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Holts Summit, MO

Missouri

Holts Summit is a small town in Missouri with a population of 4,572. Residents earn $81,927 per year, which is 9% above the national average.

3.4 /5.0
B Good
4,572 Population 1,232/sq mi density
$81,927 Median Income $34,274 per capita
$184,400 Home Value $273,859 Zillow
$1,042 Median Rent 20.6% income on rent
55°F Avg Temperature 264 sunny days/yr
173 Violent Crime/100K 809 property/100K
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$81,927 median income, 0.8% unemployment
A+
Affordability
5.0 / 5.0
$184,400 home value, $1,042/mo rent
F
Safety
1.0 / 5.0
173 violent crimes/100K (54% below avg)
B
Education
3.2 / 5.0
26.9% bachelor's degree or higher
Median Income $81,927
9% higher than US avg
Home Value $184,400
35% lower than US avg
Violent Crime 173/100K
54% lower than US avg
Bachelor's+ 26.9%
20% lower than US avg
Median Rent $1,042
10% lower than US avg
Obesity Rate 35.9%
12% higher than US avg
Unemployment 0.8%
78% lower than US avg
Poverty Rate 7.5%
40% lower than US avg

How Holts Summit Compares to the U.S. Average (100% = U.S. avg)

People

Population4,572
Median Age33.1 yrs
Density1,232/mi²
Male / Female51% / 49%
Largest GroupWhite 89%
Veterans6.3%

Economy

A+
Median Income$81,927
Per Capita$34,274
Unemployment0.8%
Poverty7.5%
Commute21 min

Housing

A+
Home Value$184,400
Rent$1,042
OwnershipN/A
Zillow$273,859
Housing Units1,874
Rent Burden20.6%

Crime

F
Violent173/100K
Property809/100K
Murder0.0/100K
Assault144/100K
Burglary87/100K

Health

Obesity35.9%
Uninsured8.1%
Smoking15.5%
Depression25.6%
Heart Disease5.4%

Climate

Avg Temp55°F (13°C)
AQI41 (Good)
Rain39.8 in/yr
Sunny Days264/yr
Elevation860 ft (262 m)

Education

B
Bachelor's+26.9%
High School+94.1%
Graduate+8.4%
School Score5.51

Community

2024 VoteR 77% / D 22%
Commute21 min
Broadband94.1%

Is Holts Summit a Good Place to Live?

Based on current data, Holts Summit receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Holts Summit offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Holts Summit is $81,927, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.8%. Only 7.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 21 minutes.

Cost of Living & Housing

The median home value in Holts Summit is $184,400, 35% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,042 per month, below the national average — a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Violent crime in Holts Summit is below the national average at 173 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 809 per 100,000, 59% below the national average.

Education

26.9% of residents hold a bachelor's degree, below the national average of 33.7%. 94.1% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Holts Summit experiences four distinct seasons with an average temperature of 55°F. Winters average 29°F in January while summers reach 78°F in July. With 264 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.8 inches, including 6.2 inches of snow. Air quality is rated Good with a median AQI of 41.

Holts Summit has a population of 4,572 with a density of 1,232 people per square mile, spread across 3.7 square miles. The median age is 33.1 years, 15% younger than the national median of 38.9. The gender split is 49.1% female and 50.9% male. The city is predominantly White (89.2%), with 1.7% Hispanic, 3% Black. English is the primary language spoken at home by 99.5% of residents. 6.3% of the population are veterans. 14.5% of residents have a disability. 93.6% have health insurance coverage.

Population

4,572
Total Population
1,232
People / sq mi
33.1yrs
Median Age
15% below US avg
3.7mi²
Land Area

Gender Distribution

Male 50.9%
Female 49.1%

Race & Ethnicity

Holts Summit vs U.S. Average

Language Spoken at Home

English Only99.5%
27% above US avg
Spanish0.5%
96% below US avg

Social Characteristics

Holts Summit vs U.S. Average

The median household income in Holts Summit is $81,927, which is 9% above the national average of $75,149. Per capita income is $34,274 (below the $39,052 national figure). The unemployment rate is 0.8% (below the 3.6% US average). 7.5% of residents live below the poverty line, lower than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 — offering relatively affordable living. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 5.6% of workers work from home (below the 15.2% national rate).

Income: Holts Summit vs U.S.

