Median Income
$50,179
33% lower than US avg
Home Value
$123,400
56% lower than US avg
Violent Crime
48/100K
87% lower than US avg
Bachelor's+
39.2%
16% higher than US avg
Median Rent
$1,076
7% lower than US avg
Obesity Rate
36.9%
15% higher than US avg
Unemployment
13.6%
278% higher than US avg
Poverty Rate
35.3%
185% higher than US avg
How Flat Rock Compares to the U.S. Average (100% = U.S. avg)
People
Population337
Median Age39.7 yrs
Density1,605/mi²
Male / Female51% / 49%
Largest GroupWhite 78%
Veterans3.5%
Economy
D
Median Income$50,179
Per Capita$19,255
Unemployment13.6%
Poverty35.3%
County GDP$2,991M
Commute47 min
Housing
A+
Home Value$123,400
Rent$1,076
Ownership60.7%
Zillow$179,192
Housing Units136
Rent Burden51.0%
Crime
F
Violent48/100K
Property2,724/100K
Health
Obesity36.9%
Uninsured8.7%
Smoking17.2%
Depression28.2%
Heart Disease5.3%
Climate
Avg Temp51°F (10°C)
AQI43 (Good)
Rain40.1 in/yr
Sunny Days275/yr
Elevation801 ft (244 m)
Education
A
Bachelor's+39.2%
High School+91.7%
Graduate+4.5%
School Score5.63
Community
2024 VoteR 72% / D 28%
Commute47 min
Broadband100.0%
EV Stations1
Libraries8
Is Flat Rock a Good Place to Live?
Based on current data, Flat Rock receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low crime rates, a highly educated population, affordable housing, abundant sunshine. Areas to be aware of include above-average unemployment, an elevated poverty rate, below-average incomes. Flat Rock has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Flat Rock is $50,179, 33% below the national average of $75,149. At 13.6%, unemployment is notably high. The poverty rate of 35.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 47 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Flat Rock is $123,400, 56% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,076 per month. At just 2.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Flat Rock is a very safe community with a violent crime rate of 48 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 2,724 per 100,000, 39% above the national average.
Education
Educational attainment is solid, with 39.2% holding a bachelor's degree or higher, near the national average. 91.7% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Flat Rock experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.1 inches, including 32.7 inches of snow. Air quality is rated Good with a median AQI of 43.
Flat Rock has a population of 337 with a density of 1,605 people per square mile, spread across 0.2 square miles. The median age is 39.7 years, 2% older than the national median of 38.9. The gender split is 49% female and 51% male. The city is predominantly White (77.7%), with 3.9% Hispanic, 2.4% Black. English is the primary language spoken at home by 83.8% of residents, while 16.2% speak Spanish. 3.5% of the population are veterans, below the national rate of 6.0%. 2.8% of residents have a disability (below the 13.0% national average). 92.9% have health insurance coverage.
Population
39.7yrs
Median Age
2% above US avg
Race & Ethnicity
Flat Rock vs U.S. Average
Language Spoken at Home
English Only
83.8%
7% above US avg
Spanish
16.2%
21% above US avg
Social Characteristics
Flat Rock vs U.S. Average
The median household income in Flat Rock is $50,179, which is 33% below the national average of $75,149. Per capita income is $19,255 (below the $39,052 national figure). The average weekly wage is $1,024, 28% lower than the U.S. average. The unemployment rate is 13.6% (above the 3.6% US average). 35.3% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 1,419 business establishments, including 114 restaurants. The cost of living index is 92.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 47 minutes (longer than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income: Flat Rock vs U.S.
Income
| Median HH Income | $50,179 |
| 33% below US avg |
| Per Capita Income | $19,255 |
| Avg Weekly Wage | $1,024 |
| IRS Avg AGI | $59,233 |
| Gini Index | 0.397 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 13.6% |
| 278% above US avg |
| Poverty Rate | 35.3% |
| 185% above US avg |
| Establishments (County) | 1,419 |
| County GDP | $2,991M |
Business (County)
| Restaurants | 114 |
| Healthcare | 108 |
| Retail | 154 |
| Manufacturing | 92 |
Tax & Cost of Living
| Property Tax (IRS) | $3,837 |
| 10% above US avg |
| Cost of Living | 92.80 (100=avg) |
| Effective Tax Rate | 3.11% |
Commute & Transportation
| Commute Time | 46.5 min |
| Drive Alone | 73.6% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Flat Rock is $123,400, 56% below the national median of $281,900. Zillow estimates the typical home value at $179,192, higher than the Census estimate. Monthly rent averages $1,076 (7% below the national average of $1,163). Fair market rent ranges from $873 for a one-bedroom to $1,092 for a two-bedroom apartment. 60.7% of housing units are owner-occupied. There are 136 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $3,837. 51.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 2.5x, well within the affordable range.
