Median Income
$77,245
3% higher than US avg
Home Value
$239,400
15% lower than US avg
Bachelor's+
48.4%
44% higher than US avg
Median Rent
$1,313
13% higher than US avg
Obesity Rate
31.5%
2% lower than US avg
Unemployment
6.2%
72% higher than US avg
Poverty Rate
6.6%
47% lower than US avg
How Holly Lake Ranch Compares to the U.S. Average (100% = U.S. avg)
People
Population2,821
Median Age63.3 yrs
Density325/mi²
Male / Female39% / 61%
Largest GroupWhite 96%
Veterans17.1%
Economy
B+
Median Income$77,245
Per Capita$58,628
Unemployment6.2%
Poverty6.6%
County GDP$2,099M
Commute40 min
Housing
A+
Home Value$239,400
Rent$1,313
Ownership93.5%
Zillow$249,931
Housing Units1,747
Rent Burden13.6%
Health
Obesity31.5%
Uninsured3.1%
Smoking12.3%
Depression24.9%
Heart Disease4.9%
Climate
Avg Temp63°F (17°C)
Rain47.9 in/yr
Elevation387 ft (118 m)
Education
A+
Bachelor's+48.4%
High School+98.8%
Graduate+24.7%
School Score5.34
Community
2024 VoteR 85% / D 15%
Commute40 min
Broadband96.1%
EV Stations1
Libraries4
Is Holly Lake Ranch a Good Place to Live?
Based on current data, Holly Lake Ranch receives an overall livability score of 4.5 out of 5.0, earning a grade of A+. Key strengths include a highly educated population, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment, long commute times. Holly Lake Ranch stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Holly Lake Ranch is $77,245, roughly in line with the national average of $75,149. The unemployment rate of 6.2% is somewhat elevated compared to the national rate of 3.6%. Only 6.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 40 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Holly Lake Ranch is $239,400, 15% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,313 per month. A price-to-income ratio of 3.1x indicates a reasonably affordable housing market.
Education
Educational attainment is solid, with 48.4% holding a bachelor's degree or higher, near the national average. 98.8% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Holly Lake Ranch enjoys a moderate climate with an average annual temperature of 63°F. Winters average 44°F in January while summers reach 82°F in July. Annual precipitation totals 47.9 inches.
Holly Lake Ranch has a population of 2,821 with a density of 325 people per square mile, spread across 3.5 square miles. The median age is 63.3 years, 63% older than the national median of 38.9. The gender split is 61.1% female and 38.9% male. The city is predominantly White (95.6%), with 2.5% Hispanic. English is the primary language spoken at home by 96.5% of residents. 17.1% of the population are veterans, above the national rate of 6.0%. 17.0% of residents have a disability (above the 13.0% national average). 96.9% have health insurance coverage.
Population
2,821
Total Population
2023 Census
63.3yrs
Median Age
63% above US avg
Race & Ethnicity
Holly Lake Ranch vs U.S. Average
Language Spoken at Home
English Only
96.5%
23% above US avg
Spanish
3.7%
72% below US avg
Social Characteristics
Holly Lake Ranch vs U.S. Average
The median household income in Holly Lake Ranch is $77,245, which is 3% above the national average of $75,149. Per capita income is $58,628 (above the $39,052 national figure). The average weekly wage is $929, 35% lower than the U.S. average. The unemployment rate is 6.2% (above the 3.6% US average). 6.6% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 943 business establishments, including 86 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 40 minutes (longer than the 28-minute US average). 29.9% of workers work from home (above the 15.2% national rate).
Income: Holly Lake Ranch vs U.S.
