Median Income
$100,250
33% higher than US avg
Home Value
$284,500
1% higher than US avg
Bachelor's+
80.8%
140% higher than US avg
Obesity Rate
22.9%
29% lower than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Harbor Island Compares to the U.S. Average (100% = U.S. avg)
People
Population310
Median Age69.5 yrs
Density304/mi²
Male / Female55% / 45%
Largest GroupWhite 97%
Economy
A+
Median Income$100,250
Per Capita$41,638
Unemployment0.0%
Poverty0.0%
County GDP$12,873M
Commute27 min
Housing
A+
Home Value$284,500
RentN/A
OwnershipN/A
Health
Obesity22.9%
UninsuredN/A
Depression17.3%
Heart Disease3.6%
Climate
Avg Temp66°F
AQI43 (Good)
Elevation2 ft
Education
A+
Bachelor's+80.8%
High School+94.8%
School Score4.51
Community
2024 VoteR 57% / D 42%
Commute27 min
Libraries7
Is Harbor Island a Good Place to Live?
Based on current data, Harbor Island receives an overall livability score of 5.0 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Harbor Island stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Harbor Island is $100,250, which is significantly higher than the national average — 33% above $75,149. This places Harbor Island among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Harbor Island is $284,500, roughly aligned with the national median of $281,900. At just 2.8x median income, home prices are very affordable relative to local earnings.
Education
Harbor Island is a highly educated community — 80.8% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 94.8% have completed high school. Area schools have an average test score of 4.5/10.
Climate & Weather
Harbor Island enjoys a moderate climate with an average annual temperature of 66°F. Winters average 48°F in January while summers reach 82°F in July. Air quality is rated Good with a median AQI of 43.
Harbor Island has a population of 310 with a density of 304 people per square mile. The median age is 69.5 years, 79% older than the national median of 38.9. The city is predominantly White (97.1%), with 2.9% Hispanic.
Population
69.5yrs
Median Age
79% above US avg
Race & Ethnicity
Harbor Island vs U.S. Average
Language Spoken at Home
| English Only | 100.0% |
| 27% above US avg |
| Spanish | 0.0% |
| 100% below US avg |
Social Characteristics
Harbor Island vs U.S. Average
The median household income in Harbor Island is $100,250, which is 33% above the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 27 minutes.
Income: Harbor Island vs U.S.
Income
| Median HH Income | $100,250 |
| 33% above US avg |
| Per Capita Income | $41,638 |
| Avg Weekly Wage | $1,053 |
| IRS Avg AGI | $116,088 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 7,748 |
| County GDP | $12,873M |
Business (County)
| Restaurants | 590 |
| Healthcare | 573 |
| Retail | 806 |
| Manufacturing | 88 |
Tax & Cost of Living
| Property Tax (IRS) | $6,407 |
| 83% above US avg |
| Effective Tax Rate | 2.25% |
Commute & Transportation
| Commute Time | 26.6 min |
| Work from Home | 24.6% |
The median home value in Harbor Island is $284,500, 1% above the national average.
Home Values
| Census Median | $284,500 |
| 1% above US avg |
| Median List Price | $385,000 |
Real Estate Market (Redfin)
| Median List Price | $385,000 |
| $/Sq Ft | $222 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 83.0% |
| Price Drops | 22.2% |
| Inventory | 27 |
Rental Costs
HUD Fair Market Rent
| Studio | $928 |
| 1 Bedroom | $982 |
| 2 Bedrooms | $1,155 |
| 3 Bedrooms | $1,450 |
| 4 Bedrooms | $1,699 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $6,407 |
| 83% above US avg |
| Effective Rate | 2.25% |
In Harbor Island, 22.9% of adults are obese (below the 32.1% national rate). 17.3% report depression. 11.0% are physically inactive.
Health Metrics: Harbor Island vs U.S. Average (%)
Chronic Conditions
| Obesity | 22.9% |
| 29% below US avg |
| Diabetes | 6.5% |
| Heart Disease | 3.6% |
| High Blood Pressure | 23.6% |
| Asthma | 7.7% |
| COPD | 3.2% |
| Stroke | 2.0% |
Behaviors & Mental Health
| |
| Binge Drinking | 19.9% |
| Physical Inactivity | 11.0% |
| Depression | 17.3% |
| Mental Distress | 11.9% |
| Physical Distress | 8.0% |
Healthcare Access
| Insurance Rate | 98.6% |
| |
| Checkup Rate | 70.5% |
| Premature Death | 7,369/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 85.0% |
| Healthcare Facilities | 573 |
Crime Rates: Harbor Island vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 22 |
Safety Score
Harbor Island has an average annual temperature of 66°F (19°C). Winters average 48°F in January while summers reach 82°F in July. Air quality is rated Good with a median AQI of 43.
Temperature
48°F Jan (9°C)
82°F Jul (28°C)
| Annual Average | 65.5°F |
| 21% above US avg |
| January Average | 48°F (9°C) |
| July Average | 82°F (28°C) |
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Geography
| Elevation | 2 ft (1 m) |
| Area | 1.0 sq mi (2.6 km²) |
| Population Density | 304/sq mi |
| Coordinates | 32.4083°N, 80.4382°W |
| County FIPS | 45013 |