Median Income
$62,283
17% lower than US avg
Home Value
$239,800
15% lower than US avg
Bachelor's+
36.8%
9% higher than US avg
Median Rent
$717
38% lower than US avg
Obesity Rate
33.1%
3% higher than US avg
Unemployment
1.3%
64% lower than US avg
Poverty Rate
18.3%
48% higher than US avg
How Floyd Compares to the U.S. Average (100% = U.S. avg)
People
Population510
Median Age55.2 yrs
Density1,109/mi²
Male / Female43% / 58%
Largest GroupWhite 88%
Veterans5.2%
Economy
B+
Median Income$62,283
Per Capita$43,305
Unemployment1.3%
Poverty18.3%
County GDP$536M
Commute12 min
Housing
A+
Home Value$239,800
Rent$717
Ownership61.1%
Zillow$304,398
Housing Units313
Rent Burden23.8%
Health
Obesity33.1%
Uninsured2.0%
Smoking15.1%
Depression25.2%
Heart Disease5.4%
Climate
Avg Temp51°F (11°C)
Rain54.2 in/yr
Elevation2,458 ft (749 m)
Education
B+
Bachelor's+36.8%
High School+93.1%
Graduate+18.5%
School Score5.94
Community
2024 VoteR 68% / D 31%
Commute12 min
Broadband93.1%
EV Stations4
Libraries1
Is Floyd a Good Place to Live?
Based on current data, Floyd receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, high health insurance coverage, strong internet connectivity. Areas to be aware of include an elevated poverty rate. Floyd stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Floyd is $62,283, 17% below the national average of $75,149. The job market is very strong with unemployment at just 1.3%. The poverty rate of 18.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 12 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Floyd is $239,800, 15% below the national median / offering relatively affordable homeownership. Renters pay a median of $717 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.9x indicates a reasonably affordable housing market.
Education
Educational attainment is solid, with 36.8% holding a bachelor's degree or higher, near the national average. 93.1% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Floyd experiences four distinct seasons with an average temperature of 51°F. Winters average 32°F in January while summers reach 71°F in July. Annual precipitation totals 54.2 inches, including 8.7 inches of snow.
Floyd has a population of 510 with a density of 1,109 people per square mile, spread across 0.5 square miles. The median age is 55.2 years, 42% older than the national median of 38.9. The gender split is 57.5% female and 42.5% male. The city is predominantly White (88.4%), with 8.2% Hispanic, 2% Black. English is the primary language spoken at home by 91.9% of residents, while 12.5% speak Spanish. 5.2% of the population are veterans. 17.3% of residents have a disability (above the 13.0% national average). 98.0% have health insurance coverage.
Population
510
Total Population
2023 Census
55.2yrs
Median Age
42% above US avg
Language Spoken at Home
English Only
91.9%
17% above US avg
Spanish
12.5%
7% below US avg
The median household income in Floyd is $62,283, which is 17% below the national average of $75,149. Per capita income is $43,305 (above the $39,052 national figure). The average weekly wage is $793, 45% lower than the U.S. average. The unemployment rate is 1.3% (below the 3.6% US average). 18.3% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 520 business establishments, including 20 restaurants. The cost of living index is 101.1, roughly in line with the national average. Workers commute an average of 12 minutes (shorter than the 28-minute US average). 8.6% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $62,283 |
| 17% below US avg |
| Per Capita Income | $43,305 |
| Avg Weekly Wage | $793 |
| IRS Avg AGI | $64,452 |
| Gini Index | 0.421 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.3% |
| 64% below US avg |
| Poverty Rate | 18.3% |
| 48% above US avg |
| Establishments (County) | 520 |
| County GDP | $536M |
Business (County)
| Restaurants | 20 |
| Healthcare | 23 |
| Retail | 52 |
| Manufacturing | 23 |
Tax & Cost of Living
| Property Tax (IRS) | $3,024 |
| 14% below US avg |
| Cost of Living | 101.10 (100=avg) |
| Effective Tax Rate | 1.26% |
Commute & Transportation
| Commute Time | 12.2 min |
| Drive Alone | 69.1% |
| Public Transit | 0.0% |
| Work from Home | 8.6% |
The median home value in Floyd is $239,800, 15% below the national median of $281,900. Zillow estimates the typical home value at $304,398, higher than the Census estimate. Monthly rent averages $717 (38% below the national average of $1,163). Fair market rent ranges from $834 for a one-bedroom to $1,094 for a two-bedroom apartment. 61.1% of housing units are owner-occupied. There are 313 total housing units in the city. The median year a home was built is 1959. The average annual property tax is $3,024. 23.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.9x.
