Median Income
$105,972
41% higher than US avg
Home Value
$558,800
98% higher than US avg
Violent Crime
77/100K
80% lower than US avg
Bachelor's+
48.9%
45% higher than US avg
Obesity Rate
22.8%
29% lower than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
2.5%
80% lower than US avg
How Heritage Bay Compares to the U.S. Average (100% = U.S. avg)
People
Population752
Median Age66.7 yrs
Density1,139/mi²
Male / Female51% / 49%
Largest GroupWhite 94%
Veterans9.1%
Economy
A+
Median Income$105,972
Per Capita$78,463
Unemployment0.0%
Poverty2.5%
County GDP$36,077M
Commute34 min
Housing
B+
Home Value$558,800
Ownership90.8%
Zillow$511,967
Housing Units1,743
Rent Burden35.9%
Crime
F
Violent77/100K
Property2,604/100K
Health
Obesity22.8%
Uninsured7.8%
Smoking7.4%
Depression17.1%
Heart Disease4.2%
Climate
Avg Temp74°F (23°C)
AQI41 (Good)
Rain61.3 in/yr
Sunny Days330/yr
Elevation19 ft (6 m)
Education
A+
Bachelor's+48.9%
High School+94.0%
Graduate+36.2%
School Score5.82
Community
2024 VoteR 66% / D 33%
Commute34 min
Broadband96.3%
EV Stations16
Libraries10
Is Heritage Bay a Good Place to Live?
Based on current data, Heritage Bay receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Heritage Bay offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Heritage Bay is $105,972, which is significantly higher than the national average / 41% above $75,149. This places Heritage Bay among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 2.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 34 minutes.
Cost of Living & Housing
The median home value in Heritage Bay is $558,800, making it a premium housing market at 98% above the U.S. median of $281,900. The price-to-income ratio of 5.3x means housing costs are stretched relative to local earnings.
Safety & Crime
Heritage Bay is a very safe community with a violent crime rate of 77 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 2,604 per 100,000, 33% above the national average.
Education
Educational attainment is solid, with 48.9% holding a bachelor's degree or higher, near the national average. 94.0% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Heritage Bay has a warm climate with an average annual temperature of 74°F. Winters average 63°F in January while summers reach 81°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 61.3 inches. Air quality is rated Good with a median AQI of 41.
Heritage Bay has a population of 752 with a density of 1,139 people per square mile, spread across 0.7 square miles. The median age is 66.7 years, 71% older than the national median of 38.9. The gender split is 48.9% female and 51.1% male. The city is predominantly White (94.1%). English is the primary language spoken at home by 87.3% of residents, while 12.7% speak Spanish. 9.1% of the population are veterans, above the national rate of 6.0%. 18.4% of residents have a disability (above the 13.0% national average). 94.0% have health insurance coverage.
Population
66.7yrs
Median Age
71% above US avg
Race & Ethnicity
Heritage Bay vs U.S. Average
Language Spoken at Home
English Only
87.3%
11% above US avg
Spanish
12.7%
5% below US avg
Social Characteristics
Heritage Bay vs U.S. Average
The median household income in Heritage Bay is $105,972, which is 41% above the national average of $75,149. Per capita income is $78,463 (above the $39,052 national figure). The average weekly wage is $1,308. The unemployment rate is 0.0% (below the 3.6% US average). 2.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 18,444 business establishments, including 951 restaurants. The cost of living index is 103.4, roughly in line with the national average. Workers commute an average of 34 minutes (longer than the 28-minute US average). 39.3% of workers work from home (above the 15.2% national rate).
Income: Heritage Bay vs U.S.
