Median Income
$83,750
11% higher than US avg
Home Value
$187,500
33% lower than US avg
Violent Crime
335/100K
12% lower than US avg
Bachelor's+
26.3%
22% lower than US avg
Median Rent
$815
30% lower than US avg
Obesity Rate
39.4%
23% higher than US avg
Unemployment
2.0%
44% lower than US avg
Poverty Rate
3.4%
73% lower than US avg
How Gilbertville Compares to the U.S. Average (100% = U.S. avg)
People
Population736
Median Age40.3 yrs
Density2,044/mi²
Male / Female47% / 53%
Largest GroupWhite 97%
Veterans5.8%
Economy
A+
Median Income$83,750
Per Capita$39,235
Unemployment2.0%
Poverty3.4%
County GDP$10,039M
Commute19 min
Housing
A+
Home Value$187,500
Rent$815
Ownership88.0%
Zillow$212,518
Housing Units352
Rent Burden23.1%
Crime
F
Violent335/100K
Property2,639/100K
Health
Obesity39.4%
Uninsured6.5%
Smoking16.1%
Depression22.4%
Heart Disease5.1%
Climate
Avg Temp46°F (8°C)
AQI43 (Good)
Rain37.9 in/yr
Sunny Days260/yr
Elevation859 ft (262 m)
Education
B
Bachelor's+26.3%
High School+99.6%
Graduate+2.9%
School Score5.23
Community
2024 VoteR 49% / D 50%
Commute19 min
Broadband92.2%
EV Stations7
Libraries6
Is Gilbertville a Good Place to Live?
Based on current data, Gilbertville receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, affordable housing, abundant sunshine. Areas to be aware of include high obesity rates. Gilbertville offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Gilbertville is $83,750, 11% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 2.0%. Only 3.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Gilbertville is $187,500, 33% below the national median / offering relatively affordable homeownership. Renters pay a median of $815 per month, below the national average / a plus for affordability. At just 2.2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Gilbertville is below the national average at 335 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,639 per 100,000, 35% above the national average.
Education
26.3% of residents hold a bachelor's degree, below the national average of 33.7%. 99.6% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Gilbertville experiences four distinct seasons with an average temperature of 46°F. Winters average 17°F in January while summers reach 71°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.9 inches, including 33.6 inches of snow. Air quality is rated Good with a median AQI of 43.
Gilbertville has a population of 736 with a density of 2,044 people per square mile, spread across 0.4 square miles. The median age is 40.3 years, 4% older than the national median of 38.9. The gender split is 53.3% female and 46.7% male. The city is predominantly White (97.3%). English is the primary language spoken at home by 100% of residents. 5.8% of the population are veterans. 7.0% of residents have a disability (below the 13.0% national average). 97.5% have health insurance coverage.
Population
40.3yrs
Median Age
4% above US avg
Race & Ethnicity
Gilbertville vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Gilbertville vs U.S. Average
The median household income in Gilbertville is $83,750, which is 11% above the national average of $75,149. Per capita income is $39,235. The average weekly wage is $1,147, 20% lower than the U.S. average. The unemployment rate is 2.0% (below the 3.6% US average). 3.4% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 3,947 business establishments, including 323 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 12.9% of workers work from home.
Income: Gilbertville vs U.S.
Income
| Median HH Income | $83,750 |
| 11% above US avg |
| Per Capita Income | $39,235 |
| Avg Weekly Wage | $1,147 |
| IRS Avg AGI | $74,437 |
| Gini Index | 0.464 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.0% |
| 44% below US avg |
| Poverty Rate | 3.4% |
| 73% below US avg |
| Establishments (County) | 3,947 |
| County GDP | $10,039M |
Business (County)
| Restaurants | 323 |
| Healthcare | 388 |
| Retail | 470 |
| Manufacturing | 137 |
Tax & Cost of Living
| Property Tax (IRS) | $5,315 |
| 52% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 2.83% |
Commute & Transportation
| Commute Time | 18.8 min |
| Drive Alone | 74.5% |
| Public Transit | 0.0% |
| Work from Home | 12.9% |
The median home value in Gilbertville is $187,500, 33% below the national median of $281,900. Zillow estimates the typical home value at $212,518, higher than the Census estimate. Monthly rent averages $815 (30% below the national average of $1,163). Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 88.0% of housing units are owner-occupied (above the 65.4% national rate). There are 352 total housing units in the city. The median year a home was built is 1973. The average annual property tax is $5,315 (higher than the $3,500 national average). 23.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.2x, well within the affordable range.
