Median Income
$58,750
22% lower than US avg
Home Value
$95,000
66% lower than US avg
Violent Crime
133/100K
65% lower than US avg
Bachelor's+
8.9%
74% lower than US avg
Median Rent
$825
29% lower than US avg
Obesity Rate
37.6%
17% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Heartwell Compares to the U.S. Average (100% = U.S. avg)
People
Population91
Median Age29.8 yrs
Density1,300/mi²
Male / Female46% / 54%
Largest GroupWhite 100%
Veterans74.0%
Economy
A
Median Income$58,750
Per Capita$22,047
Unemployment0.0%
Poverty0.0%
County GDP$618M
Commute21 min
Housing
A+
Home Value$95,000
Rent$825
Ownership54.3%
Zillow$371,501
Housing Units45
Rent Burden13.9%
Crime
F
Violent133/100K
Property2,032/100K
Health
Obesity37.6%
Uninsured10.5%
Smoking11.1%
Depression15.7%
Heart Disease4.0%
Climate
Avg Temp51°F (10°C)
AQI32 (Good)
Rain25.7 in/yr
Sunny Days308/yr
Elevation2,100 ft (640 m)
Education
D
Bachelor's+8.9%
High School+100.0%
Graduate+1.8%
School Score5.70
Community
2024 VoteR 78% / D 20%
Commute21 min
Broadband46.0%
EV Stations1
Libraries2
Is Heartwell a Good Place to Live?
Based on current data, Heartwell receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Heartwell offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Heartwell is $58,750, 22% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Heartwell is $95,000, 66% below the national median / offering relatively affordable homeownership. Renters pay a median of $825 per month, below the national average / a plus for affordability. At just 1.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Heartwell is a very safe community with a violent crime rate of 133 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 2,032 per 100,000, near the national average.
Education
8.9% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Heartwell experiences four distinct seasons with an average temperature of 51°F. Winters average 25°F in January while summers reach 76°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 25.7 inches, including 24.8 inches of snow. Air quality is rated Good with a median AQI of 32.
Heartwell has a population of 91 with a density of 1,300 people per square mile, spread across 0.1 square miles. The median age is 29.8 years, 23% younger than the national median of 38.9. The gender split is 53.8% female and 46.2% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 74.0% of the population are veterans, above the national rate of 6.0%. 22.0% of residents have a disability (above the 13.0% national average). 64.0% have health insurance coverage.
Population
29.8yrs
Median Age
23% below US avg
Race & Ethnicity
Heartwell vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Heartwell vs U.S. Average
The median household income in Heartwell is $58,750, which is 22% below the national average of $75,149. Per capita income is $22,047 (below the $39,052 national figure). The average weekly wage is $939, 34% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 208 business establishments, including 7 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 3.9% of workers work from home (below the 15.2% national rate).
Income: Heartwell vs U.S.
Income
| Median HH Income | $58,750 |
| 22% below US avg |
| Per Capita Income | $22,047 |
| Avg Weekly Wage | $939 |
| IRS Avg AGI | $93,481 |
| Gini Index | 0.418 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 208 |
| County GDP | $618M |
Business (County)
| Restaurants | 7 |
| Healthcare | 12 |
| Retail | 18 |
| Manufacturing | 9 |
Tax & Cost of Living
| Property Tax (IRS) | $5,050 |
| 44% above US avg |
| Cost of Living | 90.10 (100=avg) |
| Effective Tax Rate | 5.32% |
Commute & Transportation
| Commute Time | 21.1 min |
| Drive Alone | 66.7% |
| Public Transit | 3.9% |
| Work from Home | 3.9% |
The median home value in Heartwell is $95,000, 66% below the national median of $281,900. Zillow estimates the typical home value at $371,501, higher than the Census estimate. Monthly rent averages $825 (29% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 54.3% of housing units are owner-occupied (below the 65.4% national rate). There are 45 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $5,050 (higher than the $3,500 national average). 13.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.6x, well within the affordable range.