Income
| Median HH Income | $105,972 |
| 41% above US avg |
| Per Capita Income | $78,463 |
| Avg Weekly Wage | $1,308 |
| IRS Avg AGI | $231,960 |
| Gini Index | 0.531 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 2.5% |
| 80% below US avg |
| Establishments (County) | 18,444 |
| County GDP | $36,077M |
Business (County)
| Restaurants | 951 |
| Healthcare | 1,346 |
| Retail | 1,506 |
| Manufacturing | 224 |
Tax & Cost of Living
| Property Tax (IRS) | $16,576 |
| 374% above US avg |
| Cost of Living | 103.40 (100=avg) |
| Effective Tax Rate | 2.97% |
Commute & Transportation
| Commute Time | 34.0 min |
| Drive Alone | 56.4% |
| Public Transit | 0.0% |
| Work from Home | 39.3% |
The median home value in Heritage Bay is $558,800, 98% above the national median of $281,900. Zillow estimates the typical home value at $511,967. Homes sell for 95% of their list price, suggesting buyers have room to negotiate. Fair market rent ranges from $1,296 for a one-bedroom to $1,526 for a two-bedroom apartment. 90.8% of housing units are owner-occupied (above the 65.4% national rate). There are 1,743 total housing units in the city. The median year a home was built is 2011. The average annual property tax is $16,576 (higher than the $3,500 national average). 35.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 5.3x, above the traditionally affordable threshold of 3-4x.
Home Values
| Census Median | $558,800 |
| 98% above US avg |
| Zillow ZHVI | $511,967 |
| Median List Price | $492,000 |
Real Estate Market (Redfin)
| Median List Price | $492,000 |
| $/Sq Ft | $294 |
| Homes Sold | 4 |
| Sale-to-List Ratio | 95.0% |
| Price Drops | 34.3% |
| Inventory | 35 |
Rental Costs
HUD Fair Market Rent
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
Ownership & Property
| Homeownership | 90.8% |
| Owner-Occupied | 90.8% |
| Renter-Occupied | 9.2% |
| Housing Units | 1,743 |
| Median Year Built | 2011 |
Property Tax
| Avg Tax (IRS) | $16,576 |
| 374% above US avg |
| Effective Rate | 2.97% |
In Heritage Bay, 22.8% of adults are obese, below the national rate of 32.1%. 6.5% have diabetes (below the 10.5% national rate). Heart disease affects 4.2% of residents, below the national average. 24.1% have high blood pressure. 7.4% are current smokers (below the 14.0% national rate). 19.6% report binge drinking. 13.5% are physically inactive, below the national average. 17.1% report depression. 14.1% experience frequent mental distress. 7.8% of residents lack health insurance. The primary care physician ratio is 1:1,218. The dentist ratio is 1:1,427. 91.6% of residents have access to exercise opportunities. The food environment index is 8.2 out of 10.
Health Metrics: Heritage Bay vs U.S. Average (%)
Chronic Conditions
| Obesity | 22.8% |
| 29% below US avg |
| Diabetes | 6.5% |
| Heart Disease | 4.2% |
| High Blood Pressure | 24.1% |
| Asthma | 8.4% |
| COPD | 3.6% |
| Cancer | 8.5% |
| Stroke | 2.0% |
Behaviors & Mental Health
| Smoking | 7.4% |
| 47% below US avg |
| Binge Drinking | 19.6% |
| Physical Inactivity | 13.5% |
| Depression | 17.1% |
| Mental Distress | 14.1% |
| Physical Distress | 9.1% |
| Short Sleep | 28.7% |
Healthcare Access
| Insurance Rate | 94.0% |
| Uninsured | 7.8% |
| 9% below US avg |
| Primary Care | 1:1,218 |
| Dentists | 1:1,427 |
| Mental Health | 1:810 |
| Checkup Rate | 74.3% |
| Dental Visits | 72.2% |
| Premature Death | 6,600/100K |
Food & Exercise
| Food Environment | 8.2/10 |
| Exercise Access | 91.6% |
| Healthcare Facilities | 1,346 |
Heritage Bay has a violent crime rate of 77 per 100,000 residents, 80% below the national average of 380. Property crime stands at 2,604 per 100,000, 33% above the U.S. average. The county recorded 42 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Heritage Bay receives a safety grade of F.