Home Values
| Census Median | $187,500 |
| 33% below US avg |
| Zillow ZHVI | $212,518 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $815 |
| 30% below US avg |
| Rent Burden | 23.1% |
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 88.0% |
| Owner-Occupied | 88.0% |
| Renter-Occupied | 12.0% |
| Housing Units | 352 |
| Median Year Built | 1973 |
Property Tax
| Avg Tax (IRS) | $5,315 |
| 52% above US avg |
| Effective Rate | 2.83% |
In Gilbertville, 39.4% of adults are obese, above the national rate of 32.1%. 9.0% have diabetes. Heart disease affects 5.1% of residents. 29.6% have high blood pressure. 16.1% are current smokers. 24.1% report binge drinking. 20.9% are physically inactive, below the national average. 22.4% report depression. 17.2% experience frequent mental distress. 6.5% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,051. The dentist ratio is 1:1,265. 90.0% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Gilbertville vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.4% |
| 23% above US avg |
| Diabetes | 9.0% |
| Heart Disease | 5.1% |
| High Blood Pressure | 29.6% |
| Asthma | 10.4% |
| COPD | 5.8% |
| Cancer | 7.4% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 16.1% |
| 15% above US avg |
| Binge Drinking | 24.1% |
| Physical Inactivity | 20.9% |
| Depression | 22.4% |
| Mental Distress | 17.2% |
| Physical Distress | 11.3% |
| Short Sleep | 34.9% |
Healthcare Access
| Insurance Rate | 97.5% |
| Uninsured | 6.5% |
| 24% below US avg |
| Primary Care | 1:1,051 |
| Dentists | 1:1,265 |
| Mental Health | 1:387 |
| Checkup Rate | 76.8% |
| Dental Visits | 68.0% |
| Premature Death | 7,993/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 90.0% |
| Healthcare Facilities | 388 |
Gilbertville has a violent crime rate of 335 per 100,000 residents, 12% below the national average of 380. Property crime stands at 2,639 per 100,000, 35% above the U.S. average. The county recorded 5 fatal traffic crashes. Overall, Gilbertville receives a safety grade of F.
Crime Rates: Gilbertville vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 335.1/100K |
| 12% below US avg |
| |
Property Crime
| Total Property | 2,638.7/100K |
| 35% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Gilbertville experiences four distinct seasons with an average annual temperature of 46°F (8°C). Winters average 17°F in January while summers reach 71°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 37.9 inches. The area receives 33.6 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 859 feet.
Temperature
17°F Jan (-8°C)
71°F Jul (22°C)
| Annual Average | 46.0°F |
| 15% below US avg |
| January Average | 17°F (-8°C) |
| July Average | 71°F (22°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 859 ft (262 m) |
| Area | 0.4 sq mi (1.0 km²) |
| Population Density | 2,044/sq mi |
| Coordinates | 42.4183°N, 92.2141°W |
| Timezone | America/Chicago |
| County | Black Hawk County County |
| Nearest Airport | Waterloo Regional (ALO)
14 miles away |
Precipitation & Snow
Annual Rainfall
37.9"
0% below US avg
Wettest Month (Jun)
4.45"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 9.4 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 76.6 / 100 |
| Social Vulnerability | 23.4 / 100 |
| Community Resilience | 94.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively High |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
608 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 40 fatalities, 1,032 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 25, 2008 |
EF5 |
57 km |
9 |
| May 15, 1968 |
EF5 |
84 km |
13 |
| May 15, 1968 |
EF5 |
36 km |
5 |
| Mar 13, 1990 |
EF4 |
69 km |
0 |
| May 30, 1989 |
EF4 |
80 km |
0 |
| Aug 12, 1974 |
EF4 |
74 km |
0 |
| Aug 12, 1974 |
EF4 |
61 km |
0 |
| Jul 12, 1971 |
EF4 |
92 km |
0 |
| Aug 26, 1965 |
EF4 |
13 km |
1 |
| Sep 1, 1961 |
EF4 |
76 km |
0 |
| Apr 30, 1954 |
EF4 |
52 km |
0 |
| Jul 19, 2018 |
EF3 |
77 km |
0 |
| May 25, 2008 |
EF3 |
26 km |
0 |
| May 21, 2004 |
EF3 |
52 km |
0 |
| May 11, 2000 |
EF3 |
22 km |
1 |
| Jul 27, 1995 |
EF3 |
48 km |
0 |
| Jul 19, 1994 |
EF3 |
98 km |
0 |
| Jun 19, 1993 |
EF3 |
56 km |
0 |
| Jul 13, 1992 |
EF3 |
93 km |
0 |
| Jun 28, 1990 |
EF3 |
82 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
4 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (939 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
