Median Income
$101,083
35% higher than US avg
Home Value
$152,500
46% lower than US avg
Bachelor's+
18.4%
45% lower than US avg
Obesity Rate
33.3%
4% higher than US avg
Unemployment
1.8%
50% lower than US avg
Poverty Rate
5.3%
57% lower than US avg
How Fort Thomas Compares to the U.S. Average (100% = U.S. avg)
People
Population319
Median Age38.6 yrs
Density37/mi²
Male / Female60% / 40%
Largest GroupWhite 97%
Veterans7.9%
Economy
A+
Median Income$101,083
Per Capita$34,802
Unemployment1.8%
Poverty5.3%
County GDP$2,526M
Commute18 min
Housing
A+
Home Value$152,500
RentN/A
OwnershipN/A
Health
Obesity33.3%
UninsuredN/A
Depression22.9%
Heart Disease5.7%
Climate
Avg Temp65°F
AQI45 (Good)
Rain10.2 in/yr
Elevation2,727 ft
Education
C
Bachelor's+18.4%
High School+63.6%
School Score4.62
Community
2024 VoteR 70% / D 29%
Commute18 min
Broadband76.7%
Libraries2
Is Fort Thomas a Good Place to Live?
Based on current data, Fort Thomas receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, affordable housing, a low poverty rate. Fort Thomas stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Fort Thomas is $101,083, which is significantly higher than the national average — 35% above $75,149. This places Fort Thomas among higher-income communities. The job market is very strong with unemployment at just 1.8%. Only 5.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Fort Thomas is $152,500, 46% below the national median — offering relatively affordable homeownership. At just 1.5x median income, home prices are very affordable relative to local earnings.
Education
18.4% of residents hold a bachelor's degree, below the national average of 33.7%. 63.6% have completed high school. Area schools have an average test score of 4.6/10.
Climate & Weather
Fort Thomas enjoys a moderate climate with an average annual temperature of 65°F. Winters average 45°F in January while summers reach 85°F in July. Annual precipitation totals 10.2 inches. Air quality is rated Good with a median AQI of 45.
Fort Thomas has a population of 319 with a density of 37 people per square mile. The median age is 38.6 years, 1% younger than the national median of 38.9. The city is predominantly White (97.2%), with 1.3% Hispanic.
Population
38.6yrs
Median Age
1% below US avg
Race & Ethnicity
Fort Thomas vs U.S. Average
Language Spoken at Home
| English Only | 100.0% |
| 27% above US avg |
| Spanish | 0.0% |
| 100% below US avg |
Social Characteristics
Fort Thomas vs U.S. Average
The median household income in Fort Thomas is $101,083, which is 35% above the national average of $75,149. The unemployment rate is 1.8% (below the 3.6% US average). 5.3% of residents live below the poverty line. Workers commute an average of 18 minutes.
Income: Fort Thomas vs U.S.
Income
| Median HH Income | $101,083 |
| 35% above US avg |
| Per Capita Income | $34,802 |
| Avg Weekly Wage | $1,696 |
| IRS Avg AGI | $75,629 |
Employment & Poverty
| Unemployment | 1.8% |
| 50% below US avg |
| Poverty Rate | 5.3% |
| 57% below US avg |
| Establishments (County) | 110 |
| County GDP | $2,526M |
Business (County)
| Restaurants | 11 |
| Healthcare | 8 |
| Retail | 20 |
Tax & Cost of Living
| Property Tax (IRS) | $1,125 |
| 68% below US avg |
| Effective Tax Rate | 0.74% |
Commute & Transportation
| Commute Time | 18.4 min |
| Drive Alone | 95.9% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Fort Thomas is $152,500, 46% below the national average.
Home Values
| Census Median | $152,500 |
| 46% below US avg |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $1,053 |
| 1 Bedroom | $1,151 |
| 2 Bedrooms | $1,419 |
| 3 Bedrooms | $1,889 |
| 4 Bedrooms | $2,158 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $1,125 |
| 68% below US avg |
| Effective Rate | 0.74% |
In Fort Thomas, 33.3% of adults are obese (above the 32.1% national rate). 22.9% report depression. 20.6% are physically inactive.
Health Metrics: Fort Thomas vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.3% |
| 4% above US avg |
| Diabetes | 8.5% |
| Heart Disease | 5.7% |
| High Blood Pressure | 29.4% |
| Asthma | 11.7% |
| COPD | 6.8% |
| Stroke | 3.1% |
Behaviors & Mental Health
| |
| Binge Drinking | 17.6% |
| Physical Inactivity | 20.6% |
| Depression | 22.9% |
| Mental Distress | 18.4% |
| Physical Distress | 13.1% |
Healthcare Access
| Insurance Rate | 84.1% |
| |
| Checkup Rate | 70.6% |
| Premature Death | 11,217/100K |
Food & Exercise
| Food Environment | 7.1/10 |
| Exercise Access | 79.3% |
| Healthcare Facilities | 8 |
Crime Rates: Fort Thomas vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
Safety Score
Fort Thomas has an average annual temperature of 65°F (18°C). Winters average 45°F in January while summers reach 85°F in July. Annual precipitation is 10.2 inches. Air quality is rated Good with a median AQI of 45.
Temperature
45°F Jan (7°C)
85°F Jul (30°C)
| Annual Average | 64.5°F |
| 19% above US avg |
| January Average | 45°F (7°C) |
| July Average | 85°F (30°C) |
Precipitation & Snow
| Annual Rainfall | 10.2 inches |
| 73% below US avg |
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Geography
| Elevation | 2,727 ft (831 m) |
| Area | 8.7 sq mi (22.5 km²) |
| Population Density | 37/sq mi |
| Coordinates | 33.0304°N, 109.9613°W |
| County FIPS | 04011 |