Median Income
$101,083
35% higher than US avg
Home Value
$152,500
46% lower than US avg
Violent Crime
80/100K
79% lower than US avg
Bachelor's+
18.4%
45% lower than US avg
Obesity Rate
33.3%
4% higher than US avg
Unemployment
1.8%
50% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Fort Thomas Compares to the U.S. Average (100% = U.S. avg)
People
Population319
Median Age38.6 yrs
Density37/mi²
Male / Female60% / 40%
Largest GroupWhite 97%
Veterans7.9%
Economy
A+
Median Income$101,083
Per Capita$34,802
Unemployment1.8%
Poverty0.0%
County GDP$2,526M
Commute18 min
Housing
A+
Home Value$152,500
Ownership69.0%
Zillow$323,283
Housing Units200
Rent Burden9.0%
Crime
F
Violent80/100K
Property1,448/100K
Health
Obesity33.3%
Uninsured9.8%
Smoking14.5%
Depression22.9%
Heart Disease5.7%
Climate
Avg Temp65°F (18°C)
AQI45 (Good)
Rain10.2 in/yr
Sunny Days330/yr
Elevation2,727 ft (831 m)
Education
C
Bachelor's+18.4%
High School+63.6%
Graduate+7.4%
School Score5.26
Community
2024 VoteR 70% / D 29%
Commute18 min
Broadband76.7%
EV Stations4
Libraries2
Is Fort Thomas a Good Place to Live?
Based on current data, Fort Thomas receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Fort Thomas offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Fort Thomas is $101,083, which is significantly higher than the national average / 35% above $75,149. This places Fort Thomas among higher-income communities. The job market is very strong with unemployment at just 1.8%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Fort Thomas is $152,500, 46% below the national median / offering relatively affordable homeownership. At just 1.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Fort Thomas is a very safe community with a violent crime rate of 80 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,448 per 100,000, 26% below the national average.
Education
18.4% of residents hold a bachelor's degree, below the national average of 33.7%. 63.6% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Fort Thomas enjoys a moderate climate with an average annual temperature of 65°F. Winters average 45°F in January while summers reach 85°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 10.2 inches. Air quality is rated Good with a median AQI of 45.
Fort Thomas has a population of 319 with a density of 37 people per square mile, spread across 8.7 square miles. The median age is 38.6 years, 1% younger than the national median of 38.9. The gender split is 39.8% female and 60.2% male. The city is predominantly White (97.2%), with 1.3% Hispanic. English is the primary language spoken at home by 100% of residents. 7.9% of the population are veterans, above the national rate of 6.0%. 13.5% of residents have a disability. 84.1% have health insurance coverage.
Population
38.6yrs
Median Age
1% below US avg
Race & Ethnicity
Fort Thomas vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Fort Thomas vs U.S. Average
The median household income in Fort Thomas is $101,083, which is 35% above the national average of $75,149. Per capita income is $34,802 (below the $39,052 national figure). The average weekly wage is $1,696, 18% higher than the U.S. average. The unemployment rate is 1.8% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 110 business establishments, including 11 restaurants. The cost of living index is 100.7, roughly in line with the national average. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income: Fort Thomas vs U.S.
Income
| Median HH Income | $101,083 |
| 35% above US avg |
| Per Capita Income | $34,802 |
| Avg Weekly Wage | $1,696 |
| IRS Avg AGI | $75,629 |
| Gini Index | 0.376 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.8% |
| 50% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 110 |
| County GDP | $2,526M |
Business (County)
| Restaurants | 11 |
| Healthcare | 8 |
| Retail | 20 |
Tax & Cost of Living
| Property Tax (IRS) | $1,125 |
| 68% below US avg |
| Cost of Living | 100.70 (100=avg) |
| Effective Tax Rate | 0.74% |
Commute & Transportation
| Commute Time | 18.4 min |
| Drive Alone | 95.9% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Fort Thomas is $152,500, 46% below the national median of $281,900. Zillow estimates the typical home value at $323,283, higher than the Census estimate. Fair market rent ranges from $1,151 for a one-bedroom to $1,419 for a two-bedroom apartment. 69.0% of housing units are owner-occupied. There are 200 total housing units in the city. The median year a home was built is 1999. The average annual property tax is $1,125 (lower than the $3,500 national average). 9.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.5x, well within the affordable range.
