Elm Creek, TX

Texas · Metropolitan Area

Elm Creek is a small town in Texas with a population of 3,730. Residents earn $62,331 per year, which is 17% below the national average.

3.1 /5.0
B Good
3,730 Population 1,318/sq mi density
$62,331 Median Income $18,211 per capita
$116,500 Home Value
N/A Median Rent
70°F Avg Temperature
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.0 / 5.0
$62,331 median income, 5.0% unemployment
A+
Affordability
5.0 / 5.0
$116,500 home value
F
Education
1.2 / 5.0
1.9% bachelor's degree or higher
Median Income $62,331
17% lower than US avg
Home Value $116,500
59% lower than US avg
Bachelor's+ 1.9%
94% lower than US avg
Obesity Rate 42.5%
32% higher than US avg
Unemployment 5.0%
39% higher than US avg
Poverty Rate 21.7%
75% higher than US avg

How Elm Creek Compares to the U.S. Average (100% = U.S. avg)

People

Population3,730
Median Age27.9 yrs
Density1,318/mi²
Male / Female56% / 44%
Largest GroupWhite 37%

Economy

B
Median Income$62,331
Per Capita$18,211
Unemployment5.0%
Poverty21.7%
County GDP$2,534M
Commute32 min

Housing

A+
Home Value$116,500
RentN/A
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity42.5%
UninsuredN/A
Depression19.2%
Heart Disease5.9%

Climate

Avg Temp70°F
AQI42 (Good)
Rain20.8 in/yr
Elevation750 ft

Education

F
Bachelor's+1.9%
High School+55.0%
School Score5.10

Community

2024 VoteR 59% / D 40%
Commute32 min
Libraries2

Is Elm Creek a Good Place to Live?

Based on current data, Elm Creek receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include affordable housing. Areas to be aware of include an elevated poverty rate, high obesity rates. Elm Creek offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Elm Creek is $62,331, 17% below the national average of $75,149. The unemployment rate of 5.0% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 21.7% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 32 minutes.

Cost of Living & Housing

The median home value in Elm Creek is $116,500, 59% below the national median — offering relatively affordable homeownership. At just 1.9x median income, home prices are very affordable relative to local earnings.

Education

1.9% of residents hold a bachelor's degree, below the national average of 33.7%. 55.0% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Elm Creek enjoys a moderate climate with an average annual temperature of 70°F. Winters average 52°F in January while summers reach 86°F in July. Annual precipitation totals 20.8 inches. Air quality is rated Good with a median AQI of 42.

Elm Creek has a population of 3,730 with a density of 1,318 people per square mile. The median age is 27.9 years, 28% younger than the national median of 38.9. The city is predominantly White (36.5%).

Population

3,730
Total Population
1,318
People / sq mi
27.9yrs
Median Age
28% below US avg
2.8mi²
Land Area

Gender Distribution

Male 55.9%
Female 44.1%

Race & Ethnicity

Elm Creek vs U.S. Average

Language Spoken at Home

English Only4.1%
95% below US avg
Spanish95.9%
616% above US avg

Social Characteristics

Elm Creek vs U.S. Average

The median household income in Elm Creek is $62,331, which is 17% below the national average of $75,149. The unemployment rate is 5.0% (above the 3.6% US average). 21.7% of residents live below the poverty line. Workers commute an average of 32 minutes.

Income: Elm Creek vs U.S.

Commute Mode

Income

Median HH Income$62,331
17% below US avg
Per Capita Income$18,211
Avg Weekly Wage$834
IRS Avg AGI$44,398

Employment & Poverty

Unemployment5.0%
39% above US avg
Poverty Rate21.7%
75% above US avg
Establishments (County)957
County GDP$2,534M

Business (County)

Restaurants80
Healthcare106
Retail158
Manufacturing15

Tax & Cost of Living

Property Tax (IRS)$4,960
42% above US avg
Effective Tax Rate4.26%

Commute & Transportation

Commute Time31.7 min
Work from Home15.1%

Walkability

The median home value in Elm Creek is $116,500, 59% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$116,500
59% below US avg

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Studio$887
1 Bedroom$935
2 Bedrooms$1,149
3 Bedrooms$1,497
4 Bedrooms$1,733

Ownership & Property

Owner-Occupied89.3%

Property Tax

Avg Tax (IRS)$4,960
42% above US avg
Effective Rate4.26%
In Elm Creek, 42.5% of adults are obese (above the 32.1% national rate). 19.2% report depression. 40.2% are physically inactive.

Health Metrics: Elm Creek vs U.S. Average (%)

Chronic Conditions

Obesity42.5%
32% above US avg
Diabetes16.4%
Heart Disease5.9%
High Blood Pressure32.6%
Asthma8.8%
COPD4.8%
Stroke3.3%

Behaviors & Mental Health

Binge Drinking15.9%
Physical Inactivity40.2%
Depression19.2%
Mental Distress17.4%
Physical Distress16.6%

Healthcare Access

Insurance Rate61.0%
Checkup Rate70.6%
Premature Death10,667/100K

Food & Exercise

Food Environment4.7/10
Exercise Access59.8%
Healthcare Facilities106

Crime Rates: Elm Creek vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)8

Safety Score

Elm Creek has an average annual temperature of 70°F (21°C). Winters average 52°F in January while summers reach 86°F in July. Annual precipitation is 20.8 inches. Air quality is rated Good with a median AQI of 42.

Temperature

52°F Jan (11°C) 86°F Jul (30°C)
Annual Average70.2°F
30% above US avg
January Average52°F (11°C)
July Average86°F (30°C)

Precipitation & Snow

Annual Rainfall20.8 inches
45% below US avg
Snowfall0.0 inches/yr

Air Quality

AQI Median42.0
RatingGood

Geography

Elevation750 ft (229 m)
Area2.8 sq mi (7.3 km²)
Population Density1,318/sq mi
Coordinates28.7774°N, 100.4934°W
County FIPS48323
It is classified as Metro — under 250K. 1.9% of residents hold a bachelor's degree or higher (94% below US avg). In the 2024 election, the county voted Republican by a 18.5-point margin.

2024 Presidential Election (County)

R 59%
D 40.5%

Winner: Republican by 18.5 points

Education

Bachelor's Degree+1.9%
94% below US avg
High School+55.0%
School Test Score5.10
F Education Grade (1.2/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density1,318/sq mi
Total Area2.8 sq mi

Infrastructure & Services

Public Libraries2
Healthcare Facilities106
Restaurants80
Retail Stores158

Safety & Disasters

Fatal Crashes (County/yr)8

Commute & Transportation

Avg Commute31.7 min
Work from Home15.1%

Nearby Cities

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