Head of the Harbor, NY

New York · Metropolitan Area

Head of the Harbor is a small town in New York with a population of 1,378. Residents earn $250,001 per year, which is 233% above the national average.

4.7 /5.0
A+ Excellent
1,378 Population 490/sq mi density
$250,001 Median Income $105,930 per capita
$1,123,900 Home Value $1,292,816 Zillow
$2,833 Median Rent
53°F Avg Temperature
A+
Overall
4.7 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$250,001 median income, 0.8% unemployment
A
Affordability
4.1 / 5.0
$1,123,900 home value, $2,833/mo rent
A+
Education
5.0 / 5.0
65.0% bachelor's degree or higher
Median Income $250,001
233% higher than US avg
Home Value $1,123,900
299% higher than US avg
Bachelor's+ 65.0%
93% higher than US avg
Median Rent $2,833
144% higher than US avg
Obesity Rate 26.5%
17% lower than US avg
Unemployment 0.8%
78% lower than US avg
Poverty Rate 1.0%
92% lower than US avg

How Head of the Harbor Compares to the U.S. Average (100% = U.S. avg)

People

Population1,378
Median Age46.6 yrs
Density490/mi²
Male / Female49% / 52%
Largest GroupWhite 79%

Economy

A+
Median Income$250,001
Per Capita$105,930
Unemployment0.8%
Poverty1.0%
County GDP$130,222M
Commute31 min

Housing

A
Home Value$1,123,900
Rent$2,833
OwnershipN/A
Zillow$1,292,816

Crime

ViolentN/A
PropertyN/A

Health

Obesity26.5%
UninsuredN/A
Depression16.8%
Heart Disease4.1%

Climate

Avg Temp53°F
AQI36 (Good)
Elevation186 ft

Education

A+
Bachelor's+65.0%
High School+93.3%
School Score5.39

Community

2024 VoteR 52% / D 48%
Commute31 min
Libraries63

Is Head of the Harbor a Good Place to Live?

Based on current data, Head of the Harbor receives an overall livability score of 4.7 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Head of the Harbor stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Head of the Harbor is $250,001, which is significantly higher than the national average — 233% above $75,149. This places Head of the Harbor among higher-income communities. The job market is very strong with unemployment at just 0.8%. Only 1.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 31 minutes.

Cost of Living & Housing

The median home value in Head of the Harbor is $1,123,900, making it a premium housing market at 299% above the U.S. median of $281,900. Renters pay a median of $2,833 per month, significantly above the national average of $1,163. A price-to-income ratio of 4.5x indicates a reasonably affordable housing market.

Education

Head of the Harbor is a highly educated community — 65.0% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 93.3% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Head of the Harbor experiences four distinct seasons with an average temperature of 53°F. Winters average 33°F in January while summers reach 74°F in July. Air quality is rated Good with a median AQI of 36.

Head of the Harbor has a population of 1,378 with a density of 490 people per square mile. The median age is 46.6 years, 20% older than the national median of 38.9. The city is predominantly White (79.2%).

Population

1,378
Total Population
490
People / sq mi
46.6yrs
Median Age
20% above US avg
2.8mi²
Land Area

Gender Distribution

Male 48.5%
Female 51.5%

Race & Ethnicity

Head of the Harbor vs U.S. Average

Language Spoken at Home

English Only90.3%
15% above US avg
Spanish9.7%
28% below US avg

Social Characteristics

Head of the Harbor vs U.S. Average

The median household income in Head of the Harbor is $250,001, which is 233% above the national average of $75,149. The unemployment rate is 0.8% (below the 3.6% US average). 1.0% of residents live below the poverty line. Workers commute an average of 31 minutes.

Income: Head of the Harbor vs U.S.

Commute Mode

Income

Median HH Income$250,001
233% above US avg
Per Capita Income$105,930
Avg Weekly Wage$1,489
IRS Avg AGI$139,155

Employment & Poverty

Unemployment0.8%
78% below US avg
Poverty Rate1.0%
92% below US avg
Establishments (County)56,397
County GDP$130,222M

Business (County)

Restaurants3,828
Healthcare6,152
Retail5,602
Manufacturing820

Tax & Cost of Living

Property Tax (IRS)$15,590
345% above US avg
Effective Tax Rate1.39%

Commute & Transportation

Commute Time30.8 min
Work from Home29.0%

Walkability

The median home value in Head of the Harbor is $1,123,900, 299% above the national average. Monthly rent averages $2,833 (144% above US avg). Zillow estimates the typical home value at $1,292,816.

Home Value Sources

Ownership Split

Home Values

Census Median$1,123,900
299% above US avg
Zillow ZHVI$1,292,816

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$2,833
144% above US avg

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied95.9%

Property Tax

Avg Tax (IRS)$15,590
345% above US avg
Effective Rate1.39%
In Head of the Harbor, 26.5% of adults are obese (below the 32.1% national rate). 16.8% report depression. 16.9% are physically inactive.

Health Metrics: Head of the Harbor vs U.S. Average (%)

Chronic Conditions

Obesity26.5%
17% below US avg
Diabetes6.6%
Heart Disease4.1%
High Blood Pressure24.9%
Asthma9.8%
COPD3.5%
Stroke2.0%

Behaviors & Mental Health

Binge Drinking20.2%
Physical Inactivity16.9%
Depression16.8%
Mental Distress13.9%
Physical Distress9.1%

Healthcare Access

Insurance Rate97.6%
Checkup Rate79.6%
Premature Death4,800/100K

Food & Exercise

Food Environment9.9/10
Exercise Access98.6%
Healthcare Facilities6,152

Crime Rates: Head of the Harbor vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)76

Safety Score

Head of the Harbor has an average annual temperature of 53°F (12°C). Winters average 33°F in January while summers reach 74°F in July. Air quality is rated Good with a median AQI of 36.

Temperature

33°F Jan (0°C) 74°F Jul (24°C)
Annual Average53.4°F
1% below US avg
January Average33°F (0°C)
July Average74°F (24°C)

Precipitation & Snow

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation186 ft (57 m)
Area2.8 sq mi (7.3 km²)
Population Density490/sq mi
Coordinates40.8977°N, 73.1615°W
County FIPS36059
It is classified as Metro — 1 million+. 65.0% of residents hold a bachelor's degree or higher (93% above US avg). In the 2024 election, the county voted Republican by a 4.2-point margin.

2024 Presidential Election (County)

R 52.1%
D 47.9%

Winner: Republican by 4.2 points

Education

Bachelor's Degree+65.0%
93% above US avg
High School+93.3%
School Test Score5.39
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density490/sq mi
Total Area2.8 sq mi

Infrastructure & Services

Public Libraries63
Healthcare Facilities6,152
Restaurants3,828
Retail Stores5,602

Safety & Disasters

Fatal Crashes (County/yr)76

Commute & Transportation

Avg Commute30.8 min
Work from Home29.0%

Nearby Cities

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