Median Income
$37,639
50% lower than US avg
Home Value
$41,200
85% lower than US avg
Bachelor's+
5.0%
85% lower than US avg
Median Rent
$613
47% lower than US avg
Obesity Rate
43.8%
36% higher than US avg
Unemployment
10.6%
194% higher than US avg
Poverty Rate
22.7%
83% higher than US avg
How Girardville Compares to the U.S. Average (100% = U.S. avg)
People
Population1,094
Median Age50.2 yrs
Density2,104/mi²
Male / Female49% / 51%
Largest GroupWhite 97%
Veterans10.0%
Economy
D
Median Income$37,639
Per Capita$33,232
Unemployment10.6%
Poverty22.7%
County GDP$6,492M
Commute27 min
Housing
A+
Home Value$41,200
Rent$613
Ownership76.4%
Zillow$35,311
Housing Units797
Rent Burden31.3%
Health
Obesity43.8%
Uninsured14.4%
Smoking26.6%
Heart Disease8.6%
Climate
Avg Temp48°F (9°C)
Rain53.6 in/yr
Elevation969 ft (295 m)
Education
F
Bachelor's+5.0%
High School+84.2%
Graduate+2.2%
School Score5.51
Community
2024 VoteR 71% / D 29%
Commute27 min
Broadband70.9%
EV Stations1
Libraries14
Is Girardville a Good Place to Live?
Based on current data, Girardville receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include affordable housing. Areas to be aware of include above-average unemployment, an elevated poverty rate, a high uninsured rate. Girardville has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Girardville is $37,639, 50% below the national average of $75,149. At 10.6%, unemployment is notably high. The poverty rate of 22.7% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Girardville is $41,200, 85% below the national median / offering relatively affordable homeownership. Renters pay a median of $613 per month, below the national average / a plus for affordability. At just 1.1x median income, home prices are very affordable relative to local earnings.
Education
5.0% of residents hold a bachelor's degree, below the national average of 33.7%. 84.2% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Girardville experiences four distinct seasons with an average temperature of 48°F. Winters average 25°F in January while summers reach 70°F in July. Annual precipitation totals 53.6 inches, including 48.0 inches of snow.
Girardville has a population of 1,094 with a density of 2,104 people per square mile, spread across 0.2 square miles. The median age is 50.2 years, 29% older than the national median of 38.9. The gender split is 51% female and 49% male. The city is predominantly White (97.4%). English is the primary language spoken at home by 98.1% of residents. 10.0% of the population are veterans, above the national rate of 6.0%. 24.3% of residents have a disability (above the 13.0% national average). 85.6% have health insurance coverage.
Population
1,094
Total Population
2023 Census
50.2yrs
Median Age
29% above US avg
Race & Ethnicity
Girardville vs U.S. Average
Language Spoken at Home
English Only
98.1%
25% above US avg
Spanish
4.6%
66% below US avg
Social Characteristics
Girardville vs U.S. Average
The median household income in Girardville is $37,639, which is 50% below the national average of $75,149. Per capita income is $33,232 (below the $39,052 national figure). The average weekly wage is $1,041, 27% lower than the U.S. average. The unemployment rate is 10.6% (above the 3.6% US average). 22.7% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 2,961 business establishments, including 248 restaurants. The cost of living index is 97.6, roughly in line with the national average. Workers commute an average of 27 minutes. 1.4% of workers work from home (below the 15.2% national rate).
Income: Girardville vs U.S.