Home Values
| Census Median | $95,000 |
| 66% below US avg |
| Zillow ZHVI | $371,501 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $825 |
| 29% below US avg |
| Rent Burden | 13.9% |
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 54.3% |
| Owner-Occupied | 54.3% |
| Renter-Occupied | 45.7% |
| Housing Units | 45 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $5,050 |
| 44% above US avg |
| Effective Rate | 5.32% |
In Heartwell, 37.6% of adults are obese, above the national rate of 32.1%. 8.1% have diabetes (below the 10.5% national rate). Heart disease affects 4.0% of residents, below the national average. 24.9% have high blood pressure. 11.1% are current smokers (below the 14.0% national rate). 22.1% report binge drinking. 21.9% are physically inactive. 15.7% report depression (below the 20.0% national average). 12.7% experience frequent mental distress. 10.5% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:3,337. The dentist ratio is 1:2,230. 61.2% of residents have access to exercise opportunities. The food environment index is 8.8 out of 10.
Health Metrics: Heartwell vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.6% |
| 17% above US avg |
| Diabetes | 8.1% |
| Heart Disease | 4.0% |
| High Blood Pressure | 24.9% |
| Asthma | 8.1% |
| COPD | 4.1% |
| Cancer | 6.0% |
| Stroke | 2.0% |
Behaviors & Mental Health
| Smoking | 11.1% |
| 21% below US avg |
| Binge Drinking | 22.1% |
| Physical Inactivity | 21.9% |
| Depression | 15.7% |
| Mental Distress | 12.7% |
| Physical Distress | 9.4% |
| Short Sleep | 27.9% |
Healthcare Access
| Insurance Rate | 64.0% |
| Uninsured | 10.5% |
| 22% above US avg |
| Primary Care | 1:3,337 |
| Dentists | 1:2,230 |
| Mental Health | 1:2,257 |
| Checkup Rate | 69.0% |
| Dental Visits | 63.2% |
| Premature Death | 6,258/100K |
Food & Exercise
| Food Environment | 8.8/10 |
| Exercise Access | 61.2% |
| Healthcare Facilities | 12 |
Heartwell has a violent crime rate of 133 per 100,000 residents, 65% below the national average of 380. Property crime stands at 2,032 per 100,000, 4% above the U.S. average. Overall, Heartwell receives a safety grade of F.
Crime Rates: Heartwell vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 133.2/100K |
| 65% below US avg |
| |
Property Crime
| Total Property | 2,032.0/100K |
| 4% above US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Heartwell experiences four distinct seasons with an average annual temperature of 51°F (10°C). Winters average 25°F in January while summers reach 76°F in July. The area gets 308 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 25.7 inches (drier than the 38-inch national average). The area receives 24.8 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 32. The city sits at an elevation of 2,100 feet.
Temperature
25°F Jan (-4°C)
76°F Jul (24°C)
| Annual Average | 50.5°F |
| 6% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 76°F (24°C) |
| Sunny Days | 308 days/yr |
Geography
| Elevation | 2,100 ft (640 m) |
| Area | 0.1 sq mi (0.2 km²) |
| Population Density | 1,300/sq mi |
| Coordinates | 40.5699°N, 98.7891°W |
| Timezone | America/Chicago |
| County | Kearney County County |
| Nearest Airport | Kearney Regional (EAR)
16 miles away |
Precipitation & Snow
Annual Rainfall
25.7"
32% below US avg
Wettest Month (May)
4.33"
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 31.0 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 53.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively High |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
106 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.5 on Aug 22, 2025.