Income
| Median HH Income | $77,245 |
| 3% above US avg |
| Per Capita Income | $58,628 |
| Avg Weekly Wage | $929 |
| IRS Avg AGI | $65,255 |
| Gini Index | 0.470 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 6.2% |
| 72% above US avg |
| Poverty Rate | 6.6% |
| 47% below US avg |
| Establishments (County) | 943 |
| County GDP | $2,099M |
Business (County)
| Restaurants | 86 |
| Healthcare | 80 |
| Retail | 123 |
| Manufacturing | 42 |
Tax & Cost of Living
| Property Tax (IRS) | $5,412 |
| 55% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 2.26% |
Commute & Transportation
| Commute Time | 40.4 min |
| Drive Alone | 64.1% |
| Public Transit | 0.0% |
| Work from Home | 29.9% |
The median home value in Holly Lake Ranch is $239,400, 15% below the national median of $281,900. Zillow estimates the typical home value at $249,931. Monthly rent averages $1,313 (13% above the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 93.5% of housing units are owner-occupied (above the 65.4% national rate). There are 1,747 total housing units in the city. The median year a home was built is 1992. The average annual property tax is $5,412 (higher than the $3,500 national average). 13.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.1x.
Home Values
| Census Median | $239,400 |
| 15% below US avg |
| Zillow ZHVI | $249,931 |
Rental Costs
| Census Median Rent | $1,313 |
| 13% above US avg |
| Rent Burden | 13.6% |
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 93.5% |
| Owner-Occupied | 93.5% |
| Renter-Occupied | 6.5% |
| Housing Units | 1,747 |
| Median Year Built | 1992 |
Property Tax
| Avg Tax (IRS) | $5,412 |
| 55% above US avg |
| Effective Rate | 2.26% |
In Holly Lake Ranch, 31.5% of adults are obese, below the national rate of 32.1%. 8.6% have diabetes (below the 10.5% national rate). Heart disease affects 4.9% of residents, below the national average. 29.5% have high blood pressure. 12.3% are current smokers. 20.7% report binge drinking. 20.7% are physically inactive, below the national average. 24.9% report depression (above the 20.0% national average). 17.6% experience frequent mental distress. 3.1% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:3,058. The dentist ratio is 1:2,756. 37.0% of residents have access to exercise opportunities. The food environment index is 6.8 out of 10.
Health Metrics: Holly Lake Ranch vs U.S. Average (%)
Chronic Conditions
| Obesity | 31.5% |
| 2% below US avg |
| Diabetes | 8.6% |
| Heart Disease | 4.9% |
| High Blood Pressure | 29.5% |
| Asthma | 10.2% |
| COPD | 5.4% |
| Cancer | 7.4% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 12.3% |
| 12% below US avg |
| Binge Drinking | 20.7% |
| Physical Inactivity | 20.7% |
| Depression | 24.9% |
| Mental Distress | 17.6% |
| Physical Distress | 11.5% |
| Short Sleep | 34.6% |
Healthcare Access
| Insurance Rate | 96.9% |
| Uninsured | 3.1% |
| 64% below US avg |
| Primary Care | 1:3,058 |
| Dentists | 1:2,756 |
| Mental Health | 1:1,711 |
| Checkup Rate | 73.1% |
| Dental Visits | 63.4% |
| Premature Death | 11,592/100K |
Food & Exercise
| Food Environment | 6.8/10 |
| Exercise Access | 37.0% |
| Healthcare Facilities | 80 |
Holly Lake Ranch enjoys a temperate climate with an average annual temperature of 63°F (17°C). Winters average 44°F in January while summers reach 82°F in July. Annual precipitation totals 47.9 inches (wetter than the 38-inch national average). The area receives 1.5 inches of snow annually. The city sits at an elevation of 387 feet.
Temperature
44°F Jan (7°C)
82°F Jul (28°C)
| Annual Average | 63.1°F |
| 17% above US avg |
| January Average | 44°F (7°C) |
| July Average | 82°F (28°C) |
Geography
| Elevation | 387 ft (118 m) |
| Area | 3.5 sq mi (9.1 km²) |
| Population Density | 325/sq mi |
| Coordinates | 32.7132°N, 95.1994°W |
| Timezone | America/Chicago |
| County | Wood County County |
| Nearest Airport | Tyler Pounds Regional (TYR)
28 miles away |
Precipitation & Snow
Annual Rainfall
47.9"
26% above US avg
Wettest Month (Apr)
4.66"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 63.2 / 100 |
| Social Vulnerability | 89.1 / 100 |
| Community Resilience | 24.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Very High |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
21 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.8. Most recent: M3.5 on Mar 29, 2025.
