Gardiner, MT

Montana

Gardiner is a small town in Montana with a population of 791. Residents earn $57,835 per year, which is 23% below the national average.

3.1 /5.0
B Good
791 Population 137/sq mi density
$57,835 Median Income $41,079 per capita
$609,200 Home Value $714,648 Zillow
$795 Median Rent
46°F Avg Temperature
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.7 / 5.0
$57,835 median income, 2.5% unemployment
F
Affordability
1.0 / 5.0
$609,200 home value, $795/mo rent
A+
Education
4.7 / 5.0
45.7% bachelor's degree or higher
Median Income $57,835
23% lower than US avg
Home Value $609,200
116% higher than US avg
Bachelor's+ 45.7%
36% higher than US avg
Median Rent $795
32% lower than US avg
Obesity Rate 30.9%
4% lower than US avg
Unemployment 2.5%
31% lower than US avg
Poverty Rate 13.5%
9% higher than US avg

How Gardiner Compares to the U.S. Average (100% = U.S. avg)

People

Population791
Median Age43.9 yrs
Density137/mi²
Male / Female50% / 50%
Largest GroupWhite 94%

Economy

B+
Median Income$57,835
Per Capita$41,079
Unemployment2.5%
Poverty13.5%
County GDP$899M
Commute17 min

Housing

F
Home Value$609,200
Rent$795
OwnershipN/A
Zillow$714,648

Crime

ViolentN/A
PropertyN/A

Health

Obesity30.9%
UninsuredN/A
Depression25.2%
Heart Disease5.4%

Climate

Avg Temp46°F
AQI26 (Good)
Rain13.9 in/yr
Elevation5,972 ft

Education

A+
Bachelor's+45.7%
High School+95.8%
School Score5.68

Community

2024 VoteR 52% / D 45%
Commute17 min
EV Stations5
Libraries2

Is Gardiner a Good Place to Live?

Based on current data, Gardiner receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, a highly educated population. Areas to be aware of include high housing costs, below-average incomes. Gardiner offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Gardiner is $57,835, 23% below the national average of $75,149. The job market is very strong with unemployment at just 2.5%. 13.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 17 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Gardiner is $609,200, making it a premium housing market at 116% above the U.S. median of $281,900. Renters pay a median of $795 per month, below the national average — a plus for affordability. With a home price-to-income ratio of 10.5x, housing affordability is a significant challenge for many families.

Education

Educational attainment is solid, with 45.7% holding a bachelor's degree or higher, near the national average. 95.8% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Gardiner experiences four distinct seasons with an average temperature of 46°F. Winters average 26°F in January while summers reach 70°F in July. Annual precipitation totals 13.9 inches. Air quality is rated Good with a median AQI of 26.

Gardiner has a population of 791 with a density of 137 people per square mile. The median age is 43.9 years, 13% older than the national median of 38.9. The city is predominantly White (94.3%), with 2.8% Hispanic, 2.9% Black.

Population

791
Total Population
137
People / sq mi
43.9yrs
Median Age
13% above US avg
5.8mi²
Land Area

Gender Distribution

Male 50.2%
Female 49.8%

Race & Ethnicity

Gardiner vs U.S. Average

Language Spoken at Home

English Only96.6%
23% above US avg
Spanish3.4%
75% below US avg

Social Characteristics

Gardiner vs U.S. Average

The median household income in Gardiner is $57,835, which is 23% below the national average of $75,149. The unemployment rate is 2.5% (below the 3.6% US average). 13.5% of residents live below the poverty line. Workers commute an average of 17 minutes.

Income: Gardiner vs U.S.

Commute Mode

Income

Median HH Income$57,835
23% below US avg
Per Capita Income$41,079
Avg Weekly Wage$1,003
IRS Avg AGI$79,281

Employment & Poverty

Unemployment2.5%
31% below US avg
Poverty Rate13.5%
9% above US avg
Establishments (County)1,300
County GDP$899M

Business (County)

Restaurants154
Healthcare60
Retail101
Manufacturing29

Tax & Cost of Living

Property Tax (IRS)$4,616
32% above US avg
Effective Tax Rate0.76%

Commute & Transportation

Commute Time17.0 min
Work from Home13.0%

Walkability

The median home value in Gardiner is $609,200, 116% above the national average. Monthly rent averages $795 (32% below US avg). Zillow estimates the typical home value at $714,648.

Home Value Sources

Ownership Split

Home Values

Census Median$609,200
116% above US avg
Zillow ZHVI$714,648

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$795
32% below US avg

HUD Fair Market Rent

Studio$988
1 Bedroom$1,076
2 Bedrooms$1,336
3 Bedrooms$1,789
4 Bedrooms$2,113

Ownership & Property

Owner-Occupied48.7%

Property Tax

Avg Tax (IRS)$4,616
32% above US avg
Effective Rate0.76%
In Gardiner, 30.9% of adults are obese (below the 32.1% national rate). 25.2% report depression. 21.2% are physically inactive.

Health Metrics: Gardiner vs U.S. Average (%)

Chronic Conditions

Obesity30.9%
4% below US avg
Diabetes8.3%
Heart Disease5.4%
High Blood Pressure27.9%
Asthma11.5%
COPD6.2%
Stroke3.0%

Behaviors & Mental Health

Binge Drinking20.9%
Physical Inactivity21.2%
Depression25.2%
Mental Distress18.5%
Physical Distress13.2%

Healthcare Access

Insurance Rate89.9%
Checkup Rate69.1%
Premature Death8,307/100K

Food & Exercise

Food Environment7.9/10
Exercise Access75.4%
Healthcare Facilities60

Crime Rates: Gardiner vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)4
FEMA Disasters91

Safety Score

Gardiner has an average annual temperature of 46°F (8°C). Winters average 26°F in January while summers reach 70°F in July. Annual precipitation is 13.9 inches. Air quality is rated Good with a median AQI of 26.

Temperature

26°F Jan (-3°C) 70°F Jul (21°C)
Annual Average46.3°F
14% below US avg
January Average26°F (-3°C)
July Average70°F (21°C)

Precipitation & Snow

Annual Rainfall13.9 inches
63% below US avg

Air Quality

AQI Median26.0
RatingGood

Geography

Elevation5,972 ft (1,820 m)
Area5.8 sq mi (15.0 km²)
Population Density137/sq mi
Coordinates45.0525°N, 110.7378°W
County FIPS30067
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 45.7% of residents hold a bachelor's degree or higher (36% above US avg). In the 2024 election, the county voted Republican by a 7.7-point margin.

2024 Presidential Election (County)

R 52.3%
D 44.6%

Winner: Republican by 7.7 points

Education

Bachelor's Degree+45.7%
36% above US avg
High School+95.8%
School Test Score5.68
A+ Education Grade (4.7/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density137/sq mi
Total Area5.8 sq mi

Infrastructure & Services

EV Charging Stations5
Alt Fuel Stations5
Public Libraries2
Healthcare Facilities60
Restaurants154
Retail Stores101

Safety & Disasters

Fatal Crashes (County/yr)4
FEMA Disaster Declarations91

Commute & Transportation

Avg Commute17.0 min
Work from Home13.0%

Nearby Cities

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