Median Income
$55,556
26% lower than US avg
Home Value
$92,800
67% lower than US avg
Bachelor's+
7.8%
77% lower than US avg
Median Rent
$655
44% lower than US avg
Obesity Rate
38.5%
20% higher than US avg
Unemployment
10.0%
178% higher than US avg
Poverty Rate
8.7%
30% lower than US avg
How Finger Compares to the U.S. Average (100% = U.S. avg)
People
Population600
Median Age29.7 yrs
Density382/mi²
Male / Female57% / 43%
Largest GroupWhite 96%
Veterans7.7%
Economy
C+
Median Income$55,556
Per Capita$20,997
Unemployment10.0%
Poverty8.7%
County GDP$524M
Commute32 min
Housing
A+
Home Value$92,800
Rent$655
Ownership82.5%
Zillow$173,165
Housing Units151
Rent Burden13.0%
Health
Obesity38.5%
Uninsured10.3%
Smoking23.0%
Depression32.2%
Heart Disease7.0%
Climate
Avg Temp58°F (15°C)
Rain61.8 in/yr
Elevation505 ft (154 m)
Education
D
Bachelor's+7.8%
High School+82.3%
Graduate+6.6%
School Score5.49
Community
2024 VoteR 82% / D 17%
Commute32 min
Broadband95.8%
EV Stations3
Libraries1
Is Finger a Good Place to Live?
Based on current data, Finger receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include affordable housing, strong internet connectivity. Areas to be aware of include above-average unemployment, below-average incomes. Finger offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Finger is $55,556, 26% below the national average of $75,149. At 10.0%, unemployment is notably high. 8.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 32 minutes.
Cost of Living & Housing
The median home value in Finger is $92,800, 67% below the national median / offering relatively affordable homeownership. Renters pay a median of $655 per month, below the national average / a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.
Education
7.8% of residents hold a bachelor's degree, below the national average of 33.7%. 82.3% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Finger enjoys a moderate climate with an average annual temperature of 58°F. Winters average 37°F in January while summers reach 78°F in July. Annual precipitation totals 61.8 inches.
Finger has a population of 600 with a density of 382 people per square mile, spread across 1.5 square miles. The median age is 29.7 years, 24% younger than the national median of 38.9. The gender split is 43.3% female and 56.7% male. The city is predominantly White (95.8%), with 8.8% Hispanic, 2.2% Black. English is the primary language spoken at home by 92.9% of residents, while 7.8% speak Spanish. 7.7% of the population are veterans, above the national rate of 6.0%. 7.2% of residents have a disability (below the 13.0% national average). 89.7% have health insurance coverage.
Population
600
Total Population
2023 Census
29.7yrs
Median Age
24% below US avg
Language Spoken at Home
English Only
92.9%
18% above US avg
Spanish
7.8%
42% below US avg
The median household income in Finger is $55,556, which is 26% below the national average of $75,149. Per capita income is $20,997 (below the $39,052 national figure). The average weekly wage is $847, 41% lower than the U.S. average. The unemployment rate is 10.0% (above the 3.6% US average). 8.7% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 325 business establishments, including 28 restaurants. The cost of living index is 91.9, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 32 minutes (longer than the 28-minute US average). 10.4% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $55,556 |
| 26% below US avg |
| Per Capita Income | $20,997 |
| Avg Weekly Wage | $847 |
| IRS Avg AGI | $57,082 |
| Gini Index | 0.406 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 10.0% |
| 178% above US avg |
| Poverty Rate | 8.7% |
| 30% below US avg |
| Establishments (County) | 325 |
| County GDP | $524M |
Business (County)
| Restaurants | 28 |
| Healthcare | 27 |
| Retail | 50 |
| Manufacturing | 13 |
Tax & Cost of Living
| Property Tax (IRS) | $2,421 |
| 31% below US avg |
| Cost of Living | 91.90 (100=avg) |
| Effective Tax Rate | 2.61% |
Commute & Transportation
| Commute Time | 32.3 min |
| Drive Alone | 79.2% |
| Public Transit | 0.0% |
| Work from Home | 10.4% |
The median home value in Finger is $92,800, 67% below the national median of $281,900. Zillow estimates the typical home value at $173,165, higher than the Census estimate. Monthly rent averages $655 (44% below the national average of $1,163). Fair market rent ranges from $924 for a one-bedroom to $1,118 for a two-bedroom apartment. 82.5% of housing units are owner-occupied (above the 65.4% national rate). There are 151 total housing units in the city. The median year a home was built is 1974. The average annual property tax is $2,421 (lower than the $3,500 national average). 13.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.7x, well within the affordable range.
