Median Income
$60,938
19% lower than US avg
Home Value
$85,000
70% lower than US avg
Bachelor's+
20.8%
38% lower than US avg
Obesity Rate
35.7%
11% higher than US avg
Unemployment
2.0%
44% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Girard Compares to the U.S. Average (100% = U.S. avg)
People
Population182
Median Age36.8 yrs
Density58/mi²
Male / Female42% / 58%
Largest GroupWhite 55%
Veterans12.5%
Economy
A
Median Income$60,938
Per Capita$24,912
Unemployment2.0%
Poverty0.0%
County GDP$701M
Commute38 min
Housing
A+
Home Value$85,000
Ownership89.6%
Zillow$172,183
Housing Units117
Rent Burden28.5%
Health
Obesity35.7%
Uninsured0.0%
Smoking18.8%
Depression21.9%
Heart Disease6.5%
Climate
Avg Temp64°F (18°C)
Rain48.2 in/yr
Elevation223 ft (68 m)
Education
C+
Bachelor's+20.8%
High School+100.0%
Graduate+11.9%
School Score4.92
Community
2024 VoteR 57% / D 42%
Commute38 min
Broadband62.5%
EV Stations1
Libraries3
Is Girard a Good Place to Live?
Based on current data, Girard receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include long commute times. Girard stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Girard is $60,938, 19% below the national average of $75,149. The job market is very strong with unemployment at just 2.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 38 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Girard is $85,000, 70% below the national median / offering relatively affordable homeownership. At just 1.4x median income, home prices are very affordable relative to local earnings.
Education
20.8% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 4.9/10.
Climate & Weather
Girard enjoys a moderate climate with an average annual temperature of 64°F. Winters average 46°F in January while summers reach 81°F in July. Annual precipitation totals 48.2 inches.
Girard has a population of 182 with a density of 58 people per square mile, spread across 3.2 square miles. The median age is 36.8 years, 5% younger than the national median of 38.9. The gender split is 57.7% female and 42.3% male. The city is predominantly White (54.9%), with 39% Black. English is the primary language spoken at home by 100% of residents. 12.5% of the population are veterans, above the national rate of 6.0%. 18.1% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
182
Total Population
2023 Census
36.8yrs
Median Age
5% below US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Girard is $60,938, which is 19% below the national average of $75,149. Per capita income is $24,912 (below the $39,052 national figure). The average weekly wage is $834, 42% lower than the U.S. average. The unemployment rate is 2.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 427 business establishments, including 35 restaurants. The cost of living index is 96.3, roughly in line with the national average. Workers commute an average of 38 minutes (longer than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $60,938 |
| 19% below US avg |
| Per Capita Income | $24,912 |
| Avg Weekly Wage | $834 |
| IRS Avg AGI | $47,524 |
| Gini Index | 0.473 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.0% |
| 44% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 427 |
| County GDP | $701M |
Business (County)
| Restaurants | 35 |
| Healthcare | 25 |
| Retail | 72 |
| Manufacturing | 20 |
Tax & Cost of Living
| Property Tax (IRS) | $2,424 |
| 31% below US avg |
| Cost of Living | 96.30 (100=avg) |
| Effective Tax Rate | 2.85% |
Commute & Transportation
| Commute Time | 37.9 min |
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Girard is $85,000, 70% below the national median of $281,900. Zillow estimates the typical home value at $172,183, higher than the Census estimate. Fair market rent ranges from $1,023 for a one-bedroom to $1,203 for a two-bedroom apartment. 89.6% of housing units are owner-occupied (above the 65.4% national rate). There are 117 total housing units in the city. The median year a home was built is 1978. The average annual property tax is $2,424 (lower than the $3,500 national average). 28.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.4x, well within the affordable range.
