Median Income
$48,750
35% lower than US avg
Home Value
$69,400
75% lower than US avg
Bachelor's+
12.8%
62% lower than US avg
Median Rent
$938
19% lower than US avg
Obesity Rate
41.9%
31% higher than US avg
Unemployment
2.2%
39% lower than US avg
Poverty Rate
11.1%
10% lower than US avg
How Harvey Compares to the U.S. Average (100% = U.S. avg)
People
Population204
Median Age46.3 yrs
Density300/mi²
Male / Female53% / 47%
Largest GroupWhite 94%
Veterans11.1%
Economy
B+
Median Income$48,750
Per Capita$24,669
Unemployment2.2%
Poverty11.1%
County GDP$1,192M
Commute21 min
Housing
A+
Home Value$69,400
Rent$938
Ownership80.7%
Zillow$173,706
Housing Units99
Rent Burden23.5%
Health
Obesity41.9%
Uninsured0.0%
Smoking17.7%
Depression22.5%
Heart Disease5.8%
Climate
Avg Temp50°F (10°C)
Rain36.3 in/yr
Elevation710 ft (216 m)
Education
C
Bachelor's+12.8%
High School+86.5%
Graduate+1.5%
School Score5.36
Community
2024 VoteR 75% / D 24%
Commute21 min
Broadband69.9%
EV Stations1
Libraries2
Is Harvey a Good Place to Live?
Based on current data, Harvey receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. Harvey offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Harvey is $48,750, 35% below the national average of $75,149. The job market is very strong with unemployment at just 2.2%. 11.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Harvey is $69,400, 75% below the national median / offering relatively affordable homeownership. Renters pay a median of $938 per month, below the national average / a plus for affordability. At just 1.4x median income, home prices are very affordable relative to local earnings.
Education
12.8% of residents hold a bachelor's degree, below the national average of 33.7%. 86.5% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Harvey experiences four distinct seasons with an average temperature of 50°F. Winters average 21°F in January while summers reach 75°F in July. Annual precipitation totals 36.3 inches, including 30.0 inches of snow.
Harvey has a population of 204 with a density of 300 people per square mile, spread across 0.7 square miles. The median age is 46.3 years, 19% older than the national median of 38.9. The gender split is 47.1% female and 52.9% male. The city is predominantly White (94.1%), with 5.4% Hispanic, 2.9% Asian. English is the primary language spoken at home by 95.4% of residents. 11.1% of the population are veterans, above the national rate of 6.0%. 24.5% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
204
Total Population
2023 Census
46.3yrs
Median Age
19% above US avg
Language Spoken at Home
English Only
95.4%
22% above US avg
Spanish
3.7%
72% below US avg
The median household income in Harvey is $48,750, which is 35% below the national average of $75,149. Per capita income is $24,669 (below the $39,052 national figure). The average weekly wage is $1,067, 25% lower than the U.S. average. The unemployment rate is 2.2% (below the 3.6% US average). 11.1% of residents live below the poverty line. The area has 625 business establishments, including 44 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $48,750 |
| 35% below US avg |
| Per Capita Income | $24,669 |
| Avg Weekly Wage | $1,067 |
| IRS Avg AGI | $73,144 |
| Gini Index | 0.426 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.2% |
| 39% below US avg |
| Poverty Rate | 11.1% |
| 10% below US avg |
| Establishments (County) | 625 |
| County GDP | $1,192M |
Business (County)
| Restaurants | 44 |
| Healthcare | 43 |
| Retail | 75 |
| Manufacturing | 26 |
Tax & Cost of Living
| Property Tax (IRS) | $4,289 |
| 23% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 6.18% |
Commute & Transportation
| Commute Time | 20.9 min |
| Drive Alone | 89.7% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Harvey is $69,400, 75% below the national median of $281,900. Zillow estimates the typical home value at $173,706, higher than the Census estimate. Monthly rent averages $938 (19% below the national average of $1,163). Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 80.7% of housing units are owner-occupied (above the 65.4% national rate). There are 99 total housing units in the city. The median year a home was built is 1972. The average annual property tax is $4,289 (higher than the $3,500 national average). 23.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.4x, well within the affordable range.