Home Values
| Census Median | $152,500 |
| 46% below US avg |
| Zillow ZHVI | $323,283 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $1,053 |
| 1 Bedroom | $1,151 |
| 2 Bedrooms | $1,419 |
| 3 Bedrooms | $1,889 |
| 4 Bedrooms | $2,158 |
Ownership & Property
| Homeownership | 69.0% |
| Owner-Occupied | 69.0% |
| Renter-Occupied | 31.0% |
| Housing Units | 200 |
| Median Year Built | 1999 |
Property Tax
| Avg Tax (IRS) | $1,125 |
| 68% below US avg |
| Effective Rate | 0.74% |
In Fort Thomas, 33.3% of adults are obese, above the national rate of 32.1%. 8.5% have diabetes (below the 10.5% national rate). Heart disease affects 5.7% of residents. 29.4% have high blood pressure. 14.5% are current smokers. 17.6% report binge drinking. 20.6% are physically inactive, below the national average. 22.9% report depression. 18.4% experience frequent mental distress. 9.8% of residents lack health insurance. The primary care physician ratio is 1:1,567. The dentist ratio is 1:4,651. 79.3% of residents have access to exercise opportunities. The food environment index is 7.1 out of 10.
Health Metrics: Fort Thomas vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.3% |
| 4% above US avg |
| Diabetes | 8.5% |
| Heart Disease | 5.7% |
| High Blood Pressure | 29.4% |
| Asthma | 11.7% |
| COPD | 6.8% |
| Cancer | 7.7% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 14.5% |
| 4% above US avg |
| Binge Drinking | 17.6% |
| Physical Inactivity | 20.6% |
| Depression | 22.9% |
| Mental Distress | 18.4% |
| Physical Distress | 13.1% |
| Short Sleep | 37.7% |
Healthcare Access
| Insurance Rate | 84.1% |
| Uninsured | 9.8% |
| 14% above US avg |
| Primary Care | 1:1,567 |
| Dentists | 1:4,651 |
| Checkup Rate | 70.6% |
| Dental Visits | 55.4% |
| Premature Death | 11,217/100K |
Food & Exercise
| Food Environment | 7.1/10 |
| Exercise Access | 79.3% |
| Healthcare Facilities | 8 |
Fort Thomas has a violent crime rate of 80 per 100,000 residents, 79% below the national average of 380. Property crime stands at 1,448 per 100,000, 26% below the U.S. average. The county recorded 4 fatal traffic crashes. Overall, Fort Thomas receives a safety grade of F.
Crime Rates: Fort Thomas vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 80.4/100K |
| 79% below US avg |
| |
Property Crime
| Total Property | 1,447.5/100K |
| 26% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Traffic Accidents | 8 |
| Avg Accident Severity | 2.3 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Fort Thomas enjoys a temperate climate with an average annual temperature of 65°F (18°C). Winters average 45°F in January while summers reach 85°F in July. The area gets 330 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 10.2 inches (drier than the 38-inch national average). Air quality is rated Good with a median AQI of 45. The city sits at an elevation of 2,727 feet.
Temperature
45°F Jan (7°C)
85°F Jul (30°C)
| Annual Average | 64.5°F |
| 19% above US avg |
| January Average | 45°F (7°C) |
| July Average | 85°F (30°C) |
| Sunny Days | 330 days/yr |
Geography
| Elevation | 2,727 ft (831 m) |
| Area | 8.7 sq mi (22.5 km²) |
| Population Density | 37/sq mi |
| Coordinates | 33.0304°N, 109.9613°W |
| Timezone | America/Phoenix |
| County | Greenlee County County |
| Nearest Airport | Safford Regional (SAD)
23 miles away |
Precipitation & Snow
Annual Rainfall
10.2"
73% below US avg
Wettest Month (Aug)
2.44"
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 12.4 / 100 |
| Social Vulnerability | 37.4 / 100 |
| Community Resilience | 22.3 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Very Low |
| Landslide |
Relatively Low |
| Volcano |
Very Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
66 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.3. Most recent: M2.6 on Aug 9, 2025.