Home Values
| Census Median | $85,000 |
| 70% below US avg |
| Zillow ZHVI | $172,183 |
Rental Costs
HUD Fair Market Rent
| Studio | $979 |
| 1 Bedroom | $1,023 |
| 2 Bedrooms | $1,203 |
| 3 Bedrooms | $1,524 |
| 4 Bedrooms | $1,775 |
Ownership & Property
| Homeownership | 89.6% |
| Owner-Occupied | 89.6% |
| Renter-Occupied | 10.4% |
| Housing Units | 117 |
| Median Year Built | 1978 |
Property Tax
| Avg Tax (IRS) | $2,424 |
| 31% below US avg |
| Effective Rate | 2.85% |
In Girard, 35.7% of adults are obese, above the national rate of 32.1%. 12.9% have diabetes (above the 10.5% national rate). Heart disease affects 6.5% of residents. 37.2% have high blood pressure. 18.8% are current smokers (above the 14.0% national rate). 15.9% report binge drinking. 30.0% are physically inactive, above the national average. 21.9% report depression. 20.3% experience frequent mental distress. 0.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:4,116. The dentist ratio is 1:3,402. 59.7% of residents have access to exercise opportunities. The food environment index is 7.8 out of 10.
Health Metrics: Girard vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.7% |
| 11% above US avg |
| Diabetes | 12.9% |
| Heart Disease | 6.5% |
| High Blood Pressure | 37.2% |
| Asthma | 10.7% |
| COPD | 7.9% |
| Cancer | 6.6% |
| Stroke | 3.8% |
Behaviors & Mental Health
| Smoking | 18.8% |
| 34% above US avg |
| Binge Drinking | 15.9% |
| Physical Inactivity | 30.0% |
| Depression | 21.9% |
| Mental Distress | 20.3% |
| Physical Distress | 15.6% |
| Short Sleep | 39.0% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 0.0% |
| 100% below US avg |
| Primary Care | 1:4,116 |
| Dentists | 1:3,402 |
| Mental Health | 1:499 |
| Checkup Rate | 75.0% |
| Dental Visits | 57.4% |
| Premature Death | 17,191/100K |
Food & Exercise
| Food Environment | 7.8/10 |
| Exercise Access | 59.7% |
| Healthcare Facilities | 25 |
Girard enjoys a temperate climate with an average annual temperature of 64°F (18°C). Winters average 46°F in January while summers reach 81°F in July. Annual precipitation totals 48.2 inches (wetter than the 38-inch national average). The city sits at an elevation of 223 feet.
Temperature
46°F Jan (8°C)
81°F Jul (27°C)
| Annual Average | 63.9°F |
| 18% above US avg |
| January Average | 46°F (8°C) |
| July Average | 81°F (27°C) |
Geography
| Elevation | 223 ft (68 m) |
| Area | 3.2 sq mi (8.2 km²) |
| Population Density | 58/sq mi |
| Coordinates | 33.0339°N, 81.7155°W |
| Timezone | America/New_York |
| County | Barnwell County County |
| Nearest Airport | Barnwell Regional (BNL)
24 miles away |
Precipitation & Snow
Annual Rainfall
48.2"
27% above US avg
Wettest Month (Jun)
5.13"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 45.8 / 100 |
| Social Vulnerability | 98.9 / 100 |
| Community Resilience | 19.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Moderate |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
66 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.1. Most recent: M2.5 on Aug 23, 2025.
