Median Income
$66,250
12% lower than US avg
Home Value
$200,000
29% lower than US avg
Bachelor's+
33.1%
2% lower than US avg
Obesity Rate
43.8%
36% higher than US avg
Unemployment
2.5%
31% lower than US avg
Poverty Rate
11.5%
7% lower than US avg
How Fernville Compares to the U.S. Average (100% = U.S. avg)
People
Population420
Median Age43.9 yrs
Density519/mi²
Male / Female54% / 46%
Largest GroupWhite 88%
Veterans7.6%
Economy
B+
Median Income$66,250
Per Capita$38,743
Unemployment2.5%
Poverty11.5%
County GDP$3,276M
Commute20 min
Housing
A+
Home Value$200,000
Ownership100.0%
Zillow$248,140
Housing Units173
Rent Burden27.3%
Health
Obesity43.8%
Uninsured1.9%
Smoking26.6%
Heart Disease8.6%
Climate
Avg Temp51°F (10°C)
Rain41.6 in/yr
Elevation627 ft (191 m)
Education
B+
Bachelor's+33.1%
High School+98.1%
Graduate+13.3%
School Score6.46
Community
2024 VoteR 65% / D 34%
Commute20 min
Broadband98.1%
EV Stations11
Libraries4
Is Fernville a Good Place to Live?
Based on current data, Fernville receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, high health insurance coverage, strong internet connectivity. Areas to be aware of include high obesity rates. Fernville stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Fernville is $66,250, 12% below the national average of $75,149. The job market is very strong with unemployment at just 2.5%. 11.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 20 minutes.
Cost of Living & Housing
The median home value in Fernville is $200,000, 29% below the national median / offering relatively affordable homeownership. At just 3x median income, home prices are very affordable relative to local earnings.
Education
Educational attainment is solid, with 33.1% holding a bachelor's degree or higher, near the national average. 98.1% have completed high school. Local schools score 6.5/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Fernville experiences four distinct seasons with an average temperature of 51°F. Winters average 27°F in January while summers reach 73°F in July. Annual precipitation totals 41.6 inches, including 28.6 inches of snow.
Fernville has a population of 420 with a density of 519 people per square mile, spread across 0.8 square miles. The median age is 43.9 years, 13% older than the national median of 38.9. The gender split is 46% female and 54% male. The city is predominantly White (88.1%), with 6.2% Hispanic. English is the primary language spoken at home by 94% of residents. 7.6% of the population are veterans, above the national rate of 6.0%. 3.8% of residents have a disability (below the 13.0% national average). 98.1% have health insurance coverage.
Population
420
Total Population
2023 Census
43.9yrs
Median Age
13% above US avg
Race & Ethnicity
Fernville vs U.S. Average
Language Spoken at Home
English Only
94.0%
20% above US avg
Spanish
1.1%
92% below US avg
Social Characteristics
Fernville vs U.S. Average
The median household income in Fernville is $66,250, which is 12% below the national average of $75,149. Per capita income is $38,743. The average weekly wage is $972, 32% lower than the U.S. average. The unemployment rate is 2.5% (below the 3.6% US average). 11.5% of residents live below the poverty line. The area has 1,571 business establishments, including 170 restaurants. The cost of living index is 97.6, roughly in line with the national average. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 19.5% of workers work from home (above the 15.2% national rate).
Income: Fernville vs U.S.
Income
| Median HH Income | $66,250 |
| 12% below US avg |
| Per Capita Income | $38,743 |
| Avg Weekly Wage | $972 |
| IRS Avg AGI | $64,596 |
| Gini Index | 0.445 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.5% |
| 31% below US avg |
| Poverty Rate | 11.5% |
| 7% below US avg |
| Establishments (County) | 1,571 |
| County GDP | $3,276M |
Business (County)
| Restaurants | 170 |
| Healthcare | 191 |
| Retail | 230 |
| Manufacturing | 73 |
Tax & Cost of Living
| Property Tax (IRS) | $4,387 |
| 25% above US avg |
| Cost of Living | 97.60 (100=avg) |
| Effective Tax Rate | 2.19% |
Commute & Transportation
| Commute Time | 20.4 min |
| Drive Alone | 73.5% |
| Public Transit | 0.0% |
| Work from Home | 19.5% |
The median home value in Fernville is $200,000, 29% below the national median of $281,900. Zillow estimates the typical home value at $248,140, higher than the Census estimate. Fair market rent ranges from $996 for a one-bedroom to $1,225 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 173 total housing units in the city. The median year a home was built is 1969. The average annual property tax is $4,387 (higher than the $3,500 national average). 27.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3x, well within the affordable range.