Home Values
| Census Median | $239,800 |
| 15% below US avg |
| Zillow ZHVI | $304,398 |
Rental Costs
| Census Median Rent | $717 |
| 38% below US avg |
| Rent Burden | 23.8% |
HUD Fair Market Rent
| Studio | $830 |
| 1 Bedroom | $834 |
| 2 Bedrooms | $1,094 |
| 3 Bedrooms | $1,312 |
| 4 Bedrooms | $1,448 |
Ownership & Property
| Homeownership | 61.1% |
| Owner-Occupied | 61.1% |
| Renter-Occupied | 38.9% |
| Housing Units | 313 |
| Median Year Built | 1959 |
Property Tax
| Avg Tax (IRS) | $3,024 |
| 14% below US avg |
| Effective Rate | 1.26% |
In Floyd, 33.1% of adults are obese, above the national rate of 32.1%. 10.0% have diabetes. Heart disease affects 5.4% of residents. 31.4% have high blood pressure. 15.1% are current smokers. 17.8% report binge drinking. 23.9% are physically inactive. 25.2% report depression (above the 20.0% national average). 18.3% experience frequent mental distress. 2.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:3,113. The dentist ratio is 1:5,206. 27.1% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Floyd vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.1% |
| 3% above US avg |
| Diabetes | 10.0% |
| Heart Disease | 5.4% |
| High Blood Pressure | 31.4% |
| Asthma | 10.7% |
| COPD | 6.4% |
| Cancer | 7.3% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 15.1% |
| 8% above US avg |
| Binge Drinking | 17.8% |
| Physical Inactivity | 23.9% |
| Depression | 25.2% |
| Mental Distress | 18.3% |
| Physical Distress | 13.4% |
| Short Sleep | 34.7% |
Healthcare Access
| Insurance Rate | 98.0% |
| Uninsured | 2.0% |
| 77% below US avg |
| Primary Care | 1:3,113 |
| Dentists | 1:5,206 |
| Mental Health | 1:871 |
| Checkup Rate | 75.6% |
| Dental Visits | 67.9% |
| Premature Death | 8,542/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 27.1% |
| Healthcare Facilities | 23 |
Floyd experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 32°F in January while summers reach 71°F in July. Annual precipitation totals 54.2 inches (wetter than the 38-inch national average). The area receives 8.7 inches of snow annually. The city sits at an elevation of 2,458 feet.
Temperature
32°F Jan (0°C)
71°F Jul (21°C)
| Annual Average | 51.4°F |
| 5% below US avg |
| January Average | 32°F (0°C) |
| July Average | 71°F (21°C) |
Geography
| Elevation | 2,458 ft (749 m) |
| Area | 0.5 sq mi (1.2 km²) |
| Population Density | 1,109/sq mi |
| Coordinates | 36.9122°N, 80.3181°W |
| Timezone | America/New_York |
| County | Floyd County County |
| Nearest Airport | Roanoke/Blacksburg Regional (Woodrum Field) (ROA) 34 miles away |
Precipitation & Snow
Annual Rainfall
54.2"
43% above US avg
Wettest Month (Sep)
5.27"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 6.6 / 100 |
| Social Vulnerability | 30.2 / 100 |
| Community Resilience | 66.3 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
32 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.5. Most recent: M2.6 on Jul 8, 2023.