| May 17, 2012 |
3 km NE of Timpson, Texas |
M4.8 |
117 km |
| Sep 2, 2013 |
3 km WNW of Timpson, Texas |
M4.3 |
115 km |
| Sep 2, 2013 |
14 km WNW of Timpson, Texas |
M4.2 |
105 km |
| Jan 25, 2013 |
11 km SE of Timpson, Texas |
M4.1 |
128 km |
| May 10, 2012 |
9 km NW of Timpson, Texas |
M3.9 |
108 km |
| Mar 29, 2025 |
13 km NNE of Wells, Texas |
M3.5 |
129 km |
| Jan 18, 2025 |
0 km WSW of Mooringsport, Louisiana |
M3.5 |
115 km |
| May 31, 1997 |
3 km ESE of Neylandville, Texas |
M3.4 |
89 km |
| Apr 16, 2021 |
8 km WNW of Blanchard, Louisiana |
M3.2 |
115 km |
| Jan 6, 2025 |
4 km ESE of Mooringsport, Louisiana |
M3.0 |
120 km |
| Apr 1, 2021 |
7 km W of Blanchard, Louisiana |
M3.0 |
116 km |
| May 31, 2013 |
7 km SE of Timpson, Texas |
M2.9 |
125 km |
| Jan 29, 2013 |
4 km S of Timpson, Texas |
M2.8 |
121 km |
| Dec 7, 2012 |
3 km S of Timpson, Texas |
M2.8 |
120 km |
| Jan 31, 2013 |
7 km WNW of Timpson, Texas |
M2.8 |
110 km |
| May 20, 2012 |
5 km W of Timpson, Texas |
M2.7 |
114 km |
| Dec 22, 2012 |
1 km W of Timpson, Texas |
M2.6 |
116 km |
| Jul 27, 2019 |
6 km SSW of Timpson, Texas |
M2.6 |
121 km |
| May 26, 2012 |
2 km S of Timpson, Texas |
M2.5 |
120 km |
| Apr 15, 2021 |
10 km SW of Mooringsport, Louisiana |
M2.5 |
108 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
3 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 3. Most recent: Laura (2020, Cat 3).
| Year |
Name |
Category |
Closest |
| 2020 |
Laura |
Category 3 |
213 km |
| 2008 |
Ike |
Category 2 |
191 km |
| 2005 |
Rita |
Category 1 |
267 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
636 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 12 fatalities, 347 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 4, 2022 |
EF4 |
88 km |
0 |
| Apr 29, 2017 |
EF4 |
92 km |
2 |
| Nov 4, 2022 |
EF3 |
90 km |
0 |
| Nov 4, 2022 |
EF3 |
50 km |
1 |
| Apr 29, 2017 |
EF3 |
72 km |
2 |
| May 10, 2015 |
EF3 |
52 km |
2 |
| Jan 20, 2010 |
EF3 |
100 km |
0 |
| Apr 6, 2003 |
EF3 |
92 km |
0 |
| Apr 23, 2000 |
EF3 |
85 km |
0 |
| May 4, 1999 |
EF3 |
52 km |
1 |
| Apr 26, 1991 |
EF3 |
74 km |
0 |
| Apr 1, 1988 |
EF3 |
32 km |
0 |
| Nov 15, 1987 |
EF3 |
74 km |
0 |
| May 3, 1979 |
EF3 |
31 km |
0 |
| Apr 1, 1979 |
EF3 |
40 km |
0 |
| Feb 23, 1979 |
EF3 |
69 km |
0 |
| May 5, 1978 |
EF3 |
97 km |
0 |
| Dec 3, 1973 |
EF3 |
46 km |
0 |
| Oct 22, 1972 |
EF3 |
90 km |
0 |
| Mar 3, 1970 |
EF3 |
50 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
13 wildfires (100+ acres) within 100 km.
