Median Income
$57,778
23% lower than US avg
Home Value
$316,600
12% higher than US avg
Violent Crime
94/100K
75% lower than US avg
Bachelor's+
27.0%
20% lower than US avg
Median Rent
$1,279
10% higher than US avg
Obesity Rate
38.2%
19% higher than US avg
Unemployment
0.9%
75% lower than US avg
Poverty Rate
12.0%
3% lower than US avg
How Harbor Compares to the U.S. Average (100% = U.S. avg)
People
Population2,154
Median Age69.5 yrs
Density1,122/mi²
Male / Female45% / 55%
Largest GroupWhite 90%
Veterans10.7%
Economy
B+
Median Income$57,778
Per Capita$44,313
Unemployment0.9%
Poverty12.0%
County GDP$964M
Commute15 min
Housing
B+
Home Value$316,600
Rent$1,279
Ownership72.1%
Zillow$471,555
Housing Units1,246
Rent Burden31.5%
Crime
F
Violent94/100K
Property940/100K
Health
Obesity38.2%
Uninsured8.5%
Smoking14.1%
Depression29.5%
Heart Disease5.7%
Climate
Avg Temp54°F (12°C)
AQI32 (Good)
Rain78.0 in/yr
Sunny Days257/yr
Elevation109 ft (33 m)
Education
B
Bachelor's+27.0%
High School+91.0%
Graduate+8.2%
School Score4.74
Community
2024 VoteR 57% / D 41%
Commute15 min
Broadband86.4%
EV Stations3
Libraries5
Is Harbor a Good Place to Live?
Based on current data, Harbor receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, abundant sunshine, high health insurance coverage. Areas to be aware of include below-average incomes. Harbor has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Harbor is $57,778, 23% below the national average of $75,149. The job market is very strong with unemployment at just 0.9%. 12.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 15 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Harbor is $316,600, 12% above the national median. Renters pay a median of $1,279 per month. The price-to-income ratio of 5.5x means housing costs are stretched relative to local earnings.
Safety & Crime
Harbor is a very safe community with a violent crime rate of 94 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 940 per 100,000, 52% below the national average.
Education
27.0% of residents hold a bachelor's degree, below the national average of 33.7%. 91.0% have completed high school. Area schools have an average test score of 4.7/10.
Climate & Weather
Harbor experiences four distinct seasons with an average temperature of 54°F. Winters average 49°F in January while summers reach 61°F in July. With 257 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 78.0 inches. Air quality is rated Good with a median AQI of 32.
Harbor has a population of 2,154 with a density of 1,122 people per square mile, spread across 0.9 square miles. The median age is 69.5 years, 79% older than the national median of 38.9. The gender split is 54.6% female and 45.4% male. The city is predominantly White (89.5%), with 5% Hispanic. English is the primary language spoken at home by 94.4% of residents, while 5.6% speak Spanish. 10.7% of the population are veterans, above the national rate of 6.0%. 25.7% of residents have a disability (above the 13.0% national average). 99.4% have health insurance coverage.
Population
69.5yrs
Median Age
79% above US avg
Language Spoken at Home
English Only
94.4%
20% above US avg
Spanish
5.6%
58% below US avg
The median household income in Harbor is $57,778, which is 23% below the national average of $75,149. Per capita income is $44,313 (above the $39,052 national figure). The average weekly wage is $953, 33% lower than the U.S. average. The unemployment rate is 0.9% (below the 3.6% US average). 12.0% of residents live below the poverty line. The area has 920 business establishments, including 122 restaurants. The cost of living index is 103.4, roughly in line with the national average. Workers commute an average of 15 minutes (shorter than the 28-minute US average). 9.1% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $57,778 |
| 23% below US avg |
| Per Capita Income | $44,313 |
| Avg Weekly Wage | $953 |
| IRS Avg AGI | $65,752 |
| Gini Index | 0.438 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.9% |
| 75% below US avg |
| Poverty Rate | 12.0% |
| 3% below US avg |
| Establishments (County) | 920 |
| County GDP | $964M |
Business (County)
| Restaurants | 122 |
| Healthcare | 89 |
| Retail | 99 |
| Manufacturing | 23 |
Tax & Cost of Living
| Property Tax (IRS) | $3,784 |
| 8% above US avg |
| Cost of Living | 103.40 (100=avg) |
| Effective Tax Rate | 1.20% |
Commute & Transportation
| Commute Time | 14.5 min |
| Drive Alone | 83.1% |
| Public Transit | 0.0% |
| Work from Home | 9.1% |
The median home value in Harbor is $316,600, 12% above the national median of $281,900. Zillow estimates the typical home value at $471,555, higher than the Census estimate. Monthly rent averages $1,279 (10% above the national average of $1,163). Fair market rent ranges from $1,143 for a one-bedroom to $1,425 for a two-bedroom apartment. 72.1% of housing units are owner-occupied. There are 1,246 total housing units in the city. The median year a home was built is 1983. The average annual property tax is $3,784. 31.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 5.5x, above the traditionally affordable threshold of 3-4x.
