Median Income
$61,000
19% lower than US avg
Home Value
$106,700
62% lower than US avg
Violent Crime
254/100K
33% lower than US avg
Bachelor's+
9.5%
72% lower than US avg
Median Rent
$850
27% lower than US avg
Obesity Rate
41.2%
28% higher than US avg
Unemployment
2.5%
31% lower than US avg
Poverty Rate
2.2%
82% lower than US avg
How Floyd Compares to the U.S. Average (100% = U.S. avg)
People
Population308
Median Age42.0 yrs
Density560/mi²
Male / Female53% / 47%
Largest GroupWhite 91%
Veterans9.5%
Economy
A
Median Income$61,000
Per Capita$33,380
Unemployment2.5%
Poverty2.2%
County GDP$1,165M
Commute18 min
Housing
A+
Home Value$106,700
Rent$850
Ownership88.9%
Zillow$187,055
Housing Units154
Rent Burden32.5%
Crime
F
Violent254/100K
Property1,521/100K
Health
Obesity41.2%
Uninsured8.9%
Smoking19.5%
Depression22.7%
Heart Disease6.2%
Climate
Avg Temp47°F (8°C)
AQI43 (Good)
Rain37.7 in/yr
Sunny Days260/yr
Elevation1,066 ft (325 m)
Education
D
Bachelor's+9.5%
High School+92.3%
Graduate+0.0%
School Score5.40
Community
2024 VoteR 62% / D 36%
Commute18 min
Broadband84.7%
EV Stations4
Libraries5
Is Floyd a Good Place to Live?
Based on current data, Floyd receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include high obesity rates. Floyd offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Floyd is $61,000, 19% below the national average of $75,149. The job market is very strong with unemployment at just 2.5%. Only 2.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Floyd is $106,700, 62% below the national median / offering relatively affordable homeownership. Renters pay a median of $850 per month, below the national average / a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Floyd is below the national average at 254 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,521 per 100,000, 22% below the national average.
Education
9.5% of residents hold a bachelor's degree, below the national average of 33.7%. 92.3% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Floyd experiences four distinct seasons with an average temperature of 47°F. Winters average 17°F in January while summers reach 72°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.7 inches, including 37.5 inches of snow. Air quality is rated Good with a median AQI of 43.
Floyd has a population of 308 with a density of 560 people per square mile, spread across 0.6 square miles. The median age is 42.0 years, 8% older than the national median of 38.9. The gender split is 47.1% female and 52.9% male. The city is predominantly White (90.9%). English is the primary language spoken at home by 99.6% of residents. 9.5% of the population are veterans, above the national rate of 6.0%. 12.2% of residents have a disability. 94.6% have health insurance coverage.
Population
42.0yrs
Median Age
8% above US avg
Language Spoken at Home
English Only
99.6%
27% above US avg
Spanish
0.4%
97% below US avg
The median household income in Floyd is $61,000, which is 19% below the national average of $75,149. Per capita income is $33,380 (below the $39,052 national figure). The average weekly wage is $1,057, 26% lower than the U.S. average. The unemployment rate is 2.5% (below the 3.6% US average). 2.2% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 478 business establishments, including 23 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 15.3% of workers work from home.
Income
| Median HH Income | $61,000 |
| 19% below US avg |
| Per Capita Income | $33,380 |
| Avg Weekly Wage | $1,057 |
| IRS Avg AGI | $69,922 |
| Gini Index | 0.442 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.5% |
| 31% below US avg |
| Poverty Rate | 2.2% |
| 82% below US avg |
| Establishments (County) | 478 |
| County GDP | $1,165M |
Business (County)
| Restaurants | 23 |
| Healthcare | 45 |
| Retail | 57 |
| Manufacturing | 18 |
Tax & Cost of Living
| Property Tax (IRS) | $3,764 |
| 8% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 3.53% |
Commute & Transportation
| Commute Time | 18.0 min |
| Drive Alone | 68.8% |
| Public Transit | 0.0% |
| Work from Home | 15.3% |
The median home value in Floyd is $106,700, 62% below the national median of $281,900. Zillow estimates the typical home value at $187,055, higher than the Census estimate. Monthly rent averages $850 (27% below the national average of $1,163). Fair market rent ranges from $700 for a one-bedroom to $919 for a two-bedroom apartment. 88.9% of housing units are owner-occupied (above the 65.4% national rate). There are 154 total housing units in the city. The median year a home was built is 1942. The average annual property tax is $3,764. 32.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.7x, well within the affordable range.
