Median Income
$81,927
9% higher than US avg
Home Value
$184,400
35% lower than US avg
Violent Crime
146/100K
62% lower than US avg
Bachelor's+
26.9%
20% lower than US avg
Median Rent
$1,042
10% lower than US avg
Obesity Rate
35.9%
12% higher than US avg
Unemployment
1.1%
69% lower than US avg
Poverty Rate
7.5%
40% lower than US avg
How Holts Summit Compares to the U.S. Average (100% = U.S. avg)
People
Population4,572
Median Age33.1 yrs
Density1,232/mi²
Male / Female51% / 49%
Largest GroupWhite 89%
Veterans6.3%
Economy
A+
Median Income$81,927
Per Capita$34,274
Unemployment1.1%
Poverty7.5%
Commute21 min
Housing
A+
Home Value$184,400
Rent$1,042
Ownership71.6%
Zillow$291,138
Housing Units1,874
Rent Burden20.6%
Crime
F
Violent146/100K
Property55/100K
Health
Obesity35.9%
Uninsured5.4%
Smoking15.5%
Depression25.6%
Heart Disease5.4%
Climate
Avg Temp56°F (14°C)
Rain39.7 in/yr
Elevation860 ft (262 m)
Education
B
Bachelor's+26.9%
High School+94.1%
Graduate+8.4%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute21 min
Broadband94.1%
EV Stations13
Is Holts Summit a Good Place to Live?
Based on current data, Holts Summit receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, a low poverty rate. Holts Summit offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Holts Summit is $81,927, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.1%. Only 7.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Holts Summit is $184,400, 35% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,042 per month, below the national average / a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Holts Summit is a very safe community with a violent crime rate of 146 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 55 per 100,000, 97% below the national average.
Education
26.9% of residents hold a bachelor's degree, below the national average of 33.7%. 94.1% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Holts Summit enjoys a moderate climate with an average annual temperature of 56°F. Winters average 32°F in January while summers reach 79°F in July. Annual precipitation totals 39.7 inches, including 8.9 inches of snow.
Holts Summit has a population of 4,572 with a density of 1,232 people per square mile, spread across 3.5 square miles. The median age is 33.1 years, 15% younger than the national median of 38.9. The gender split is 49.1% female and 50.9% male. The city is predominantly White (89.2%), with 2.3% Hispanic, 3% Black. English is the primary language spoken at home by 99.4% of residents. 6.3% of the population are veterans. 11.6% of residents have a disability. 94.6% have health insurance coverage.
Population
4,572
Total Population
2023 Census
33.1yrs
Median Age
15% below US avg
Race & Ethnicity
Holts Summit vs U.S. Average
Language Spoken at Home
English Only
99.4%
27% above US avg
Spanish
0.5%
96% below US avg
Social Characteristics
Holts Summit vs U.S. Average
The median household income in Holts Summit is $81,927, which is 9% above the national average of $75,149. Per capita income is $34,274 (below the $39,052 national figure). The unemployment rate is 1.1% (below the 3.6% US average). 7.5% of residents live below the poverty line, lower than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 5.6% of workers work from home (below the 15.2% national rate).
Income: Holts Summit vs U.S.
Income
| Median HH Income | $81,927 |
| 9% above US avg |
| Per Capita Income | $34,274 |
Employment & Poverty
| Unemployment | 1.1% |
| 69% below US avg |
| Poverty Rate | 7.5% |
| 40% below US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 21.2 min |
| Drive Alone | 88.2% |
| Public Transit | 0.0% |
| Work from Home | 5.6% |
The median home value in Holts Summit is $184,400, 35% below the national median of $281,900. Zillow estimates the typical home value at $291,138, higher than the Census estimate. According to Redfin, the median sale price is $300,000 with homes selling in an average of 48 days. Homes sell for 0% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $1,042 (10% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 71.6% of housing units are owner-occupied. There are 1,874 total housing units in the city. The median year a home was built is 2000. 20.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.3x, well within the affordable range.
