Elkhart Lake, WI

Wisconsin · Metropolitan Area

Elkhart Lake is a small town in Wisconsin with a population of 1,097. Residents earn $86,071 per year, which is 15% above the national average.

4.2 /5.0
A Great
1,097 Population 784/sq mi density
$86,071 Median Income $51,694 per capita
$285,200 Home Value $473,595 Zillow
$1,121 Median Rent
45°F Avg Temperature
A
Overall
4.2 / 5.0
Great overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$86,071 median income, 4.2% unemployment
A+
Affordability
4.8 / 5.0
$285,200 home value, $1,121/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K (100% below avg)
A+
Education
5.0 / 5.0
49.4% bachelor's degree or higher
Median Income $86,071
15% higher than US avg
Home Value $285,200
1% higher than US avg
Violent Crime 0/100K
100% lower than US avg
Bachelor's+ 49.4%
47% higher than US avg
Median Rent $1,121
4% lower than US avg
Obesity Rate 34.1%
6% higher than US avg
Unemployment 4.2%
17% higher than US avg
Poverty Rate 3.8%
69% lower than US avg

How Elkhart Lake Compares to the U.S. Average (100% = U.S. avg)

People

Population1,097
Median Age57.4 yrs
Density784/mi²
Male / Female50% / 50%
Largest GroupWhite 99%

Economy

A
Median Income$86,071
Per Capita$51,694
Unemployment4.2%
Poverty3.8%
County GDP$6,749M
Commute19 min

Housing

A+
Home Value$285,200
Rent$1,121
OwnershipN/A
Zillow$473,595

Crime

C+
Violent0/100K
Property1,250/100K
Murder0.0/100K
Assault0/100K
Burglary104/100K

Health

Obesity34.1%
UninsuredN/A
Depression23.5%
Heart Disease4.5%

Climate

Avg Temp45°F
AQI38 (Good)
Rain31.5 in/yr
Elevation949 ft

Education

A+
Bachelor's+49.4%
High School+98.4%
School Score5.81

Community

2024 VoteR 64% / D 35%
Commute19 min
EV Stations1
Libraries7

Is Elkhart Lake a Good Place to Live?

Based on current data, Elkhart Lake receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low crime rates, a highly educated population, a low poverty rate. Elkhart Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Elkhart Lake is $86,071, 15% above the national average of $75,149. Residents generally enjoy above-average earning potential. Unemployment stands at 4.2%, indicating a healthy job market. Only 3.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Elkhart Lake is $285,200, roughly aligned with the national median of $281,900. Renters pay a median of $1,121 per month. A price-to-income ratio of 3.3x indicates a reasonably affordable housing market.

Safety & Crime

Elkhart Lake is a very safe community with a violent crime rate of 0 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,250 per 100,000, 36% below the national average.

Education

Educational attainment is solid, with 49.4% holding a bachelor's degree or higher, near the national average. 98.4% have completed high school. Area schools have an average test score of 5.8/10.

Climate & Weather

Elkhart Lake has a cool climate with an average annual temperature of 45°F. Winters average 17°F in January while summers reach 70°F in July. Annual precipitation totals 31.5 inches, including 38.0 inches of snow. Air quality is rated Good with a median AQI of 38.

Elkhart Lake has a population of 1,097 with a density of 784 people per square mile. The median age is 57.4 years, 48% older than the national median of 38.9. The city is predominantly White (99.1%).

Population

1,097
Total Population
784
People / sq mi
57.4yrs
Median Age
48% above US avg
1.4mi²
Land Area

Gender Distribution

Male 50%
Female 50%

Race & Ethnicity

Elkhart Lake vs U.S. Average

Language Spoken at Home

English Only99.5%
27% above US avg
Spanish0.5%
96% below US avg

Social Characteristics

Elkhart Lake vs U.S. Average

The median household income in Elkhart Lake is $86,071, which is 15% above the national average of $75,149. The unemployment rate is 4.2% (above the 3.6% US average). 3.8% of residents live below the poverty line. Workers commute an average of 19 minutes.

Income: Elkhart Lake vs U.S.