| Apr 22, 1991 |
14 km ESE of Falling Spring, West Virginia |
M3.5 |
115 km |
| Jun 26, 1995 |
6 km NNW of Trout Dale, Virginia |
M3.4 |
105 km |
| Sep 13, 2017 |
11 km NE of Peterstown, West Virginia |
M3.2 |
71 km |
| Dec 4, 2001 |
9 km W of Alderson, West Virginia |
M3.1 |
98 km |
| Jul 7, 1995 |
3 km NW of Mountain City, Tennessee |
M3.0 |
143 km |
| May 16, 2009 |
2 km NNE of Cave Spring, Virginia |
M3.0 |
47 km |
| Aug 25, 2013 |
3 km NNE of Blowing Rock, North Carolina |
M2.9 |
146 km |
| Jan 22, 1995 |
0 km WNW of Pulaski, Virginia |
M2.9 |
45 km |
| Feb 15, 2005 |
12 km NNW of Raven, Virginia |
M2.8 |
145 km |
| Jul 4, 2009 |
3 km E of Narrows, Virginia |
M2.8 |
62 km |
| Jul 15, 2021 |
10 km S of Narrows, Virginia |
M2.8 |
58 km |
| May 12, 2017 |
6 km SSW of Narrows, Virginia |
M2.8 |
62 km |
| Jul 6, 2023 |
5 km S of Hillsville, Virginia |
M2.7 |
42 km |
| Aug 18, 2000 |
2 km SSE of Narrows, Virginia |
M2.7 |
45 km |
| Nov 25, 2009 |
14 km S of Arrington, Virginia |
M2.7 |
147 km |
| Jul 12, 1993 |
5 km SW of Greensboro, North Carolina |
M2.7 |
107 km |
| Aug 25, 2011 |
14 km SE of Falling Spring, West Virginia |
M2.7 |
112 km |
| Aug 30, 2010 |
7 km ENE of Mountain City, Tennessee |
M2.7 |
134 km |
| Feb 8, 2005 |
15 km E of Vansant, Virginia |
M2.7 |
147 km |
| Jun 10, 2018 |
2 km NE of Hays, North Carolina |
M2.7 |
100 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
3 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Isabel (2003, Cat 1).
| Year |
Name |
Category |
Closest |
| 2003 |
Isabel |
Category 1 |
234 km |
| 1996 |
Fran |
Category 2 |
240 km |
| 1989 |
Hugo |
Category 1 |
256 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
146 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 3 fatalities, 171 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 19, 2019 |
EF3 |
39 km |
0 |
| May 7, 1998 |
EF3 |
99 km |
0 |
| Mar 20, 1998 |
EF3 |
64 km |
2 |
| May 5, 1989 |
EF3 |
91 km |
0 |
| May 22, 1985 |
EF3 |
90 km |
0 |
| Sep 27, 2024 |
EF2 |
78 km |
0 |
| May 27, 2022 |
EF2 |
99 km |
0 |
| Mar 23, 2022 |
EF2 |
34 km |
0 |
| May 24, 2017 |
EF2 |
73 km |
0 |
| Apr 8, 2011 |
EF2 |
46 km |
0 |
| May 8, 2009 |
EF2 |
75 km |
0 |
| May 8, 2008 |
EF2 |
98 km |
1 |
| Sep 17, 2004 |
EF2 |
61 km |
0 |
| Sep 17, 2004 |
EF2 |
39 km |
0 |
| Apr 28, 2002 |
EF2 |
91 km |
0 |
| Jul 15, 1996 |
EF2 |
82 km |
0 |
| Jun 9, 1996 |
EF2 |
58 km |
0 |
| Aug 17, 1994 |
EF2 |
48 km |
0 |
| Jun 22, 1990 |
EF2 |
81 km |
0 |
| May 5, 1989 |
EF2 |
87 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: ALLEGHANY TUNNELS FIRES (11,055 ac, 2012).