Home Values
| Census Median | $123,400 |
| 56% below US avg |
| Zillow ZHVI | $179,192 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,076 |
| 7% below US avg |
| Rent Burden | 51.0% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
| Homeownership | 60.7% |
| Owner-Occupied | 60.7% |
| Renter-Occupied | 39.3% |
| Housing Units | 136 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $3,837 |
| 10% above US avg |
| Effective Rate | 3.11% |
In Flat Rock, 36.9% of adults are obese, above the national rate of 32.1%. 11.0% have diabetes. Heart disease affects 5.3% of residents. 31.1% have high blood pressure. 17.2% are current smokers (above the 14.0% national rate). 18.6% report binge drinking. 29.7% are physically inactive, above the national average. 28.2% report depression (above the 20.0% national average). 20.2% experience frequent mental distress. 8.7% of residents lack health insurance. The primary care physician ratio is 1:1,824. The dentist ratio is 1:2,531. 61.4% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Health Metrics: Flat Rock vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.9% |
| 15% above US avg |
| Diabetes | 11.0% |
| Heart Disease | 5.3% |
| High Blood Pressure | 31.1% |
| Asthma | 11.8% |
| COPD | 7.4% |
| Cancer | 7.3% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 17.2% |
| 23% above US avg |
| Binge Drinking | 18.6% |
| Physical Inactivity | 29.7% |
| Depression | 28.2% |
| Mental Distress | 20.2% |
| Physical Distress | 14.2% |
| Short Sleep | 38.0% |
Healthcare Access
| Insurance Rate | 92.9% |
| Uninsured | 8.7% |
| 1% above US avg |
| Primary Care | 1:1,824 |
| Dentists | 1:2,531 |
| Mental Health | 1:582 |
| Checkup Rate | 77.0% |
| Dental Visits | 57.1% |
| Premature Death | 10,506/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 61.4% |
| Healthcare Facilities | 108 |
Flat Rock has a violent crime rate of 48 per 100,000 residents, 87% below the national average of 380. Property crime stands at 2,724 per 100,000, 39% above the U.S. average. The county recorded 4 fatal traffic crashes. Overall, Flat Rock receives a safety grade of F.
Crime Rates: Flat Rock vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 47.8/100K |
| 87% below US avg |
| |
Property Crime
| Total Property | 2,724.2/100K |
| 39% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Flat Rock experiences four distinct seasons with an average annual temperature of 51°F (10°C). Winters average 26°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 40.1 inches. The area receives 32.7 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 801 feet.
Temperature
26°F Jan (-3°C)
73°F Jul (23°C)
| Annual Average | 50.5°F |
| 6% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 801 ft (244 m) |
| Area | 0.2 sq mi (0.5 km²) |
| Population Density | 1,605/sq mi |
| Coordinates | 41.2355°N, 82.8592°W |
| Timezone | America/New_York |
| County | Huron County County |
| Nearest Airport | Mansfield Lahm Regional (MFD)
34 miles away |
Precipitation & Snow
Annual Rainfall
40.1"
5% above US avg
Wettest Month (Jun)
4.09"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 50.3 / 100 |
| Social Vulnerability | 37.7 / 100 |
| Community Resilience | 77.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Moderate |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
31 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M2.5 on Mar 18, 2024.
