Elkhart, IN

Indiana · Metropolitan Area

Elkhart is a mid-size city in Indiana with a population of 53,726. Residents earn $47,885 per year, which is 36% below the national average.

3.0 /5.0
B Good
53,726 Population 1,911/sq mi density
$47,885 Median Income $26,902 per capita
$126,900 Home Value $219,024 Zillow
$981 Median Rent
50°F Avg Temperature
1,258 Violent Crime/100K 4,445 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.4 / 5.0
$47,885 median income, 2.2% unemployment
A+
Affordability
5.0 / 5.0
$126,900 home value, $981/mo rent
F
Safety
1.0 / 5.0
1,258 violent crimes/100K (231% above avg)
C
Education
2.4 / 5.0
17.5% bachelor's degree or higher
Median Income $47,885
36% lower than US avg
Home Value $126,900
55% lower than US avg
Violent Crime 1,258/100K
231% higher than US avg
Bachelor's+ 17.5%
48% lower than US avg
Median Rent $981
16% lower than US avg
Obesity Rate 47.6%
48% higher than US avg
Unemployment 2.2%
39% lower than US avg
Poverty Rate 16.2%
31% higher than US avg

How Elkhart Compares to the U.S. Average (100% = U.S. avg)

People

Population53,726
Median Age35.2 yrs
Density1,911/mi²
Male / Female48% / 52%
Largest GroupWhite 63%

Economy

B
Median Income$47,885
Per Capita$26,902
Unemployment2.2%
Poverty16.2%
County GDP$20,586M
Commute18 min

Housing

A+
Home Value$126,900
Rent$981
OwnershipN/A
Zillow$219,024

Crime

F
Violent1,258/100K
Property4,445/100K
Murder2.0/100K
Assault1,063/100K
Burglary1,197/100K

Health

Obesity47.6%
UninsuredN/A
Depression25.1%
Heart Disease6.7%

Climate

Avg Temp50°F
AQI45 (Good)
Rain39.9 in/yr
Elevation751 ft

Education

C
Bachelor's+17.5%
High School+81.8%
School Score5.54

Community

2024 VoteR 66% / D 33%
Commute18 min
EV Stations10
Libraries11

Is Elkhart a Good Place to Live?

Based on current data, Elkhart receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing. Areas to be aware of include elevated crime rates, an elevated poverty rate, below-average incomes. Elkhart offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Elkhart is $47,885, 36% below the national average of $75,149. The job market is very strong with unemployment at just 2.2%. The poverty rate of 16.2% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 18 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Elkhart is $126,900, 55% below the national median — offering relatively affordable homeownership. Renters pay a median of $981 per month, below the national average — a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.

Safety & Crime

With 1,258 violent crimes per 100,000 residents, public safety is a notable concern — this is significantly above the national average of 380. Property crime occurs at a rate of 4,445 per 100,000, 127% above the national average.

Education

17.5% of residents hold a bachelor's degree, below the national average of 33.7%. 81.8% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Elkhart experiences four distinct seasons with an average temperature of 50°F. Winters average 25°F in January while summers reach 73°F in July. Annual precipitation totals 39.9 inches, including 45.2 inches of snow. Air quality is rated Good with a median AQI of 45.

Elkhart has a population of 53,726 with a density of 1,911 people per square mile. The median age is 35.2 years, 10% younger than the national median of 38.9. The city is predominantly White (62.5%), with 1.3% Hispanic, 12.3% Black.

Population

53,726
Total Population
1,911
People / sq mi
35.2yrs
Median Age
10% below US avg
28.1mi²
Land Area

Gender Distribution

Male 47.7%
Female 52.3%

Race & Ethnicity

Elkhart vs U.S. Average

Language Spoken at Home

English Only77.1%
2% below US avg
Spanish22.9%
71% above US avg

Social Characteristics

Elkhart vs U.S. Average

The median household income in Elkhart is $47,885, which is 36% below the national average of $75,149. The unemployment rate is 2.2% (below the 3.6% US average). 16.2% of residents live below the poverty line. Workers commute an average of 18 minutes.

Income: Elkhart vs U.S.