Home Values
| Census Median | $69,400 |
| 75% below US avg |
| Zillow ZHVI | $173,706 |
Rental Costs
| Census Median Rent | $938 |
| 19% below US avg |
| Rent Burden | 23.5% |
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 80.7% |
| Owner-Occupied | 80.7% |
| Renter-Occupied | 19.3% |
| Housing Units | 99 |
| Median Year Built | 1972 |
Property Tax
| Avg Tax (IRS) | $4,289 |
| 23% above US avg |
| Effective Rate | 6.18% |
In Harvey, 41.9% of adults are obese, above the national rate of 32.1%. 9.5% have diabetes. Heart disease affects 5.8% of residents. 31.9% have high blood pressure. 17.7% are current smokers (above the 14.0% national rate). 23.6% report binge drinking. 24.6% are physically inactive. 22.5% report depression. 18.4% experience frequent mental distress. 0.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,374. The dentist ratio is 1:1,995. 70.6% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Harvey vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.9% |
| 31% above US avg |
| Diabetes | 9.5% |
| Heart Disease | 5.8% |
| High Blood Pressure | 31.9% |
| Asthma | 9.7% |
| COPD | 6.6% |
| Cancer | 7.5% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 17.7% |
| 26% above US avg |
| Binge Drinking | 23.6% |
| Physical Inactivity | 24.6% |
| Depression | 22.5% |
| Mental Distress | 18.4% |
| Physical Distress | 12.5% |
| Short Sleep | 31.7% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 0.0% |
| 100% below US avg |
| Primary Care | 1:1,374 |
| Dentists | 1:1,995 |
| Mental Health | 1:706 |
| Checkup Rate | 74.0% |
| Dental Visits | 61.7% |
| Premature Death | 7,887/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 70.6% |
| Healthcare Facilities | 43 |
Harvey experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 21°F in January while summers reach 75°F in July. Annual precipitation totals 36.3 inches. The area receives 30.0 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 710 feet.
Temperature
21°F Jan (-6°C)
75°F Jul (24°C)
| Annual Average | 49.9°F |
| 8% below US avg |
| January Average | 21°F (-6°C) |
| July Average | 75°F (24°C) |
Geography
| Elevation | 710 ft (216 m) |
| Area | 0.7 sq mi (1.8 km²) |
| Population Density | 300/sq mi |
| Coordinates | 41.3179°N, 92.9227°W |
| Timezone | America/Chicago |
| County | Mahaska County County |
| Nearest Airport | Ottumwa Regional (OTM)
29 miles away |
Precipitation & Snow
Annual Rainfall
36.3"
4% below US avg
Wettest Month (Jun)
5.42"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 29.7 / 100 |
| Social Vulnerability | 23.0 / 100 |
| Community Resilience | 78.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
594 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 16 fatalities, 356 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 31, 2023 |
EF4 |
75 km |
0 |
| Sep 28, 1986 |
EF4 |
74 km |
0 |
| Aug 12, 1974 |
EF4 |
78 km |
0 |
| Jun 18, 1974 |
EF4 |
74 km |
2 |
| May 20, 1959 |
EF4 |
71 km |
0 |
| May 10, 1953 |
EF4 |
60 km |
0 |
| Mar 31, 2023 |
EF3 |
57 km |
0 |
| Mar 5, 2022 |
EF3 |
57 km |
1 |
| Aug 20, 2019 |
EF3 |
51 km |
0 |
| Jul 19, 2018 |
EF3 |
16 km |
0 |
| Jul 19, 2018 |
EF3 |
86 km |
0 |
| Jun 22, 2015 |
EF3 |
24 km |
0 |
| Apr 8, 1999 |
EF3 |
76 km |
0 |
| Apr 8, 1999 |
EF3 |
57 km |
0 |
| May 15, 1998 |
EF3 |
100 km |
0 |
| Mar 22, 1991 |
EF3 |
87 km |
0 |
| Mar 13, 1990 |
EF3 |
87 km |
0 |
| Sep 16, 1978 |
EF3 |
76 km |
6 |
| May 4, 1977 |
EF3 |
89 km |
0 |
| May 18, 1971 |
EF3 |
95 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: NEAL SMITH WUI 2016 1 (1,050 ac, 2016).
| Year |
Name |
Acres |
Distance |
| 2016 |
NEAL SMITH WUI 2016 1 |
1,050 |
42 km |
| 2009 |
UNNAMED |
939 |
82 km |
| 2010 |
FOLEY |
786 |
83 km |
| 2011 |
ACE AUTO |
676 |
89 km |
| 2011 |
IRCP WUI ROFAE #2 FY11 |
510 |
81 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
21°F (-6°C) |
1.0 in |
Coldest, Driest |
| February |
26°F (-3°C) |
1.2 in |
|
| March |
38°F (3°C) |
2.0 in |
|
| April |
50°F (10°C) |
3.9 in |
|
| May |
61°F (16°C) |
4.6 in |
|
| June |
71°F (22°C) |
5.4 in |
Wettest |
| July |
75°F (24°C) |
4.2 in |
Warmest |
| August |
73°F (23°C) |
4.4 in |
|
| September |
65°F (19°C) |
3.7 in |
|
| October |
53°F (11°C) |
2.7 in |
|
| November |
39°F (4°C) |
1.9 in |
|
| December |
27°F (-3°C) |
1.4 in |
|
Harvey has a seasonal temperature swing of 54°F / from 21°F in January to 75°F in July. Total annual precipitation is 36.3 inches, with June being the wettest month (5.4") and January the driest (1.0").
