Home Value
$82,500
71% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
36.2%
13% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Gandy Compares to the U.S. Average (100% = U.S. avg)
People
Population20
Median Age71.4 yrs
Density80/mi²
Male / Female35% / 65%
Largest GroupWhite 100%
Veterans15.0%
Economy
Per Capita$35,455
Unemployment0.0%
Poverty0.0%
County GDP$40M
Commute32 min
Housing
Home Value$82,500
Ownership100.0%
Zillow$168,411
Housing Units13
Rent Burden15.8%
Health
Obesity36.2%
Uninsured0.0%
Smoking13.2%
Depression18.9%
Heart Disease5.0%
Climate
Avg Temp48°F (9°C)
Rain23.8 in/yr
Elevation2,896 ft (883 m)
Education
A+
Bachelor's+0.0%
High School+100.0%
Graduate+0.0%
School Score7.02
Community
2024 VoteR 93% / D 6%
Commute32 min
Broadband45.5%
EV Stations8
Libraries1
Is Gandy a Good Place to Live?
Based on current data, Gandy receives an overall livability score of 5.0 out of 5.0, earning a grade of A+. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Gandy stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 32 minutes.
Cost of Living & Housing
The median home value in Gandy is $82,500, 71% below the national median / offering relatively affordable homeownership.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Local schools score 7/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Gandy experiences four distinct seasons with an average temperature of 48°F. Winters average 25°F in January while summers reach 73°F in July. Annual precipitation totals 23.8 inches, including 37.4 inches of snow.
Gandy has a population of 20 with a density of 80 people per square mile, spread across 0.3 square miles. The median age is 71.4 years, 84% older than the national median of 38.9. The gender split is 65% female and 35% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 15.0% of the population are veterans, above the national rate of 6.0%. 45.0% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
20
Total Population
2023 Census
71.4yrs
Median Age
84% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Per capita income is $35,455. The average weekly wage is $795, 44% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 34 business establishments, including 98 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 32 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income
| |
| Per Capita Income | $35,455 |
| Avg Weekly Wage | $795 |
| IRS Avg AGI | $58,769 |
| Gini Index | 0.475 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 34 |
| County GDP | $40M |
Business (County)
| Restaurants | 98 |
| Healthcare | 136 |
| Retail | 4 |
| Manufacturing | 22 |
Tax & Cost of Living
| |
| Cost of Living | 90.10 (100=avg) |
Commute & Transportation
| Commute Time | 31.5 min |
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Gandy is $82,500, 71% below the national median of $281,900. Zillow estimates the typical home value at $168,411, higher than the Census estimate. Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 13 total housing units in the city. The median year a home was built is 1972. 15.8% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $82,500 |
| 71% below US avg |
| Zillow ZHVI | $168,411 |
Rental Costs
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 13 |
| Median Year Built | 1972 |
Property Tax
In Gandy, 36.2% of adults are obese, above the national rate of 32.1%. 8.2% have diabetes (below the 10.5% national rate). Heart disease affects 5.0% of residents. 29.3% have high blood pressure. 13.2% are current smokers. 22.5% report binge drinking. 23.6% are physically inactive. 18.9% report depression. 15.0% experience frequent mental distress. 0.0% of residents lack health insurance (below the 8.6% national rate). The food environment index is 8.3 out of 10.
Health Metrics: Gandy vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.2% |
| 13% above US avg |
| Diabetes | 8.2% |
| Heart Disease | 5.0% |
| High Blood Pressure | 29.3% |
| Asthma | 9.5% |
| COPD | 5.2% |
| Cancer | 7.5% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 13.2% |
| 6% below US avg |
| Binge Drinking | 22.5% |
| Physical Inactivity | 23.6% |
| Depression | 18.9% |
| Mental Distress | 15.0% |
| Physical Distress | 10.6% |
| Short Sleep | 31.6% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 0.0% |
| 100% below US avg |
| Checkup Rate | 73.5% |
| Dental Visits | 64.5% |
Food & Exercise
| Food Environment | 8.3/10 |
| Healthcare Facilities | 136 |
Gandy experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 25°F in January while summers reach 73°F in July. Annual precipitation totals 23.8 inches (drier than the 38-inch national average). The area receives 37.4 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 2,896 feet.
Temperature
25°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 48.2°F |
| 11% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 73°F (23°C) |
Geography
| Elevation | 2,896 ft (883 m) |
| Area | 0.3 sq mi (0.6 km²) |
| Population Density | 80/sq mi |
| Coordinates | 41.4697°N, 100.4583°W |
| Timezone | America/Chicago |
| County | Logan County County |
| Nearest Airport | North Platte Regional/Lee Bird Field (LBF)
26 miles away |
Precipitation & Snow
Annual Rainfall
23.8"
37% below US avg
Wettest Month (Jun)
4.20"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 0.2 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 3.1 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
21 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.7. Most recent: M3.0 on Jan 1, 2025.