Crime Rates: Heritage Bay vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 77.0/100K |
| 80% below US avg |
| |
Property Crime
| Total Property | 2,603.6/100K |
| 33% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 42 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Heritage Bay has a warm climate with an average annual temperature of 74°F (23°C). Winters average 63°F in January while summers reach 81°F in July / relatively mild seasonal variation. The area gets 330 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 61.3 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 19 feet, near sea level.
Temperature
63°F Jan (17°C)
81°F Jul (27°C)
| Annual Average | 73.5°F |
| 36% above US avg |
| January Average | 63°F (17°C) |
| July Average | 81°F (27°C) |
| Sunny Days | 330 days/yr |
Geography
| Elevation | 19 ft (6 m) |
| Area | 0.7 sq mi (1.7 km²) |
| Population Density | 1,139/sq mi |
| Coordinates | 26.2845°N, 81.6624°W |
| Timezone | America/New_York |
| County | Collier County County |
| Nearest Airport | Southwest Florida International (RSW)
17 miles away |
Precipitation & Snow
Annual Rainfall
61.3"
61% above US avg
Wettest Month (Jun)
9.29"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 98.9 / 100 |
| Social Vulnerability | 74.7 / 100 |
| Community Resilience | 41.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very High |
| Earthquake |
Very Low |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively High |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
No Rating |
| Lightning |
Very High |
| Drought |
Relatively Moderate |
| Cold Wave |
Very High |
| Landslide |
Relatively Low |
| Coastal Flood |
Very High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Hurricane History
21 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 5. Most recent: Milton (2024, Cat 4).
| Year |
Name |
Category |
Closest |
| 2024 |
Milton |
Category 4 |
153 km |
| 2022 |
Ian |
Category 5 |
66 km |
| 2022 |
Nicole |
Category 1 |
199 km |
| 2021 |
Elsa |
Category 1 |
157 km |
| 2020 |
Eta |
Category 1 |
230 km |
| 2017 |
Irma |
Category 4 |
10 km |
| 2016 |
Matthew |
Category 4 |
247 km |
| 2005 |
Rita |
Category 4 |
260 km |
| 2005 |
Dennis |
Category 3 |
278 km |
| 2005 |
Wilma |
Category 3 |
43 km |
| 2005 |
Katrina |
Category 3 |
105 km |
| 2004 |
Charley |
Category 4 |
64 km |
| 2004 |
Jeanne |
Category 3 |
146 km |
| 2004 |
Frances |
Category 2 |
153 km |
| 2000 |
Gordon |
Category 1 |
274 km |
| 1999 |
Irene |
Category 1 |
108 km |
| 1998 |
Georges |
Category 2 |
199 km |
| 1995 |
Erin |
Category 1 |
184 km |
| 1992 |
Andrew |
Category 5 |
78 km |
| 1987 |
Floyd |
Category 1 |
176 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
335 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 7 fatalities, 95 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Oct 9, 2024 |
EF3 |
91 km |
0 |
| Oct 9, 2024 |
EF2 |
33 km |
0 |
| Jan 16, 2022 |
EF2 |
39 km |
0 |
| Jan 9, 2016 |
EF2 |
49 km |
0 |
| Jun 21, 2006 |
EF2 |
90 km |
0 |
| Aug 13, 2004 |
EF2 |
75 km |
0 |
| Apr 4, 1993 |
EF2 |
88 km |
0 |
| Jul 23, 1989 |
EF2 |
43 km |
0 |
| Nov 4, 1988 |
EF2 |
43 km |
0 |
| Aug 9, 1986 |
EF2 |
47 km |
0 |
| Mar 17, 1983 |
EF2 |
85 km |
0 |
| Jun 17, 1982 |
EF2 |
51 km |
1 |
| Jun 18, 1972 |
EF2 |
63 km |
0 |
| Jun 18, 1972 |
EF2 |
37 km |
0 |
| Jun 18, 1972 |
EF2 |
48 km |
0 |
| Dec 3, 1971 |
EF2 |
96 km |
0 |
| Mar 3, 1971 |
EF2 |
41 km |
0 |
| Nov 11, 1968 |
EF2 |
21 km |
0 |
| Nov 9, 1968 |
EF2 |
19 km |
2 |
| Jul 30, 1968 |
EF2 |
92 km |
2 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: BUZZARD (61,663 ac, 2018).
