Forest Lake, MN

Minnesota · Metropolitan Area

Forest Lake is a small city in Minnesota with a population of 20,678. Residents earn $89,879 per year, which is 20% above the national average.

3.4 /5.0
B Good
20,678 Population 677/sq mi density
$89,879 Median Income $45,527 per capita
$375,900 Home Value $414,576 Zillow
$1,379 Median Rent
45°F Avg Temperature
171 Violent Crime/100K 2,656 property/100K
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$89,879 median income, 3.3% unemployment
A
Affordability
4.3 / 5.0
$375,900 home value, $1,379/mo rent
F
Safety
1.0 / 5.0
171 violent crimes/100K (55% below avg)
B+
Education
3.9 / 5.0
35.7% bachelor's degree or higher
Median Income $89,879
20% higher than US avg
Home Value $375,900
33% higher than US avg
Violent Crime 171/100K
55% lower than US avg
Bachelor's+ 35.7%
6% higher than US avg
Median Rent $1,379
19% higher than US avg
Obesity Rate 34.1%
6% higher than US avg
Unemployment 3.3%
8% lower than US avg
Poverty Rate 4.3%
65% lower than US avg

How Forest Lake Compares to the U.S. Average (100% = U.S. avg)

People

Population20,678
Median Age38.8 yrs
Density677/mi²
Male / Female49% / 51%
Largest GroupWhite 82%

Economy

A+
Median Income$89,879
Per Capita$45,527
Unemployment3.3%
Poverty4.3%
County GDP$17,078M
Commute25 min

Housing

A
Home Value$375,900
Rent$1,379
OwnershipN/A
Zillow$414,576

Crime

F
Violent171/100K
Property2,656/100K
Murder0.0/100K
Assault104/100K
Burglary321/100K

Health

Obesity34.1%
UninsuredN/A
Depression25.9%
Heart Disease4.8%

Climate

Avg Temp45°F
AQI36 (Good)
Rain33.1 in/yr
Elevation954 ft

Education

B+
Bachelor's+35.7%
High School+93.3%
School Score6.08

Community

2024 VoteR 45% / D 54%
Commute25 min
EV Stations4
Libraries9

Is Forest Lake a Good Place to Live?

Based on current data, Forest Lake receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, a low poverty rate. Forest Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Forest Lake is $89,879, 20% above the national average of $75,149. Residents generally enjoy above-average earning potential. Unemployment stands at 3.3%, indicating a healthy job market. Only 4.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.

Cost of Living & Housing

The median home value in Forest Lake is $375,900, 33% above the national median. Renters pay a median of $1,379 per month. A price-to-income ratio of 4.2x indicates a reasonably affordable housing market.

Safety & Crime

Violent crime in Forest Lake is below the national average at 171 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,656 per 100,000, 36% above the national average.

Education

Educational attainment is solid, with 35.7% holding a bachelor's degree or higher, near the national average. 93.3% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Forest Lake has a cool climate with an average annual temperature of 45°F. Winters average 14°F in January while summers reach 72°F in July. Annual precipitation totals 33.1 inches, including 51.6 inches of snow. Air quality is rated Good with a median AQI of 36.

Forest Lake has a population of 20,678 with a density of 677 people per square mile. The median age is 38.8 years, 0% younger than the national median of 38.9. The city is predominantly White (82.4%), with 1.4% Hispanic, 3.6% Black.

Population

20,678
Total Population
677
People / sq mi
38.8yrs
Median Age
0% below US avg
30.6mi²
Land Area

Gender Distribution

Male 48.9%
Female 51.1%

Race & Ethnicity

Forest Lake vs U.S. Average

Language Spoken at Home

English Only92.0%
17% above US avg
Spanish8.0%
40% below US avg

Social Characteristics

Forest Lake vs U.S. Average

The median household income in Forest Lake is $89,879, which is 20% above the national average of $75,149. The unemployment rate is 3.3% (below the 3.6% US average). 4.3% of residents live below the poverty line. Workers commute an average of 25 minutes.

Income: Forest Lake vs U.S.