| Jun 29, 2014 |
13 km SW of Franklin, Arizona |
M5.3 |
89 km |
| Jun 29, 2014 |
12 km S of Franklin, Arizona |
M4.0 |
96 km |
| Jul 3, 2014 |
11 km S of Franklin, Arizona |
M3.9 |
96 km |
| Jul 12, 2014 |
17 km S of Franklin, Arizona |
M3.6 |
98 km |
| Jun 29, 2014 |
16 km SSW of Franklin, Arizona |
M3.6 |
93 km |
| Jul 10, 2014 |
16 km S of Franklin, Arizona |
M3.6 |
97 km |
| Jul 11, 2014 |
5 km WSW of Franklin, Arizona |
M3.6 |
89 km |
| Oct 8, 2012 |
32 km WNW of Glenwood, New Mexico |
M3.6 |
80 km |
| Jul 9, 2014 |
13 km S of Franklin, Arizona |
M3.6 |
98 km |
| May 24, 2010 |
27 km NNE of Morenci, Arizona |
M3.6 |
74 km |
| May 24, 2010 |
24 km NNE of Morenci, Arizona |
M3.6 |
71 km |
| Jun 30, 2014 |
19 km SSW of Franklin, Arizona |
M3.5 |
97 km |
| Jun 29, 2014 |
14 km S of Franklin, Arizona |
M3.5 |
100 km |
| Oct 29, 2012 |
35 km WNW of Glenwood, New Mexico |
M3.5 |
78 km |
| Jul 6, 2014 |
Arizona |
M3.5 |
91 km |
| Jul 11, 2014 |
12 km SSW of Franklin, Arizona |
M3.5 |
92 km |
| Apr 27, 2019 |
2 km WSW of Franklin, Arizona |
M3.4 |
90 km |
| Jan 25, 2015 |
9 km S of Franklin, Arizona |
M3.4 |
96 km |
| Jun 29, 2014 |
10 km SW of Franklin, Arizona |
M3.4 |
89 km |
| Feb 16, 2013 |
34 km WNW of Glenwood, New Mexico |
M3.3 |
80 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
12 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF1. Total: 14 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Sep 23, 2019 |
EF1 |
85 km |
0 |
| Jul 14, 1996 |
EF1 |
80 km |
0 |
| Oct 23, 1974 |
EF1 |
84 km |
0 |
| Oct 23, 1974 |
EF1 |
82 km |
0 |
| Jul 17, 1971 |
EF1 |
88 km |
0 |
| Aug 9, 1966 |
EF1 |
88 km |
0 |
| Jul 31, 2015 |
EF0 |
30 km |
0 |
| Aug 15, 2014 |
EF0 |
85 km |
0 |
| Aug 24, 1993 |
EF0 |
94 km |
0 |
| Aug 17, 1992 |
EF0 |
69 km |
0 |
| Jul 25, 1974 |
EF0 |
88 km |
0 |
| Sep 9, 1972 |
EF0 |
95 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Nearby Volcanoes
1 volcano within 200 km.
Closest: Red Hill (171 km).
| Name |
Type |
Elevation |
Last Eruption |
Distance |
| Red Hill |
Volcanic field |
2,300 m (7,546 ft) |
-9450 |
171 km |
Source: Smithsonian Institution Global Volcanism Program (GVP). Sorted by distance.
