Fort Montgomery, NY

New York · Metropolitan Area

Fort Montgomery is a small town in New York with a population of 2,198. Residents earn $80,946 per year, which is 8% above the national average.

4.1 /5.0
A Great
2,198 Population 1,195/sq mi density
$80,946 Median Income $49,778 per capita
$347,200 Home Value $452,937 Zillow
$1,473 Median Rent
52°F Avg Temperature
A
Overall
4.1 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$80,946 median income, 0.8% unemployment
A
Affordability
4.3 / 5.0
$347,200 home value, $1,473/mo rent
B
Education
3.4 / 5.0
30.4% bachelor's degree or higher
Median Income $80,946
8% higher than US avg
Home Value $347,200
23% higher than US avg
Bachelor's+ 30.4%
10% lower than US avg
Median Rent $1,473
27% higher than US avg
Obesity Rate 28.8%
10% lower than US avg
Unemployment 0.8%
78% lower than US avg
Poverty Rate 2.6%
79% lower than US avg

How Fort Montgomery Compares to the U.S. Average (100% = U.S. avg)

People

Population2,198
Median Age43.9 yrs
Density1,195/mi²
Male / Female59% / 42%
Largest GroupWhite 57%

Economy

A+
Median Income$80,946
Per Capita$49,778
Unemployment0.8%
Poverty2.6%
County GDP$5,494M
Commute26 min

Housing

A
Home Value$347,200
Rent$1,473
OwnershipN/A
Zillow$452,937

Crime

ViolentN/A
PropertyN/A

Health

Obesity28.8%
UninsuredN/A
Depression18.2%
Heart Disease4.5%

Climate

Avg Temp52°F
AQI36 (Good)
Rain51.5 in/yr
Elevation635 ft

Education

B
Bachelor's+30.4%
High School+94.2%
School Score5.39

Community

2024 VoteR 57% / D 43%
Commute26 min
EV Stations2
Libraries8

Is Fort Montgomery a Good Place to Live?

Based on current data, Fort Montgomery receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include low unemployment, a low poverty rate, high health insurance coverage. Fort Montgomery stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Fort Montgomery is $80,946, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.8%. Only 2.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.

Cost of Living & Housing

The median home value in Fort Montgomery is $347,200, 23% above the national median. Renters pay a median of $1,473 per month, significantly above the national average of $1,163. A price-to-income ratio of 4.3x indicates a reasonably affordable housing market.

Education

30.4% of residents hold a bachelor's degree, below the national average of 33.7%. 94.2% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Fort Montgomery experiences four distinct seasons with an average temperature of 52°F. Winters average 28°F in January while summers reach 75°F in July. Annual precipitation totals 51.5 inches, including 35.7 inches of snow. Air quality is rated Good with a median AQI of 36.

Fort Montgomery has a population of 2,198 with a density of 1,195 people per square mile. The median age is 43.9 years, 13% older than the national median of 38.9. The city is predominantly White (57.1%), with 2.5% Hispanic, 7.7% Black.

Population

2,198
Total Population
1,195
People / sq mi
43.9yrs
Median Age
13% above US avg
1.8mi²
Land Area

Gender Distribution

Male 58.5%
Female 41.5%

Race & Ethnicity

Fort Montgomery vs U.S. Average

Language Spoken at Home

English Only85.2%
9% above US avg
Spanish14.8%
10% above US avg

Social Characteristics

Fort Montgomery vs U.S. Average

The median household income in Fort Montgomery is $80,946, which is 8% above the national average of $75,149. The unemployment rate is 0.8% (below the 3.6% US average). 2.6% of residents live below the poverty line. Workers commute an average of 26 minutes.

Income: Fort Montgomery vs U.S.

Commute Mode

Income

Median HH Income$80,946
8% above US avg
Per Capita Income$49,778
Avg Weekly Wage$1,299
IRS Avg AGI$112,316

Employment & Poverty

Unemployment0.8%
78% below US avg
Poverty Rate2.6%
79% below US avg
Establishments (County)3,328
County GDP$5,494M

Business (County)

Restaurants222
Healthcare245
Retail298
Manufacturing66

Tax & Cost of Living

Property Tax (IRS)$13,245
278% above US avg
Effective Tax Rate3.81%

Commute & Transportation

Commute Time26.1 min
Work from Home6.4%

Walkability

The median home value in Fort Montgomery is $347,200, 23% above the national average. Monthly rent averages $1,473 (27% above US avg). Zillow estimates the typical home value at $452,937.

Home Value Sources

Ownership Split

Home Values

Census Median$347,200
23% above US avg
Zillow ZHVI$452,937

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,473
27% above US avg

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied57.4%

Property Tax

Avg Tax (IRS)$13,245
278% above US avg
Effective Rate3.81%
In Fort Montgomery, 28.8% of adults are obese (below the 32.1% national rate). 18.2% report depression. 21.2% are physically inactive.

Health Metrics: Fort Montgomery vs U.S. Average (%)

Chronic Conditions

Obesity28.8%
10% below US avg
Diabetes7.9%
Heart Disease4.5%
High Blood Pressure26.3%
Asthma10.4%
COPD4.7%
Stroke2.4%

Behaviors & Mental Health

Binge Drinking17.2%
Physical Inactivity21.2%
Depression18.2%
Mental Distress15.8%
Physical Distress11.1%

Healthcare Access

Insurance Rate100.0%
Checkup Rate77.9%
Premature Death4,624/100K

Food & Exercise

Food Environment9.0/10
Exercise Access94.9%
Healthcare Facilities245

Crime Rates: Fort Montgomery vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)11

Safety Score

Fort Montgomery has an average annual temperature of 52°F (11°C). Winters average 28°F in January while summers reach 75°F in July. Annual precipitation is 51.5 inches. Air quality is rated Good with a median AQI of 36.

Temperature

28°F Jan (-2°C) 75°F Jul (24°C)
Annual Average52.2°F
3% below US avg
January Average28°F (-2°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall51.5 inches
35% above US avg
Snowfall35.7 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation635 ft (194 m)
Area1.8 sq mi (4.8 km²)
Population Density1,195/sq mi
Coordinates41.3429°N, 73.9872°W
County FIPS36079
It is classified as Metro — 1 million+. 30.4% of residents hold a bachelor's degree or higher (10% below US avg). In the 2024 election, the county voted Republican by a 13.7-point margin.

2024 Presidential Election (County)

R 56.8%
D 43.2%

Winner: Republican by 13.7 points

Education

Bachelor's Degree+30.4%
10% below US avg
High School+94.2%
School Test Score5.39
B Education Grade (3.4/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density1,195/sq mi
Total Area1.8 sq mi

Infrastructure & Services

EV Charging Stations2
Alt Fuel Stations2
Public Libraries8
Healthcare Facilities245
Restaurants222
Retail Stores298

Safety & Disasters

Fatal Crashes (County/yr)11

Commute & Transportation

Avg Commute26.1 min
Work from Home6.4%

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