Income
| Median HH Income | $37,639 |
| 50% below US avg |
| Per Capita Income | $33,232 |
| Avg Weekly Wage | $1,041 |
| IRS Avg AGI | $65,391 |
| Gini Index | 0.428 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 10.6% |
| 194% above US avg |
| Poverty Rate | 22.7% |
| 83% above US avg |
| Establishments (County) | 2,961 |
| County GDP | $6,492M |
Business (County)
| Restaurants | 248 |
| Healthcare | 347 |
| Retail | 449 |
| Manufacturing | 163 |
Tax & Cost of Living
| Property Tax (IRS) | $5,393 |
| 54% above US avg |
| Cost of Living | 97.60 (100=avg) |
| Effective Tax Rate | 13.09% |
Commute & Transportation
| Commute Time | 26.8 min |
| Drive Alone | 83.8% |
| Public Transit | 0.0% |
| Work from Home | 1.4% |
The median home value in Girardville is $41,200, 85% below the national median of $281,900. Zillow estimates the typical home value at $35,311, lower than the Census estimate. Monthly rent averages $613 (47% below the national average of $1,163). Fair market rent ranges from $996 for a one-bedroom to $1,225 for a two-bedroom apartment. 76.4% of housing units are owner-occupied (above the 65.4% national rate). There are 797 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $5,393 (higher than the $3,500 national average). 31.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.1x, well within the affordable range.
Home Values
| Census Median | $41,200 |
| 85% below US avg |
| Zillow ZHVI | $35,311 |
Rental Costs
| Census Median Rent | $613 |
| 47% below US avg |
| Rent Burden | 31.3% |
HUD Fair Market Rent
| Studio | $900 |
| 1 Bedroom | $996 |
| 2 Bedrooms | $1,225 |
| 3 Bedrooms | $1,570 |
| 4 Bedrooms | $1,744 |
Ownership & Property
| Homeownership | 76.4% |
| Owner-Occupied | 76.4% |
| Renter-Occupied | 23.6% |
| Housing Units | 797 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $5,393 |
| 54% above US avg |
| Effective Rate | 13.09% |
In Girardville, 43.8% of adults are obese, above the national rate of 32.1%. 16.0% have diabetes (above the 10.5% national rate). Heart disease affects 8.6% of residents, above the national average. 35.0% have high blood pressure. 26.6% are current smokers (above the 14.0% national rate). 15.1% report binge drinking. 38.7% are physically inactive, above the national average. 18.9% experience frequent mental distress. 14.4% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,990. The dentist ratio is 1:2,016. 75.9% of residents have access to exercise opportunities. The food environment index is 8.3 out of 10.
Health Metrics: Girardville vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.8% |
| 36% above US avg |
| Diabetes | 16.0% |
| Heart Disease | 8.6% |
| High Blood Pressure | 35.0% |
| Asthma | 11.0% |
| COPD | 9.5% |
| Cancer | 5.9% |
| Kidney Disease | 4.3% |
| Stroke | 4.6% |
Behaviors & Mental Health
| Smoking | 26.6% |
| 90% above US avg |
| Binge Drinking | 15.1% |
| Physical Inactivity | 38.7% |
| Mental Distress | 18.9% |
| Physical Distress | 20.5% |
| Short Sleep | 45.4% |
Healthcare Access
| Insurance Rate | 85.6% |
| Uninsured | 14.4% |
| 67% above US avg |
| Primary Care | 1:1,990 |
| Dentists | 1:2,016 |
| Mental Health | 1:934 |
| Checkup Rate | 69.9% |
| Dental Visits | 46.1% |
| Premature Death | 10,001/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 75.9% |
| Healthcare Facilities | 347 |
Girardville experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 25°F in January while summers reach 70°F in July. Annual precipitation totals 53.6 inches (wetter than the 38-inch national average). The area receives 48.0 inches of snow annually, making winter weather a significant factor for residents. The city sits at an elevation of 969 feet.
