Flat Rock, IL

Illinois

Flat Rock is a small town in Illinois with a population of 362. Residents earn $49,881 per year, which is 34% below the national average.

3.6 /5.0
B+ Good
362 Population 421/sq mi density
$49,881 Median Income $28,516 per capita
$56,700 Home Value
$867 Median Rent 9.0% income on rent
56°F Avg Temperature 293 sunny days/yr
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.6 / 5.0
$49,881 median income, 4.2% unemployment
A+
Affordability
5.0 / 5.0
$56,700 home value, $867/mo rent
C
Education
2.1 / 5.0
13.4% bachelor's degree or higher
Median Income $49,881
34% lower than US avg
Home Value $56,700
80% lower than US avg
Bachelor's+ 13.4%
60% lower than US avg
Median Rent $867
25% lower than US avg
Obesity Rate 40.4%
26% higher than US avg
Unemployment 4.2%
17% higher than US avg
Poverty Rate 7.2%
42% lower than US avg

How Flat Rock Compares to the U.S. Average (100% = U.S. avg)

People

Population362
Median Age37.7 yrs
Density421/mi²
Male / Female49% / 51%
Largest GroupWhite 98%
Veterans5.3%

Economy

B+
Median Income$49,881
Per Capita$28,516
Unemployment4.2%
Poverty7.2%
County GDP$661M
Commute28 min

Housing

A+
Home Value$56,700
Rent$867
OwnershipN/A
Housing Units198
Rent Burden9.0%

Health

Obesity40.4%
Uninsured8.1%
Smoking16.9%
Depression25.7%
Heart Disease5.8%

Climate

Avg Temp56°F (13°C)
AQI43 (Good)
Rain41.7 in/yr
Sunny Days293/yr
Elevation500 ft (152 m)

Education

C
Bachelor's+13.4%
High School+91.9%
Graduate+1.0%
School Score5.34

Community

2024 VoteR 77% / D 21%
Commute28 min
Broadband86.5%
Libraries1

Is Flat Rock a Good Place to Live?

Based on current data, Flat Rock receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes, high obesity rates. Flat Rock offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Flat Rock is $49,881, 34% below the national average of $75,149. Unemployment stands at 4.2%, indicating a healthy job market. Only 7.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.

Cost of Living & Housing

The median home value in Flat Rock is $56,700, 80% below the national median — offering relatively affordable homeownership. Renters pay a median of $867 per month, below the national average — a plus for affordability. At just 1.1x median income, home prices are very affordable relative to local earnings.

Education

13.4% of residents hold a bachelor's degree, below the national average of 33.7%. 91.9% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

Flat Rock enjoys a moderate climate with an average annual temperature of 56°F. Winters average 31°F in January while summers reach 77°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.7 inches. Air quality is rated Good with a median AQI of 43.

Flat Rock has a population of 362 with a density of 421 people per square mile. The median age is 37.7 years, 3% younger than the national median of 38.9. The city is predominantly White (97.8%), with 2.2% Hispanic.

Population

362
Total Population
421
People / sq mi
37.7yrs
Median Age
3% below US avg
0.9mi²
Land Area

Gender Distribution

Male 49.4%
Female 50.6%

Race & Ethnicity

Flat Rock vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Flat Rock vs U.S. Average

The median household income in Flat Rock is $49,881, which is 34% below the national average of $75,149. The unemployment rate is 4.2% (above the 3.6% US average). 7.2% of residents live below the poverty line. Workers commute an average of 28 minutes.

Income: Flat Rock vs U.S.

Commute Mode

Income

Median HH Income$49,881
34% below US avg
Per Capita Income$28,516
Avg Weekly Wage$984
IRS Avg AGI$59,417

Employment & Poverty

Unemployment4.2%
17% above US avg
Poverty Rate7.2%
42% below US avg
Establishments (County)258
County GDP$661M

Business (County)

Restaurants21
Healthcare19
Retail33
Manufacturing8

Tax & Cost of Living

Property Tax (IRS)$2,543
27% below US avg
Effective Tax Rate4.49%

Commute & Transportation

Commute Time27.6 min
Drive Alone83.9%
Public Transit0.0%
Work from Home5.7%

Walkability

The median home value in Flat Rock is $56,700, 80% below the national average. Monthly rent averages $867 (25% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$56,700
80% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$867
25% below US avg
Rent Burden9.0%

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied87.2%
Housing Units198
Median Year Built1947

Property Tax

Avg Tax (IRS)$2,543
27% below US avg
Effective Rate4.49%
In Flat Rock, 40.4% of adults are obese (above the 32.1% national rate). 8.1% of residents lack health insurance. 16.9% are current smokers. 25.7% report depression. 23.5% are physically inactive.

Health Metrics: Flat Rock vs U.S. Average (%)

Chronic Conditions

Obesity40.4%
26% above US avg
Diabetes9.9%
Heart Disease5.8%
High Blood Pressure32.6%
Asthma11.5%
COPD7.6%
Cancer7.5%
Stroke3.1%

Behaviors & Mental Health

Smoking16.9%
21% above US avg
Binge Drinking19.9%
Physical Inactivity23.5%
Depression25.7%
Mental Distress20.3%
Physical Distress13.8%
Short Sleep36.5%

Healthcare Access

Insurance Rate92.1%
Uninsured8.1%
6% below US avg
Checkup Rate75.5%
Dental Visits60.7%
Premature Death9,521/100K

Food & Exercise

Food Environment7.5/10
Exercise Access52.3%
Healthcare Facilities19
Flat Rock has an average annual temperature of 56°F (13°C). Winters average 31°F in January while summers reach 77°F in July. Annual precipitation is 41.7 inches. The area enjoys 293 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

31°F Jan (-0°C) 77°F Jul (25°C)
Annual Average55.7°F
3% above US avg
January Average31°F (-0°C)
July Average77°F (25°C)
Sunny Days293 days/yr

Precipitation & Snow

Annual Rainfall41.7 inches
10% above US avg

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation500 ft (152 m)
Area0.9 sq mi (2.2 km²)
Population Density421/sq mi
Coordinates38.9037°N, 87.6734°W
TimezoneAmerica/Chicago
County FIPS17101
It is classified as Nonmetro — Rural. 13.4% of residents hold a bachelor's degree or higher (60% below US avg). In the 2024 election, the county voted Republican by a 56.2-point margin. 86.5% of households have broadband internet.

2024 Presidential Election (County)

R 77.3%
D 21%

Winner: Republican by 56.2 points

Education

Bachelor's Degree+13.4%
60% below US avg
High School+91.9%
Graduate Degree+1.0%
School Test Score5.34
C Education Grade (2.1/5.0)

Urban-Rural Classification

RUCC Code 9Nonmetro — Rural
Population Density421/sq mi
Total Area0.9 sq mi

Infrastructure & Services

Broadband Access86.5%
Public Libraries1
Healthcare Facilities19
Restaurants21
Retail Stores33

Safety & Disasters

Fatal Crashes (County/yr)2

Commute & Transportation

Avg Commute27.6 min
Drive Alone83.9%
Public Transit0.0%
Work from Home5.7%

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