| Apr 10, 2018 |
10 km SE of Arnold, Nebraska |
M3.7 |
31 km |
| Oct 18, 2012 |
28 km NW of Hyannis, Nebraska |
M3.6 |
149 km |
| Aug 19, 2015 |
13 km S of Halsey, Nebraska |
M3.6 |
38 km |
| Jan 4, 2016 |
11 km NW of Westerville, Nebraska |
M3.5 |
83 km |
| Aug 26, 1991 |
15 km SSE of Brownlee, Nebraska |
M3.4 |
77 km |
| Jun 18, 2015 |
15 km SSE of Valentine, Nebraska |
M3.3 |
142 km |
| Apr 19, 2018 |
9 km SSE of Arnold, Nebraska |
M3.3 |
29 km |
| Jan 25, 1994 |
8 km E of Wood Lake, Nebraska |
M3.3 |
131 km |
| Apr 9, 2018 |
10 km SSE of Arnold, Nebraska |
M3.3 |
30 km |
| Apr 11, 2016 |
11 km E of Brownlee, Nebraska |
M3.2 |
93 km |
| Sep 26, 2010 |
11 km S of Oconto, Nebraska |
M3.1 |
75 km |
| Apr 16, 2018 |
8 km SE of Arnold, Nebraska |
M3.1 |
30 km |
| Apr 10, 2018 |
3 km SE of Arnold, Nebraska |
M3.1 |
26 km |
| Jul 18, 1990 |
10 km SSW of Ord, Nebraska |
M3.0 |
125 km |
| Jan 1, 2025 |
4 km S of Brownlee, Nebraska |
M3.0 |
88 km |
| Apr 16, 2007 |
11 km WSW of Maywood, Nebraska |
M3.0 |
99 km |
| Sep 30, 1990 |
29 km SE of Hyannis, Nebraska |
M3.0 |
95 km |
| Feb 14, 2003 |
7 km S of Holbrook, Nebraska |
M2.9 |
142 km |
| Apr 15, 2018 |
8 km SE of Arnold, Nebraska |
M2.6 |
30 km |
| Apr 10, 2018 |
4 km NW of Arnold, Nebraska |
M2.5 |
20 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
355 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 1 fatality, 36 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 18, 1975 |
EF4 |
24 km |
0 |
| May 30, 1961 |
EF4 |
52 km |
0 |
| May 17, 2019 |
EF3 |
97 km |
0 |
| Mar 18, 2012 |
EF3 |
61 km |
0 |
| Mar 18, 2012 |
EF3 |
50 km |
0 |
| Apr 20, 2007 |
EF3 |
94 km |
0 |
| May 17, 2000 |
EF3 |
58 km |
0 |
| Jun 1, 1990 |
EF3 |
57 km |
0 |
| Jun 25, 1989 |
EF3 |
43 km |
0 |
| Jul 10, 1977 |
EF3 |
96 km |
0 |
| Jun 18, 1975 |
EF3 |
62 km |
0 |
| Jun 18, 1975 |
EF3 |
51 km |
1 |
| Apr 26, 1974 |
EF3 |
72 km |
0 |
| Jul 27, 1972 |
EF3 |
54 km |
0 |
| Jul 20, 1972 |
EF3 |
72 km |
0 |
| May 30, 1961 |
EF3 |
52 km |
0 |
| May 30, 1961 |
EF3 |
52 km |
0 |
| Jun 7, 2024 |
EF2 |
34 km |
0 |
| May 17, 2019 |
EF2 |
100 km |
0 |
| Aug 19, 2017 |
EF2 |
83 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (77,236 ac, 1999).
| Year |
Name |
Acres |
Distance |
| 1999 |
UNNAMED |
77,236 |
74 km |
| 2024 |
BETTY'S WAY |
68,425 |
30 km |
| 1995 |
UNNAMED |
27,237 |
46 km |
| 2022 |
BOVEE |
18,875 |
57 km |
| 2012 |
UNNAMED |
17,990 |
74 km |
| 2002 |
UNNAMED |
15,972 |
67 km |
| 2002 |
UNNAMED |
11,012 |
93 km |
| 2012 |
UNNAMED |
7,980 |
83 km |
| 1999 |
UNNAMED |
7,793 |
35 km |
| 2021 |
UNNAMED |
6,693 |
41 km |
| 1989 |
UNNAMED |
6,681 |
30 km |
| 2011 |
HARVEST CA |
6,526 |
9 km |
| 2006 |
FOUR CORNERS |
6,241 |
40 km |
| 2012 |
UNNAMED |
6,014 |
27 km |
| 2018 |
NEBRASKA RX |
5,624 |
41 km |
| 2022 |
LEACH CA |
5,195 |
62 km |
| 2019 |
UNNAMED |
5,143 |
37 km |
| 2012 |
UNNAMED |
4,503 |
30 km |
| 2011 |
THEDFORD II |
4,133 |
60 km |
| 1989 |
DUNNING |
4,114 |
47 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
0.6 in |
Coldest, Driest |
| February |
27°F (-3°C) |
0.9 in |
|
| March |
37°F (3°C) |
1.4 in |
|
| April |
46°F (8°C) |
2.8 in |
|
| May |
57°F (14°C) |
3.5 in |
|
| June |
68°F (20°C) |
4.2 in |
Wettest |
| July |
73°F (23°C) |
3.1 in |
Warmest |
| August |
71°F (22°C) |
2.4 in |
|
| September |
62°F (17°C) |
1.8 in |
|
| October |
49°F (9°C) |
1.8 in |
|
| November |
36°F (2°C) |
0.7 in |
|
| December |
26°F (-3°C) |
0.7 in |
|
Gandy has a seasonal temperature swing of 48°F / from 25°F in January to 73°F in July. Total annual precipitation is 23.8 inches, with June being the wettest month (4.2") and January the driest (0.6").