Commute Mode

Income

Median HH Income$47,885
36% below US avg
Per Capita Income$26,902
Avg Weekly Wage$1,195
IRS Avg AGI$75,434

Employment & Poverty

Unemployment2.2%
39% below US avg
Poverty Rate16.2%
31% above US avg
Establishments (County)5,293
County GDP$20,586M

Business (County)

Restaurants426
Healthcare404
Retail716
Manufacturing835

Tax & Cost of Living

Property Tax (IRS)$4,493
28% above US avg
Effective Tax Rate3.54%

Commute & Transportation

Commute Time18.1 min
Work from Home2.6%

Walkability

The median home value in Elkhart is $126,900, 55% below the national average. Monthly rent averages $981 (16% below US avg). Zillow estimates the typical home value at $219,024.

Home Value Sources

Ownership Split

Home Values

Census Median$126,900
55% below US avg
Zillow ZHVI$219,024
Median List Price$212,000

Real Estate Market (Redfin)

Median List Price$212,000
$/Sq Ft$130
Homes Sold31
Sale-to-List Ratio98.0%
Price Drops22.4%
Inventory76

Rental Costs

Census Median Rent$981
16% below US avg
Zillow Rent (ZORI)$1,134

HUD Fair Market Rent

Studio$968
1 Bedroom$992
2 Bedrooms$1,183
3 Bedrooms$1,553
4 Bedrooms$1,581

Ownership & Property

Owner-Occupied52.7%

Property Tax

Avg Tax (IRS)$4,493
28% above US avg
Effective Rate3.54%
In Elkhart, 47.6% of adults are obese (above the 32.1% national rate). 25.1% report depression. 30.3% are physically inactive.

Health Metrics: Elkhart vs U.S. Average (%)

Chronic Conditions

Obesity47.6%
48% above US avg
Diabetes14.6%
Heart Disease6.7%
High Blood Pressure38.6%
Asthma11.8%
COPD8.8%
Stroke3.8%

Behaviors & Mental Health

Binge Drinking15.7%
Physical Inactivity30.3%
Depression25.1%
Mental Distress20.3%
Physical Distress16.1%

Healthcare Access

Insurance Rate87.5%
Checkup Rate78.5%
Premature Death8,847/100K

Food & Exercise

Food Environment7.7/10
Exercise Access73.2%
Healthcare Facilities404
Elkhart has a violent crime rate of 1,258 per 100,000 residents, 231% above the national average of 380. Property crime stands at 4,445 per 100,000 (127% above US avg). The murder rate is 2.0 per 100,000.

Crime Rates: Elkhart vs U.S. Average (per 100,000)

Violent Crime

Total Violent1,257.6/100K
231% above US avg
Murder2.0/100K
69% below US avg
Rape38.9/100K
Robbery153.8/100K
Assault1,063.0/100K

Property Crime

Total Property4,444.6/100K
127% above US avg
Burglary1,197.3/100K
Theft2,889.1/100K
Vehicle Theft358.2/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)39

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Elkhart has an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 73°F in July. Annual precipitation is 39.9 inches. Air quality is rated Good with a median AQI of 45.

Temperature

25°F Jan (-4°C) 73°F Jul (23°C)
Annual Average50.3°F
7% below US avg
January Average25°F (-4°C)
July Average73°F (23°C)

Precipitation & Snow

Annual Rainfall39.9 inches
5% above US avg
Snowfall45.2 inches/yr

Air Quality

AQI Median45.0
RatingGood
Good Days %62.0%
Unhealthy Days1

Geography

Elevation751 ft (229 m)
Area28.1 sq mi (72.8 km²)
Population Density1,911/sq mi
Coordinates41.6915°N, 85.9622°W
County FIPS18039
It is classified as Metro — under 250K. 17.5% of residents hold a bachelor's degree or higher (48% below US avg). In the 2024 election, the county voted Republican by a 32.4-point margin.

2024 Presidential Election (County)

R 65.5%
D 33.1%

Winner: Republican by 32.4 points

Education

Bachelor's Degree+17.5%
48% below US avg
High School+81.8%
School Test Score5.54
C Education Grade (2.4/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density1,911/sq mi
Total Area28.1 sq mi

Infrastructure & Services

EV Charging Stations10
Alt Fuel Stations17
Public Libraries11
Healthcare Facilities404
Restaurants426
Retail Stores716

Safety & Disasters

Fatal Crashes (County/yr)39
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute18.1 min
Work from Home2.6%

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