Home Values
| Census Median | $184,400 |
| 35% below US avg |
| Zillow ZHVI | $291,138 |
| Redfin Median Sale | $300,000 |
| Median List Price | $319,900 |
Real Estate Market (Redfin)
| Median Sale Price | $300,000 |
| Median List Price | $319,900 |
| $/Sq Ft | $188 |
| Homes Sold | 3 |
| Days on Market | 48 days |
| Sale-to-List Ratio | 0.0% |
| Price Drops | 12.5% |
| Inventory | 8 |
Rental Costs
| Census Median Rent | $1,042 |
| 10% below US avg |
| Rent Burden | 20.6% |
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 71.6% |
| Owner-Occupied | 71.6% |
| Renter-Occupied | 28.4% |
| Housing Units | 1,874 |
| Median Year Built | 2000 |
Property Tax
In Holts Summit, 35.9% of adults are obese, above the national rate of 32.1%. 9.5% have diabetes. Heart disease affects 5.4% of residents. 32.0% have high blood pressure. 15.5% are current smokers. 18.2% report binge drinking. 26.2% are physically inactive. 25.6% report depression (above the 20.0% national average). 18.2% experience frequent mental distress. 5.4% of residents lack health insurance (below the 8.6% national rate).
Health Metrics: Holts Summit vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.9% |
| 12% above US avg |
| Diabetes | 9.5% |
| Heart Disease | 5.4% |
| High Blood Pressure | 32.0% |
| Asthma | 10.8% |
| COPD | 6.6% |
| Cancer | 7.5% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 15.5% |
| 11% above US avg |
| Binge Drinking | 18.2% |
| Physical Inactivity | 26.2% |
| Depression | 25.6% |
| Mental Distress | 18.2% |
| Physical Distress | 12.9% |
| Short Sleep | 38.3% |
Healthcare Access
| Insurance Rate | 94.6% |
| Uninsured | 5.4% |
| 37% below US avg |
| Checkup Rate | 76.2% |
| Dental Visits | 59.1% |
Food & Exercise
Holts Summit has a violent crime rate of 146 per 100,000 residents, 62% below the national average of 380. Property crime stands at 55 per 100,000, 97% below the U.S. average. Overall, Holts Summit receives a safety grade of F.
Crime Rates: Holts Summit vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 145.6/100K |
| 62% below US avg |
| |
Property Crime
| Total Property | 54.6/100K |
| 97% below US avg |
Traffic Safety
| Traffic Accidents | 15 |
| Avg Accident Severity | 2.2 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Holts Summit enjoys a temperate climate with an average annual temperature of 56°F (14°C). Winters average 32°F in January while summers reach 79°F in July. Annual precipitation totals 39.7 inches. The area receives 8.9 inches of snow annually. The city sits at an elevation of 860 feet.
Temperature
32°F Jan (-0°C)
79°F Jul (26°C)
| Annual Average | 56.3°F |
| 4% above US avg |
| January Average | 32°F (-0°C) |
| July Average | 79°F (26°C) |
Geography
| Elevation | 860 ft (262 m) |
| Area | 3.5 sq mi (9.0 km²) |
| Population Density | 1,232/sq mi |
| Coordinates | 38.6403°N, 92.1224°W |
| Timezone | America/Chicago |
| Nearest Airport | Columbia Regional (COU)
13 miles away |
Precipitation & Snow
Annual Rainfall
39.7"
4% above US avg
Wettest Month (May)
4.89"
Earthquake History
16 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.6 on Sep 19, 2024.
| Jun 7, 2011 |
18 km NNW of Potosi, Missouri |
M3.9 |
124 km |
| Jul 31, 2005 |
Missouri |
M3.3 |
53 km |
| Mar 30, 2001 |
1 km SW of Hermitage, Missouri |
