Finley, ND

North Dakota

Finley is a small town in North Dakota with a population of 322. Residents earn $74,583 per year, which is 1% below the national average.

4.3 /5.0
A Great
322 Population 92/sq mi density
$74,583 Median Income $41,310 per capita
$73,100 Home Value
$642 Median Rent 13.6% income on rent
40°F Avg Temperature
A
Overall
4.3 / 5.0
Great overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$74,583 median income, 2.2% unemployment
A+
Affordability
5.0 / 5.0
$73,100 home value, $642/mo rent
B+
Education
3.8 / 5.0
35.0% bachelor's degree or higher
Median Income $74,583
1% lower than US avg
Home Value $73,100
74% lower than US avg
Bachelor's+ 35.0%
4% higher than US avg
Median Rent $642
45% lower than US avg
Obesity Rate 35.0%
9% higher than US avg
Unemployment 2.2%
39% lower than US avg
Poverty Rate 11.5%
7% lower than US avg

How Finley Compares to the U.S. Average (100% = U.S. avg)

People

Population322
Median Age50.4 yrs
Density92/mi²
Male / Female59% / 41%
Largest GroupWhite 94%

Economy

A
Median Income$74,583
Per Capita$41,310
Unemployment2.2%
Poverty11.5%
County GDP$213M
Commute13 min

Housing

A+
Home Value$73,100
Rent$642
OwnershipN/A
Rent Burden13.6%

Crime

ViolentN/A
PropertyN/A

Health

Obesity35.0%
UninsuredN/A
Depression21.7%
Heart Disease5.6%

Climate

Avg Temp40°F
AQI38 (Good)
Elevation1,456 ft

Education

B+
Bachelor's+35.0%
High School+94.7%
School Score5.74

Community

2024 VoteR 62% / D 37%
Commute13 min

Is Finley a Good Place to Live?

Based on current data, Finley receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, high health insurance coverage. Finley stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Finley is $74,583, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.2%. 11.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 13 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Finley is $73,100, 74% below the national median — offering relatively affordable homeownership. Renters pay a median of $642 per month, below the national average — a plus for affordability. At just 1x median income, home prices are very affordable relative to local earnings.

Education

Educational attainment is solid, with 35.0% holding a bachelor's degree or higher, near the national average. 94.7% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Finley has a cool climate with an average annual temperature of 40°F. Winters average 6°F in January while summers reach 69°F in July. Air quality is rated Good with a median AQI of 38.

Finley has a population of 322 with a density of 92 people per square mile. The median age is 50.4 years, 30% older than the national median of 38.9. The city is predominantly White (93.5%), with 3.7% Hispanic, 1.6% Black.

Population

322
Total Population
92
People / sq mi
50.4yrs
Median Age
30% above US avg
3.5mi²
Land Area

Gender Distribution

Male 58.7%
Female 41.3%

Race & Ethnicity

Finley vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Finley vs U.S. Average

The median household income in Finley is $74,583, which is 1% below the national average of $75,149. The unemployment rate is 2.2% (below the 3.6% US average). 11.5% of residents live below the poverty line. Workers commute an average of 13 minutes.

Income: Finley vs U.S.

Commute Mode

Income

Median HH Income$74,583
1% below US avg
Per Capita Income$41,310
Avg Weekly Wage$1,192
IRS Avg AGI$102,381

Employment & Poverty

Unemployment2.2%
39% below US avg
Poverty Rate11.5%
7% below US avg
Establishments (County)84
County GDP$213M

Business (County)

Restaurants6
Retail7
Manufacturing6

Tax & Cost of Living

Commute & Transportation

Commute Time13.1 min
Work from Home2.7%

Walkability

The median home value in Finley is $73,100, 74% below the national average. Monthly rent averages $642 (45% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$73,100
74% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$642
45% below US avg
Rent Burden13.6%

HUD Fair Market Rent

Studio$769
1 Bedroom$795
2 Bedrooms$965
3 Bedrooms$1,297
4 Bedrooms$1,588

Ownership & Property

Owner-Occupied77.7%

Property Tax

In Finley, 35.0% of adults are obese (above the 32.1% national rate). 21.7% report depression. 22.4% are physically inactive.

Health Metrics: Finley vs U.S. Average (%)

Chronic Conditions

Obesity35.0%
9% above US avg
Diabetes9.0%
Heart Disease5.6%
High Blood Pressure30.1%
Asthma10.2%
COPD5.9%
Stroke2.9%

Behaviors & Mental Health

Binge Drinking22.8%
Physical Inactivity22.4%
Depression21.7%
Mental Distress15.4%
Physical Distress11.6%

Healthcare Access

Insurance Rate98.3%
Checkup Rate72.3%
Premature Death6,084/100K

Food & Exercise

Food Environment8.4/10
Exercise Access37.7%

Crime Rates: Finley vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

FEMA Disasters91

Safety Score

Finley has an average annual temperature of 40°F (4°C). Winters average 6°F in January while summers reach 69°F in July. Air quality is rated Good with a median AQI of 38.

Temperature

6°F Jan (-14°C) 69°F Jul (20°C)
Annual Average39.7°F
26% below US avg
January Average6°F (-14°C)
July Average69°F (20°C)

Precipitation & Snow

Air Quality

AQI Median38.0
RatingGood

Geography

Elevation1,456 ft (444 m)
Area3.5 sq mi (9.0 km²)
Population Density92/sq mi
Coordinates47.5125°N, 97.8373°W
County FIPS38091
It is classified as Nonmetro — Rural, adjacent. 35.0% of residents hold a bachelor's degree or higher (4% above US avg). In the 2024 election, the county voted Republican by a 25.4-point margin.

2024 Presidential Election (County)

R 61.9%
D 36.5%

Winner: Republican by 25.4 points

Education

Bachelor's Degree+35.0%
4% above US avg
High School+94.7%
School Test Score5.74
B+ Education Grade (3.8/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density92/sq mi
Total Area3.5 sq mi

Infrastructure & Services

Restaurants6
Retail Stores7

Safety & Disasters

FEMA Disaster Declarations91

Commute & Transportation

Avg Commute13.1 min
Work from Home2.7%

Nearby Cities

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