Temperature
25°F Jan (-4°C)
70°F Jul (21°C)
| Annual Average | 48.0°F |
| 11% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 70°F (21°C) |
Geography
| Elevation | 969 ft (295 m) |
| Area | 0.2 sq mi (0.5 km²) |
| Population Density | 2,104/sq mi |
| Coordinates | 40.7924°N, 76.2829°W |
| Timezone | America/New_York |
| County | Schuylkill County County |
| Nearest Airport | Hazleton Regional (HZL) 20 miles away |
Precipitation & Snow
Annual Rainfall
53.6"
41% above US avg
Wettest Month (Sep)
5.24"
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 85.3 / 100 |
| Social Vulnerability | 60.6 / 100 |
| Community Resilience | 77.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Moderate |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Very Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively High |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Moderate |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Moderate |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
29 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.8. Most recent: M2.8 on Jun 10, 2025.
| Apr 5, 2024 |
2024 Tewksbury, New Jersey Earthquake |
M4.8 |
129 km |
| Jan 16, 1994 |
2 km W of Sinking Spring, Pennsylvania |
M4.6 |
56 km |
| Jan 16, 1994 |
0 km E of Sinking Spring, Pennsylvania |
M4.2 |
57 km |
| Apr 5, 2024 |
7 km WSW of Gladstone, New Jersey |
M3.7 |
130 km |
| Jun 13, 2019 |
9 km N of Blain, Pennsylvania |
M3.4 |
111 km |
| Aug 26, 2003 |
4 km NNW of Milford, New Jersey |
M3.1 |
101 km |
| Jun 3, 2010 |
4 km ENE of Franklintown, Pennsylvania |
M3.1 |
98 km |
| Nov 14, 1997 |
0 km S of Rothsville, Pennsylvania |
M3.0 |
72 km |
| Feb 3, 2009 |
1 km ESE of Victory Gardens, New Jersey |
M3.0 |
148 km |
| Apr 24, 2009 |
1 km S of Franklintown, Pennsylvania |
M2.9 |
103 km |
| May 24, 2024 |
6 km E of Califon, New Jersey |
M2.9 |
129 km |
| Jan 16, 1994 |
0 km SSE of Sinking Spring, Pennsylvania |
M2.9 |
57 km |
| Apr 27, 2024 |
7 km WSW of Gladstone, New Jersey |
M2.9 |
130 km |
| Sep 15, 2019 |
5 km ESE of East Berlin, Pennsylvania |
M2.8 |
110 km |
| May 10, 1993 |
1 km NW of Whitfield, Pennsylvania |
M2.8 |
54 km |
| Jun 10, 2025 |
10 km NW of Forksville, Pennsylvania |
M2.8 |
92 km |
| Jul 1, 2009 |
3 km ESE of Pennsville, New Jersey |
M2.8 |
145 km |
| Oct 25, 2009 |
4 km ENE of Franklintown, Pennsylvania |
M2.8 |
97 km |
| Mar 11, 1995 |
0 km ENE of Landisville, Pennsylvania |
M2.7 |
78 km |
| Jan 25, 2015 |
4 km ESE of Downingtown, Pennsylvania |
M2.6 |
103 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
1 hurricane (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Gloria (1985, Cat 1).
| Year |
Name |
Category |
Closest |
| 1985 |
Gloria |
Category 2 |
244 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
329 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 15 fatalities, 232 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 14, 2004 |
EF3 |
62 km |
0 |
| Jun 2, 1998 |
EF3 |
94 km |
2 |
| May 31, 1998 |
EF3 |
47 km |
0 |
| Jul 27, 1994 |
EF3 |
90 km |
3 |
| May 31, 1985 |
EF3 |
85 km |
6 |
| Jul 26, 1981 |
EF3 |
59 km |
0 |
| Jul 29, 1976 |
EF3 |
94 km |
0 |
| Mar 21, 1976 |
EF3 |
95 km |
0 |
| Jun 18, 1970 |
EF3 |
44 km |
1 |
| Nov 4, 1950 |
EF3 |
67 km |
0 |
| May 28, 2019 |
EF2 |
77 km |
0 |
| Apr 14, 2019 |
EF2 |
45 km |
0 |
| Jun 13, 2018 |
EF2 |
62 km |
0 |
| Feb 25, 2017 |
EF2 |
67 km |
0 |
| Feb 24, 2016 |
EF2 |
90 km |
0 |
| Jul 8, 2014 |
EF2 |
86 km |
0 |
| May 23, 2011 |
EF2 |
78 km |
0 |
| Apr 28, 2011 |
EF2 |
94 km |
0 |
| Apr 28, 2011 |
EF2 |
49 km |
0 |
| Jul 29, 2009 |
EF2 |
88 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Tsunami History
2 tsunamis recorded within 500 km.
