Median Income
$45,655
39% lower than US avg
Home Value
$123,500
56% lower than US avg
Bachelor's+
13.3%
61% lower than US avg
Median Rent
$775
33% lower than US avg
Obesity Rate
44.6%
39% higher than US avg
Unemployment
4.9%
36% higher than US avg
Poverty Rate
11.6%
6% lower than US avg
How Geneva-on-the-Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population896
Median Age48.7 yrs
Density375/mi²
Male / Female49% / 51%
Largest GroupWhite 91%
Veterans11.9%
Economy
B
Median Income$45,655
Per Capita$28,854
Unemployment4.9%
Poverty11.6%
County GDP$4,396M
Commute24 min
Housing
A+
Home Value$123,500
Rent$775
OwnershipN/A
Zillow$189,169
Rent Burden25.8%
Health
Obesity44.6%
UninsuredN/A
Depression29.3%
Heart Disease6.7%
Climate
Avg Temp49°F
AQI43 (Good)
Rain37.1 in/yr
Elevation598 ft
Education
C
Bachelor's+13.3%
High School+96.6%
School Score5.90
Community
2024 VoteR 64% / D 35%
Commute24 min
Broadband74.2%
Libraries10
Is Geneva-on-the-Lake a Good Place to Live?
Based on current data, Geneva-on-the-Lake receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include affordable housing. Areas to be aware of include below-average incomes, high obesity rates. Geneva-on-the-Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Geneva-on-the-Lake is $45,655, 39% below the national average of $75,149. Unemployment stands at 4.9%, indicating a healthy job market. 11.6% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Geneva-on-the-Lake is $123,500, 56% below the national median — offering relatively affordable homeownership. Renters pay a median of $775 per month, below the national average — a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.
Education
13.3% of residents hold a bachelor's degree, below the national average of 33.7%. 96.6% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Geneva-on-the-Lake experiences four distinct seasons with an average temperature of 49°F. Winters average 26°F in January while summers reach 70°F in July. Annual precipitation totals 37.1 inches. Air quality is rated Good with a median AQI of 43.
Geneva-on-the-Lake has a population of 896 with a density of 375 people per square mile. The median age is 48.7 years, 25% older than the national median of 38.9. The city is predominantly White (91.1%), with 1.3% Hispanic, 2.1% Black.
Population
48.7yrs
Median Age
25% above US avg
Race & Ethnicity
Geneva-on-the-Lake vs U.S. Average
Language Spoken at Home
| English Only | 91.7% |
| 17% above US avg |
| Spanish | 8.3% |
| 38% below US avg |
Social Characteristics
Geneva-on-the-Lake vs U.S. Average
The median household income in Geneva-on-the-Lake is $45,655, which is 39% below the national average of $75,149. The unemployment rate is 4.9% (above the 3.6% US average). 11.6% of residents live below the poverty line. Workers commute an average of 24 minutes.
Income: Geneva-on-the-Lake vs U.S.
Income
| Median HH Income | $45,655 |
| 39% below US avg |
| Per Capita Income | $28,854 |
| Avg Weekly Wage | $907 |
| IRS Avg AGI | $55,518 |
Employment & Poverty
| Unemployment | 4.9% |
| 36% above US avg |
| Poverty Rate | 11.6% |
| 6% below US avg |
| Establishments (County) | 2,250 |
| County GDP | $4,396M |
Business (County)
| Restaurants | 245 |
| Healthcare | 186 |
| Retail | 297 |
| Manufacturing | 150 |
Tax & Cost of Living
| Property Tax (IRS) | $3,978 |
| 14% above US avg |
| Effective Tax Rate | 3.22% |
Commute & Transportation
| Commute Time | 23.5 min |
| Drive Alone | 77.7% |
| Public Transit | 1.0% |
| Work from Home | 5.7% |
The median home value in Geneva-on-the-Lake is $123,500, 56% below the national average. Monthly rent averages $775 (33% below US avg). Zillow estimates the typical home value at $189,169.
Home Values
| Census Median | $123,500 |
| 56% below US avg |
| Zillow ZHVI | $189,169 |
| Median List Price | $395,000 |
Real Estate Market (Redfin)
| Median List Price | $395,000 |
| $/Sq Ft | $232 |
| Homes Sold | 3 |
| Sale-to-List Ratio | 98.5% |
| Price Drops | 22.2% |
| Inventory | 9 |
Rental Costs
| Census Median Rent | $775 |
| 33% below US avg |
| Rent Burden | 25.8% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $3,978 |
| 14% above US avg |
| Effective Rate | 3.22% |
In Geneva-on-the-Lake, 44.6% of adults are obese (above the 32.1% national rate). 29.3% report depression. 31.2% are physically inactive.
Health Metrics: Geneva-on-the-Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 44.6% |
| 39% above US avg |
| Diabetes | 12.2% |
| Heart Disease | 6.7% |
| High Blood Pressure | 34.8% |
| Asthma | 11.5% |
| COPD | 8.5% |
| Stroke | 3.4% |
Behaviors & Mental Health
| |
| Binge Drinking | 18.0% |
| Physical Inactivity | 31.2% |
| Depression | 29.3% |
| Mental Distress | 21.3% |
| Physical Distress | 15.1% |
Healthcare Access
| Insurance Rate | 87.1% |
| |
| Checkup Rate | 75.2% |
| Premature Death | 10,961/100K |
Food & Exercise
| Food Environment | 6.8/10 |
| Exercise Access | 69.6% |
| Healthcare Facilities | 186 |
Crime Rates: Geneva-on-the-Lake vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 14 |
Safety Score
Geneva-on-the-Lake has an average annual temperature of 49°F (9°C). Winters average 26°F in January while summers reach 70°F in July. Annual precipitation is 37.1 inches. Air quality is rated Good with a median AQI of 43.
Temperature
26°F Jan (-3°C)
70°F Jul (21°C)
| Annual Average | 48.9°F |
| 9% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 70°F (21°C) |
Precipitation & Snow
| Annual Rainfall | 37.1 inches |
| 2% below US avg |
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Geography
| Elevation | 598 ft (182 m) |
| Area | 2.4 sq mi (6.2 km²) |
| Population Density | 375/sq mi |
| Coordinates | 41.8553°N, 80.9513°W |
| County FIPS | 39007 |