M3.1 |
131 km |
| Jan 21, 1992 |
5 km SE of Linn Creek, Missouri |
M3.1 |
86 km |
| Feb 8, 2004 |
6 km SSW of Stoutsville, Missouri |
M2.9 |
97 km |
| Jul 8, 2003 |
1 km N of Leasburg, Missouri |
M2.9 |
93 km |
| Apr 29, 2022 |
1 km SSW of Peerless Park, Missouri |
M2.8 |
142 km |
| May 5, 2008 |
3 km SSE of Fenton, Missouri |
M2.8 |
149 km |
| Jul 15, 1990 |
7 km SW of Potosi, Missouri |
M2.7 |
140 km |
| Sep 5, 2015 |
5 km SE of High Ridge, Missouri |
M2.7 |
144 km |
| Apr 4, 2015 |
3 km ESE of Clinton, Missouri |
M2.6 |
144 km |
| Mar 7, 2009 |
7 km S of Miramiguoa Park, Missouri |
M2.6 |
105 km |
| Feb 3, 2014 |
18 km NW of Potosi, Missouri |
M2.6 |
122 km |
| Sep 19, 2024 |
1 km S of Old Monroe, Missouri |
M2.6 |
123 km |
| Apr 29, 2018 |
3 km WNW of Evergreen, Missouri |
M2.5 |
128 km |
| Jan 15, 1998 |
1 km SSE of Fenton, Missouri |
M2.5 |
148 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
381 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 11 fatalities, 214 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 12, 2006 |
EF4 |
90 km |
0 |
| May 22, 2019 |
EF3 |
55 km |
0 |
| Dec 31, 2010 |
EF3 |
83 km |
2 |
| Jan 7, 2008 |
EF3 |
82 km |
0 |
| Jan 7, 2008 |
EF3 |
83 km |
0 |
| Mar 13, 2006 |
EF3 |
80 km |
0 |
| Mar 13, 2006 |
EF3 |
73 km |
0 |
| Mar 12, 2006 |
EF3 |
82 km |
4 |
| Jun 1, 1999 |
EF3 |
81 km |
0 |
| Nov 10, 1998 |
EF3 |
39 km |
0 |
| Jul 4, 1995 |
EF3 |
89 km |
0 |
| Nov 27, 1990 |
EF3 |
39 km |
0 |
| Nov 27, 1990 |
EF3 |
39 km |
0 |
| May 1, 1983 |
EF3 |
28 km |
0 |
| Jun 12, 1970 |
EF3 |
62 km |
0 |
| Apr 15, 2023 |
EF2 |
63 km |
0 |
| May 11, 2016 |
EF2 |
99 km |
0 |
| May 25, 2011 |
EF2 |
95 km |
0 |
| Oct 17, 2007 |
EF2 |
98 km |
2 |
| Mar 13, 2006 |
EF2 |
15 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: ELM SPRINGS RX (4,378 ac, 2023).
| Year |
Name |
Acres |
Distance |
| 2023 |
ELM SPRINGS RX |
4,378 |
92 km |
| 2021 |
KAINTUCK |
3,325 |
91 km |
| 2005 |
UNNAMED |
2,831 |
91 km |
| 2024 |
KAINTUCK SOUTH RX |
2,387 |
94 km |
| 2014 |
UNNAMED |
2,090 |
95 km |
| 2023 |
MERRILL HOLLOW RX |
1,641 |
89 km |
| 2021 |
KNOTWELL |
1,361 |
87 km |
| 2022 |
WOOLDRIDGE FIRE |
1,323 |
46 km |
| 1991 |
UNNAMED |
1,273 |
98 km |
| 2020 |
ELM SPRINGS |
1,223 |
94 km |
| 1991 |
UNNAMED |
1,154 |
85 km |
| 2023 |
WESTERN STAR RX |
1,133 |
88 km |
| 2010 |
KK RANCH ROAD |
1,112 |
37 km |
| 2007 |
DECKER |
1,062 |
96 km |
| 1994 |
UNNAMED |
909 |
97 km |
| 1994 |
UNNAMED |
906 |
91 km |
| 1991 |
UNNAMED |
887 |
97 km |
| 1994 |
UNNAMED |
864 |
96 km |
| 1994 |
UNNAMED |
790 |
95 km |
| 2005 |
UNNAMED |
679 |
75 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
32°F (-0°C) |
2.0 in |
Coldest |
| February |
37°F (3°C) |
1.9 in |
Driest |
| March |
46°F (8°C) |
2.9 in |
|
| April |
57°F (14°C) |
4.4 in |
|
| May |
66°F (19°C) |
4.9 in |
Wettest |
| June |
75°F (24°C) |
3.6 in |
|
| July |
79°F (26°C) |
4.4 in |
Warmest |
| August |
77°F (25°C) |
3.6 in |
|
| September |
69°F (20°C) |
3.7 in |
|
| October |
58°F (14°C) |
3.4 in |
|
| November |
46°F (8°C) |
2.8 in |
|
| December |
36°F (2°C) |
2.1 in |
|
Holts Summit has a seasonal temperature swing of 47°F / from 32°F in January to 79°F in July. Total annual precipitation is 39.7 inches, with May being the wettest month (4.9") and February the driest (1.9").