| Jun 10, 2019 |
1 km NW of Timberlake, Ohio |
M4.0 |
127 km |
| Mar 12, 2007 |
Ohio |
M3.7 |
124 km |
| Jan 26, 1991 |
1 km NNE of Mayfield Heights, Ohio |
M3.4 |
122 km |
| Apr 20, 2018 |
Michigan |
M3.4 |
99 km |
| Jul 1, 2013 |
5 km NNW of Fairport Harbor, Ohio |
M3.2 |
145 km |
| Mar 11, 2006 |
8 km NNW of Mentor-on-the-Lake, Ohio |
M3.1 |
137 km |
| Jan 9, 2008 |
6 km WNW of Mentor-on-the-Lake, Ohio |
M3.1 |
131 km |
| Feb 23, 2011 |
18 km NE of Leamington, Canada |
M3.0 |
109 km |
| Jun 5, 2011 |
5 km W of Lodi, Ohio |
M3.0 |
69 km |
| Aug 7, 2000 |
2 km S of Limaville, Ohio |
M2.9 |
146 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
116 km |
| Apr 12, 2007 |
11 km NW of Put-in-Bay, Ohio |
M2.8 |
54 km |
| Sep 22, 1999 |
16 km NW of Mentor-on-the-Lake, Ohio |
M2.8 |
133 km |
| Jan 4, 2022 |
3 km NW of Timberlake, Ohio |
M2.8 |
126 km |
| Nov 25, 1998 |
1 km SSW of New London, Ohio |
M2.7 |
42 km |
| Apr 28, 2002 |
Ohio |
M2.7 |
142 km |
| May 14, 2010 |
1 km ENE of Gibsonburg, Ohio |
M2.7 |
41 km |
| May 17, 2010 |
2 km S of Boston Heights, Ohio |
M2.7 |
113 km |
| Mar 8, 2013 |
5 km NNW of Timberlake, Ohio |
M2.7 |
127 km |
| Feb 10, 2006 |
6 km NW of Mentor-on-the-Lake, Ohio |
M2.6 |
134 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
379 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 85 fatalities, 1,312 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 5, 2010 |
EF4 |
67 km |
7 |
| Apr 11, 1965 |
EF4 |
51 km |
18 |
| Apr 11, 1965 |
EF4 |
78 km |
18 |
| Jun 8, 1953 |
EF4 |
87 km |
17 |
| Jun 8, 1953 |
EF4 |
85 km |
4 |
| Nov 10, 2002 |
EF3 |
30 km |
1 |
| Jul 12, 1992 |
EF3 |
72 km |
0 |
| May 2, 1983 |
EF3 |
82 km |
1 |
| Jun 13, 1981 |
EF3 |
82 km |
4 |
| Apr 3, 1974 |
EF3 |
84 km |
0 |
| May 10, 1973 |
EF3 |
48 km |
6 |
| Jun 2, 1971 |
EF3 |
97 km |
0 |
| Apr 11, 1965 |
EF3 |
29 km |
4 |
| Apr 17, 1963 |
EF3 |
86 km |
0 |
| Mar 14, 2024 |
EF2 |
29 km |
0 |
| Jun 15, 2023 |
EF2 |
35 km |
0 |
| Jun 15, 2023 |
EF2 |
79 km |
0 |
| Jun 15, 2023 |
EF2 |
13 km |
0 |
| Apr 14, 2019 |
EF2 |
46 km |
0 |
| Nov 5, 2017 |
EF2 |
57 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
2.0 in |
Coldest |
| February |
27°F (-3°C) |
1.8 in |
Driest |
| March |
37°F (3°C) |
2.6 in |
|
| April |
48°F (9°C) |
3.3 in |
|
| May |
59°F (15°C) |
3.7 in |
|
| June |
69°F (20°C) |
4.1 in |
Wettest |
| July |
73°F (23°C) |
3.7 in |
Warmest |
| August |
71°F (21°C) |
3.7 in |
|
| September |
64°F (18°C) |
3.2 in |
|
| October |
52°F (11°C) |
2.3 in |
|
| November |
41°F (5°C) |
3.0 in |
|
| December |
30°F (-1°C) |
2.8 in |
|
Flat Rock has a seasonal temperature swing of 47°F / from 26°F in January to 73°F in July. Total annual precipitation is 36.1 inches, with June being the wettest month (4.1") and February the driest (1.8").
