Median Income
$85,616
14% higher than US avg
Home Value
$168,400
40% lower than US avg
Bachelor's+
19.4%
42% lower than US avg
Median Rent
$1,012
13% lower than US avg
Obesity Rate
33.1%
3% higher than US avg
Unemployment
1.5%
58% lower than US avg
Poverty Rate
4.6%
63% lower than US avg
How Highland-on-the-Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population3,701
Median Age50.7 yrs
Density1,814/mi²
Male / Female55% / 45%
Largest GroupWhite 95%
Economy
A+
Median Income$85,616
Per Capita$38,287
Unemployment1.5%
Poverty4.6%
County GDP$81,132M
Commute27 min
Housing
A+
Home Value$168,400
Rent$1,012
OwnershipN/A
Health
Obesity33.1%
UninsuredN/A
Depression23.6%
Heart Disease5.5%
Climate
Avg Temp46°F
AQI36 (Good)
Rain53.3 in/yr
Elevation681 ft
Education
C+
Bachelor's+19.4%
High School+94.5%
School Score5.39
Community
2024 VoteR 45% / D 55%
Commute27 min
Libraries39
Is Highland-on-the-Lake a Good Place to Live?
Based on current data, Highland-on-the-Lake receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, affordable housing, a low poverty rate. Highland-on-the-Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Highland-on-the-Lake is $85,616, 14% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.5%. Only 4.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Highland-on-the-Lake is $168,400, 40% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,012 per month, below the national average — a plus for affordability. At just 2x median income, home prices are very affordable relative to local earnings.
Education
19.4% of residents hold a bachelor's degree, below the national average of 33.7%. 94.5% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Highland-on-the-Lake experiences four distinct seasons with an average temperature of 46°F. Winters average 23°F in January while summers reach 68°F in July. Annual precipitation totals 53.3 inches, including 167.6 inches of snow. Air quality is rated Good with a median AQI of 36.
Highland-on-the-Lake has a population of 3,701 with a density of 1,814 people per square mile. The median age is 50.7 years, 30% older than the national median of 38.9. The city is predominantly White (94.9%), with 1.2% Hispanic, 1.6% Black.
Population
50.7yrs
Median Age
30% above US avg
Race & Ethnicity
Highland-on-the-Lake vs U.S. Average
Language Spoken at Home
| English Only | 97.6% |
| 24% above US avg |
| Spanish | 2.4% |
| 82% below US avg |
Social Characteristics
Highland-on-the-Lake vs U.S. Average
The median household income in Highland-on-the-Lake is $85,616, which is 14% above the national average of $75,149. The unemployment rate is 1.5% (below the 3.6% US average). 4.6% of residents live below the poverty line. Workers commute an average of 27 minutes.
Income: Highland-on-the-Lake vs U.S.
Income
| Median HH Income | $85,616 |
| 14% above US avg |
| Per Capita Income | $38,287 |
| Avg Weekly Wage | $1,288 |
| IRS Avg AGI | $78,365 |
Employment & Poverty
| Unemployment | 1.5% |
| 58% below US avg |
| Poverty Rate | 4.6% |
| 63% below US avg |
| Establishments (County) | 25,097 |
| County GDP | $81,132M |
Business (County)
| Restaurants | 2,341 |
| Healthcare | 2,652 |
| Retail | 3,140 |
| Manufacturing | 914 |
Tax & Cost of Living
| Property Tax (IRS) | $8,093 |
| 131% above US avg |
| Effective Tax Rate | 4.81% |
Commute & Transportation
| Commute Time | 26.8 min |
| Work from Home | 5.3% |
The median home value in Highland-on-the-Lake is $168,400, 40% below the national average. Monthly rent averages $1,012 (13% below US avg).
Home Values
| Census Median | $168,400 |
| 40% below US avg |
Real Estate Market (Redfin)
| $/Sq Ft | $155 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 100.1% |
| Price Drops | 0.0% |
| Inventory | 1 |
Rental Costs
| Census Median Rent | $1,012 |
| 13% below US avg |
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $8,093 |
| 131% above US avg |
| Effective Rate | 4.81% |
In Highland-on-the-Lake, 33.1% of adults are obese (above the 32.1% national rate). 23.6% report depression. 24.6% are physically inactive.
Health Metrics: Highland-on-the-Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.1% |
| 3% above US avg |
| Diabetes | 8.6% |
| Heart Disease | 5.5% |
| High Blood Pressure | 28.4% |
| Asthma | 11.9% |
| COPD | 6.6% |
| Stroke | 2.9% |
Behaviors & Mental Health
| |
| Binge Drinking | 20.5% |
| Physical Inactivity | 24.6% |
| Depression | 23.6% |
| Mental Distress | 18.7% |
| Physical Distress | 13.2% |
Healthcare Access
| Insurance Rate | 95.8% |
| |
| Checkup Rate | 79.8% |
| Premature Death | 8,238/100K |
Food & Exercise
| Food Environment | 8.2/10 |
| Exercise Access | 97.2% |
| Healthcare Facilities | 2,652 |
Crime Rates: Highland-on-the-Lake vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 52 |
Safety Score
Highland-on-the-Lake has an average annual temperature of 46°F (8°C). Winters average 23°F in January while summers reach 68°F in July. Annual precipitation is 53.3 inches. Air quality is rated Good with a median AQI of 36.
Temperature
23°F Jan (-5°C)
68°F Jul (20°C)
| Annual Average | 46.0°F |
| 15% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 68°F (20°C) |
Precipitation & Snow
| Annual Rainfall | 53.3 inches |
| 40% above US avg |
| Snowfall | 167.6 inches/yr |
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Geography
| Elevation | 681 ft (208 m) |
| Area | 2.0 sq mi (5.3 km²) |
| Population Density | 1,814/sq mi |
| Coordinates | 42.7017°N, 78.9824°W |
| County FIPS | 36029 |