UNNAMED |
939 |
62 km |
| 2010 |
FOLEY |
786 |
63 km |
| 2011 |
ACE AUTO |
676 |
66 km |
| 2011 |
IRCP WUI ROFAE #2 FY11 |
510 |
59 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
17°F (-8°C) |
0.9 in |
Coldest, Driest |
| February |
23°F (-5°C) |
1.0 in |
|
| March |
35°F (2°C) |
2.3 in |
|
| April |
48°F (9°C) |
3.5 in |
|
| May |
60°F (16°C) |
4.2 in |
|
| June |
70°F (21°C) |
4.5 in |
Wettest |
| July |
71°F (22°C) |
4.5 in |
|
| August |
71°F (22°C) |
4.2 in |
Warmest |
| September |
63°F (17°C) |
3.6 in |
|
| October |
51°F (10°C) |
2.6 in |
|
| November |
36°F (2°C) |
2.0 in |
|
| December |
22°F (-6°C) |
1.3 in |
|
Gilbertville has a seasonal temperature swing of 54°F / from 17°F in January to 71°F in August. Total annual precipitation is 34.4 inches, with June being the wettest month (4.5") and January the driest (0.9").
Average costs for common services in Gilbertville. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $728 |
| Toddler | $628 |
| Preschool | $628 |
| Family Childcare (monthly) |
| Infant | $489 |
| Toddler | $481 |
| Preschool | $481 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Gilbertville
What is the population of Gilbertville?
Gilbertville has a population of 736 residents and is located in Iowa. The population density is 2,044 people per square mile, spread across 0.4 square miles. The median age of residents is 40.3 years. The population is 53.3% female and 46.7% male.
Is Gilbertville expensive to live in?
Gilbertville is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $83,750, 11% above the national average of $75,149. The median home value is $187,500 (33% below the U.S. median). Renters pay a median of $815 per month, below the national average of $1,163. The home price-to-income ratio is 2.2x, indicating housing is reasonably affordable relative to local income levels.
Is Gilbertville safe?
Gilbertville is safer than the national average, with a violent crime rate of 335 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,639 per 100,000 (above the national average). Overall, Gilbertville receives a safety grade of F based on combined crime data.
What is the weather like in Gilbertville?
Gilbertville has a four-season climate with an average annual temperature of 46°F (8°C). Winter temperatures average 17°F in January, while summers reach an average of 71°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 37.9 inches, with 33.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Gilbertville?
The job market in Gilbertville is very strong, with unemployment at just 2.0% / well below the national rate of 3.6%. The average weekly wage is $1,147. There are 3,947 business establishments in the area, including 323 restaurants and food service locations. The average commute time is 19 minutes, and 12.9% of workers work from home.
How much does housing cost in Gilbertville?
The median home value in Gilbertville is $187,500. Zillow estimates the typical home value at $212,518. For renters, the median monthly rent is $815. Fair market rent is $788 for a 1-bedroom and $989 for a 2-bedroom apartment. The homeownership rate is 88.0%. The average annual property tax is $5,315.
How are the schools in Gilbertville?
Schools in Gilbertville score 5.2 out of 10 on standardized testing, near the national average. 26.3% of adults in Gilbertville hold a bachelor's degree or higher, below the national average of 33.7%. 99.6% have completed high school. 2.9% hold a graduate or professional degree.
How healthy is Gilbertville?
The obesity rate in Gilbertville is 39.4% (above the national rate of 32.1%). 16.1% of adults are smokers. 20.9% are physically inactive. 22.4% of residents report depression. 6.5% lack health insurance (below the national rate). 90.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,051.
What is transportation like in Gilbertville?
The average commute in Gilbertville is 19 minutes, shorter than the national average of 28 minutes. 74.5% of workers drive alone to work, and 12.9% work from home.
What are the demographics of Gilbertville?
The racial and ethnic makeup of Gilbertville is 97.3% White, 1% Hispanic or Latino. 100% of residents speak only English at home. 5.8% of the population are military veterans. 7.0% of residents have a disability. 97.5% have health insurance coverage.
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