Home Values
| Census Median | $106,700 |
| 62% below US avg |
| Zillow ZHVI | $187,055 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $850 |
| 27% below US avg |
| Rent Burden | 32.5% |
HUD Fair Market Rent
| Studio | $682 |
| 1 Bedroom | $700 |
| 2 Bedrooms | $919 |
| 3 Bedrooms | $1,192 |
| 4 Bedrooms | $1,217 |
Ownership & Property
| Homeownership | 88.9% |
| Owner-Occupied | 88.9% |
| Renter-Occupied | 11.1% |
| Housing Units | 154 |
| Median Year Built | 1942 |
Property Tax
| Avg Tax (IRS) | $3,764 |
| 8% above US avg |
| Effective Rate | 3.53% |
In Floyd, 41.2% of adults are obese, above the national rate of 32.1%. 10.4% have diabetes. Heart disease affects 6.2% of residents. 32.1% have high blood pressure. 19.5% are current smokers (above the 14.0% national rate). 21.6% report binge drinking. 27.8% are physically inactive. 22.7% report depression. 19.4% experience frequent mental distress. 8.9% of residents lack health insurance. The primary care physician ratio is 1:2,569. The dentist ratio is 1:1,704. 76.8% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Floyd vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.2% |
| 28% above US avg |
| Diabetes | 10.4% |
| Heart Disease | 6.2% |
| High Blood Pressure | 32.1% |
| Asthma | 10.5% |
| COPD | 7.5% |
| Cancer | 7.2% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 19.5% |
| 39% above US avg |
| Binge Drinking | 21.6% |
| Physical Inactivity | 27.8% |
| Depression | 22.7% |
| Mental Distress | 19.4% |
| Physical Distress | 13.6% |
| Short Sleep | 32.8% |
Healthcare Access
| Insurance Rate | 94.6% |
| Uninsured | 8.9% |
| 3% above US avg |
| Primary Care | 1:2,569 |
| Dentists | 1:1,704 |
| Mental Health | 1:2,189 |
| Checkup Rate | 73.6% |
| Dental Visits | 60.2% |
| Premature Death | 8,140/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 76.8% |
| Healthcare Facilities | 45 |
Floyd has a violent crime rate of 254 per 100,000 residents, 33% below the national average of 380. Property crime stands at 1,521 per 100,000, 22% below the U.S. average. Overall, Floyd receives a safety grade of F.
Crime Rates: Floyd vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 253.5/100K |
| 33% below US avg |
| |
Property Crime
| Total Property | 1,521.0/100K |
| 22% below US avg |
Traffic Safety
| Traffic Accidents | 20 |
| Avg Accident Severity | 2.7 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Floyd experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 17°F in January while summers reach 72°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 37.7 inches. The area receives 37.5 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 1,066 feet.
Temperature
17°F Jan (-9°C)
72°F Jul (22°C)
| Annual Average | 46.5°F |
| 14% below US avg |
| January Average | 17°F (-9°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 1,066 ft (325 m) |
| Area | 0.6 sq mi (1.4 km²) |
| Population Density | 560/sq mi |
| Coordinates | 43.1282°N, 92.7399°W |
| Timezone | America/Chicago |
| County | Floyd County County |
| Nearest Airport | Northeast Iowa Regional (CCY)
8 miles away |
Precipitation & Snow
Annual Rainfall
37.7"
1% below US avg
Wettest Month (Jun)
4.76"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 47.7 / 100 |
| Social Vulnerability | 46.0 / 100 |
| Community Resilience | 83.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
603 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 58 fatalities, 1,186 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 25, 2008 |
EF5 |
65 km |
9 |
| May 15, 1968 |
EF5 |
50 km |
13 |
| May 15, 1968 |
EF5 |
83 km |
5 |
| Oct 14, 1966 |
EF5 |
83 km |
6 |
| Jun 17, 2010 |
EF4 |
88 km |
1 |
| Jul 12, 1971 |
EF4 |
26 km |
0 |
| Apr 30, 1967 |
EF4 |
74 km |
5 |
| Apr 30, 1967 |
EF4 |
40 km |
0 |
| Apr 30, 1967 |
EF4 |
50 km |
0 |
| Apr 30, 1967 |
EF4 |
98 km |
6 |
| May 5, 1965 |
EF4 |
18 km |
0 |
| Sep 16, 1962 |
EF4 |
97 km |
0 |
| Sep 1, 1961 |
EF4 |
44 km |
0 |
| May 10, 1953 |
EF4 |
45 km |
2 |
| May 10, 1953 |
EF4 |
64 km |
0 |
| Jun 12, 2013 |
EF3 |
81 km |
0 |
| Jun 17, 2010 |
EF3 |
87 km |