Commute Mode

Income

Median HH Income$89,879
20% above US avg
Per Capita Income$45,527
Avg Weekly Wage$1,167
IRS Avg AGI$112,241

Employment & Poverty

Unemployment3.3%
8% below US avg
Poverty Rate4.3%
65% below US avg
Establishments (County)7,011
County GDP$17,078M

Business (County)

Restaurants458
Healthcare845
Retail692
Manufacturing215

Tax & Cost of Living

Property Tax (IRS)$5,819
66% above US avg
Effective Tax Rate1.55%

Commute & Transportation

Commute Time25.4 min
Work from Home16.1%

Walkability

The median home value in Forest Lake is $375,900, 33% above the national average. Monthly rent averages $1,379 (19% above US avg). Zillow estimates the typical home value at $414,576.

Home Value Sources

Ownership Split

Home Values

Census Median$375,900
33% above US avg
Zillow ZHVI$414,576
Median List Price$459,950

Real Estate Market (Redfin)

Median List Price$459,950
$/Sq Ft$193
Homes Sold13
Sale-to-List Ratio99.0%
Price Drops20.9%
Inventory43

Rental Costs

Census Median Rent$1,379
19% above US avg
Zillow Rent (ZORI)$1,644

HUD Fair Market Rent

Studio$809
1 Bedroom$899
2 Bedrooms$1,125
3 Bedrooms$1,483
4 Bedrooms$1,698

Ownership & Property

Owner-Occupied71.8%

Property Tax

Avg Tax (IRS)$5,819
66% above US avg
Effective Rate1.55%
In Forest Lake, 34.1% of adults are obese (above the 32.1% national rate). 25.9% report depression. 20.2% are physically inactive.

Health Metrics: Forest Lake vs U.S. Average (%)

Chronic Conditions

Obesity34.1%
6% above US avg
Diabetes9.1%
Heart Disease4.8%
High Blood Pressure26.7%
Asthma10.0%
COPD4.7%
Stroke2.5%

Behaviors & Mental Health

Binge Drinking18.4%
Physical Inactivity20.2%
Depression25.9%
Mental Distress16.0%
Physical Distress10.6%

Healthcare Access

Insurance Rate95.0%
Checkup Rate72.9%
Premature Death4,820/100K

Food & Exercise

Food Environment9.5/10
Exercise Access94.6%
Healthcare Facilities845
Forest Lake has a violent crime rate of 171 per 100,000 residents, 55% below the national average of 380. Property crime stands at 2,656 per 100,000 (36% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Forest Lake vs U.S. Average (per 100,000)

Violent Crime

Total Violent170.8/100K
55% below US avg
Murder0.0/100K
100% below US avg
Rape41.4/100K
Robbery25.9/100K
Assault103.5/100K

Property Crime

Total Property2,655.8/100K
36% above US avg
Burglary321.0/100K
Theft2,179.5/100K
Vehicle Theft155.3/100K
Arson10.4/100K

Traffic Safety

Fatal Crashes (County/yr)8

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Forest Lake has an average annual temperature of 45°F (7°C). Winters average 14°F in January while summers reach 72°F in July. Annual precipitation is 33.1 inches. Air quality is rated Good with a median AQI of 36.

Temperature

14°F Jan (-10°C) 72°F Jul (22°C)
Annual Average44.9°F
17% below US avg
January Average14°F (-10°C)
July Average72°F (22°C)

Precipitation & Snow

Annual Rainfall33.1 inches
13% below US avg
Snowfall51.6 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation954 ft (291 m)
Area30.6 sq mi (79.1 km²)
Population Density677/sq mi
Coordinates45.2508°N, 92.9669°W
County FIPS27163
It is classified as Metro — 1 million+. 35.7% of residents hold a bachelor's degree or higher (6% above US avg). In the 2024 election, the county voted Democrat by a 8.9-point margin.

2024 Presidential Election (County)

R 44.6%
D 53.5%

Winner: Democrat by 8.9 points

Education

Bachelor's Degree+35.7%
6% above US avg
High School+93.3%
School Test Score6.08
B+ Education Grade (3.9/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density677/sq mi
Total Area30.6 sq mi

Infrastructure & Services

EV Charging Stations4
Alt Fuel Stations7
Public Libraries9
Healthcare Facilities845
Restaurants458
Retail Stores692

Safety & Disasters

Fatal Crashes (County/yr)8
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute25.4 min
Work from Home16.1%

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