Average costs for common services in Holts Summit. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136-$363) |
| Specialist Visit |
$318 ($182-$499) |
| Urgent Care Visit |
$182 ($91-$318) |
| Emergency Room Visit |
$1,998 ($726-$4,540) |
| Dental Cleaning |
$118 ($68-$182) |
| Dental Filling |
$227 ($136-$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$109) |
| Brake Pad Replacement |
$272 ($136-$454) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$545 ($363-$908) |
| Battery Replacement |
$182 ($91-$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54-$136) |
| Electrician (Per Hour) |
$82 ($45-$127) |
| HVAC Repair |
$363 ($136-$726) |
| HVAC System Install |
$6,356 ($3,632-$10,896) |
| Roof Repair |
$908 ($363-$1,816) |
| Roof Replacement |
$8,172 ($4,994-$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454-$3,178) |
| Divorce (Contested) |
$13,620 ($4,540-$27,240) |
| DUI Defense |
$4,540 ($1,816-$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726-$2,724) |
| Will Preparation |
$454 ($182-$908) |
| Trust Preparation |
$2,270 ($908-$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$91) |
| Hair Coloring (Full) |
$136 ($68-$227) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$73 ($45-$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72-$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27-$4.54) |
| Loaf of Bread |
$3.45 ($2.27-$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72-$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63-$6.81) |
| Rice (per lb) |
$0.91 ($0.54-$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73-$227) |
| Natural Gas (Monthly) |
$64 ($27-$136) |
| Water/Sewer (Monthly) |
$64 ($36-$109) |
| Internet (Monthly) |
$64 ($36-$91) |
| Cell Phone Plan (Monthly) |
$59 ($27-$91) |
| Cable TV (Monthly) |
$77 ($45-$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68-$454) |
| Car Insurance (Annual) |
$1,816 ($1,090-$3,178) |
| Bus Pass (Monthly) |
$64 ($27-$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26-$23) |
| Car Registration (Annual) |
$91 ($27-$227) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545-$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454-$1,816) |
| After-School Care (Monthly) |
$363 ($182-$636) |
| Tutoring (Per Hour) |
$45 ($23-$91) |
| SAT/ACT Prep Course |
$908 ($363-$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540-$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$91) |
| Dog Vaccination (Annual) |
$91 ($45-$182) |
| Dog Grooming |
$54 ($27-$91) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$272 ($136-$454) |
| Cat Spay/Neuter |
$182 ($91-$363) |
View all 9 services
Frequently Asked Questions About Holts Summit
What is the population of Holts Summit?
Holts Summit has a population of 4,572 residents and is located in Missouri. The population density is 1,232 people per square mile, spread across 3.5 square miles. The median age of residents is 33.1 years, which is younger than the national median of 38.9 years. The population is 49.1% female and 50.9% male.
Is Holts Summit expensive to live in?
Holts Summit is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $81,927, 9% above the national average of $75,149. The median home value is $184,400 (35% below the U.S. median). Renters pay a median of $1,042 per month. The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.
Is Holts Summit safe?
Holts Summit is considered a very safe city with a violent crime rate of 146 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 55 per 100,000 (below the national average). Overall, Holts Summit receives a safety grade of F based on combined crime data.
What is the weather like in Holts Summit?
Holts Summit enjoys a temperate climate with an average annual temperature of 56°F (14°C). Winter temperatures average 32°F in January, while summers reach an average of 79°F in July. Annual rainfall totals 39.7 inches, with 8.9 inches of snow.
How is the job market in Holts Summit?
The job market in Holts Summit is very strong, with unemployment at just 1.1% / well below the national rate of 3.6%. The average commute time is 21 minutes, and 5.6% of workers work from home.
How much does housing cost in Holts Summit?
The median home value in Holts Summit is $184,400. Zillow estimates the typical home value at $291,138. According to Redfin, the median sale price is $300,000, with homes typically selling within 48 days. For renters, the median monthly rent is $1,042. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment. The homeownership rate is 71.6%.
How are the schools in Holts Summit?
Schools in Holts Summit score 5.5 out of 10 on standardized testing, near the national average. 26.9% of adults in Holts Summit hold a bachelor's degree or higher, below the national average of 33.7%. 94.1% have completed high school. 8.4% hold a graduate or professional degree.
How healthy is Holts Summit?
The obesity rate in Holts Summit is 35.9% (above the national rate of 32.1%). 15.5% of adults are smokers. 26.2% are physically inactive. 25.6% of residents report depression. 5.4% lack health insurance (below the national rate).
What is transportation like in Holts Summit?
The average commute in Holts Summit is 21 minutes, shorter than the national average of 28 minutes. 88.2% of workers drive alone to work, and 5.6% work from home.
What are the demographics of Holts Summit?
The racial and ethnic makeup of Holts Summit is 89.2% White, 3% Black or African American, 2.3% Hispanic or Latino, 0.7% Asian. 99.4% of residents speak only English at home. 6.3% of the population are military veterans. 11.6% of residents have a disability. 94.6% have health insurance coverage.