| Year |
Name |
Acres |
Distance |
| 2018 |
BUZZARD |
61,663 |
71 km |
| 2007 |
BICY COMPLEX |
60,644 |
66 km |
| 1989 |
UNNAMED |
56,910 |
90 km |
| 1985 |
ALLEY |
51,504 |
90 km |
| 2007 |
MOONSHINE BAY |
38,664 |
90 km |
| 2008 |
MYAKKA CUT |
36,877 |
90 km |
| 2018 |
116TH AVE SE (11) |
29,269 |
30 km |
| 2006 |
BERG FIRE |
28,992 |
83 km |
| 2021 |
BOBCAT |
28,849 |
93 km |
| 2017 |
PARLIAMENT |
26,967 |
64 km |
| 2017 |
THREE MILE |
26,683 |
83 km |
| 2020 |
MOONFISH |
25,819 |
99 km |
| 2001 |
BEARISLAND |
24,213 |
48 km |
| 2014 |
L 4 CUTOUT |
23,068 |
83 km |
| 2017 |
COWBELL |
21,781 |
63 km |
| 2024 |
BCP KIRBY D RX 0405 |
20,790 |
69 km |
| 2009 |
DEEP FIRE |
20,073 |
38 km |
| 2013 |
HUCKABEE |
19,723 |
41 km |
| 2015 |
ELLISON |
19,387 |
63 km |
| 2017 |
IPP 17 TRT 2 AIRPLANE RXS |
19,112 |
50 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
63°F (17°C) |
2.0 in |
Coldest |
| February |
65°F (18°C) |
1.9 in |
|
| March |
69°F (21°C) |
2.7 in |
|
| April |
72°F (22°C) |
1.8 in |
|
| May |
77°F (25°C) |
3.8 in |
|
| June |
81°F (27°C) |
9.3 in |
Wettest |
| July |
81°F (27°C) |
7.8 in |
|
| August |
82°F (28°C) |
8.5 in |
Warmest |
| September |
81°F (27°C) |
7.3 in |
|
| October |
77°F (25°C) |
3.2 in |
|
| November |
72°F (22°C) |
1.9 in |
|
| December |
67°F (19°C) |
1.6 in |
Driest |
Heritage Bay has a seasonal temperature swing of 19°F / from 63°F in January to 82°F in August. Total annual precipitation is 51.7 inches, with June being the wettest month (9.3") and December the driest (1.6").
Average costs for common services in Heritage Bay. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$259 ($155–$414) |
| Specialist Visit |
$362 ($207–$569) |
| Urgent Care Visit |
$207 ($103–$362) |
| Emergency Room Visit |
$2,275 ($827–$5,170) |
| Dental Cleaning |
$134 ($78–$207) |
| Dental Filling |
$259 ($155–$414) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26–$78) |
| Oil Change (Synthetic) |
$78 ($52–$124) |
| Brake Pad Replacement |
$310 ($155–$517) |
| Tire Rotation |
$41 ($21–$78) |
| New Tires (Set of 4) |
$620 ($414–$1,034) |
| Battery Replacement |
$207 ($103–$362) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$145) |
| HVAC Repair |
$414 ($155–$827) |
| HVAC System Install |
$7,238 ($4,136–$12,408) |
| Roof Repair |
$1,034 ($414–$2,068) |
| Roof Replacement |
$9,306 ($5,687–$15,510) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,551 ($517–$3,619) |
| Divorce (Contested) |
$15,510 ($5,170–$31,020) |
| DUI Defense |
$5,170 ($2,068–$10,340) |
| Bankruptcy (Chapter 7) |
$1,551 ($827–$3,102) |
| Will Preparation |
$517 ($207–$1,034) |
| Trust Preparation |
$2,585 ($1,034–$5,170) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16–$47) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($78–$259) |
| Manicure |
$26 ($16–$47) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$83 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.24 ($3.10–$5.69) |
| Dozen Eggs (per dozen) |
$3.62 ($2.59–$5.17) |
| Loaf of Bread |
$3.93 ($2.59–$5.69) |
| Chicken Breast (per lb) |
$4.65 ($3.10–$6.72) |
| Ground Beef (per lb) |
$5.69 ($4.14–$7.76) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$145 ($83–$259) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$207 ($78–$517) |
| Car Insurance (Annual) |
$2,068 ($1,241–$3,619) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.27–$26) |
| Car Registration (Annual) |
$103 ($31–$259) |
| Driver's License Renewal |
$31 ($16–$78) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,241 ($620–$2,585) |
| Daycare (Toddler, Monthly) |
$1,034 ($517–$2,068) |
| After-School Care (Monthly) |