Average costs for common services in Gandy. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135-$360) |
| Specialist Visit |
$315 ($180-$496) |
| Urgent Care Visit |
$180 ($90-$315) |
| Emergency Room Visit |
$1,982 ($721-$4,505) |
| Dental Cleaning |
$117 ($68-$180) |
| Dental Filling |
$225 ($135-$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$108) |
| Brake Pad Replacement |
$270 ($135-$451) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$541 ($360-$901) |
| Battery Replacement |
$180 ($90-$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54-$135) |
| Electrician (Per Hour) |
$81 ($45-$126) |
| HVAC Repair |
$360 ($135-$721) |
| HVAC System Install |
$6,307 ($3,604-$10,812) |
| Roof Repair |
$901 ($360-$1,802) |
| Roof Replacement |
$8,109 ($4,956-$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451-$3,154) |
| Divorce (Contested) |
$13,515 ($4,505-$27,030) |
| DUI Defense |
$4,505 ($1,802-$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721-$2,703) |
| Will Preparation |
$451 ($180-$901) |
| Trust Preparation |
$2,253 ($901-$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$90) |
| Hair Coloring (Full) |
$135 ($68-$225) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$72 ($45-$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70-$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25-$4.51) |
| Loaf of Bread |
$3.42 ($2.25-$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70-$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60-$6.76) |
| Rice (per lb) |
$0.90 ($0.54-$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72-$225) |
| Natural Gas (Monthly) |
$63 ($27-$135) |
| Water/Sewer (Monthly) |
$63 ($36-$108) |
| Internet (Monthly) |
$63 ($36-$90) |
| Cell Phone Plan (Monthly) |
$59 ($27-$90) |
| Cable TV (Monthly) |
$77 ($45-$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68-$451) |
| Car Insurance (Annual) |
$1,802 ($1,081-$3,154) |
| Bus Pass (Monthly) |
$63 ($27-$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21-$23) |
| Car Registration (Annual) |
$90 ($27-$225) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541-$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451-$1,802) |
| After-School Care (Monthly) |
$360 ($180-$631) |
| Tutoring (Per Hour) |
$45 ($23-$90) |
| SAT/ACT Prep Course |
$901 ($360-$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505-$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$90) |
| Dog Vaccination (Annual) |
$90 ($45-$180) |
| Dog Grooming |
$54 ($27-$90) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$270 ($135-$451) |
| Cat Spay/Neuter |
$180 ($90-$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $811 |
| Toddler | $769 |
| Preschool | $704 |
| Family Childcare (monthly) |
| Infant | $465 |
| Toddler | $487 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Gandy
What is the population of Gandy?
Gandy has a population of 20 residents and is located in Nebraska. The population density is 80 people per square mile, spread across 0.3 square miles. The median age of residents is 71.4 years, which is older than the national median of 38.9 years. The population is 65% female and 35% male.
Is Gandy expensive to live in?
Gandy is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median home value is $82,500 (71% below the U.S. median).
What is the weather like in Gandy?
Gandy has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 25°F in January, while summers reach an average of 73°F in July. Annual rainfall totals 23.8 inches, with 37.4 inches of snow.
How is the job market in Gandy?
The job market in Gandy is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $795. There are 34 business establishments in the area, including 98 restaurants and food service locations. The average commute time is 32 minutes, and 0.0% of workers work from home.
How much does housing cost in Gandy?
The median home value in Gandy is $82,500. Zillow estimates the typical home value at $168,411. The homeownership rate is 100.0%.
How are the schools in Gandy?
Schools in Gandy perform well, with an average test score of 7 out of 10 / above the national benchmark. 0.0% of adults in Gandy hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Gandy?
The obesity rate in Gandy is 36.2% (above the national rate of 32.1%). 13.2% of adults are smokers. 23.6% are physically inactive. 18.9% of residents report depression. 0.0% lack health insurance (below the national rate).
What is transportation like in Gandy?
The average commute in Gandy is 32 minutes, longer than the national average of 28 minutes. 100% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Gandy?
The racial and ethnic makeup of Gandy is 100% White. 100% of residents speak only English at home. 15.0% of the population are military veterans. 45.0% of residents have a disability. 100.0% have health insurance coverage.