| Aug 21, 1992 |
1 km SSE of Centerville, South Carolina |
M4.1 |
145 km |
| Feb 15, 2014 |
12 km ENE of Parksville, South Carolina |
M4.1 |
94 km |
| Jun 18, 2022 |
7 km E of Stillmore, Georgia |
M3.9 |
76 km |
| Apr 17, 1995 |
0 km NNW of Centerville, South Carolina |
M3.9 |
144 km |
| Jul 13, 2003 |
6 km N of Cobbtown, Georgia |
M3.6 |
87 km |
| Mar 18, 2003 |
11 km S of Rayle, Georgia |
M3.5 |
131 km |
| Nov 13, 1990 |
4 km SSW of Ladson, South Carolina |
M3.5 |
148 km |
| Jan 3, 1992 |
4 km ENE of Willington, South Carolina |
M3.4 |
124 km |
| Aug 29, 2009 |
2 km NE of Summerville, South Carolina |
M3.2 |
145 km |
| Jun 20, 2017 |
6 km SW of Augusta, Georgia |
M3.2 |
52 km |
| Dec 7, 2009 |
4 km WNW of Deepstep, Georgia |
M3.2 |
121 km |
| Aug 8, 1993 |
12 km ENE of Aiken, South Carolina |
M3.2 |
64 km |
| May 5, 2003 |
4 km NNW of Summerville, South Carolina |
M3.1 |
142 km |
| Apr 4, 2009 |
15 km N of Milledgeville, Georgia |
M3.1 |
140 km |
| Jul 20, 2004 |
7 km WSW of Centerville, South Carolina |
M3.1 |
137 km |
| Aug 23, 2025 |
3 km N of Coronaca, South Carolina |
M3.0 |
144 km |
| Mar 19, 2014 |
0 km WNW of Centerville, South Carolina |
M3.0 |
143 km |
| Jul 26, 2002 |
4 km NNW of Summerville, South Carolina |
M3.0 |
142 km |
| Mar 29, 1999 |
3 km NNW of Sangaree, South Carolina |
M3.0 |
147 km |
| Feb 16, 2014 |
13 km WNW of Edgefield, South Carolina |
M3.0 |
94 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
13 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 4. Most recent: Helene (2024, Cat 1).
| Year |
Name |
Category |
Closest |
| 2024 |
Helene |
Category 2 |
244 km |
| 2023 |
Idalia |
Category 1 |
258 km |
| 2022 |
Ian |
Category 1 |
236 km |
| 2020 |
Isaias |
Category 1 |
243 km |
| 2019 |
Dorian |
Category 3 |
255 km |
| 2018 |
Michael |
Category 3 |
230 km |
| 2016 |
Matthew |
Category 2 |
154 km |
| 2004 |
Charley |
Category 1 |
206 km |
| 2004 |
Gaston |
Category 1 |
197 km |
| 1999 |
Irene |
Category 1 |
256 km |
| 1989 |
Hugo |
Category 4 |
141 km |
| 1985 |
Bob |
Category 1 |
147 km |
| 1985 |
Kate |
Category 1 |
239 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
365 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 18 fatalities, 356 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 13, 2020 |
EF4 |
54 km |
5 |
| Apr 5, 2022 |
EF3 |
47 km |
0 |
| Apr 5, 2022 |
EF3 |
34 km |
0 |
| Apr 13, 2020 |
EF3 |
43 km |
2 |
| Apr 13, 2020 |
EF3 |
27 km |
0 |
| Apr 13, 2020 |
EF3 |
31 km |
0 |
| Apr 13, 2020 |
EF3 |
51 km |
0 |
| Apr 13, 2020 |
EF3 |
45 km |
0 |
| Apr 10, 2009 |
EF3 |
44 km |
0 |
| Apr 10, 2009 |
EF3 |
70 km |
0 |
| Apr 10, 2009 |
EF3 |
45 km |
0 |
| May 11, 2008 |
EF3 |
97 km |
0 |
| Mar 15, 2008 |
EF3 |
83 km |
0 |
| May 7, 1998 |
EF3 |
99 km |
0 |
| May 7, 1998 |
EF3 |
78 km |
1 |
| Apr 9, 1998 |
EF3 |
97 km |
2 |
| Apr 23, 1983 |
EF3 |
29 km |
0 |
| Jan 13, 1972 |
EF3 |
65 km |
0 |
| Jan 9, 2024 |
EF2 |
68 km |
0 |
| Apr 5, 2022 |
EF2 |
87 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (8,427 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
UNNAMED |
8,427 |
34 km |
| 2010 |
UNNAMED |
4,269 |
96 km |
| 2014 |
UNNAMED |
3,897 |
92 km |
| 2019 |
UNNAMED |
3,772 |
92 km |
| 2010 |
UNNAMED |
3,521 |
98 km |
| 1994 |
UNNAMED |
3,469 |
83 km |
| 2010 |
UNNAMED |
2,990 |
82 km |
| 2010 |
UNNAMED |
2,968 |
37 km |
| 2004 |