Home Values
| Census Median | $316,600 |
| 12% above US avg |
| Zillow ZHVI | $471,555 |
| Median List Price | $520,000 |
Real Estate Market (Redfin)
| Median List Price | $520,000 |
| $/Sq Ft | $428 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 100.0% |
| Price Drops | 50.0% |
| Inventory | 4 |
Rental Costs
| Census Median Rent | $1,279 |
| 10% above US avg |
| Rent Burden | 31.5% |
HUD Fair Market Rent
| Studio | $1,051 |
| 1 Bedroom | $1,143 |
| 2 Bedrooms | $1,425 |
| 3 Bedrooms | $1,963 |
| 4 Bedrooms | $2,318 |
Ownership & Property
| Homeownership | 72.1% |
| Owner-Occupied | 72.1% |
| Renter-Occupied | 27.9% |
| Housing Units | 1,246 |
| Median Year Built | 1983 |
Property Tax
| Avg Tax (IRS) | $3,784 |
| 8% above US avg |
| Effective Rate | 1.20% |
In Harbor, 38.2% of adults are obese, above the national rate of 32.1%. 9.7% have diabetes. Heart disease affects 5.7% of residents. 30.0% have high blood pressure. 14.1% are current smokers. 18.1% report binge drinking. 19.7% are physically inactive, below the national average. 29.5% report depression (above the 20.0% national average). 20.6% experience frequent mental distress. 8.5% of residents lack health insurance. The primary care physician ratio is 1:1,480. The dentist ratio is 1:1,573. 91.6% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Harbor vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.2% |
| 19% above US avg |
| Diabetes | 9.7% |
| Heart Disease | 5.7% |
| High Blood Pressure | 30.0% |
| Asthma | 13.0% |
| COPD | 6.8% |
| Cancer | 7.6% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 14.1% |
| 1% above US avg |
| Binge Drinking | 18.1% |
| Physical Inactivity | 19.7% |
| Depression | 29.5% |
| Mental Distress | 20.6% |
| Physical Distress | 14.1% |
| Short Sleep | 33.4% |
Healthcare Access
| Insurance Rate | 99.4% |
| Uninsured | 8.5% |
| 1% below US avg |
| Primary Care | 1:1,480 |
| Dentists | 1:1,573 |
| Mental Health | 1:170 |
| Checkup Rate | 69.1% |
| Dental Visits | 60.8% |
| Premature Death | 11,473/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 91.6% |
| Healthcare Facilities | 89 |
Harbor has a violent crime rate of 94 per 100,000 residents, 75% below the national average of 380. Property crime stands at 940 per 100,000, 52% below the U.S. average. The county recorded 5 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Harbor receives a safety grade of F.
Crime Rates: Harbor vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 94.0/100K |
| 75% below US avg |
| |
Property Crime
| Total Property | 939.6/100K |
| 52% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Harbor experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 49°F in January while summers reach 61°F in July / relatively mild seasonal variation. The area gets 257 sunny days per year, above the national average. Annual precipitation totals 78.0 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 32. The city sits at an elevation of 109 feet.