| Jul 17, 2022 |
8 km WSW of Superior, Nebraska |
M3.8 |
84 km |
| Jun 12, 2017 |
5 km SE of Mankato, Kansas |
M3.7 |
106 km |
| Apr 10, 2018 |
10 km SE of Arnold, Nebraska |
M3.7 |
141 km |
| Jun 12, 2017 |
8 km NNE of Jewell, Kansas |
M3.7 |
109 km |
| May 6, 2021 |
5 km S of Formoso, Kansas |
M3.6 |
115 km |
| Jun 13, 2017 |
6 km SE of Mankato, Kansas |
M3.6 |
107 km |
| Aug 9, 2021 |
Kansas |
M3.5 |
100 km |
| Jan 4, 2016 |
11 km NW of Westerville, Nebraska |
M3.5 |
116 km |
| Jun 25, 2025 |
10 km NW of Woodston, Kansas |
M3.4 |
123 km |
| May 21, 2017 |
7 km ESE of Mankato, Kansas |
M3.4 |
106 km |
| Jul 26, 2022 |
8 km WSW of Superior, Nebraska |
M3.4 |
84 km |
| Sep 18, 2023 |
Nebraska |
M3.4 |
59 km |
| Apr 4, 2017 |
3 km SSE of Mankato, Kansas |
M3.4 |
103 km |
| Jan 9, 2013 |
5 km SE of Formoso, Kansas |
M3.3 |
116 km |
| Jun 20, 2002 |
8 km NE of Scotia, Nebraska |
M3.3 |
105 km |
| Jul 29, 2021 |
11 km SSE of Esbon, Kansas |
M3.3 |
100 km |
| Apr 7, 2017 |
7 km ESE of Mankato, Kansas |
M3.3 |
107 km |
| Apr 9, 2018 |
10 km SSE of Arnold, Nebraska |
M3.3 |
142 km |
| Apr 19, 2018 |
9 km SSE of Arnold, Nebraska |
M3.3 |
143 km |
| Nov 13, 2001 |
Kansas |
M3.3 |
136 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
764 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 27 fatalities, 421 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 5, 1964 |
EF5 |
36 km |
4 |
| Mar 13, 1990 |
EF4 |
62 km |
0 |
| May 10, 1985 |
EF4 |
98 km |
0 |
| Jun 3, 1980 |
EF4 |
57 km |
3 |
| Apr 7, 1978 |
EF4 |
55 km |
0 |
| May 8, 1965 |
EF4 |
37 km |
4 |
| May 8, 1965 |
EF4 |
74 km |
0 |
| May 5, 1964 |
EF4 |
99 km |
0 |
| Jun 6, 1956 |
EF4 |
52 km |
0 |
| Jun 7, 1953 |
EF4 |
89 km |
11 |
| Apr 26, 2024 |
EF3 |
72 km |
0 |
| May 11, 2014 |
EF3 |
57 km |
0 |
| May 27, 2013 |
EF3 |
82 km |
0 |
| Jun 20, 2011 |
EF3 |
54 km |
0 |
| Oct 9, 2001 |
EF3 |
95 km |
0 |
| Sep 22, 2001 |
EF3 |
71 km |
0 |
| Jun 6, 1993 |
EF3 |
40 km |
0 |
| Jun 6, 1993 |
EF3 |
61 km |
0 |
| Jun 6, 1993 |
EF3 |
71 km |
0 |
| May 7, 1993 |
EF3 |
44 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
4 wildfires (100+ acres) within 100 km.
Largest: ROAD 739 (32,997 ac, 2022).
| Year |
Name |
Acres |
Distance |
| 2022 |
ROAD 739 |
32,997 |
95 km |
| 2022 |
NORTH BRANCH |
10,926 |
80 km |
| 2023 |
NERBR-HFR-FY23-RX-PETERSON |
1,061 |
74 km |
| 1989 |
UNNAMED |
1,009 |
86 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
0.4 in |
Coldest, Driest |
| February |
29°F (-2°C) |
0.6 in |
|
| March |
39°F (4°C) |
2.1 in |
|
| April |
50°F (10°C) |
2.6 in |
|
| May |
61°F (16°C) |
4.3 in |
Wettest |
| June |
71°F (22°C) |
3.5 in |
|
| July |
76°F (24°C) |
3.6 in |
Warmest |
| August |
73°F (23°C) |
3.1 in |
|
| September |
65°F (18°C) |
2.6 in |
|
| October |
52°F (11°C) |
1.5 in |
|
| November |
37°F (3°C) |
1.3 in |
|
| December |
27°F (-3°C) |
0.6 in |
|
Heartwell has a seasonal temperature swing of 51°F / from 25°F in January to 76°F in July. Total annual precipitation is 26.2 inches, with May being the wettest month (4.3") and January the driest (0.4").