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: TELEGRAPH (187,248 ac, 2021).
| Year |
Name |
Acres |
Distance |
| 2021 |
TELEGRAPH |
187,248 |
95 km |
| 2001 |
UNNAMED |
151,684 |
28 km |
| 2020 |
BIGHORN |
126,131 |
97 km |
| 2021 |
MESCAL |
79,346 |
65 km |
| 2014 |
SKUNK |
73,774 |
47 km |
| 2020 |
GRIFFIN |
61,455 |
84 km |
| 2017 |
FRYE |
54,202 |
37 km |
| 2021 |
PINNACLE |
35,281 |
28 km |
| 2015 |
WHITETAIL |
33,592 |
64 km |
| 2020 |
COW CANYON |
33,536 |
99 km |
| 2017 |
HILLTOP |
32,983 |
79 km |
| 2024 |
FREEMAN |
32,950 |
98 km |
| 2004 |
NUTALL COMPLEX (NUTALL) |
31,880 |
36 km |
| 2002 |
BULLOCK |
31,774 |
95 km |
| 2020 |
VALLEY |
29,331 |
50 km |
| 2020 |
BLUE RIVER |
29,314 |
63 km |
| 2018 |
RATTLESNAKE |
27,383 |
82 km |
| 2020 |
BLUE RIVER 2 |
26,885 |
55 km |
| 2017 |
BURRO |
26,852 |
95 km |
| 2003 |
KINISHBA |
26,205 |
97 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
45°F (7°C) |
1.3 in |
|
| February |
48°F (9°C) |
1.2 in |
|
| March |
52°F (11°C) |
1.2 in |
|
| April |
59°F (15°C) |
0.4 in |
|
| May |
68°F (20°C) |
0.4 in |
Driest |
| June |
77°F (25°C) |
0.4 in |
|
| July |
85°F (30°C) |
2.2 in |
Warmest |
| August |
80°F (26°C) |
2.4 in |
Wettest |
| September |
74°F (24°C) |
1.5 in |
|
| October |
64°F (18°C) |
1.3 in |
|
| November |
52°F (11°C) |
1.0 in |
|
| December |
44°F (7°C) |
1.5 in |
Coldest |
Fort Thomas has a seasonal temperature swing of 41°F / from 44°F in December to 85°F in July. Total annual precipitation is 14.8 inches, with August being the wettest month (2.4") and May the driest (0.4").
Average costs for common services in Fort Thomas. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$252 ($151–$403) |
| Specialist Visit |
$352 ($201–$554) |
| Urgent Care Visit |
$201 ($101–$352) |
| Emergency Room Visit |
$2,215 ($806–$5,035) |
| Dental Cleaning |
$131 ($76–$201) |
| Dental Filling |
$252 ($151–$403) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$76) |
| Oil Change (Synthetic) |
$76 ($50–$121) |
| Brake Pad Replacement |
$302 ($151–$504) |
| Tire Rotation |
$40 ($20–$76) |
| New Tires (Set of 4) |
$604 ($403–$1,007) |
| Battery Replacement |
$201 ($101–$352) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$101 ($60–$151) |
| Electrician (Per Hour) |
$91 ($50–$141) |
| HVAC Repair |
$403 ($151–$806) |
| HVAC System Install |
$7,049 ($4,028–$12,084) |
| Roof Repair |
$1,007 ($403–$2,014) |
| Roof Replacement |
$9,063 ($5,539–$15,105) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,511 ($504–$3,525) |
| Divorce (Contested) |
$15,105 ($5,035–$30,210) |
| DUI Defense |
$5,035 ($2,014–$10,070) |
| Bankruptcy (Chapter 7) |
$1,511 ($806–$3,021) |
| Will Preparation |
$504 ($201–$1,007) |
| Trust Preparation |
$2,518 ($1,007–$5,035) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$101) |
| Hair Coloring (Full) |
$151 ($76–$252) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$81 ($50–$131) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.13 ($3.02–$5.54) |
| Dozen Eggs (per dozen) |
$3.52 ($2.52–$5.04) |
| Loaf of Bread |
$3.83 ($2.52–$5.54) |
| Chicken Breast (per lb) |
$4.53 ($3.02–$6.55) |
| Ground Beef (per lb) |
$5.54 ($4.03–$7.55) |
| Rice (per lb) |
$1.01 ($0.60–$1.81) |
View all 20 services
Utilities
| Electricity (Monthly) |
$141 ($81–$252) |
| Natural Gas (Monthly) |
$70 ($30–$151) |
| Water/Sewer (Monthly) |
$70 ($40–$121) |
| Internet (Monthly) |
$70 ($40–$101) |
| Cell Phone Plan (Monthly) |
$65 ($30–$101) |
| Cable TV (Monthly) |
$86 ($50–$151) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$201 ($76–$504) |
| Car Insurance (Annual) |
$2,014 ($1,208–$3,525) |
| Bus Pass (Monthly) |
$70 ($30–$131) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.06–$25) |
| Car Registration (Annual) |
$101 ($30–$252) |
| Driver's License Renewal |
$30 ($15–$76) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,208 ($604–$2,518) |