Home Values
| Census Median | $200,000 |
| 29% below US avg |
| Zillow ZHVI | $248,140 |
Rental Costs
HUD Fair Market Rent
| Studio | $900 |
| 1 Bedroom | $996 |
| 2 Bedrooms | $1,225 |
| 3 Bedrooms | $1,570 |
| 4 Bedrooms | $1,744 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 173 |
| Median Year Built | 1969 |
Property Tax
| Avg Tax (IRS) | $4,387 |
| 25% above US avg |
| Effective Rate | 2.19% |
In Fernville, 43.8% of adults are obese, above the national rate of 32.1%. 16.0% have diabetes (above the 10.5% national rate). Heart disease affects 8.6% of residents, above the national average. 35.0% have high blood pressure. 26.6% are current smokers (above the 14.0% national rate). 15.1% report binge drinking. 38.7% are physically inactive, above the national average. 18.9% experience frequent mental distress. 1.9% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,753. The dentist ratio is 1:2,094. 74.0% of residents have access to exercise opportunities. The food environment index is 8.3 out of 10.
Health Metrics: Fernville vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.8% |
| 36% above US avg |
| Diabetes | 16.0% |
| Heart Disease | 8.6% |
| High Blood Pressure | 35.0% |
| Asthma | 11.0% |
| COPD | 9.5% |
| Cancer | 5.9% |
| Kidney Disease | 4.3% |
| Stroke | 4.6% |
Behaviors & Mental Health
| Smoking | 26.6% |
| 90% above US avg |
| Binge Drinking | 15.1% |
| Physical Inactivity | 38.7% |
| Mental Distress | 18.9% |
| Physical Distress | 20.5% |
| Short Sleep | 45.4% |
Healthcare Access
| Insurance Rate | 98.1% |
| Uninsured | 1.9% |
| 78% below US avg |
| Primary Care | 1:1,753 |
| Dentists | 1:2,094 |
| Mental Health | 1:1,190 |
| Checkup Rate | 69.9% |
| Dental Visits | 46.1% |
| Premature Death | 8,535/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 74.0% |
| Healthcare Facilities | 191 |
Fernville experiences four distinct seasons with an average annual temperature of 51°F (10°C). Winters average 27°F in January while summers reach 73°F in July. Annual precipitation totals 41.6 inches. The area receives 28.6 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 627 feet.
Temperature
27°F Jan (-3°C)
73°F Jul (23°C)
| Annual Average | 50.5°F |
| 6% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 73°F (23°C) |
Geography
| Elevation | 627 ft (191 m) |
| Area | 0.8 sq mi (2.1 km²) |
| Population Density | 519/sq mi |
| Coordinates | 41.0020°N, 76.4774°W |
| Timezone | America/New_York |
| County | Columbia County County |
| Nearest Airport | Hazleton Regional (HZL)
25 miles away |
Precipitation & Snow
Annual Rainfall
41.6"
9% above US avg
Wettest Month (Sep)
4.66"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 62.1 / 100 |
| Social Vulnerability | 30.0 / 100 |
| Community Resilience | 88.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Very Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
24 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.8. Most recent: M2.8 on Jun 10, 2025.
| Apr 5, 2024 |
2024 Tewksbury, New Jersey Earthquake |
M4.8 |
148 km |
| Jan 16, 1994 |
2 km W of Sinking Spring, Pennsylvania |
M4.6 |
83 km |
| Jan 16, 1994 |
0 km E of Sinking Spring, Pennsylvania |
M4.2 |
85 km |
| Apr 5, 2024 |
7 km WSW of Gladstone, New Jersey |
M3.7 |
150 km |
| Jun 13, 2019 |
9 km N of Blain, Pennsylvania |
M3.4 |
108 km |
| Aug 26, 2003 |
4 km NNW of Milford, New Jersey |
M3.1 |
124 km |
| Jun 3, 2010 |
4 km ENE of Franklintown, Pennsylvania |
M3.1 |
110 km |
| Nov 14, 1997 |
0 km S of Rothsville, Pennsylvania |
M3.0 |
97 km |
| Apr 24, 2009 |
1 km S of Franklintown, Pennsylvania |
M2.9 |
114 km |
| Apr 27, 2024 |
7 km WSW of Gladstone, New Jersey |
M2.9 |
149 km |
| Jan 16, 1994 |
0 km SSE of Sinking Spring, Pennsylvania |
M2.9 |
86 km |
| May 24, 2024 |
6 km E of Califon, New Jersey |
M2.9 |
148 km |
| Sep 15, 2019 |
5 km ESE of East Berlin, Pennsylvania |
M2.8 |
125 km |
| May 10, 1993 |
1 km NW of Whitfield, Pennsylvania |
M2.8 |
83 km |
| Jun 10, 2025 |
10 km NW of Forksville, Pennsylvania |
M2.8 |
64 km |
| Oct 25, 2009 |
4 km ENE of Franklintown, Pennsylvania |
M2.8 |
109 km |
| Mar 11, 1995 |
0 km ENE of Landisville, Pennsylvania |
M2.7 |
101 km |
| Jan 25, 2015 |
4 km ESE of Downingtown, Pennsylvania |
M2.6 |
131 km |
| Oct 28, 1996 |
2 km W of Reinholds, Pennsylvania |
M2.6 |
86 km |
| Jan 18, 1994 |
3 km SE of Clay, Pennsylvania |
M2.6 |
92 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
1 hurricane (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Gloria (1985, Cat 1).