UNNAMED |
2,880 |
98 km |
| 2021 |
C-326/327 LC |
2,852 |
76 km |
| 2010 |
UNNAMED |
2,796 |
27 km |
| 2008 |
UNNAMED |
2,711 |
27 km |
| 2013 |
UNNAMED |
2,654 |
99 km |
| 2004 |
UNNAMED |
2,553 |
82 km |
| 1994 |
UNNAMED |
2,549 |
98 km |
| 2004 |
UNNAMED |
2,547 |
85 km |
| 2010 |
UNNAMED |
2,532 |
91 km |
| 2008 |
UNNAMED |
2,407 |
15 km |
| 1985 |
UNNAMED |
2,335 |
87 km |
| 2010 |
UNNAMED |
2,330 |
34 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
46°F (8°C) |
4.0 in |
Coldest |
| February |
49°F (10°C) |
4.3 in |
|
| March |
56°F (13°C) |
4.6 in |
|
| April |
63°F (17°C) |
3.5 in |
|
| May |
71°F (22°C) |
2.8 in |
|
| June |
78°F (26°C) |
5.1 in |
Wettest |
| July |
81°F (27°C) |
5.0 in |
Warmest |
| August |
80°F (27°C) |
4.6 in |
|
| September |
75°F (24°C) |
3.7 in |
|
| October |
65°F (18°C) |
3.5 in |
|
| November |
54°F (12°C) |
2.8 in |
Driest |
| December |
48°F (9°C) |
4.3 in |
|
Girard has a seasonal temperature swing of 35°F / from 46°F in January to 81°F in July. Total annual precipitation is 48.2 inches, with June being the wettest month (5.1") and November the driest (2.8").
Average costs for common services in Girard. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$241 ($144-$385) |
| Specialist Visit |
$337 ($193-$530) |
| Urgent Care Visit |
$193 ($96-$337) |
| Emergency Room Visit |
$2,119 ($770-$4,815) |
| Dental Cleaning |
$125 ($72-$193) |
| Dental Filling |
$241 ($144-$385) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24-$72) |
| Oil Change (Synthetic) |
$72 ($48-$116) |
| Brake Pad Replacement |
$289 ($144-$482) |
| Tire Rotation |
$39 ($19-$72) |
| New Tires (Set of 4) |
$578 ($385-$963) |
| Battery Replacement |
$193 ($96-$337) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$96 ($58-$144) |
| Electrician (Per Hour) |
$87 ($48-$135) |
| HVAC Repair |
$385 ($144-$770) |
| HVAC System Install |
$6,741 ($3,852-$11,556) |
| Roof Repair |
$963 ($385-$1,926) |
| Roof Replacement |
$8,667 ($5,297-$14,445) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,445 ($482-$3,371) |
| Divorce (Contested) |
$14,445 ($4,815-$28,890) |
| DUI Defense |
$4,815 ($1,926-$9,630) |
| Bankruptcy (Chapter 7) |
$1,445 ($770-$2,889) |
| Will Preparation |
$482 ($193-$963) |
| Trust Preparation |
$2,408 ($963-$4,815) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$43) |
| Women's Haircut |
$53 ($29-$96) |
| Hair Coloring (Full) |
$144 ($72-$241) |
| Manicure |
$24 ($14-$43) |
| Pedicure |
$39 ($24-$63) |
| Massage (1 Hour) |
$77 ($48-$125) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.95 ($2.89-$5.30) |
| Dozen Eggs (per dozen) |
$3.37 ($2.41-$4.82) |
| Loaf of Bread |
$3.66 ($2.41-$5.30) |
| Chicken Breast (per lb) |
$4.33 ($2.89-$6.26) |
| Ground Beef (per lb) |
$5.30 ($3.85-$7.22) |
| Rice (per lb) |
$0.96 ($0.58-$1.73) |
View all 20 services
Utilities
| Electricity (Monthly) |
$135 ($77-$241) |
| Natural Gas (Monthly) |
$67 ($29-$144) |
| Water/Sewer (Monthly) |
$67 ($39-$116) |
| Internet (Monthly) |
$67 ($39-$96) |
| Cell Phone Plan (Monthly) |
$63 ($29-$96) |
| Cable TV (Monthly) |
$82 ($48-$144) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$193 ($72-$482) |
| Car Insurance (Annual) |
$1,926 ($1,156-$3,371) |
| Bus Pass (Monthly) |
$67 ($29-$125) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.70-$24) |
| Car Registration (Annual) |