| Daycare (Toddler, Monthly) |
$1,007 ($504–$2,014) |
| After-School Care (Monthly) |
$403 ($201–$705) |
| Tutoring (Per Hour) |
$50 ($25–$101) |
| SAT/ACT Prep Course |
$1,007 ($403–$2,518) |
| Private School (K-12, Annual) |
$12,588 ($5,035–$30,210) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$101) |
| Dog Vaccination (Annual) |
$101 ($50–$201) |
| Dog Grooming |
$60 ($30–$101) |
| Pet Boarding (Per Night) |
$40 ($20–$76) |
| Dog Spay/Neuter |
$302 ($151–$504) |
| Cat Spay/Neuter |
$201 ($101–$403) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $931 |
| Toddler | $670 |
| Preschool | $670 |
| Family Childcare (monthly) |
| Infant | $758 |
| Toddler | $758 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Fort Thomas
What is the population of Fort Thomas?
Fort Thomas has a population of 319 residents and is located in Arizona. The population density is 37 people per square mile, spread across 8.7 square miles. The median age of residents is 38.6 years. The population is 39.8% female and 60.2% male.
Is Fort Thomas expensive to live in?
Fort Thomas has a cost of living roughly in line with the national average, with an index of 100.7 (baseline: 100). The median household income is $101,083, 35% above the national average of $75,149. The median home value is $152,500 (46% below the U.S. median). The home price-to-income ratio is 1.5x, indicating housing is reasonably affordable relative to local income levels.
Is Fort Thomas safe?
Fort Thomas is considered a very safe city with a violent crime rate of 80 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,448 per 100,000 (below the national average). Overall, Fort Thomas receives a safety grade of F based on combined crime data.
What is the weather like in Fort Thomas?
Fort Thomas enjoys a temperate climate with an average annual temperature of 65°F (18°C). Winter temperatures average 45°F in January, while summers reach an average of 85°F in July. The area receives 330 sunny days per year, well above the national average of 205. Annual rainfall totals 10.2 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 45.
How is the job market in Fort Thomas?
The job market in Fort Thomas is very strong, with unemployment at just 1.8% / well below the national rate of 3.6%. The average weekly wage is $1,696. There are 110 business establishments in the area, including 11 restaurants and food service locations. The average commute time is 18 minutes, and 0.0% of workers work from home.
How much does housing cost in Fort Thomas?
The median home value in Fort Thomas is $152,500. Zillow estimates the typical home value at $323,283. The homeownership rate is 69.0%. The average annual property tax is $1,125.
How are the schools in Fort Thomas?
Schools in Fort Thomas score 5.3 out of 10 on standardized testing, near the national average. 18.4% of adults in Fort Thomas hold a bachelor's degree or higher, below the national average of 33.7%. 63.6% have completed high school. 7.4% hold a graduate or professional degree.
How healthy is Fort Thomas?
The obesity rate in Fort Thomas is 33.3% (above the national rate of 32.1%). 14.5% of adults are smokers. 20.6% are physically inactive. 22.9% of residents report depression. 9.8% lack health insurance. 79.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,567.
What is transportation like in Fort Thomas?
The average commute in Fort Thomas is 18 minutes, shorter than the national average of 28 minutes. 95.9% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Fort Thomas?
The racial and ethnic makeup of Fort Thomas is 97.2% White, 1.3% Hispanic or Latino. 100% of residents speak only English at home. 7.9% of the population are military veterans. 13.5% of residents have a disability. 84.1% have health insurance coverage.
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