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1895 |
HIGH BRIDGE, NJ |
Earthquake |
- |
- |
119 km |
| 1840 |
PHILADELPHIA, PENNSYLVANIA |
Earthquake |
- |
- |
144 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
7 wildfires (100+ acres) within 100 km.
Largest: PENOBSCOT (2,091 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
PENOBSCOT |
2,091 |
57 km |
| 2004 |
CRYSTAL LAKE |
1,838 |
56 km |
| 2012 |
HOPEWELL FIRE |
812 |
79 km |
| 2020 |
SEVEN PINES |
790 |
90 km |
| 2015 |
RAZOR FIRE |
728 |
51 km |
| 2015 |
PIPELINE 1 |
666 |
63 km |
| 2016 |
BEAR TOWN |
649 |
99 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
3.9 in |
Coldest |
| February |
26°F (-3°C) |
3.0 in |
Driest |
| March |
34°F (1°C) |
4.2 in |
|
| April |
47°F (8°C) |
4.4 in |
|
| May |
57°F (14°C) |
4.7 in |
|
| June |
66°F (19°C) |
5.1 in |
|
| July |
70°F (21°C) |
5.2 in |
Warmest |
| August |
68°F (20°C) |
4.7 in |
|
| September |
62°F (17°C) |
5.2 in |
Wettest |
| October |
51°F (10°C) |
4.9 in |
|
| November |
39°F (4°C) |
4.1 in |
|
| December |
30°F (-1°C) |
4.3 in |
|
Girardville has a seasonal temperature swing of 45°F / from 25°F in January to 70°F in July. Total annual precipitation is 53.6 inches, with September being the wettest month (5.2") and February the driest (3.0").
Average costs for common services in Girardville. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$244 ($146-$390) |
| Specialist Visit |
$342 ($195-$537) |
| Urgent Care Visit |
$195 ($98-$342) |
| Emergency Room Visit |
$2,147 ($781-$4,880) |
| Dental Cleaning |
$127 ($73-$195) |
| Dental Filling |
$244 ($146-$390) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24-$73) |
| Oil Change (Synthetic) |
$73 ($49-$117) |
| Brake Pad Replacement |
$293 ($146-$488) |
| Tire Rotation |
$39 ($20-$73) |
| New Tires (Set of 4) |
$586 ($390-$976) |
| Battery Replacement |
$195 ($98-$342) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$98 ($59-$146) |
| Electrician (Per Hour) |
$88 ($49-$137) |
| HVAC Repair |
$390 ($146-$781) |
| HVAC System Install |
$6,832 ($3,904-$11,712) |
| Roof Repair |
$976 ($390-$1,952) |
| Roof Replacement |
$8,784 ($5,368-$14,640) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,464 ($488-$3,416) |
| Divorce (Contested) |
$14,640 ($4,880-$29,280) |
| DUI Defense |
$4,880 ($1,952-$9,760) |
| Bankruptcy (Chapter 7) |
$1,464 ($781-$2,928) |
| Will Preparation |
$488 ($195-$976) |
| Trust Preparation |
$2,440 ($976-$4,880) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15-$44) |
| Women's Haircut |
$54 ($29-$98) |
| Hair Coloring (Full) |
$146 ($73-$244) |
| Manicure |
$24 ($15-$44) |
| Pedicure |
$39 ($24-$63) |
| Massage (1 Hour) |
$78 ($49-$127) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.00 ($2.93-$5.37) |
| Dozen Eggs (per dozen) |
$3.42 ($2.44-$4.88) |
| Loaf of Bread |
$3.71 ($2.44-$5.37) |
| Chicken Breast (per lb) |
$4.39 ($2.93-$6.34) |
| Ground Beef (per lb) |
$5.37 ($3.90-$7.32) |
| Rice (per lb) |
$0.98 ($0.59-$1.76) |
View all 20 services
Utilities
| Electricity (Monthly) |
$137 ($78-$244) |
| Natural Gas (Monthly) |
$68 ($29-$146) |
| Water/Sewer (Monthly) |
$68 ($39-$117) |
| Internet (Monthly) |
$68 ($39-$98) |
| Cell Phone Plan (Monthly) |
$63 ($29-$98) |
| Cable TV (Monthly) |
$83 ($49-$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$195 ($73-$488) |
| Car Insurance (Annual) |
$1,952 ($1,171-$3,416) |
| Bus Pass (Monthly) |
$68 ($29-$127) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.81-$24) |
| Car Registration (Annual) |