| Year |
Name |
Category |
Closest |
| 1985 |
Gloria |
Category 2 |
268 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
284 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 11 fatalities, 169 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 14, 2004 |
EF3 |
81 km |
0 |
| Jun 2, 1998 |
EF3 |
77 km |
2 |
| May 31, 1998 |
EF3 |
76 km |
0 |
| May 31, 1985 |
EF3 |
60 km |
6 |
| Jul 26, 1981 |
EF3 |
80 km |
0 |
| Jul 29, 1976 |
EF3 |
70 km |
0 |
| Jun 18, 1970 |
EF3 |
69 km |
1 |
| Nov 4, 1950 |
EF3 |
94 km |
0 |
| Apr 14, 2019 |
EF2 |
22 km |
0 |
| Oct 2, 2018 |
EF2 |
84 km |
0 |
| Jun 13, 2018 |
EF2 |
82 km |
0 |
| Jun 13, 2018 |
EF2 |
59 km |
0 |
| Feb 25, 2017 |
EF2 |
66 km |
0 |
| Jul 8, 2014 |
EF2 |
61 km |
0 |
| May 23, 2011 |
EF2 |
72 km |
0 |
| Apr 28, 2011 |
EF2 |
67 km |
0 |
| Dec 1, 2006 |
EF2 |
34 km |
0 |
| Nov 8, 1996 |
EF2 |
83 km |
0 |
| Jul 17, 1992 |
EF2 |
67 km |
0 |
| Jul 15, 1992 |
EF2 |
42 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Tsunami History
1 tsunami recorded within 500 km.
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1895 |
HIGH BRIDGE, NJ |
Earthquake |
- |
- |
139 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
6 wildfires (100+ acres) within 100 km.
Largest: PENOBSCOT (2,091 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
PENOBSCOT |
2,091 |
56 km |
| 2004 |
CRYSTAL LAKE |
1,838 |
57 km |
| 2020 |
SEVEN PINES |
790 |
98 km |
| 2015 |
RAZOR FIRE |
728 |
71 km |
| 2015 |
PIPELINE 1 |
666 |
68 km |
| 2006 |
OKOME ROAD |
573 |
88 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
3.6 in |
Coldest |
| February |
30°F (-1°C) |
2.1 in |
Driest |
| March |
38°F (3°C) |
3.3 in |
|
| April |
50°F (10°C) |
3.8 in |
|
| May |
60°F (15°C) |
3.4 in |
|
| June |
68°F (20°C) |
3.9 in |
|
| July |
73°F (23°C) |
3.5 in |
Warmest |
| August |
70°F (21°C) |
3.3 in |
|
| September |
64°F (18°C) |
4.7 in |
Wettest |
| October |
52°F (11°C) |
3.9 in |
|
| November |
42°F (5°C) |
2.9 in |
|
| December |
33°F (0°C) |
3.2 in |
|
Fernville has a seasonal temperature swing of 45°F / from 27°F in January to 73°F in July. Total annual precipitation is 41.6 inches, with September being the wettest month (4.7") and February the driest (2.1").