Average costs for common services in Flat Rock. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$232 ($139–$371) |
| Specialist Visit |
$325 ($186–$510) |
| Urgent Care Visit |
$186 ($93–$325) |
| Emergency Room Visit |
$2,042 ($742–$4,640) |
| Dental Cleaning |
$121 ($70–$186) |
| Dental Filling |
$232 ($139–$371) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($46–$111) |
| Brake Pad Replacement |
$278 ($139–$464) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$557 ($371–$928) |
| Battery Replacement |
$186 ($93–$325) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$139) |
| Electrician (Per Hour) |
$84 ($46–$130) |
| HVAC Repair |
$371 ($139–$742) |
| HVAC System Install |
$6,496 ($3,712–$11,136) |
| Roof Repair |
$928 ($371–$1,856) |
| Roof Replacement |
$8,352 ($5,104–$13,920) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,392 ($464–$3,248) |
| Divorce (Contested) |
$13,920 ($4,640–$27,840) |
| DUI Defense |
$4,640 ($1,856–$9,280) |
| Bankruptcy (Chapter 7) |
$1,392 ($742–$2,784) |
| Will Preparation |
$464 ($186–$928) |
| Trust Preparation |
$2,320 ($928–$4,640) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$139 ($70–$232) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$60) |
| Massage (1 Hour) |
$74 ($46–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.80 ($2.78–$5.10) |
| Dozen Eggs (per dozen) |
$3.25 ($2.32–$4.64) |
| Loaf of Bread |
$3.53 ($2.32–$5.10) |
| Chicken Breast (per lb) |
$4.18 ($2.78–$6.03) |
| Ground Beef (per lb) |
$5.10 ($3.71–$6.96) |
| Rice (per lb) |
$0.93 ($0.56–$1.67) |
View all 20 services
Utilities
| Electricity (Monthly) |
$130 ($74–$232) |
| Natural Gas (Monthly) |
$65 ($28–$139) |
| Water/Sewer (Monthly) |
$65 ($37–$111) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$60 ($28–$93) |
| Cable TV (Monthly) |
$79 ($46–$139) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$186 ($70–$464) |
| Car Insurance (Annual) |
$1,856 ($1,114–$3,248) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.42–$23) |
| Car Registration (Annual) |
$93 ($28–$232) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,114 ($557–$2,320) |
| Daycare (Toddler, Monthly) |
$928 ($464–$1,856) |
| After-School Care (Monthly) |
$371 ($186–$650) |
| Tutoring (Per Hour) |
$46 ($23–$93) |
| SAT/ACT Prep Course |
$928 ($371–$2,320) |
| Private School (K-12, Annual) |
$11,600 ($4,640–$27,840) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($46–$186) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$278 ($139–$464) |
| Cat Spay/Neuter |
$186 ($93–$371) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $961 |
| Toddler | $866 |
| Preschool | $758 |
| Family Childcare (monthly) |
| Infant | $736 |
| Toddler | $714 |
| Preschool | $671 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Flat Rock
What is the population of Flat Rock?
Flat Rock has a population of 337 residents and is located in Ohio. The population density is 1,605 people per square mile, spread across 0.2 square miles. The median age of residents is 39.7 years. The population is 49% female and 51% male.
Is Flat Rock expensive to live in?
Flat Rock is more affordable than the national average, with a cost of living index of 92.8 / below the baseline of 100. The median household income is $50,179, 33% below the national average of $75,149. The median home value is $123,400 (56% below the U.S. median). Renters pay a median of $1,076 per month. The home price-to-income ratio is 2.5x, indicating housing is reasonably affordable relative to local income levels.
Is Flat Rock safe?
Flat Rock is considered a very safe city with a violent crime rate of 48 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 2,724 per 100,000 (above the national average). Overall, Flat Rock receives a safety grade of F based on combined crime data.
What is the weather like in Flat Rock?
Flat Rock has a four-season climate with an average annual temperature of 51°F (10°C). Winter temperatures average 26°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 40.1 inches, with 32.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Flat Rock?
The job market in Flat Rock faces challenges, with unemployment at 13.6% / significantly above the national rate of 3.6%. The average weekly wage is $1,024. There are 1,419 business establishments in the area, including 114 restaurants and food service locations. The average commute time is 47 minutes, and 0.0% of workers work from home.
How much does housing cost in Flat Rock?
The median home value in Flat Rock is $123,400. Zillow estimates the typical home value at $179,192. For renters, the median monthly rent is $1,076. Fair market rent is $873 for a 1-bedroom and $1,092 for a 2-bedroom apartment. The homeownership rate is 60.7%. The average annual property tax is $3,837.
How are the schools in Flat Rock?
Schools in Flat Rock score 5.6 out of 10 on standardized testing, near the national average. 39.2% of adults in Flat Rock hold a bachelor's degree or higher, above the national average of 33.7%. 91.7% have completed high school. 4.5% hold a graduate or professional degree.
How healthy is Flat Rock?
The obesity rate in Flat Rock is 36.9% (above the national rate of 32.1%). 17.2% of adults are smokers. 29.7% are physically inactive. 28.2% of residents report depression. 8.7% lack health insurance. 61.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,824.
What is transportation like in Flat Rock?
The average commute in Flat Rock is 47 minutes, longer than the national average of 28 minutes. 73.6% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Flat Rock?
The racial and ethnic makeup of Flat Rock is 77.7% White, 2.4% Black or African American, 3.9% Hispanic or Latino. 83.8% of residents speak only English at home, while 16.2% speak Spanish. 3.5% of the population are military veterans. 2.8% of residents have a disability. 92.9% have health insurance coverage.
All Countries