| Year |
Name |
Acres |
Distance |
| 2012 |
ALLEGHANY TUNNELS FIRES |
11,055 |
98 km |
| 2012 |
BARBOURS CREEK. |
7,244 |
80 km |
| 2008 |
ANGEL |
4,129 |
58 km |
| 2021 |
UNNAMED |
3,518 |
81 km |
| 2006 |
BULL MOUNTAIN |
3,300 |
25 km |
| 2008 |
LITTLE CUBA |
3,017 |
67 km |
| 2010 |
PATTERSON MTN |
2,443 |
84 km |
| 2014 |
UNNAMED |
2,194 |
75 km |
| 1987 |
UNNAMED |
2,038 |
78 km |
| 1986 |
TUCKER |
1,976 |
85 km |
| 1995 |
COVE |
1,675 |
56 km |
| 1995 |
SOUTH |
1,610 |
83 km |
| 2021 |
PATTERSON MOUNTAIN RX |
1,584 |
85 km |
| 2008 |
BLACKHORSE |
1,537 |
76 km |
| 1999 |
FORT LEWIS MTN. |
1,525 |
51 km |
| 2021 |
UNNAMED |
1,388 |
49 km |
| 1999 |
PURGATORY MTN. |
1,366 |
89 km |
| 1995 |
JOHNS |
1,293 |
68 km |
| 2017 |
UNNAMED |
1,287 |
60 km |
| 2014 |
UNNAMED |
1,250 |
79 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
32°F (0°C) |
4.5 in |
Coldest |
| February |
35°F (1°C) |
3.4 in |
Driest |
| March |
42°F (5°C) |
4.7 in |
|
| April |
51°F (10°C) |
4.5 in |
|
| May |
59°F (15°C) |
4.9 in |
|
| June |
67°F (19°C) |
4.6 in |
|
| July |
71°F (21°C) |
4.8 in |
Warmest |
| August |
69°F (21°C) |
5.0 in |
|
| September |
63°F (17°C) |
5.3 in |
Wettest |
| October |
52°F (11°C) |
4.1 in |
|
| November |
42°F (6°C) |
4.0 in |
|
| December |
35°F (2°C) |
4.5 in |
|
Floyd has a seasonal temperature swing of 38°F / from 32°F in January to 71°F in July. Total annual precipitation is 54.2 inches, with September being the wettest month (5.3") and February the driest (3.4").
Average costs for common services in Floyd. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$253 ($152-$404) |
| Specialist Visit |
$354 ($202-$556) |
| Urgent Care Visit |
$202 ($101-$354) |
| Emergency Room Visit |
$2,224 ($809-$5,055) |
| Dental Cleaning |
$131 ($76-$202) |
| Dental Filling |
$253 ($152-$404) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$46 ($25-$76) |
| Oil Change (Synthetic) |
$76 ($51-$121) |
| Brake Pad Replacement |
$303 ($152-$506) |
| Tire Rotation |
$40 ($20-$76) |
| New Tires (Set of 4) |
$607 ($404-$1,011) |
| Battery Replacement |
$202 ($101-$354) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$101 ($61-$152) |
| Electrician (Per Hour) |
$91 ($51-$142) |
| HVAC Repair |
$404 ($152-$809) |
| HVAC System Install |
$7,077 ($4,044-$12,132) |
| Roof Repair |
$1,011 ($404-$2,022) |
| Roof Replacement |
$9,099 ($5,561-$15,165) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,517 ($506-$3,539) |
| Divorce (Contested) |
$15,165 ($5,055-$30,330) |
| DUI Defense |
$5,055 ($2,022-$10,110) |
| Bankruptcy (Chapter 7) |
$1,517 ($809-$3,033) |
| Will Preparation |
$506 ($202-$1,011) |
| Trust Preparation |
$2,528 ($1,011-$5,055) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$46) |
| Women's Haircut |
$56 ($30-$101) |
| Hair Coloring (Full) |
$152 ($76-$253) |
| Manicure |
$25 ($15-$46) |
| Pedicure |
$40 ($25-$66) |
| Massage (1 Hour) |
$81 ($51-$131) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.15 ($3.03-$5.56) |
| Dozen Eggs (per dozen) |
$3.54 ($2.53-$5.06) |
| Loaf of Bread |
$3.84 ($2.53-$5.56) |
| Chicken Breast (per lb) |
$4.55 ($3.03-$6.57) |
| Ground Beef (per lb) |
$5.56 ($4.04-$7.58) |
| Rice (per lb) |
$1.01 ($0.61-$1.82) |
View all 20 services
Utilities
| Electricity (Monthly) |
$142 ($81-$253) |
| Natural Gas (Monthly) |
$71 ($30-$152) |
| Water/Sewer (Monthly) |
$71 ($40-$121) |
| Internet (Monthly) |
$71 ($40-$101) |
| Cell Phone Plan (Monthly) |
$66 ($30-$101) |
| Cable TV (Monthly) |
$86 ($51-$152) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$202 ($76-$506) |
| Car Insurance (Annual) |
$2,022 ($1,213-$3,539) |
| Bus Pass (Monthly) |
$71 ($30-$131) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.09-$25) |
| Car Registration (Annual) |
