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Georgian Bay, ON

Ontario

Georgian Bay is a small town in Ontario with a population of 3,441. Residents earn $82,000 per year, which is 9% above the national average.

2.4 /5.0
C Fair
3,441 Population 17/sq mi density
$82,000 Median Income $65,300 per capita
$695,000 Home Value
$840 Median Rent 18.2% income on rent
C
Overall
2.4 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.1 / 5.0
$82,000 median income, 10.5% unemployment
D
Affordability
1.9 / 5.0
$695,000 home value, $840/mo rent
C
Education
2.2 / 5.0
14.6% bachelor's degree or higher
Median Income $82,000
9% higher than US avg
Home Value $695,000
147% higher than US avg
Bachelor's+ 14.6%
57% lower than US avg
Median Rent $840
28% lower than US avg
Obesity Rate 26.2%
18% lower than US avg
Unemployment 10.5%
192% higher than US avg
Poverty Rate 11.2%
10% lower than US avg

How Georgian Bay Compares to the U.S. Average (100% = U.S. avg)

People

Population3,441
Median Age58.4 yrs
Density17/mi²
Male / Female53% / 47%
Largest GroupWhite 98%

Economy

B
Median Income$82,000
Per Capita$65,300
Unemployment10.5%
Poverty11.2%
Commute34 min

Housing

D
Home Value$695,000
Rent$840
OwnershipN/A
Housing Units1,660
Rent Burden18.2%

Health

Obesity26.2%
UninsuredN/A
Smoking8.9%
Depression4.1%
Heart Disease9.5%

Climate

Avg TempN/A
AQI27 (Good)
Elevation591 ft (180 m)

Education

C
Bachelor's+14.6%
High School+32.5%
Graduate+5.6%

Community

Commute34 min
Broadband94.0%

Is Georgian Bay a Good Place to Live?

Based on current data, Georgian Bay receives an overall livability score of 2.4 out of 5.0, earning a grade of C. Key strengths include strong internet connectivity. Areas to be aware of include high housing costs, above-average unemployment. Georgian Bay has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Georgian Bay is $82,000, roughly in line with the national average of $75,149. At 10.5%, unemployment is notably high. 11.2% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 34 minutes.

Cost of Living & Housing

The median home value in Georgian Bay is $695,000, making it a premium housing market at 147% above the U.S. median of $281,900. Renters pay a median of $840 per month, below the national average — a plus for affordability. With a home price-to-income ratio of 8.5x, housing affordability is a significant challenge for many families.

Education

14.6% of residents hold a bachelor's degree, below the national average of 33.7%. 32.5% have completed high school.

Climate & Weather

Air quality is rated Good with a median AQI of 27.

Georgian Bay has a population of 3,441 with a density of 17 people per square mile. The median age is 58.4 years, 50% older than the national median of 38.9. The city is predominantly White (98.1%), with 1.5% Asian.

Population

3,441
Total Population
17
People / sq mi
58.4yrs
Median Age
50% above US avg
202.8mi²
Land Area

Gender Distribution

Male 53.2%
Female 46.8%

Race & Ethnicity

Georgian Bay vs U.S. Average

Language Spoken at Home

English Only91.3%
16% above US avg
Spanish1.3%
90% below US avg
Other Languages7.4%

Social Characteristics

Georgian Bay vs U.S. Average

The median household income in Georgian Bay is $82,000, which is 9% above the national average of $75,149. The unemployment rate is 10.5% (above the 3.6% US average). 11.2% of residents live below the poverty line. Workers commute an average of 34 minutes.

Income: Georgian Bay vs U.S.

Commute Mode

Income

Median HH Income$82,000
9% above US avg
Per Capita Income$65,300

Employment & Poverty

Unemployment10.5%
192% above US avg
Poverty Rate11.2%
10% below US avg

Business (County)

Tax & Cost of Living

Commute & Transportation

Commute Time34.2 min
Drive Alone84.2%
Public Transit0.0%
Work from Home30.1%

Walkability

The median home value in Georgian Bay is $695,000, 147% above the national average. Monthly rent averages $840 (28% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$695,000
147% above US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$840
28% below US avg
Rent Burden18.2%

Ownership & Property

Owner-Occupied89.2%
Renter-Occupied10.8%
Housing Units1,660

Property Tax

In Georgian Bay, 26.2% of adults are obese (below the 32.1% national rate). 8.9% are current smokers. 4.1% report depression. 76.3% are physically inactive.

Health Metrics: Georgian Bay vs U.S. Average (%)

Chronic Conditions

Obesity26.2%
18% below US avg
Diabetes5.5%
Heart Disease9.5%
High Blood Pressure22.1%

Behaviors & Mental Health

Smoking8.9%
36% below US avg
Binge Drinking10.0%
Physical Inactivity76.3%
Depression4.1%

Healthcare Access

Insurance Rate89.0%

Food & Exercise

14.6% of residents hold a bachelor's degree or higher (57% below US avg). 94.0% of households have broadband internet.

Education

Bachelor's Degree+14.6%
57% below US avg
High School+32.5%
Graduate Degree+5.6%
C Education Grade (2.2/5.0)

Urban-Rural Classification

Population Density17/sq mi
Total Area202.8 sq mi

Infrastructure & Services

Broadband Access94.0%

Safety & Disasters

Commute & Transportation

Avg Commute34.2 min
Drive Alone84.2%
Public Transit0.0%
Work from Home30.1%

Nearby Cities

Parry Sound, ON 6,879 pop · 0.6 mi Carling, ON 1,491 pop · 7.9 mi McDougall, ON 2,744 pop · 9.0 mi Seguin, ON 5,280 pop · 9.1 mi Whitestone, ON 1,075 pop · 24.0 mi Muskoka Lakes, ON 7,652 pop · 27.6 mi Magnetawan, ON 1,753 pop · 29.5 mi Penetanguishene, ON 10,077 pop · 38.8 mi Strong, ON 1,566 pop · 39.0 mi Huntsville, ON 21,147 pop · 39.9 mi Bracebridge, ON 17,305 pop · 41.0 mi Midland, ON 17,817 pop · 41.4 mi Gravenhurst, ON 13,157 pop · 43.9 mi Tay, ON 11,091 pop · 45.0 mi
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