Home Values
| Census Median | $92,800 |
| 67% below US avg |
| Zillow ZHVI | $173,165 |
Rental Costs
| Census Median Rent | $655 |
| 44% below US avg |
| Rent Burden | 13.0% |
HUD Fair Market Rent
| Studio | $882 |
| 1 Bedroom | $924 |
| 2 Bedrooms | $1,118 |
| 3 Bedrooms | $1,445 |
| 4 Bedrooms | $1,644 |
Ownership & Property
| Homeownership | 82.5% |
| Owner-Occupied | 82.5% |
| Renter-Occupied | 17.5% |
| Housing Units | 151 |
| Median Year Built | 1974 |
Property Tax
| Avg Tax (IRS) | $2,421 |
| 31% below US avg |
| Effective Rate | 2.61% |
In Finger, 38.5% of adults are obese, above the national rate of 32.1%. 12.6% have diabetes (above the 10.5% national rate). Heart disease affects 7.0% of residents, above the national average. 37.6% have high blood pressure. 23.0% are current smokers (above the 14.0% national rate). 15.7% report binge drinking. 29.3% are physically inactive, above the national average. 32.2% report depression (above the 20.0% national average). 23.0% experience frequent mental distress. 10.3% of residents lack health insurance. The primary care physician ratio is 1:3,501. The dentist ratio is 1:4,402. 36.6% of residents have access to exercise opportunities. The food environment index is 8.0 out of 10.
Health Metrics: Finger vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.5% |
| 20% above US avg |
| Diabetes | 12.6% |
| Heart Disease | 7.0% |
| High Blood Pressure | 37.6% |
| Asthma | 11.6% |
| COPD | 9.8% |
| Cancer | 7.4% |
| Stroke | 3.6% |
Behaviors & Mental Health
| Smoking | 23.0% |
| 64% above US avg |
| Binge Drinking | 15.7% |
| Physical Inactivity | 29.3% |
| Depression | 32.2% |
| Mental Distress | 23.0% |
| Physical Distress | 16.7% |
| Short Sleep | 38.9% |
Healthcare Access
| Insurance Rate | 89.7% |
| Uninsured | 10.3% |
| 20% above US avg |
| Primary Care | 1:3,501 |
| Dentists | 1:4,402 |
| Mental Health | 1:1,036 |
| Checkup Rate | 74.3% |
| Dental Visits | 51.8% |
| Premature Death | 11,996/100K |
Food & Exercise
| Food Environment | 8.0/10 |
| Exercise Access | 36.6% |
| Healthcare Facilities | 27 |
Finger enjoys a temperate climate with an average annual temperature of 58°F (15°C). Winters average 37°F in January while summers reach 78°F in July. Annual precipitation totals 61.8 inches (wetter than the 38-inch national average). The city sits at an elevation of 505 feet.
Temperature
37°F Jan (3°C)
78°F Jul (26°C)
| Annual Average | 58.1°F |
| 8% above US avg |
| January Average | 37°F (3°C) |
| July Average | 78°F (26°C) |
Geography
| Elevation | 505 ft (154 m) |
| Area | 1.5 sq mi (4.0 km²) |
| Population Density | 382/sq mi |
| Coordinates | 35.3570°N, 88.6170°W |
| Timezone | America/Chicago |
| County | Chester County County |
| Nearest Airport | Mc Kellar-Sipes Regional (MKL)
24 miles away |
Precipitation & Snow
Annual Rainfall
61.8"
63% above US avg
Wettest Month (Apr)
6.40"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 44.5 / 100 |
| Social Vulnerability | 51.5 / 100 |
| Community Resilience | 45.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
218 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.1 on Aug 1, 2025.