$98 ($29-$244) |
| Driver's License Renewal |
$29 ($15-$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,171 ($586-$2,440) |
| Daycare (Toddler, Monthly) |
$976 ($488-$1,952) |
| After-School Care (Monthly) |
$390 ($195-$683) |
| Tutoring (Per Hour) |
$49 ($24-$98) |
| SAT/ACT Prep Course |
$976 ($390-$2,440) |
| Private School (K-12, Annual) |
$12,200 ($4,880-$29,280) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($29-$98) |
| Dog Vaccination (Annual) |
$98 ($49-$195) |
| Dog Grooming |
$59 ($29-$98) |
| Pet Boarding (Per Night) |
$39 ($20-$73) |
| Dog Spay/Neuter |
$293 ($146-$488) |
| Cat Spay/Neuter |
$195 ($98-$390) |
View all 9 services
Frequently Asked Questions About Girardville
What is the population of Girardville?
Girardville has a population of 1,094 residents and is located in Pennsylvania. The population density is 2,104 people per square mile, spread across 0.2 square miles. The median age of residents is 50.2 years, which is older than the national median of 38.9 years. The population is 51% female and 49% male.
Is Girardville expensive to live in?
Girardville has a cost of living roughly in line with the national average, with an index of 97.6 (baseline: 100). The median household income is $37,639, 50% below the national average of $75,149. The median home value is $41,200 (85% below the U.S. median). Renters pay a median of $613 per month, below the national average of $1,163. The home price-to-income ratio is 1.1x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Girardville?
Girardville has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 25°F in January, while summers reach an average of 70°F in July. Annual rainfall totals 53.6 inches, with 48.0 inches of snow.
How is the job market in Girardville?
The job market in Girardville faces challenges, with unemployment at 10.6% / significantly above the national rate of 3.6%. The average weekly wage is $1,041. There are 2,961 business establishments in the area, including 248 restaurants and food service locations. The average commute time is 27 minutes, and 1.4% of workers work from home.
How much does housing cost in Girardville?
The median home value in Girardville is $41,200. Zillow estimates the typical home value at $35,311. For renters, the median monthly rent is $613. Fair market rent is $996 for a 1-bedroom and $1,225 for a 2-bedroom apartment. The homeownership rate is 76.4%. The average annual property tax is $5,393.
How are the schools in Girardville?
Schools in Girardville score 5.5 out of 10 on standardized testing, near the national average. 5.0% of adults in Girardville hold a bachelor's degree or higher, below the national average of 33.7%. 84.2% have completed high school. 2.2% hold a graduate or professional degree.
How healthy is Girardville?
The obesity rate in Girardville is 43.8% (above the national rate of 32.1%). 26.6% of adults are smokers. 38.7% are physically inactive. 14.4% lack health insurance (above the national rate). 75.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,990.
What is transportation like in Girardville?
The average commute in Girardville is 27 minutes. 83.8% of workers drive alone to work, and 1.4% work from home.
What are the demographics of Girardville?
The racial and ethnic makeup of Girardville is 97.4% White, 0.6% Asian. 98.1% of residents speak only English at home, while 4.6% speak Spanish. 10.0% of the population are military veterans. 24.3% of residents have a disability. 85.6% have health insurance coverage.