$96 ($29-$241) |
| Driver's License Renewal |
$29 ($14-$72) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,156 ($578-$2,408) |
| Daycare (Toddler, Monthly) |
$963 ($482-$1,926) |
| After-School Care (Monthly) |
$385 ($193-$674) |
| Tutoring (Per Hour) |
$48 ($24-$96) |
| SAT/ACT Prep Course |
$963 ($385-$2,408) |
| Private School (K-12, Annual) |
$12,038 ($4,815-$28,890) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29-$96) |
| Dog Vaccination (Annual) |
$96 ($48-$193) |
| Dog Grooming |
$58 ($29-$96) |
| Pet Boarding (Per Night) |
$39 ($19-$72) |
| Dog Spay/Neuter |
$289 ($144-$482) |
| Cat Spay/Neuter |
$193 ($96-$385) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $407 |
| Toddler | $407 |
| Preschool | $450 |
| Family Childcare (monthly) |
| Infant | $508 |
| Toddler | $508 |
| Preschool | $551 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Girard
What is the population of Girard?
Girard has a population of 182 residents and is located in Georgia. The population density is 58 people per square mile, spread across 3.2 square miles. The median age of residents is 36.8 years. The population is 57.7% female and 42.3% male.
Is Girard expensive to live in?
Girard has a cost of living roughly in line with the national average, with an index of 96.3 (baseline: 100). The median household income is $60,938, 19% below the national average of $75,149. The median home value is $85,000 (70% below the U.S. median). The home price-to-income ratio is 1.4x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Girard?
Girard enjoys a temperate climate with an average annual temperature of 64°F (18°C). Winter temperatures average 46°F in January, while summers reach an average of 81°F in July. Annual rainfall totals 48.2 inches.
How is the job market in Girard?
The job market in Girard is very strong, with unemployment at just 2.0% / well below the national rate of 3.6%. The average weekly wage is $834. There are 427 business establishments in the area, including 35 restaurants and food service locations. The average commute time is 38 minutes, and 0.0% of workers work from home.
How much does housing cost in Girard?
The median home value in Girard is $85,000. Zillow estimates the typical home value at $172,183. The homeownership rate is 89.6%. The average annual property tax is $2,424.
How are the schools in Girard?
Schools in Girard have an average test score of 4.9 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 20.8% of adults in Girard hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 11.9% hold a graduate or professional degree.
How healthy is Girard?
The obesity rate in Girard is 35.7% (above the national rate of 32.1%). 18.8% of adults are smokers. 30.0% are physically inactive. 21.9% of residents report depression. 0.0% lack health insurance (below the national rate). 59.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,116.
What is transportation like in Girard?
The average commute in Girard is 38 minutes, longer than the national average of 28 minutes. 100% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Girard?
The racial and ethnic makeup of Girard is 54.9% White, 39% Black or African American. 100% of residents speak only English at home. 12.5% of the population are military veterans. 18.1% of residents have a disability. 100.0% have health insurance coverage.