Average costs for common services in Fernville. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$244 ($146-$390) |
| Specialist Visit |
$342 ($195-$537) |
| Urgent Care Visit |
$195 ($98-$342) |
| Emergency Room Visit |
$2,147 ($781-$4,880) |
| Dental Cleaning |
$127 ($73-$195) |
| Dental Filling |
$244 ($146-$390) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24-$73) |
| Oil Change (Synthetic) |
$73 ($49-$117) |
| Brake Pad Replacement |
$293 ($146-$488) |
| Tire Rotation |
$39 ($20-$73) |
| New Tires (Set of 4) |
$586 ($390-$976) |
| Battery Replacement |
$195 ($98-$342) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$98 ($59-$146) |
| Electrician (Per Hour) |
$88 ($49-$137) |
| HVAC Repair |
$390 ($146-$781) |
| HVAC System Install |
$6,832 ($3,904-$11,712) |
| Roof Repair |
$976 ($390-$1,952) |
| Roof Replacement |
$8,784 ($5,368-$14,640) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,464 ($488-$3,416) |
| Divorce (Contested) |
$14,640 ($4,880-$29,280) |
| DUI Defense |
$4,880 ($1,952-$9,760) |
| Bankruptcy (Chapter 7) |
$1,464 ($781-$2,928) |
| Will Preparation |
$488 ($195-$976) |
| Trust Preparation |
$2,440 ($976-$4,880) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15-$44) |
| Women's Haircut |
$54 ($29-$98) |
| Hair Coloring (Full) |
$146 ($73-$244) |
| Manicure |
$24 ($15-$44) |
| Pedicure |
$39 ($24-$63) |
| Massage (1 Hour) |
$78 ($49-$127) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.00 ($2.93-$5.37) |
| Dozen Eggs (per dozen) |
$3.42 ($2.44-$4.88) |
| Loaf of Bread |
$3.71 ($2.44-$5.37) |
| Chicken Breast (per lb) |
$4.39 ($2.93-$6.34) |
| Ground Beef (per lb) |
$5.37 ($3.90-$7.32) |
| Rice (per lb) |
$0.98 ($0.59-$1.76) |
View all 20 services
Utilities
| Electricity (Monthly) |
$137 ($78-$244) |
| Natural Gas (Monthly) |
$68 ($29-$146) |
| Water/Sewer (Monthly) |
$68 ($39-$117) |
| Internet (Monthly) |
$68 ($39-$98) |
| Cell Phone Plan (Monthly) |
$63 ($29-$98) |
| Cable TV (Monthly) |
$83 ($49-$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$195 ($73-$488) |
| Car Insurance (Annual) |
$1,952 ($1,171-$3,416) |
| Bus Pass (Monthly) |
$68 ($29-$127) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.81-$24) |
| Car Registration (Annual) |
$98 ($29-$244) |
| Driver's License Renewal |
$29 ($15-$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,171 ($586-$2,440) |
| Daycare (Toddler, Monthly) |
$976 ($488-$1,952) |
| After-School Care (Monthly) |
$390 ($195-$683) |
| Tutoring (Per Hour) |
$49 ($24-$98) |
| SAT/ACT Prep Course |
$976 ($390-$2,440) |
| Private School (K-12, Annual) |
$12,200 ($4,880-$29,280) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($29-$98) |
| Dog Vaccination (Annual) |
$98 ($49-$195) |
| Dog Grooming |
$59 ($29-$98) |
| Pet Boarding (Per Night) |
$39 ($20-$73) |
| Dog Spay/Neuter |
$293 ($146-$488) |
| Cat Spay/Neuter |
$195 ($98-$390) |
View all 9 services
Frequently Asked Questions About Fernville
What is the population of Fernville?
Fernville has a population of 420 residents and is located in Pennsylvania. The population density is 519 people per square mile, spread across 0.8 square miles. The median age of residents is 43.9 years, which is older than the national median of 38.9 years. The population is 46% female and 54% male.
Is Fernville expensive to live in?
Fernville has a cost of living roughly in line with the national average, with an index of 97.6 (baseline: 100). The median household income is $66,250, 12% below the national average of $75,149. The median home value is $200,000 (29% below the U.S. median). The home price-to-income ratio is 3x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Fernville?
Fernville has a four-season climate with an average annual temperature of 51°F (10°C). Winter temperatures average 27°F in January, while summers reach an average of 73°F in July. Annual rainfall totals 41.6 inches, with 28.6 inches of snow.
How is the job market in Fernville?
The job market in Fernville is very strong, with unemployment at just 2.5% / well below the national rate of 3.6%. The average weekly wage is $972. There are 1,571 business establishments in the area, including 170 restaurants and food service locations. The average commute time is 20 minutes, and 19.5% of workers work from home.
How much does housing cost in Fernville?
The median home value in Fernville is $200,000. Zillow estimates the typical home value at $248,140. The homeownership rate is 100.0%. The average annual property tax is $4,387.
How are the schools in Fernville?
Schools in Fernville score 6.5 out of 10 on standardized testing, near the national average. 33.1% of adults in Fernville hold a bachelor's degree or higher, below the national average of 33.7%. 98.1% have completed high school. 13.3% hold a graduate or professional degree.
How healthy is Fernville?
The obesity rate in Fernville is 43.8% (above the national rate of 32.1%). 26.6% of adults are smokers. 38.7% are physically inactive. 1.9% lack health insurance (below the national rate). 74.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,753.
What is transportation like in Fernville?
The average commute in Fernville is 20 minutes, shorter than the national average of 28 minutes. 73.5% of workers drive alone to work, and 19.5% work from home.
What are the demographics of Fernville?
The racial and ethnic makeup of Fernville is 88.1% White, 6.2% Hispanic or Latino. 94% of residents speak only English at home. 7.6% of the population are military veterans. 3.8% of residents have a disability. 98.1% have health insurance coverage.