Largest: NORTHEAST TEXAS FIRE COMPLEX (41,645 ac, 2011).
| Year |
Name |
Acres |
Distance |
| 2011 |
NORTHEAST TEXAS FIRE COMPLEX |
41,645 |
74 km |
| 2011 |
OLD MAGNOLIA |
4,881 |
36 km |
| 2003 |
POPS |
4,475 |
83 km |
| 2022 |
TXCLR-FY22-RX-W |
3,288 |
99 km |
| 2011 |
DIANA |
2,863 |
37 km |
| 2011 |
PETERS CHAPEL |
2,072 |
87 km |
| 1999 |
UNNAMED |
1,699 |
89 km |
| 2006 |
UNNAMED |
1,634 |
83 km |
| 2011 |
HENDERSON 474 JOHNSON |
1,594 |
72 km |
| 2011 |
MARSHALL |
1,583 |
98 km |
| 2011 |
HENDERSON 475 |
1,379 |
84 km |
| 2006 |
COOPER LAKE |
1,224 |
83 km |
| 2005 |
MAPLE CREEK |
1,223 |
83 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
44°F (7°C) |
3.8 in |
Coldest |
| February |
48°F (9°C) |
4.1 in |
|
| March |
55°F (13°C) |
4.2 in |
|
| April |
62°F (17°C) |
4.7 in |
Wettest |
| May |
70°F (21°C) |
4.5 in |
|
| June |
78°F (26°C) |
4.1 in |
|
| July |
82°F (28°C) |
3.1 in |
Warmest |
| August |
81°F (27°C) |
3.0 in |
Driest |
| September |
75°F (24°C) |
3.7 in |
|
| October |
64°F (18°C) |
4.6 in |
|
| November |
53°F (12°C) |
3.8 in |
|
| December |
46°F (8°C) |
4.5 in |
|
Holly Lake Ranch has a seasonal temperature swing of 37°F / from 44°F in January to 82°F in July. Total annual precipitation is 47.9 inches, with April being the wettest month (4.7") and August the driest (3.0").
Average costs for common services in Holly Lake Ranch. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146-$388) |
| Specialist Visit |
$340 ($194-$534) |
| Urgent Care Visit |
$194 ($97-$340) |
| Emergency Room Visit |
$2,136 ($777-$4,855) |
| Dental Cleaning |
$126 ($73-$194) |
| Dental Filling |
$243 ($146-$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24-$73) |
| Oil Change (Synthetic) |
$73 ($49-$117) |
| Brake Pad Replacement |
$291 ($146-$486) |
| Tire Rotation |
$39 ($19-$73) |
| New Tires (Set of 4) |
$583 ($388-$971) |
| Battery Replacement |
$194 ($97-$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58-$146) |
| Electrician (Per Hour) |
$87 ($49-$136) |
| HVAC Repair |
$388 ($146-$777) |
| HVAC System Install |
$6,797 ($3,884-$11,652) |
| Roof Repair |
$971 ($388-$1,942) |
| Roof Replacement |
$8,739 ($5,341-$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486-$3,399) |
| Divorce (Contested) |
$14,565 ($4,855-$29,130) |
| DUI Defense |
$4,855 ($1,942-$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777-$2,913) |
| Will Preparation |
$486 ($194-$971) |
| Trust Preparation |
$2,428 ($971-$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15-$44) |
| Women's Haircut |
$53 ($29-$97) |
| Hair Coloring (Full) |
$146 ($73-$243) |
| Manicure |
$24 ($15-$44) |
| Pedicure |
$39 ($24-$63) |
| Massage (1 Hour) |
$78 ($49-$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91-$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43-$4.86) |
| Loaf of Bread |
$3.69 ($2.43-$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91-$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88-$7.28) |
| Rice (per lb) |
$0.97 ($0.58-$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78-$243) |
| Natural Gas (Monthly) |
$68 ($29-$146) |
| Water/Sewer (Monthly) |
$68 ($39-$117) |
| Internet (Monthly) |
$68 ($39-$97) |
| Cell Phone Plan (Monthly) |
$63 ($29-$97) |
| Cable TV (Monthly) |
$83 ($49-$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73-$486) |
| Car Insurance (Annual) |
$1,942 ($1,165-$3,399) |
| Bus Pass (Monthly) |
$68 ($29-$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77-$24) |
| Car Registration (Annual) |
$97 ($29-$243) |
| Driver's License Renewal |
$29 ($15-$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583-$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486-$1,942) |
