Median Income
$81,771
9% higher than US avg
Home Value
$241,700
14% lower than US avg
Bachelor's+
25.8%
23% lower than US avg
Obesity Rate
33.2%
3% higher than US avg
Unemployment
0.4%
89% lower than US avg
Poverty Rate
5.7%
54% lower than US avg
How Elkhart Compares to the U.S. Average (100% = U.S. avg)
People
Population680
Median Age38.7 yrs
Density360/mi²
Male / Female52% / 48%
Largest GroupWhite 92%
Economy
A+
Median Income$81,771
Per Capita$37,506
Unemployment0.4%
Poverty5.7%
County GDP$63,823M
Commute28 min
Housing
A+
Home Value$241,700
RentN/A
OwnershipN/A
Zillow$314,122
Health
Obesity33.2%
UninsuredN/A
Depression21.5%
Heart Disease4.3%
Climate
Avg Temp50°F
AQI43 (Good)
Rain37.1 in/yr
Elevation973 ft
Education
B
Bachelor's+25.8%
High School+92.7%
School Score5.73
Community
2024 VoteR 44% / D 55%
Commute28 min
Libraries19
Is Elkhart a Good Place to Live?
Based on current data, Elkhart receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Elkhart stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Elkhart is $81,771, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.4%. Only 5.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Elkhart is $241,700, 14% below the national median — offering relatively affordable homeownership. At just 3x median income, home prices are very affordable relative to local earnings.
Education
25.8% of residents hold a bachelor's degree, below the national average of 33.7%. 92.7% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Elkhart experiences four distinct seasons with an average temperature of 50°F. Winters average 21°F in January while summers reach 75°F in July. Annual precipitation totals 37.1 inches, including 24.7 inches of snow. Air quality is rated Good with a median AQI of 43.
Elkhart has a population of 680 with a density of 360 people per square mile. The median age is 38.7 years, 1% younger than the national median of 38.9. The city is predominantly White (92.1%), with 1.2% Hispanic, 3.2% Black.
Population
38.7yrs
Median Age
1% below US avg
Language Spoken at Home
| English Only | 98.7% |
| 26% above US avg |
| Spanish | 1.3% |
| 90% below US avg |
The median household income in Elkhart is $81,771, which is 9% above the national average of $75,149. The unemployment rate is 0.4% (below the 3.6% US average). 5.7% of residents live below the poverty line. Workers commute an average of 28 minutes.
Income
| Median HH Income | $81,771 |
| 9% above US avg |
| Per Capita Income | $37,506 |
| Avg Weekly Wage | $1,395 |
| IRS Avg AGI | $93,610 |
Employment & Poverty
| Unemployment | 0.4% |
| 89% below US avg |
| Poverty Rate | 5.7% |
| 54% below US avg |
| Establishments (County) | 20,581 |
| County GDP | $63,823M |
Business (County)
| Restaurants | 1,227 |
| Healthcare | 1,513 |
| Retail | 1,606 |
| Manufacturing | 341 |
Tax & Cost of Living
| Property Tax (IRS) | $6,943 |
| 98% above US avg |
| Effective Tax Rate | 2.87% |
Commute & Transportation
| Commute Time | 28.4 min |
| Work from Home | 13.4% |
The median home value in Elkhart is $241,700, 14% below the national average. Zillow estimates the typical home value at $314,122.
Home Values
| Census Median | $241,700 |
| 14% below US avg |
| Zillow ZHVI | $314,122 |
| Median List Price | $311,000 |
Real Estate Market (Redfin)
| Median List Price | $311,000 |
| $/Sq Ft | $219 |
| Homes Sold | 3 |
| Sale-to-List Ratio | 99.0% |
| Price Drops | 14.3% |
| Inventory | 7 |
Rental Costs
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $6,943 |
| 98% above US avg |
| Effective Rate | 2.87% |
In Elkhart, 33.2% of adults are obese (above the 32.1% national rate). 21.5% report depression. 17.3% are physically inactive.
Health Metrics: Elkhart vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.2% |
| 3% above US avg |
| Diabetes | 7.4% |
| Heart Disease | 4.3% |
| High Blood Pressure | 26.4% |
| Asthma | 9.4% |
| COPD | 4.1% |
| Stroke | 2.1% |
Behaviors & Mental Health
| |
| Binge Drinking | 24.1% |
| Physical Inactivity | 17.3% |
| Depression | 21.5% |
| Mental Distress | 15.7% |
| Physical Distress | 10.1% |
Healthcare Access
| Insurance Rate | 94.8% |
| |
| Checkup Rate | 74.7% |
| Premature Death | 7,653/100K |
Food & Exercise
| Food Environment | 8.8/10 |
| Exercise Access | 90.6% |
| Healthcare Facilities | 1,513 |
Crime Rates: Elkhart vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 33 |
| FEMA Disasters | 91 |
Safety Score
Elkhart has an average annual temperature of 50°F (10°C). Winters average 21°F in January while summers reach 75°F in July. Annual precipitation is 37.1 inches. Air quality is rated Good with a median AQI of 43.
Temperature
21°F Jan (-6°C)
75°F Jul (24°C)
| Annual Average | 49.6°F |
| 8% below US avg |
| January Average | 21°F (-6°C) |
| July Average | 75°F (24°C) |
Precipitation & Snow
| Annual Rainfall | 37.1 inches |
| 3% below US avg |
| Snowfall | 24.7 inches/yr |
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Geography
| Elevation | 973 ft (297 m) |
| Area | 1.9 sq mi (4.9 km²) |
| Population Density | 360/sq mi |
| Coordinates | 41.7942°N, 93.5232°W |
| County FIPS | 19153 |