Temperature
49°F Jan (9°C)
61°F Jul (16°C)
| Annual Average | 54.3°F |
| 1% above US avg |
| January Average | 49°F (9°C) |
| July Average | 61°F (16°C) |
| Sunny Days | 257 days/yr |
Geography
| Elevation | 109 ft (33 m) |
| Area | 0.9 sq mi (2.3 km²) |
| Population Density | 1,122/sq mi |
| Coordinates | 42.0367°N, 124.2520°W |
| Timezone | America/Los_Angeles |
| County | Curry County County |
| Nearest Airport | Rogue Valley International - Medford (MFR) 74 miles away |
Precipitation & Snow
Annual Rainfall
78.0"
105% above US avg
Wettest Month (Dec)
13.90"
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 86.6 / 100 |
| Social Vulnerability | 81.4 / 100 |
| Community Resilience | 31.7 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Very Low |
| Cold Wave |
No Rating |
| Landslide |
Relatively Moderate |
| Coastal Flood |
Relatively Low |
| Tsunami |
Relatively High |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
815 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M7.0. Most recent: M3.2 on Aug 3, 2025.
| Aug 17, 1991 |
136 km WSW of Brookings, Oregon |
M7.0 |
139 km |
| Jul 13, 1991 |
103 km W of Pistol River, Oregon |
M6.9 |
116 km |
| Aug 16, 1991 |
136 km WSW of Brookings, Oregon |
M6.1 |
138 km |
| Jul 24, 1996 |
136 km WSW of Pistol River, Oregon |
M5.9 |
140 km |
| Feb 13, 2012 |
26 km NNW of Willow Creek, California |
M5.6 |
107 km |
| Oct 4, 1997 |
100 km WNW of Samoa, California |
M5.5 |
142 km |
| Apr 30, 2008 |
3 km NNW of Burnt Ranch, California |
M5.4 |
148 km |
| Dec 26, 1994 |
7 km WNW of Fields Landing, California |
M5.4 |
144 km |
| Jun 17, 2002 |
29 km WNW of Fields Landing, California |
M5.2 |
139 km |
| Oct 26, 1997 |
99 km W of Trinidad, California |
M5.2 |
140 km |
| Aug 15, 2003 |
100 km WNW of Indianola, California |
M5.0 |
149 km |
| Jun 25, 2007 |
57 km W of Trinidad, California |
M5.0 |
113 km |
| Mar 25, 2006 |
130 km W of Pistol River, Oregon |
M5.0 |
140 km |
| Oct 11, 2013 |
50 km WNW of Samoa, California |
M4.9 |
124 km |
| Jan 18, 1990 |
27 km ESE of Orick, California |
M4.9 |
104 km |
| Jul 21, 2016 |
19km SSE of Blue Lake, CA |
M4.8 |
149 km |
| Aug 10, 2017 |
112 km WSW of Pistol River, Oregon |
M4.8 |
118 km |
| Nov 8, 2013 |
98 km W of Big Lagoon, California |
M4.7 |
117 km |
| Mar 9, 2006 |
127 km W of Gold Beach, Oregon |
M4.6 |
144 km |
| Jul 29, 2017 |
99 km W of Trinidad, California |
M4.6 |
140 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
9 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF1.
| Date |
Rating |
Distance |
Fatalities |
| Dec 30, 1992 |
EF1 |
32 km |
0 |
| Dec 11, 1992 |
EF1 |
32 km |
0 |
| Oct 24, 2010 |
EF0 |
73 km |
0 |
| Nov 9, 2002 |
EF0 |
3 km |
0 |
| Jan 20, 1996 |
EF0 |
32 km |
0 |
| Jan 20, 1996 |
EF0 |
12 km |
0 |
| Mar 22, 1983 |
EF0 |
3 km |
0 |
| May 13, 1960 |
EF0 |
58 km |
0 |
| Jan 10, 1958 |
EF0 |
32 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.1 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1873 |
N. CALIFORNIA |
Eruption + Earthquake |
3.1 m |
— |
21 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Nearby Volcanoes
1 volcano within 200 km.