0 |
| Jun 17, 2010 |
EF3 |
81 km |
0 |
| Jun 17, 2010 |
EF3 |
84 km |
0 |
| May 25, 2008 |
EF3 |
83 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
17°F (-9°C) |
0.9 in |
Coldest |
| February |
21°F (-6°C) |
0.8 in |
Driest |
| March |
33°F (1°C) |
2.0 in |
|
| April |
47°F (8°C) |
3.3 in |
|
| May |
60°F (15°C) |
4.1 in |
|
| June |
69°F (21°C) |
4.8 in |
Wettest |
| July |
72°F (22°C) |
4.5 in |
Warmest |
| August |
70°F (21°C) |
4.3 in |
|
| September |
62°F (16°C) |
3.7 in |
|
| October |
50°F (10°C) |
2.6 in |
|
| November |
34°F (1°C) |
1.9 in |
|
| December |
20°F (-7°C) |
1.1 in |
|
Floyd has a seasonal temperature swing of 55°F / from 17°F in January to 72°F in July. Total annual precipitation is 34.0 inches, with June being the wettest month (4.8") and February the driest (0.8").
Average costs for common services in Floyd. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $641 |
| Toddler | $553 |
| Preschool | $553 |
| Family Childcare (monthly) |
| Infant | $433 |
| Toddler | $426 |
| Preschool | $426 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Floyd
What is the population of Floyd?
Floyd has a population of 308 residents and is located in Iowa. The population density is 560 people per square mile, spread across 0.6 square miles. The median age of residents is 42.0 years, which is older than the national median of 38.9 years. The population is 47.1% female and 52.9% male.
Is Floyd expensive to live in?
Floyd is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $61,000, 19% below the national average of $75,149. The median home value is $106,700 (62% below the U.S. median). Renters pay a median of $850 per month, below the national average of $1,163. The home price-to-income ratio is 1.7x, indicating housing is reasonably affordable relative to local income levels.
Is Floyd safe?
Floyd is safer than the national average, with a violent crime rate of 254 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,521 per 100,000 (below the national average). Overall, Floyd receives a safety grade of F based on combined crime data.
What is the weather like in Floyd?
Floyd has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 17°F in January, while summers reach an average of 72°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 37.7 inches, with 37.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Floyd?
The job market in Floyd is very strong, with unemployment at just 2.5% / well below the national rate of 3.6%. The average weekly wage is $1,057. There are 478 business establishments in the area, including 23 restaurants and food service locations. The average commute time is 18 minutes, and 15.3% of workers work from home.
How much does housing cost in Floyd?
The median home value in Floyd is $106,700. Zillow estimates the typical home value at $187,055. For renters, the median monthly rent is $850. Fair market rent is $700 for a 1-bedroom and $919 for a 2-bedroom apartment. The homeownership rate is 88.9%. The average annual property tax is $3,764.
How are the schools in Floyd?
Schools in Floyd score 5.4 out of 10 on standardized testing, near the national average. 9.5% of adults in Floyd hold a bachelor's degree or higher, below the national average of 33.7%. 92.3% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Floyd?
The obesity rate in Floyd is 41.2% (above the national rate of 32.1%). 19.5% of adults are smokers. 27.8% are physically inactive. 22.7% of residents report depression. 8.9% lack health insurance. 76.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,569.
What is transportation like in Floyd?
The average commute in Floyd is 18 minutes, shorter than the national average of 28 minutes. 68.8% of workers drive alone to work, and 15.3% work from home.
What are the demographics of Floyd?
The racial and ethnic makeup of Floyd is 90.9% White. 99.6% of residents speak only English at home. 9.5% of the population are military veterans. 12.2% of residents have a disability. 94.6% have health insurance coverage.
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