$414 ($207–$724) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,034 ($414–$2,585) |
| Private School (K-12, Annual) |
$12,925 ($5,170–$31,020) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$207) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$78) |
| Dog Spay/Neuter |
$310 ($155–$517) |
| Cat Spay/Neuter |
$207 ($103–$414) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $975 |
| Toddler | $844 |
| Preschool | $805 |
| Family Childcare (monthly) |
| Infant | $758 |
| Toddler | $650 |
| Preschool | $628 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Heritage Bay
What is the population of Heritage Bay?
Heritage Bay has a population of 752 residents and is located in Florida. The population density is 1,139 people per square mile, spread across 0.7 square miles. The median age of residents is 66.7 years, which is older than the national median of 38.9 years. The population is 48.9% female and 51.1% male.
Is Heritage Bay expensive to live in?
Heritage Bay has a cost of living roughly in line with the national average, with an index of 103.4 (baseline: 100). The median household income is $105,972, 41% above the national average of $75,149. The median home value is $558,800 (98% above the U.S. median). The home price-to-income ratio is 5.3x, which means housing is a stretch relative to local earnings.
Is Heritage Bay safe?
Heritage Bay is considered a very safe city with a violent crime rate of 77 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 2,604 per 100,000 (above the national average). Overall, Heritage Bay receives a safety grade of F based on combined crime data.
What is the weather like in Heritage Bay?
Heritage Bay has a warm climate with an average annual temperature of 74°F (23°C). Winter temperatures average 63°F in January, while summers reach an average of 81°F in July. The area receives 330 sunny days per year, well above the national average of 205. Annual rainfall totals 61.3 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Heritage Bay?
The job market in Heritage Bay is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,308. There are 18,444 business establishments in the area, including 951 restaurants and food service locations. The average commute time is 34 minutes, and 39.3% of workers work from home.
How much does housing cost in Heritage Bay?
The median home value in Heritage Bay is $558,800. Zillow estimates the typical home value at $511,967. The homeownership rate is 90.8%. The average annual property tax is $16,576.
How are the schools in Heritage Bay?
Schools in Heritage Bay score 5.8 out of 10 on standardized testing, near the national average. 48.9% of adults in Heritage Bay hold a bachelor's degree or higher, above the national average of 33.7%. 94.0% have completed high school. 36.2% hold a graduate or professional degree.
How healthy is Heritage Bay?
The obesity rate in Heritage Bay is 22.8% (below the national rate of 32.1%). 7.4% of adults are smokers. 13.5% are physically inactive. 17.1% of residents report depression. 7.8% lack health insurance. 91.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,218.
What is transportation like in Heritage Bay?
The average commute in Heritage Bay is 34 minutes, longer than the national average of 28 minutes. 56.4% of workers drive alone to work, and 39.3% work from home.
What are the demographics of Heritage Bay?
The racial and ethnic makeup of Heritage Bay is 94.1% White. 87.3% of residents speak only English at home, while 12.7% speak Spanish. 9.1% of the population are military veterans. 18.4% of residents have a disability. 94.0% have health insurance coverage.
All Countries
