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Holiday Lake, IA

Iowa

Holiday Lake is a small town in Iowa with a population of 321. Residents earn $76,863 per year, which is 2% above the national average.

4.2 /5.0
A Great
321 Population 120/sq mi density
$76,863 Median Income $56,659 per capita
$257,800 Home Value
48°F Avg Temperature 275 sunny days/yr
A
Overall
4.2 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$76,863 median income, 0.0% unemployment
A+
Affordability
4.8 / 5.0
$257,800 home value
B
Education
3.3 / 5.0
28.8% bachelor's degree or higher
Median Income $76,863
2% higher than US avg
Home Value $257,800
9% lower than US avg
Bachelor's+ 28.8%
15% lower than US avg
Obesity Rate 43.7%
36% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 6.3%
49% lower than US avg

How Holiday Lake Compares to the U.S. Average (100% = U.S. avg)

People

Population321
Median Age54.6 yrs
Density120/mi²
Male / Female41% / 59%
Largest GroupWhite 99%
Veterans15.8%

Economy

A+
Median Income$76,863
Per Capita$56,659
Unemployment0.0%
Poverty6.3%
County GDP$1,654M
Commute41 min

Housing

A+
Home Value$257,800
RentN/A
OwnershipN/A
Housing Units472
Rent Burden24.9%

Health

Obesity43.7%
Uninsured8.4%
Smoking19.2%
Depression24.6%
Heart Disease5.9%

Climate

Avg Temp48°F (9°C)
AQI43 (Good)
Rain36.0 in/yr
Sunny Days275/yr
Elevation932 ft (284 m)

Education

B
Bachelor's+28.8%
High School+82.7%
Graduate+8.1%
School Score5.73

Community

2024 VoteR 58% / D 41%
Commute41 min
Broadband82.5%
Libraries3

Is Holiday Lake a Good Place to Live?

Based on current data, Holiday Lake receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include low unemployment, abundant sunshine, a low poverty rate, high health insurance coverage. Areas to be aware of include long commute times, high obesity rates. Holiday Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Holiday Lake is $76,863, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 6.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 41 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Holiday Lake is $257,800, roughly aligned with the national median of $281,900. A price-to-income ratio of 3.4x indicates a reasonably affordable housing market.

Education

28.8% of residents hold a bachelor's degree, below the national average of 33.7%. 82.7% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Holiday Lake experiences four distinct seasons with an average temperature of 48°F. Winters average 19°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.0 inches, including 27.9 inches of snow. Air quality is rated Good with a median AQI of 43.

Holiday Lake has a population of 321 with a density of 120 people per square mile. The median age is 54.6 years, 40% older than the national median of 38.9. The city is predominantly White (98.8%).

Population

321
Total Population
120
People / sq mi
54.6yrs
Median Age
40% above US avg
2.7mi²
Land Area

Gender Distribution

Male 41.1%
Female 58.9%

Race & Ethnicity

Holiday Lake vs U.S. Average

Language Spoken at Home

English Only97.0%
24% above US avg
Spanish3.0%
78% below US avg

Social Characteristics

Holiday Lake vs U.S. Average

The median household income in Holiday Lake is $76,863, which is 2% above the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 6.3% of residents live below the poverty line. Workers commute an average of 41 minutes.

Income: Holiday Lake vs U.S.

Commute Mode

Income

Median HH Income$76,863
2% above US avg
Per Capita Income$56,659
Avg Weekly Wage$1,108
IRS Avg AGI$77,315

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate6.3%
49% below US avg
Establishments (County)699
County GDP$1,654M

Business (County)

Restaurants47
Healthcare62
Retail80
Manufacturing30

Tax & Cost of Living

Property Tax (IRS)$4,683
34% above US avg
Effective Tax Rate1.82%

Commute & Transportation

Commute Time41.3 min
Drive Alone91.5%
Public Transit0.0%
Work from Home3.9%

Walkability

The median home value in Holiday Lake is $257,800, 9% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$257,800
9% below US avg

Real Estate Market (Redfin)

Rental Costs

Rent Burden24.9%

HUD Fair Market Rent

Studio$738
1 Bedroom$788
2 Bedrooms$989
3 Bedrooms$1,282
4 Bedrooms$1,420

Ownership & Property

Owner-Occupied95.4%
Housing Units472
Median Year Built1968

Property Tax

Avg Tax (IRS)$4,683
34% above US avg
Effective Rate1.82%
In Holiday Lake, 43.7% of adults are obese (above the 32.1% national rate). 8.4% of residents lack health insurance. 19.2% are current smokers. 24.6% report depression. 27.4% are physically inactive.

Health Metrics: Holiday Lake vs U.S. Average (%)

Chronic Conditions

Obesity43.7%
36% above US avg
Diabetes10.1%
Heart Disease5.9%
High Blood Pressure32.0%
Asthma11.0%
COPD7.6%
Cancer7.3%
Stroke3.2%

Behaviors & Mental Health

Smoking19.2%
37% above US avg
Binge Drinking21.0%
Physical Inactivity27.4%
Depression24.6%
Mental Distress19.8%
Physical Distress13.8%
Short Sleep34.9%

Healthcare Access

Insurance Rate100.0%
Uninsured8.4%
2% below US avg
Checkup Rate74.1%
Dental Visits61.6%
Premature Death6,568/100K

Food & Exercise

Food Environment8.9/10
Exercise Access70.8%
Healthcare Facilities62
Holiday Lake has an average annual temperature of 48°F (9°C). Winters average 19°F in January while summers reach 73°F in July. Annual precipitation is 36.0 inches. The area enjoys 275 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

19°F Jan (-7°C) 73°F Jul (23°C)
Annual Average48.2°F
11% below US avg
January Average19°F (-7°C)
July Average73°F (23°C)
Sunny Days275 days/yr

Precipitation & Snow

Annual Rainfall36.0 inches
5% below US avg
Snowfall27.9 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation932 ft (284 m)
Area2.7 sq mi (6.9 km²)
Population Density120/sq mi
Coordinates41.8180°N, 92.4535°W
TimezoneAmerica/Chicago
County FIPS19157
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 28.8% of residents hold a bachelor's degree or higher (15% below US avg). In the 2024 election, the county voted Republican by a 17-point margin. 82.5% of households have broadband internet.

2024 Presidential Election (County)

R 57.8%
D 40.8%

Winner: Republican by 17 points

Education

Bachelor's Degree+28.8%
15% below US avg
High School+82.7%
Graduate Degree+8.1%
School Test Score5.73
B Education Grade (3.3/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density120/sq mi
Total Area2.7 sq mi

Infrastructure & Services

Broadband Access82.5%
Public Libraries3
Healthcare Facilities62
Restaurants47
Retail Stores80

Safety & Disasters

Fatal Crashes (County/yr)2

Commute & Transportation

Avg Commute41.3 min
Drive Alone91.5%
Public Transit0.0%
Work from Home3.9%

Nearby Cities

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