Florida · Metropolitan Area
Holmes Beach is a small town in Florida with a population of 3,042. Residents earn $99,063 per year, which is 32% above the national average.
Based on current data, Holmes Beach receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Holmes Beach offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Holmes Beach is $99,063, which is significantly higher than the national average — 32% above $75,149. This places Holmes Beach among higher-income communities. The job market is very strong with unemployment at just 1.0%. Only 1.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 31 minutes.
The median home value in Holmes Beach is $667,800, making it a premium housing market at 137% above the U.S. median of $281,900. Renters pay a median of $1,786 per month, significantly above the national average of $1,163. The price-to-income ratio of 6.7x means housing costs are stretched relative to local earnings.
Holmes Beach is a very safe community with a violent crime rate of 146 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 3,409 per 100,000, 74% above the national average.
Holmes Beach is a highly educated community — 61.9% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.6% have completed high school. Area schools have an average test score of 5.6/10.
Holmes Beach has a warm climate with an average annual temperature of 75°F. Winters average 62°F in January while summers reach 84°F in July. Annual precipitation totals 52.5 inches. Air quality is rated Good with a median AQI of 41.
| English Only | 94.3% |
| 20% above US avg | |
| Spanish | 5.7% |
| 57% below US avg |
| Median HH Income | $99,063 |
| 32% above US avg | |
| Per Capita Income | $77,516 |
| Avg Weekly Wage | $1,170 |
| IRS Avg AGI | $106,916 |
| Unemployment | 1.0% |
| 72% below US avg | |
| Poverty Rate | 1.8% |
| 85% below US avg | |
| Establishments (County) | 14,624 |
| County GDP | $26,348M |
| Restaurants | 773 |
| Healthcare | 1,127 |
| Retail | 1,394 |
| Manufacturing | 303 |
| Property Tax (IRS) | $8,900 |
| 154% above US avg | |
| Effective Tax Rate | 1.33% |
| Commute Time | 31.3 min |
| Drive Alone | 69.7% |
| Public Transit | 3.5% |
| Work from Home | 20.3% |
| Census Median | $667,800 |
| 137% above US avg | |
| Zillow ZHVI | $951,524 |
| Median List Price | $1,512,000 |
| Median List Price | $1,512,000 |
| $/Sq Ft | $743 |
| Homes Sold | 23 |
| Sale-to-List Ratio | 94.2% |
| Price Drops | 28.9% |
| Inventory | 197 |
| Census Median Rent | $1,786 |
| 54% above US avg | |
| Rent Burden | 46.7% |
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
| Owner-Occupied | 88.7% |
| Avg Tax (IRS) | $8,900 |
| 154% above US avg | |
| Effective Rate | 1.33% |
| Obesity | 28.4% |
| 12% below US avg | |
| Diabetes | 7.5% |
| Heart Disease | 4.6% |
| High Blood Pressure | 26.8% |
| Asthma | 8.9% |
| COPD | 4.4% |
| Stroke | 2.2% |
| Binge Drinking | 19.9% |
| Physical Inactivity | 15.5% |
| Depression | 19.3% |
| Mental Distress | 15.5% |
| Physical Distress | 10.0% |
| Insurance Rate | 91.0% |
| Checkup Rate | 76.1% |
| Premature Death | 8,820/100K |
| Food Environment | 8.2/10 |
| Exercise Access | 89.0% |
| Healthcare Facilities | 1,127 |
| Total Violent | 146.1/100K |
| 62% below US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 146.1/100K |
| Total Property | 3,408.8/100K |
| 74% above US avg | |
| Burglary | 779.2/100K |
| Theft | 2,629.7/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
| Fatal Crashes (County/yr) | 64 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 74.5°F |
| 38% above US avg | |
| January Average | 62°F (17°C) |
| July Average | 84°F (29°C) |
| Annual Rainfall | 52.5 inches |
| 38% above US avg | |
| Snowfall | 0.0 inches/yr |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 4 ft (1 m) |
| Area | 1.7 sq mi (4.4 km²) |
| Population Density | 1,811/sq mi |
| Coordinates | 27.5106°N, 82.7155°W |
| County FIPS | 12081 |
Winner: Republican by 23.5 points
| Bachelor's Degree+ | 61.9% |
| 84% above US avg | |
| High School+ | 98.6% |
| School Test Score | 5.60 |
| RUCC Code 2 | Metro — 250K–1M |
| Population Density | 1,811/sq mi |
| Total Area | 1.7 sq mi |
| Broadband Access | 88.2% |
| EV Charging Stations | 4 |
| Alt Fuel Stations | 4 |
| Public Libraries | 7 |
| Healthcare Facilities | 1,127 |
| Restaurants | 773 |
| Retail Stores | 1,394 |
| Fatal Crashes (County/yr) | 64 |
| Avg Commute | 31.3 min |
| Drive Alone | 69.7% |
| Public Transit | 3.5% |
| Work from Home | 20.3% |