| After-School Care (Monthly) |
$388 ($194-$680) |
| Tutoring (Per Hour) |
$49 ($24-$97) |
| SAT/ACT Prep Course |
$971 ($388-$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855-$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29-$97) |
| Dog Vaccination (Annual) |
$97 ($49-$194) |
| Dog Grooming |
$58 ($29-$97) |
| Pet Boarding (Per Night) |
$39 ($19-$73) |
| Dog Spay/Neuter |
$291 ($146-$486) |
| Cat Spay/Neuter |
$194 ($97-$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $537 |
| Toddler | $511 |
| Preschool | $498 |
| Family Childcare (monthly) |
| Infant | $494 |
| Toddler | $476 |
| Preschool | $468 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Holly Lake Ranch
What is the population of Holly Lake Ranch?
Holly Lake Ranch has a population of 2,821 residents and is located in Texas. The population density is 325 people per square mile, spread across 3.5 square miles. The median age of residents is 63.3 years, which is older than the national median of 38.9 years. The population is 61.1% female and 38.9% male.
Is Holly Lake Ranch expensive to live in?
Holly Lake Ranch has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $77,245, 3% above the national average of $75,149. The median home value is $239,400 (15% below the U.S. median). Renters pay a median of $1,313 per month, above the national average of $1,163. The home price-to-income ratio is 3.1x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Holly Lake Ranch?
Holly Lake Ranch enjoys a temperate climate with an average annual temperature of 63°F (17°C). Winter temperatures average 44°F in January, while summers reach an average of 82°F in July. Annual rainfall totals 47.9 inches, with 1.5 inches of snow.
How is the job market in Holly Lake Ranch?
The unemployment rate in Holly Lake Ranch is 6.2%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $929. There are 943 business establishments in the area, including 86 restaurants and food service locations. The average commute time is 40 minutes, and 29.9% of workers work from home.
How much does housing cost in Holly Lake Ranch?
The median home value in Holly Lake Ranch is $239,400. Zillow estimates the typical home value at $249,931. For renters, the median monthly rent is $1,313. Fair market rent is $935 for a 1-bedroom and $1,149 for a 2-bedroom apartment. The homeownership rate is 93.5%. The average annual property tax is $5,412.
How are the schools in Holly Lake Ranch?
Schools in Holly Lake Ranch score 5.3 out of 10 on standardized testing, near the national average. 48.4% of adults in Holly Lake Ranch hold a bachelor's degree or higher, above the national average of 33.7%. 98.8% have completed high school. 24.7% hold a graduate or professional degree.
How healthy is Holly Lake Ranch?
The obesity rate in Holly Lake Ranch is 31.5% (below the national rate of 32.1%). 12.3% of adults are smokers. 20.7% are physically inactive. 24.9% of residents report depression. 3.1% lack health insurance (below the national rate). 37.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,058.
What is transportation like in Holly Lake Ranch?
The average commute in Holly Lake Ranch is 40 minutes, longer than the national average of 28 minutes. 64.1% of workers drive alone to work, and 29.9% work from home.
What are the demographics of Holly Lake Ranch?
The racial and ethnic makeup of Holly Lake Ranch is 95.6% White, 2.5% Hispanic or Latino. 96.5% of residents speak only English at home, while 3.7% speak Spanish. 17.1% of the population are military veterans. 17.0% of residents have a disability. 96.9% have health insurance coverage.