Average costs for common services in Harvey. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132-$351) |
| Specialist Visit |
$307 ($176-$483) |
| Urgent Care Visit |
$176 ($88-$307) |
| Emergency Room Visit |
$1,932 ($702-$4,390) |
| Dental Cleaning |
$114 ($66-$176) |
| Dental Filling |
$220 ($132-$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22-$66) |
| Oil Change (Synthetic) |
$66 ($44-$105) |
| Brake Pad Replacement |
$263 ($132-$439) |
| Tire Rotation |
$35 ($18-$66) |
| New Tires (Set of 4) |
$527 ($351-$878) |
| Battery Replacement |
$176 ($88-$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53-$132) |
| Electrician (Per Hour) |
$79 ($44-$123) |
| HVAC Repair |
$351 ($132-$702) |
| HVAC System Install |
$6,146 ($3,512-$10,536) |
| Roof Repair |
$878 ($351-$1,756) |
| Roof Replacement |
$7,902 ($4,829-$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439-$3,073) |
| Divorce (Contested) |
$13,170 ($4,390-$26,340) |
| DUI Defense |
$4,390 ($1,756-$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702-$2,634) |
| Will Preparation |
$439 ($176-$878) |
| Trust Preparation |
$2,195 ($878-$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13-$40) |
| Women's Haircut |
$48 ($26-$88) |
| Hair Coloring (Full) |
$132 ($66-$220) |
| Manicure |
$22 ($13-$40) |
| Pedicure |
$35 ($22-$57) |
| Massage (1 Hour) |
$70 ($44-$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63-$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20-$4.39) |
| Loaf of Bread |
$3.34 ($2.20-$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63-$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51-$6.59) |
| Rice (per lb) |
$0.88 ($0.53-$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70-$220) |
| Natural Gas (Monthly) |
$61 ($26-$132) |
| Water/Sewer (Monthly) |
$61 ($35-$105) |
| Internet (Monthly) |
$61 ($35-$88) |
| Cell Phone Plan (Monthly) |
$57 ($26-$88) |
| Cable TV (Monthly) |
$75 ($44-$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66-$439) |
| Car Insurance (Annual) |
$1,756 ($1,054-$3,073) |
| Bus Pass (Monthly) |
$61 ($26-$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02-$22) |
| Car Registration (Annual) |
$88 ($26-$220) |
| Driver's License Renewal |
$26 ($13-$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527-$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439-$1,756) |
| After-School Care (Monthly) |
$351 ($176-$615) |
| Tutoring (Per Hour) |
$44 ($22-$88) |
| SAT/ACT Prep Course |
$878 ($351-$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390-$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26-$88) |
| Dog Vaccination (Annual) |
$88 ($44-$176) |
| Dog Grooming |
$53 ($26-$88) |
| Pet Boarding (Per Night) |
$35 ($18-$66) |
| Dog Spay/Neuter |
$263 ($132-$439) |
| Cat Spay/Neuter |
$176 ($88-$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $680 |
| Toddler | $586 |
| Preschool | $586 |
| Family Childcare (monthly) |
| Infant | $459 |
| Toddler | $452 |
| Preschool | $452 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Harvey
What is the population of Harvey?
Harvey has a population of 204 residents and is located in Iowa. The population density is 300 people per square mile, spread across 0.7 square miles. The median age of residents is 46.3 years, which is older than the national median of 38.9 years. The population is 47.1% female and 52.9% male.
Is Harvey expensive to live in?
Harvey is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $48,750, 35% below the national average of $75,149. The median home value is $69,400 (75% below the U.S. median). Renters pay a median of $938 per month, below the national average of $1,163. The home price-to-income ratio is 1.4x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Harvey?
Harvey has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 21°F in January, while summers reach an average of 75°F in July. Annual rainfall totals 36.3 inches, with 30.0 inches of snow.
How is the job market in Harvey?
The job market in Harvey is very strong, with unemployment at just 2.2% / well below the national rate of 3.6%. The average weekly wage is $1,067. There are 625 business establishments in the area, including 44 restaurants and food service locations. The average commute time is 21 minutes, and 0.0% of workers work from home.
How much does housing cost in Harvey?
The median home value in Harvey is $69,400. Zillow estimates the typical home value at $173,706. For renters, the median monthly rent is $938. Fair market rent is $788 for a 1-bedroom and $989 for a 2-bedroom apartment. The homeownership rate is 80.7%. The average annual property tax is $4,289.
How are the schools in Harvey?
Schools in Harvey score 5.4 out of 10 on standardized testing, near the national average. 12.8% of adults in Harvey hold a bachelor's degree or higher, below the national average of 33.7%. 86.5% have completed high school. 1.5% hold a graduate or professional degree.
How healthy is Harvey?
The obesity rate in Harvey is 41.9% (above the national rate of 32.1%). 17.7% of adults are smokers. 24.6% are physically inactive. 22.5% of residents report depression. 0.0% lack health insurance (below the national rate). 70.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,374.
What is transportation like in Harvey?
The average commute in Harvey is 21 minutes, shorter than the national average of 28 minutes. 89.7% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Harvey?
The racial and ethnic makeup of Harvey is 94.1% White, 5.4% Hispanic or Latino, 2.9% Asian. 95.4% of residents speak only English at home, while 3.7% speak Spanish. 11.1% of the population are military veterans. 24.5% of residents have a disability. 100.0% have health insurance coverage.