Closest: Shasta (185 km).
| Name |
Type |
Elevation |
Last Eruption |
Distance |
| Shasta |
Stratovolcano |
4,317 m (14,163 ft) |
1250 |
185 km |
Source: Smithsonian Institution Global Volcanism Program (GVP). Sorted by distance.
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: BISCUIT COMPLEX (BISCUIT) (495,308 ac, 2002).
| Year |
Name |
Acres |
Distance |
| 2002 |
BISCUIT COMPLEX (BISCUIT) |
495,308 |
53 km |
| 2017 |
CHETCO BAR |
194,877 |
28 km |
| 2018 |
KLONDIKE |
178,311 |
53 km |
| 2020 |
SLATER |
157,784 |
60 km |
| 2014 |
HAPPY CAMP COMPLEX |
118,491 |
95 km |
| 2008 |
SISKIYOU-BLUE 2 COMPLEX (BLUE 2) |
100,823 |
68 km |
| 1987 |
SILVER |
96,698 |
44 km |
| 2021 |
MCCASH |
95,762 |
93 km |
| 2017 |
OAK |
95,692 |
64 km |
| 2023 |
KELLY |
90,267 |
36 km |
| 2008 |
PANTHER |
71,448 |
91 km |
| 1987 |
KING TITUS |
71,390 |
84 km |
| 2018 |
TAYLOR CREEK |
57,505 |
72 km |
| 2018 |
NATCHEZ |
38,800 |
59 km |
| 1987 |
FORT COPPER |
36,333 |
87 km |
| 2023 |
MOSQUITO |
36,111 |
79 km |
| 2023 |
FLAT |
34,496 |
48 km |
| 2017 |
ABNEY |
33,465 |
93 km |
| 2013 |
BIG WINDY COMPLEX |
28,911 |
79 km |
| 1994 |
JACK 1 |
28,007 |
70 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
49°F (9°C) |
12.8 in |
|
| February |
48°F (9°C) |
10.7 in |
|
| March |
48°F (9°C) |
10.6 in |
|
| April |
50°F (10°C) |
6.0 in |
|
| May |
54°F (12°C) |
3.6 in |
|
| June |
58°F (14°C) |
1.5 in |
|
| July |
61°F (16°C) |
0.4 in |
Driest |
| August |
62°F (17°C) |
1.1 in |
Warmest |
| September |
61°F (16°C) |
2.0 in |
|
| October |
56°F (14°C) |
5.7 in |
|
| November |
49°F (10°C) |
12.6 in |
|
| December |
45°F (7°C) |
13.9 in |
Coldest, Wettest |
Harbor has a seasonal temperature swing of 16°F / from 45°F in December to 62°F in August. Total annual precipitation is 81.0 inches, with December being the wettest month (13.9") and July the driest (0.4").
Average costs for common services in Harbor. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$259 ($155–$414) |
| Specialist Visit |
$362 ($207–$569) |
| Urgent Care Visit |
$207 ($103–$362) |
| Emergency Room Visit |
$2,275 ($827–$5,170) |
| Dental Cleaning |
$134 ($78–$207) |
| Dental Filling |
$259 ($155–$414) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26–$78) |
| Oil Change (Synthetic) |
$78 ($52–$124) |
| Brake Pad Replacement |
$310 ($155–$517) |
| Tire Rotation |
$41 ($21–$78) |
| New Tires (Set of 4) |
$620 ($414–$1,034) |
| Battery Replacement |
$207 ($103–$362) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$145) |
| HVAC Repair |
$414 ($155–$827) |
| HVAC System Install |
$7,238 ($4,136–$12,408) |
| Roof Repair |
$1,034 ($414–$2,068) |
| Roof Replacement |
$9,306 ($5,687–$15,510) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,551 ($517–$3,619) |
| Divorce (Contested) |
$15,510 ($5,170–$31,020) |
| DUI Defense |
$5,170 ($2,068–$10,340) |
| Bankruptcy (Chapter 7) |
$1,551 ($827–$3,102) |
| Will Preparation |
$517 ($207–$1,034) |
| Trust Preparation |
$2,585 ($1,034–$5,170) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16–$47) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($78–$259) |
| Manicure |
$26 ($16–$47) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$83 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.24 ($3.10–$5.69) |
| Dozen Eggs (per dozen) |
$3.62 ($2.59–$5.17) |
| Loaf of Bread |
$3.93 ($2.59–$5.69) |
| Chicken Breast (per lb) |
$4.65 ($3.10–$6.72) |
| Ground Beef (per lb) |
$5.69 ($4.14–$7.76) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$145 ($83–$259) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$207 ($78–$517) |
| Car Insurance (Annual) |
$2,068 ($1,241–$3,619) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.27–$26) |
| Car Registration (Annual) |
$103 ($31–$259) |
| Driver's License Renewal |
$31 ($16–$78) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,241 ($620–$2,585) |
