Gulf Stream, FL

Florida · Metropolitan Area

Gulf Stream is a small town in Florida with a population of 766. Residents earn $196,806 per year, which is 162% above the national average.

3.3 /5.0
B Good
766 Population 970/sq mi density
$196,806 Median Income $176,070 per capita
$2,000,001 Home Value $2,622,569 Zillow
$2,019 Median Rent 35.7% income on rent
75°F Avg Temperature
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$196,806 median income, 3.1% unemployment
F
Affordability
1.0 / 5.0
$2,000,001 home value, $2,019/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K (100% below avg)
A+
Education
5.0 / 5.0
74.1% bachelor's degree or higher
Median Income $196,806
162% higher than US avg
Home Value $2,000,001
609% higher than US avg
Violent Crime 0/100K
100% lower than US avg
Bachelor's+ 74.1%
120% higher than US avg
Median Rent $2,019
74% higher than US avg
Obesity Rate 22.6%
30% lower than US avg
Unemployment 3.1%
14% lower than US avg
Poverty Rate 4.0%
68% lower than US avg

How Gulf Stream Compares to the U.S. Average (100% = U.S. avg)

People

Population766
Median Age61.5 yrs
Density970/mi²
Male / Female49% / 51%
Largest GroupWhite 90%
Veterans5.7%

Economy

A+
Median Income$196,806
Per Capita$176,070
Unemployment3.1%
Poverty4.0%
County GDP$140,506M
Commute24 min

Housing

F
Home Value$2,000,001
Rent$2,019
OwnershipN/A
Zillow$2,622,569
Rent Burden35.7%

Crime

C+
Violent0/100K
Property1,583/100K
Murder0.0/100K
Assault0/100K
Burglary244/100K

Health

Obesity22.6%
UninsuredN/A
Depression18.9%
Heart Disease4.5%

Climate

Avg Temp75°F
AQI41 (Good)
Rain63.6 in/yr
Elevation2 ft

Education

A+
Bachelor's+74.1%
High School+97.9%
School Score5.60

Community

2024 VoteR 49% / D 50%
Commute24 min
Broadband97.5%
Libraries33

Is Gulf Stream a Good Place to Live?

Based on current data, Gulf Stream receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Gulf Stream offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Gulf Stream is $196,806, which is significantly higher than the national average — 162% above $75,149. This places Gulf Stream among higher-income communities. Unemployment stands at 3.1%, indicating a healthy job market. Only 4.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.

Cost of Living & Housing

The median home value in Gulf Stream is $2,000,001, making it a premium housing market at 609% above the U.S. median of $281,900. Renters pay a median of $2,019 per month, significantly above the national average of $1,163. With a home price-to-income ratio of 10.2x, housing affordability is a significant challenge for many families.

Safety & Crime

Gulf Stream is a very safe community with a violent crime rate of 0 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,583 per 100,000, near the national average.

Education

Gulf Stream is a highly educated community — 74.1% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.9% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

Gulf Stream has a warm climate with an average annual temperature of 75°F. Winters average 65°F in January while summers reach 82°F in July. Annual precipitation totals 63.6 inches. Air quality is rated Good with a median AQI of 41.

Gulf Stream has a population of 766 with a density of 970 people per square mile. The median age is 61.5 years, 58% older than the national median of 38.9. The city is predominantly White (89.7%).

Population

766
Total Population
970
People / sq mi
61.5yrs
Median Age
58% above US avg
0.8mi²
Land Area

Gender Distribution

Male 49.3%
Female 50.7%

Race & Ethnicity

Gulf Stream vs U.S. Average

Language Spoken at Home

English Only90.2%
15% above US avg
Spanish9.8%
27% below US avg

Social Characteristics

Gulf Stream vs U.S. Average

The median household income in Gulf Stream is $196,806, which is 162% above the national average of $75,149. The unemployment rate is 3.1% (below the 3.6% US average). 4.0% of residents live below the poverty line. Workers commute an average of 24 minutes.

Income: Gulf Stream vs U.S.

