quality
| AQI Median | 27.0 |
| Rating | Good |
| Good Days % | 89.5% |
Geography
| Elevation | 210 ft (64 m) |
| Area | 26.8 sq mi (69.4 km²) |
| Population Density | 15/sq mi |
| Coordinates | 45.0213°N, 74.2712°W |
| Timezone | America/Montreal |
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
14°F (-10°C) |
2.8 in |
Coldest |
| February |
16°F (-9°C) |
2.4 in |
Driest |
| March |
27°F (-3°C) |
2.6 in |
|
| April |
42°F (5°C) |
3.2 in |
|
| May |
55°F (13°C) |
3.2 in |
|
| June |
64°F (18°C) |
3.7 in |
|
| July |
69°F (21°C) |
3.7 in |
Warmest |
| August |
67°F (20°C) |
3.9 in |
Wettest |
| September |
59°F (15°C) |
3.7 in |
|
| October |
47°F (8°C) |
3.5 in |
|
| November |
36°F (2°C) |
3.7 in |
|
| December |
22°F (-6°C) |
3.1 in |
|
Elgin has a seasonal temperature swing of 55°F — from 14°F in January to 69°F in July. Total annual precipitation is 39.5 inches, with August being the wettest month (3.9") and February the driest (2.4").
Frequently Asked Questions About Elgin
What is the population of Elgin?
Elgin has a population of 389 residents and is located in Quebec. The population density is 15 people per square mile, spread across 26.8 square miles. The median age of residents is 54.0 years, which is older than the national median of 38.9 years. The population is 44.9% female and 55.1% male.
Is Elgin expensive to live in?
Elgin is more affordable than the national average, with a cost of living index of 84.1 — below the baseline of 100. The median household income is $57,200, 24% below the national average of $75,149. The median home value is $224,000 (21% below the U.S. median). Renters pay a median of $647 per month, below the national average of $1,163. The home price-to-income ratio is 3.9x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Elgin?
Elgin has a cool climate with an average annual temperature of 43°F (6°C). Winter temperatures average 14°F in January, while summers reach an average of 69°F in July. The area receives 264 sunny days per year, well above the national average of 205. Annual rainfall totals 39.5 inches, with 10.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 27.
How is the job market in Elgin?
The job market in Elgin faces challenges, with unemployment at 14.6% — significantly above the national rate of 3.6%. The average commute time is 30 minutes, and 38.5% of workers work from home.
How much does housing cost in Elgin?
The median home value in Elgin is $224,000. For renters, the median monthly rent is $647.
How are the schools in Elgin?
17.1% of adults in Elgin hold a bachelor's degree or higher, below the national average of 33.7%. 21.4% have completed high school. 2.9% hold a graduate or professional degree.
How healthy is Elgin?
The obesity rate in Elgin is 26.2% (below the national rate of 32.1%). 8.9% of adults are smokers. 76.3% are physically inactive. 4.1% of residents report depression.
What is transportation like in Elgin?
The average commute in Elgin is 30 minutes. 84.6% of workers drive alone to work, and 38.5% work from home.
What are the demographics of Elgin?
The racial and ethnic makeup of Elgin is 97.6% White, 2.4% Black or African American. 55.1% of residents speak only English at home, while 37.2% speak Spanish. 18.5% of residents have a disability. 89.0% have health insurance coverage.