| Daycare (Toddler, Monthly) |
$1,034 ($517–$2,068) |
| After-School Care (Monthly) |
$414 ($207–$724) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,034 ($414–$2,585) |
| Private School (K-12, Annual) |
$12,925 ($5,170–$31,020) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$207) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$78) |
| Dog Spay/Neuter |
$310 ($155–$517) |
| Cat Spay/Neuter |
$207 ($103–$414) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $854 |
| Toddler | $784 |
| Preschool | $650 |
| Family Childcare (monthly) |
| Infant | $749 |
| Toddler | $724 |
| Preschool | $682 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Harbor
What is the population of Harbor?
Harbor has a population of 2,154 residents and is located in Oregon. The population density is 1,122 people per square mile, spread across 0.9 square miles. The median age of residents is 69.5 years, which is older than the national median of 38.9 years. The population is 54.6% female and 45.4% male.
Is Harbor expensive to live in?
Harbor has a cost of living roughly in line with the national average, with an index of 103.4 (baseline: 100). The median household income is $57,778, 23% below the national average of $75,149. The median home value is $316,600 (12% above the U.S. median). Renters pay a median of $1,279 per month. The home price-to-income ratio is 5.5x, which means housing is a stretch relative to local earnings.
Is Harbor safe?
Harbor is considered a very safe city with a violent crime rate of 94 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 940 per 100,000 (below the national average). Overall, Harbor receives a safety grade of F based on combined crime data.
What is the weather like in Harbor?
Harbor has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 49°F in January, while summers reach an average of 61°F in July. The area receives 257 sunny days per year, well above the national average of 205. Annual rainfall totals 78.0 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 32.
How is the job market in Harbor?
The job market in Harbor is very strong, with unemployment at just 0.9% / well below the national rate of 3.6%. The average weekly wage is $953. There are 920 business establishments in the area, including 122 restaurants and food service locations. The average commute time is 15 minutes, and 9.1% of workers work from home.
How much does housing cost in Harbor?
The median home value in Harbor is $316,600. Zillow estimates the typical home value at $471,555. For renters, the median monthly rent is $1,279. Fair market rent is $1,143 for a 1-bedroom and $1,425 for a 2-bedroom apartment. The homeownership rate is 72.1%. The average annual property tax is $3,784.
How are the schools in Harbor?
Schools in Harbor have an average test score of 4.7 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 27.0% of adults in Harbor hold a bachelor's degree or higher, below the national average of 33.7%. 91.0% have completed high school. 8.2% hold a graduate or professional degree.
How healthy is Harbor?
The obesity rate in Harbor is 38.2% (above the national rate of 32.1%). 14.1% of adults are smokers. 19.7% are physically inactive. 29.5% of residents report depression. 8.5% lack health insurance. 91.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,480.
What is transportation like in Harbor?
The average commute in Harbor is 15 minutes, shorter than the national average of 28 minutes. 83.1% of workers drive alone to work, and 9.1% work from home.
What are the demographics of Harbor?
The racial and ethnic makeup of Harbor is 89.5% White, 5% Hispanic or Latino. 94.4% of residents speak only English at home, while 5.6% speak Spanish. 10.7% of the population are military veterans. 25.7% of residents have a disability. 99.4% have health insurance coverage.