Commute Mode

Income

Median HH Income$196,806
162% above US avg
Per Capita Income$176,070
Avg Weekly Wage$1,485
IRS Avg AGI$176,566

Employment & Poverty

Unemployment3.1%
14% below US avg
Poverty Rate4.0%
68% below US avg
Establishments (County)71,342
County GDP$140,506M

Business (County)

Restaurants3,308
Healthcare6,801
Retail5,605
Manufacturing973

Tax & Cost of Living

Property Tax (IRS)$15,778
351% above US avg
Effective Tax Rate0.79%

Commute & Transportation

Commute Time23.6 min
Drive Alone67.1%
Public Transit0.0%
Work from Home20.5%

Walkability

The median home value in Gulf Stream is $2,000,001, 609% above the national average. Monthly rent averages $2,019 (74% above US avg). Zillow estimates the typical home value at $2,622,569.

Home Value Sources

Ownership Split

Home Values

Census Median$2,000,001
609% above US avg
Zillow ZHVI$2,622,569
Median List Price$1,486,750

Real Estate Market (Redfin)

Median List Price$1,486,750
$/Sq Ft$1,097
Homes Sold1
Sale-to-List Ratio100.0%
Price Drops15.4%
Inventory13

Rental Costs

Census Median Rent$2,019
74% above US avg
Rent Burden35.7%

HUD Fair Market Rent

Studio$1,212
1 Bedroom$1,296
2 Bedrooms$1,526
3 Bedrooms$1,971
4 Bedrooms$2,261

Ownership & Property

Owner-Occupied87.6%

Property Tax

Avg Tax (IRS)$15,778
351% above US avg
Effective Rate0.79%
In Gulf Stream, 22.6% of adults are obese (below the 32.1% national rate). 18.9% report depression. 15.4% are physically inactive.

Health Metrics: Gulf Stream vs U.S. Average (%)

Chronic Conditions

Obesity22.6%
30% below US avg
Diabetes7.3%
Heart Disease4.5%
High Blood Pressure24.6%
Asthma9.2%
COPD4.2%
Stroke2.1%

Behaviors & Mental Health

Binge Drinking18.0%
Physical Inactivity15.4%
Depression18.9%
Mental Distress15.0%
Physical Distress9.6%

Healthcare Access

Insurance Rate98.3%
Checkup Rate76.3%
Premature Death7,624/100K

Food & Exercise

Food Environment8.5/10
Exercise Access95.9%
Healthcare Facilities6,801
Gulf Stream has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 1,583 per 100,000 (19% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Gulf Stream vs U.S. Average (per 100,000)

Violent Crime

Total Violent0.0/100K
100% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault0.0/100K

Property Crime

Total Property1,583.4/100K
19% below US avg
Burglary243.6/100K
Theft1,339.8/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)217

Safety Score

Safety GradeC+
Safety Score2.5 / 5.0
Gulf Stream has an average annual temperature of 75°F (24°C). Winters average 65°F in January while summers reach 82°F in July. Annual precipitation is 63.6 inches. Air quality is rated Good with a median AQI of 41.

Temperature

65°F Jan (18°C) 82°F Jul (28°C)
Annual Average74.8°F
39% above US avg
January Average65°F (18°C)
July Average82°F (28°C)

Precipitation & Snow

Annual Rainfall63.6 inches
67% above US avg
Snowfall0.0 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation2 ft (1 m)
Area0.8 sq mi (2.0 km²)
Population Density970/sq mi
Coordinates26.4860°N, 80.0574°W
County FIPS12099
It is classified as Metro — 1 million+. 74.1% of residents hold a bachelor's degree or higher (120% above US avg). In the 2024 election, the county voted Democrat by a 0.8-point margin. 97.5% of households have broadband internet.

2024 Presidential Election (County)

R 49.2%
D 50%

Winner: Democrat by 0.8 points

Education

Bachelor's Degree+74.1%
120% above US avg
High School+97.9%
School Test Score5.60
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density970/sq mi
Total Area0.8 sq mi

Infrastructure & Services

Broadband Access97.5%
Public Libraries33
Healthcare Facilities6,801
Restaurants3,308
Retail Stores5,605

Safety & Disasters

Fatal Crashes (County/yr)217
C+ Safety Grade (2.5/5.0)

Commute & Transportation

Avg Commute23.6 min
Drive Alone67.1%
Public Transit0.0%
Work from Home20.5%

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