| May 1, 2005 |
5 km SSE of Manila, Arkansas |
M4.2 |
148 km |
| Apr 30, 2003 |
1 km N of Blytheville, Arkansas |
M4.0 |
134 km |
| Jun 2, 2005 |
12 km S of Ridgely, Tennessee |
M4.0 |
117 km |
| May 16, 2024 |
6 km S of Ridgely, Tennessee |
M3.8 |
122 km |
| Nov 29, 1996 |
1 km W of Blytheville, Arkansas |
M3.8 |
135 km |
| Apr 24, 2019 |
12 km NNW of Dyersburg, Tennessee |
M3.7 |
114 km |
| Oct 15, 2017 |
6 km SE of Manila, Arkansas |
M3.6 |
146 km |
| Jan 16, 2018 |
4 km SW of Caruthersville, Missouri |
M3.6 |
132 km |
| Apr 2, 2015 |
1 km WNW of Cooter, Missouri |
M3.6 |
134 km |
| Jan 8, 1993 |
6 km WSW of Gosnell, Arkansas |
M3.5 |
143 km |
| Aug 25, 2015 |
9 km W of Henning, Tennessee |
M3.5 |
102 km |
| Sep 9, 2016 |
9 km NW of Tiptonville, Tennessee |
M3.4 |
147 km |
| Apr 28, 1993 |
8 km SSE of Ridgely, Tennessee |
M3.4 |
119 km |
| Aug 29, 1990 |
9 km WSW of Central, Tennessee |
M3.4 |
104 km |
| Nov 6, 2009 |
6 km NNW of Dyersburg, Tennessee |
M3.4 |
108 km |
| Jun 17, 2012 |
6 km NW of Tiptonville, Tennessee |
M3.3 |
143 km |
| Aug 12, 2013 |
7 km S of Hornbeak, Tennessee |
M3.3 |
118 km |
| May 31, 2022 |
12 km SE of Ridgely, Tennessee |
M3.2 |
115 km |
| Apr 23, 1994 |
7 km W of Gosnell, Arkansas |
M3.2 |
146 km |
| Aug 19, 1994 |
9 km WSW of Gilt Edge, Tennessee |
M3.2 |
119 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
410 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 155 fatalities, 1,329 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 16, 1998 |
EF5 |
56 km |
3 |
| Feb 5, 2008 |
EF4 |
42 km |
0 |
| Feb 5, 2008 |
EF4 |
31 km |
3 |
| May 4, 2003 |
EF4 |
42 km |
11 |
| May 5, 1999 |
EF4 |
67 km |
3 |
| Jan 17, 1999 |
EF4 |
34 km |
6 |
| Mar 1, 1997 |
EF4 |
97 km |
0 |
| May 7, 1971 |
EF4 |
81 km |
3 |
| Apr 19, 1970 |
EF4 |
79 km |
4 |
| Apr 3, 1956 |
EF4 |
28 km |
3 |
| Mar 21, 1952 |
EF4 |
91 km |
2 |
| Mar 21, 1952 |
EF4 |
34 km |
38 |
| Mar 31, 2023 |
EF3 |
29 km |
9 |
| Dec 23, 2015 |
EF3 |
64 km |
0 |
| May 2, 2010 |
EF3 |
81 km |
3 |
| Feb 5, 2008 |
EF3 |
68 km |
3 |
| Apr 2, 2006 |
EF3 |
100 km |
2 |
| Apr 2, 2006 |
EF3 |
88 km |
6 |
| May 4, 2003 |
EF3 |
32 km |
0 |
| Jan 22, 1999 |
EF3 |
87 km |
1 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: C-55 CHILLI LAKE (3,555 ac, 2014).