Average costs for common services in Heartwell. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135–$360) |
| Specialist Visit |
$315 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$315) |
| Emergency Room Visit |
$1,982 ($721–$4,505) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$225 ($135–$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$270 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($360–$901) |
| Battery Replacement |
$180 ($90–$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$360 ($135–$721) |
| HVAC System Install |
$6,307 ($3,604–$10,812) |
| Roof Repair |
$901 ($360–$1,802) |
| Roof Replacement |
$8,109 ($4,956–$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451–$3,154) |
| Divorce (Contested) |
$13,515 ($4,505–$27,030) |
| DUI Defense |
$4,505 ($1,802–$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721–$2,703) |
| Will Preparation |
$451 ($180–$901) |
| Trust Preparation |
$2,253 ($901–$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$225) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70–$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25–$4.51) |
| Loaf of Bread |
$3.42 ($2.25–$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60–$6.76) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$225) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,802 ($1,081–$3,154) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21–$23) |
| Car Registration (Annual) |
$90 ($27–$225) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541–$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451–$1,802) |
| After-School Care (Monthly) |
$360 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$901 ($360–$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505–$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$270 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $811 |
| Toddler | $769 |
| Preschool | $704 |
| Family Childcare (monthly) |
| Infant | $465 |
| Toddler | $487 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Heartwell
What is the population of Heartwell?
Heartwell has a population of 91 residents and is located in Nebraska. The population density is 1,300 people per square mile, spread across 0.1 square miles. The median age of residents is 29.8 years, which is younger than the national median of 38.9 years. The population is 53.8% female and 46.2% male.
Is Heartwell expensive to live in?
Heartwell is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $58,750, 22% below the national average of $75,149. The median home value is $95,000 (66% below the U.S. median). Renters pay a median of $825 per month, below the national average of $1,163. The home price-to-income ratio is 1.6x, indicating housing is reasonably affordable relative to local income levels.
Is Heartwell safe?
Heartwell is considered a very safe city with a violent crime rate of 133 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 2,032 per 100,000 (above the national average). Overall, Heartwell receives a safety grade of F based on combined crime data.
What is the weather like in Heartwell?
Heartwell has a four-season climate with an average annual temperature of 51°F (10°C). Winter temperatures average 25°F in January, while summers reach an average of 76°F in July. The area receives 308 sunny days per year, well above the national average of 205. Annual rainfall totals 25.7 inches, with 24.8 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 32.
How is the job market in Heartwell?
The job market in Heartwell is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $939. There are 208 business establishments in the area, including 7 restaurants and food service locations. The average commute time is 21 minutes, and 3.9% of workers work from home.
How much does housing cost in Heartwell?
The median home value in Heartwell is $95,000. Zillow estimates the typical home value at $371,501. For renters, the median monthly rent is $825. Fair market rent is $791 for a 1-bedroom and $1,001 for a 2-bedroom apartment. The homeownership rate is 54.3%. The average annual property tax is $5,050.
How are the schools in Heartwell?
Schools in Heartwell score 5.7 out of 10 on standardized testing, near the national average. 8.9% of adults in Heartwell hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 1.8% hold a graduate or professional degree.
How healthy is Heartwell?
The obesity rate in Heartwell is 37.6% (above the national rate of 32.1%). 11.1% of adults are smokers. 21.9% are physically inactive. 15.7% of residents report depression. 10.5% lack health insurance (above the national rate). 61.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,337.
What is transportation like in Heartwell?
The average commute in Heartwell is 21 minutes, shorter than the national average of 28 minutes. 66.7% of workers drive alone to work, 3.9% use public transit, and 3.9% work from home.
What are the demographics of Heartwell?
The racial and ethnic makeup of Heartwell is 100% White. 100% of residents speak only English at home. 74.0% of the population are military veterans. 22.0% of residents have a disability. 64.0% have health insurance coverage.
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