Commute Mode

Income

Median HH Income$86,071
15% above US avg
Per Capita Income$51,694
Avg Weekly Wage$1,120
IRS Avg AGI$77,525

Employment & Poverty

Unemployment4.2%
17% above US avg
Poverty Rate3.8%
69% below US avg
Establishments (County)2,535
County GDP$6,749M

Business (County)

Restaurants233
Healthcare241
Retail304
Manufacturing136

Tax & Cost of Living

Property Tax (IRS)$6,030
72% above US avg
Effective Tax Rate2.11%

Commute & Transportation

Commute Time18.7 min
Work from Home9.4%

Walkability

The median home value in Elkhart Lake is $285,200, 1% above the national average. Monthly rent averages $1,121 (4% below US avg). Zillow estimates the typical home value at $473,595.

Home Value Sources

Ownership Split

Home Values

Census Median$285,200
1% above US avg
Zillow ZHVI$473,595
Median List Price$449,900

Real Estate Market (Redfin)

Median List Price$449,900
$/Sq Ft$328
Homes Sold3
Sale-to-List Ratio97.4%
Price Drops6.7%
Inventory15

Rental Costs

Census Median Rent$1,121
4% below US avg

HUD Fair Market Rent

Studio$797
1 Bedroom$872
2 Bedrooms$1,097
3 Bedrooms$1,405
4 Bedrooms$1,572

Ownership & Property

Owner-Occupied72.3%

Property Tax

Avg Tax (IRS)$6,030
72% above US avg
Effective Rate2.11%
In Elkhart Lake, 34.1% of adults are obese (above the 32.1% national rate). 23.5% report depression. 22.3% are physically inactive.

Health Metrics: Elkhart Lake vs U.S. Average (%)

Chronic Conditions

Obesity34.1%
6% above US avg
Diabetes7.5%
Heart Disease4.5%
High Blood Pressure27.5%
Asthma10.4%
COPD4.3%
Stroke2.3%

Behaviors & Mental Health

Binge Drinking24.2%
Physical Inactivity22.3%
Depression23.5%
Mental Distress16.0%
Physical Distress10.7%

Healthcare Access

Insurance Rate99.8%
Checkup Rate75.4%
Premature Death7,377/100K

Food & Exercise

Food Environment8.6/10
Exercise Access79.1%
Healthcare Facilities241
Elkhart Lake has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 1,250 per 100,000 (36% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Elkhart Lake vs U.S. Average (per 100,000)

Violent Crime

Total Violent0.0/100K
100% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault0.0/100K

Property Crime

Total Property1,250.0/100K
36% below US avg
Burglary104.2/100K
Theft1,145.8/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)11

Safety Score

Safety GradeC+
Safety Score2.5 / 5.0
Elkhart Lake has an average annual temperature of 45°F (7°C). Winters average 17°F in January while summers reach 70°F in July. Annual precipitation is 31.5 inches. Air quality is rated Good with a median AQI of 38.

Temperature

17°F Jan (-8°C) 70°F Jul (21°C)
Annual Average45.0°F
17% below US avg
January Average17°F (-8°C)
July Average70°F (21°C)

Precipitation & Snow

Annual Rainfall31.5 inches
17% below US avg
Snowfall38.0 inches/yr

Air Quality

AQI Median38.0
RatingGood

Geography

Elevation949 ft (289 m)
Area1.4 sq mi (3.6 km²)
Population Density784/sq mi
Coordinates43.8314°N, 88.0138°W
County FIPS55039
It is classified as Metro — under 250K. 49.4% of residents hold a bachelor's degree or higher (47% above US avg). In the 2024 election, the county voted Republican by a 28.7-point margin.

2024 Presidential Election (County)

R 63.8%
D 35.1%

Winner: Republican by 28.7 points

Education

Bachelor's Degree+49.4%
47% above US avg
High School+98.4%
School Test Score5.81
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density784/sq mi
Total Area1.4 sq mi

Infrastructure & Services

EV Charging Stations1
Alt Fuel Stations1
Public Libraries7
Healthcare Facilities241
Restaurants233
Retail Stores304

Safety & Disasters

Fatal Crashes (County/yr)11
C+ Safety Grade (2.5/5.0)

Commute & Transportation

Avg Commute18.7 min
Work from Home9.4%

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