| Year |
Name |
Acres |
Distance |
| 2014 |
C-55 CHILLI LAKE |
3,555 |
90 km |
| 2017 |
UNNAMED |
3,152 |
94 km |
| 2014 |
C-39 EAST CHEWALLA |
3,107 |
94 km |
| 2017 |
UNNAMED |
3,031 |
89 km |
| 2013 |
UNNAMED |
2,848 |
97 km |
| 2022 |
HOLLY SPRINGS BB 51/52/53 |
2,182 |
88 km |
| 2010 |
COMP 42 |
2,142 |
97 km |
| 2022 |
HOLLY SPRINGS BB10 11 12 14 |
1,977 |
67 km |
| 2016 |
UNNAMED |
1,785 |
97 km |
| 2011 |
HOLLY SPRINGS RX |
1,780 |
90 km |
| 2024 |
HSRD 47 1 2 RX |
1,634 |
87 km |
| 2015 |
BURN BLOCK 58 PISGAH RD |
1,464 |
96 km |
| 1994 |
UNNAMED |
1,298 |
85 km |
| 2015 |
YELLOW RABBIT |
1,274 |
73 km |
| 2018 |
UNNAMED |
1,259 |
95 km |
| 2015 |
BURN BLOCK 61 COLLIER RD |
1,254 |
95 km |
| 2021 |
HOLLY SPRINGS - BB41 |
1,254 |
96 km |
| 2022 |
HOLLY SPRINGS BB 35/37/38 |
1,243 |
94 km |
| 2021 |
HOLLY SPRINGS - BB 20/21 |
1,239 |
73 km |
| 2010 |
COMP 61 |
1,227 |
96 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
37°F (3°C) |
5.2 in |
Coldest |
| February |
41°F (5°C) |
5.6 in |
|
| March |
49°F (9°C) |
6.1 in |
|
| April |
58°F (14°C) |
6.4 in |
Wettest |
| May |
67°F (19°C) |
5.8 in |
|
| June |
74°F (23°C) |
5.1 in |
|
| July |
78°F (26°C) |
5.0 in |
Warmest |
| August |
77°F (25°C) |
3.7 in |
Driest |
| September |
70°F (21°C) |
4.6 in |
|
| October |
59°F (15°C) |
4.2 in |
|
| November |
48°F (9°C) |
4.5 in |
|
| December |
40°F (4°C) |
5.7 in |
|
Finger has a seasonal temperature swing of 41°F / from 37°F in January to 78°F in July. Total annual precipitation is 61.8 inches, with April being the wettest month (6.4") and August the driest (3.7").
Average costs for common services in Finger. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$230 ($138-$368) |
| Specialist Visit |
$322 ($184-$505) |
| Urgent Care Visit |
$184 ($92-$322) |
| Emergency Room Visit |
$2,022 ($735-$4,595) |
| Dental Cleaning |
$119 ($69-$184) |
| Dental Filling |
$230 ($138-$368) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$69) |
| Oil Change (Synthetic) |
$69 ($46-$110) |
| Brake Pad Replacement |
$276 ($138-$460) |
| Tire Rotation |
$37 ($18-$69) |
| New Tires (Set of 4) |
$551 ($368-$919) |
| Battery Replacement |
$184 ($92-$322) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$92 ($55-$138) |
| Electrician (Per Hour) |
$83 ($46-$129) |
| HVAC Repair |
$368 ($138-$735) |
| HVAC System Install |
$6,433 ($3,676-$11,028) |
| Roof Repair |
$919 ($368-$1,838) |
| Roof Replacement |
$8,271 ($5,055-$13,785) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,379 ($460-$3,217) |
| Divorce (Contested) |
$13,785 ($4,595-$27,570) |
| DUI Defense |
$4,595 ($1,838-$9,190) |
| Bankruptcy (Chapter 7) |
$1,379 ($735-$2,757) |
| Will Preparation |
$460 ($184-$919) |
| Trust Preparation |
$2,298 ($919-$4,595) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$51 ($28-$92) |
| Hair Coloring (Full) |
$138 ($69-$230) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$37 ($23-$60) |
| Massage (1 Hour) |
$74 ($46-$119) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.77 ($2.76-$5.05) |
| Dozen Eggs (per dozen) |
$3.22 ($2.30-$4.60) |
| Loaf of Bread |
$3.49 ($2.30-$5.05) |
| Chicken Breast (per lb) |
$4.14 ($2.76-$5.97) |
| Ground Beef (per lb) |
$5.05 ($3.68-$6.89) |
| Rice (per lb) |
$0.92 ($0.55-$1.65) |
View all 20 services
Utilities
| Electricity (Monthly) |
$129 ($74-$230) |
| Natural Gas (Monthly) |
$64 ($28-$138) |
| Water/Sewer (Monthly) |
$64 ($37-$110) |
| Internet (Monthly) |
$64 ($37-$92) |
| Cell Phone Plan (Monthly) |
$60 ($28-$92) |
| Cable TV (Monthly) |
$78 ($46-$138) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$184 ($69-$460) |
| Car Insurance (Annual) |
$1,838 ($1,103-$3,217) |
| Bus Pass (Monthly) |
$64 ($28-$119) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.35-$23) |