$101 ($30-$253) |
| Driver's License Renewal |
$30 ($15-$76) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,213 ($607-$2,528) |
| Daycare (Toddler, Monthly) |
$1,011 ($506-$2,022) |
| After-School Care (Monthly) |
$404 ($202-$708) |
| Tutoring (Per Hour) |
$51 ($25-$101) |
| SAT/ACT Prep Course |
$1,011 ($404-$2,528) |
| Private School (K-12, Annual) |
$12,638 ($5,055-$30,330) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$61 ($30-$101) |
| Dog Vaccination (Annual) |
$101 ($51-$202) |
| Dog Grooming |
$61 ($30-$101) |
| Pet Boarding (Per Night) |
$40 ($20-$76) |
| Dog Spay/Neuter |
$303 ($152-$506) |
| Cat Spay/Neuter |
$202 ($101-$404) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $748 |
| Toddler | $611 |
| Preschool | $561 |
| Family Childcare (monthly) |
| Infant | $566 |
| Toddler | $429 |
| Preschool | $417 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Floyd
What is the population of Floyd?
Floyd has a population of 510 residents and is located in Virginia. The population density is 1,109 people per square mile, spread across 0.5 square miles. The median age of residents is 55.2 years, which is older than the national median of 38.9 years. The population is 57.5% female and 42.5% male.
Is Floyd expensive to live in?
Floyd has a cost of living roughly in line with the national average, with an index of 101.1 (baseline: 100). The median household income is $62,283, 17% below the national average of $75,149. The median home value is $239,800 (15% below the U.S. median). Renters pay a median of $717 per month, below the national average of $1,163. The home price-to-income ratio is 3.9x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Floyd?
Floyd has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 32°F in January, while summers reach an average of 71°F in July. Annual rainfall totals 54.2 inches, with 8.7 inches of snow.
How is the job market in Floyd?
The job market in Floyd is very strong, with unemployment at just 1.3% / well below the national rate of 3.6%. The average weekly wage is $793. There are 520 business establishments in the area, including 20 restaurants and food service locations. The average commute time is 12 minutes, and 8.6% of workers work from home.
How much does housing cost in Floyd?
The median home value in Floyd is $239,800. Zillow estimates the typical home value at $304,398. For renters, the median monthly rent is $717. Fair market rent is $834 for a 1-bedroom and $1,094 for a 2-bedroom apartment. The homeownership rate is 61.1%. The average annual property tax is $3,024.
How are the schools in Floyd?
Schools in Floyd score 5.9 out of 10 on standardized testing, near the national average. 36.8% of adults in Floyd hold a bachelor's degree or higher, above the national average of 33.7%. 93.1% have completed high school. 18.5% hold a graduate or professional degree.
How healthy is Floyd?
The obesity rate in Floyd is 33.1% (above the national rate of 32.1%). 15.1% of adults are smokers. 23.9% are physically inactive. 25.2% of residents report depression. 2.0% lack health insurance (below the national rate). 27.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,113.
What is transportation like in Floyd?
The average commute in Floyd is 12 minutes, shorter than the national average of 28 minutes. 69.1% of workers drive alone to work, and 8.6% work from home.
What are the demographics of Floyd?
The racial and ethnic makeup of Floyd is 88.4% White, 2% Black or African American, 8.2% Hispanic or Latino, 1% Asian. 91.9% of residents speak only English at home, while 12.5% speak Spanish. 5.2% of the population are military veterans. 17.3% of residents have a disability. 98.0% have health insurance coverage.