| Car Registration (Annual) |
$92 ($28-$230) |
| Driver's License Renewal |
$28 ($14-$69) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,103 ($551-$2,298) |
| Daycare (Toddler, Monthly) |
$919 ($460-$1,838) |
| After-School Care (Monthly) |
$368 ($184-$643) |
| Tutoring (Per Hour) |
$46 ($23-$92) |
| SAT/ACT Prep Course |
$919 ($368-$2,298) |
| Private School (K-12, Annual) |
$11,488 ($4,595-$27,570) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$55 ($28-$92) |
| Dog Vaccination (Annual) |
$92 ($46-$184) |
| Dog Grooming |
$55 ($28-$92) |
| Pet Boarding (Per Night) |
$37 ($18-$69) |
| Dog Spay/Neuter |
$276 ($138-$460) |
| Cat Spay/Neuter |
$184 ($92-$368) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $567 |
| Toddler | $476 |
| Preschool | $476 |
| Family Childcare (monthly) |
| Infant | $393 |
| Toddler | $422 |
| Preschool | $422 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Finger
What is the population of Finger?
Finger has a population of 600 residents and is located in Tennessee. The population density is 382 people per square mile, spread across 1.5 square miles. The median age of residents is 29.7 years, which is younger than the national median of 38.9 years. The population is 43.3% female and 56.7% male.
Is Finger expensive to live in?
Finger is more affordable than the national average, with a cost of living index of 91.9 / below the baseline of 100. The median household income is $55,556, 26% below the national average of $75,149. The median home value is $92,800 (67% below the U.S. median). Renters pay a median of $655 per month, below the national average of $1,163. The home price-to-income ratio is 1.7x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Finger?
Finger enjoys a temperate climate with an average annual temperature of 58°F (15°C). Winter temperatures average 37°F in January, while summers reach an average of 78°F in July. Annual rainfall totals 61.8 inches.
How is the job market in Finger?
The job market in Finger faces challenges, with unemployment at 10.0% / significantly above the national rate of 3.6%. The average weekly wage is $847. There are 325 business establishments in the area, including 28 restaurants and food service locations. The average commute time is 32 minutes, and 10.4% of workers work from home.
How much does housing cost in Finger?
The median home value in Finger is $92,800. Zillow estimates the typical home value at $173,165. For renters, the median monthly rent is $655. Fair market rent is $924 for a 1-bedroom and $1,118 for a 2-bedroom apartment. The homeownership rate is 82.5%. The average annual property tax is $2,421.
How are the schools in Finger?
Schools in Finger score 5.5 out of 10 on standardized testing, near the national average. 7.8% of adults in Finger hold a bachelor's degree or higher, below the national average of 33.7%. 82.3% have completed high school. 6.6% hold a graduate or professional degree.
How healthy is Finger?
The obesity rate in Finger is 38.5% (above the national rate of 32.1%). 23.0% of adults are smokers. 29.3% are physically inactive. 32.2% of residents report depression. 10.3% lack health insurance (above the national rate). 36.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,501.
What is transportation like in Finger?
The average commute in Finger is 32 minutes, longer than the national average of 28 minutes. 79.2% of workers drive alone to work, and 10.4% work from home.
What are the demographics of Finger?
The racial and ethnic makeup of Finger is 95.8% White, 2.2% Black or African American, 8.8% Hispanic or Latino. 92.9% of residents speak only English at home, while 7.8% speak Spanish. 7.7% of the population are military veterans. 7.2% of residents have a disability. 89.7% have health insurance coverage.