Commute Mode

Income

Median HH Income$81,927
9% above US avg
Per Capita Income$34,274

Employment & Poverty

Unemployment0.8%
78% below US avg
Poverty Rate7.5%
40% below US avg

Business (County)

Tax & Cost of Living

Cost of Living90.80 (100=avg)

Commute & Transportation

Commute Time21.2 min
Drive Alone88.2%
Public Transit0.0%
Work from Home5.6%

Walkability

The median home value in Holts Summit is $184,400, 35% below the national median of $281,900. Zillow estimates the typical home value at $273,859, higher than the Census estimate. Homes sell for 0% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $1,042 (10% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. There are 1,874 total housing units in the city. The median year a home was built is 2000. 20.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.3x, well within the affordable range.

Home Value Sources

Ownership Split

Home Values

Census Median$184,400
35% below US avg
Zillow ZHVI$273,859
Median List Price$319,900

Real Estate Market (Redfin)

Median List Price$319,900
$/Sq Ft$188
Homes Sold3
Sale-to-List Ratio0.0%
Price Drops12.5%
Inventory8

Rental Costs

Census Median Rent$1,042
10% below US avg
Rent Burden20.6%

HUD Fair Market Rent

Studio$732
1 Bedroom$775
2 Bedrooms$970
3 Bedrooms$1,265
4 Bedrooms$1,457

Ownership & Property

Owner-Occupied71.6%
Housing Units1,874
Median Year Built2000

Property Tax

In Holts Summit, 35.9% of adults are obese, above the national rate of 32.1%. 9.5% have diabetes. Heart disease affects 5.4% of residents. 32.0% have high blood pressure. 15.5% are current smokers. 18.2% report binge drinking. 26.2% are physically inactive. 25.6% report depression (above the 20.0% national average). 18.2% experience frequent mental distress. 8.1% of residents lack health insurance.

Health Metrics: Holts Summit vs U.S. Average (%)

Chronic Conditions

Obesity35.9%
12% above US avg
Diabetes9.5%
Heart Disease5.4%
High Blood Pressure32.0%
Asthma10.8%
COPD6.6%
Cancer7.5%
Stroke2.9%

Behaviors & Mental Health

Smoking15.5%
11% above US avg
Binge Drinking18.2%
Physical Inactivity26.2%
Depression25.6%
Mental Distress18.2%
Physical Distress12.9%
Short Sleep38.3%

Healthcare Access

Insurance Rate93.6%
Uninsured8.1%
6% below US avg
Checkup Rate76.2%
Dental Visits59.1%

Food & Exercise

Holts Summit has a violent crime rate of 173 per 100,000 residents, 54% below the national average of 380. This breaks down to aggravated assault at 144.5 per 100,000, robbery at 28.9, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 809 per 100,000, 59% below the U.S. average. This includes larceny/theft at 636, burglary at 87, vehicle theft at 87 per 100,000 residents. Overall, Holts Summit receives a safety grade of F.

Crime Rates: Holts Summit vs U.S. Average (per 100,000)

Violent Crime

Total Violent173.4/100K
54% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery28.9/100K
Assault144.5/100K

Property Crime

Total Property809.0/100K
59% below US avg
Burglary86.7/100K
Theft635.7/100K
Vehicle Theft86.7/100K
Arson28.9/100K

Traffic Safety

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Holts Summit experiences four distinct seasons with an average annual temperature of 55°F (13°C). Winters average 29°F in January while summers reach 78°F in July. The area gets 264 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 39.8 inches. The area receives 6.2 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 860 feet.

Temperature

29°F Jan (-2°C) 78°F Jul (26°C)
Annual Average54.8°F
1% above US avg
January Average29°F (-2°C)
July Average78°F (26°C)
Sunny Days264 days/yr

Precipitation & Snow

Annual Rainfall39.8 inches
5% above US avg
Snowfall6.2 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation860 ft (262 m)
Area3.7 sq mi (9.6 km²)
Population Density1,232/sq mi
Coordinates38.6403°N, 92.1224°W
TimezoneAmerica/Chicago

Monthly Weather

Month Avg Temperature Precipitation Summary
January 29°F (-2°C) 1.6 in Coldest, Driest
February 35°F (1°C) 2.0 in
March 45°F (7°C) 3.2 in
April 55°F (13°C) 3.9 in
May 64°F (18°C) 5.0 in Wettest
June 73°F (23°C) 4.1 in
July 78°F (26°C) 3.5 in Warmest
August 76°F (25°C) 3.5 in
September 68°F (20°C) 3.8 in
October 57°F (14°C) 3.3 in
November 45°F (7°C) 3.4 in
December 33°F (1°C) 2.6 in

Holts Summit has a seasonal temperature swing of 50°F — from 29°F in January to 78°F in July. Total annual precipitation is 39.8 inches, with May being the wettest month (5.0") and January the driest (1.6").

26.9% of adults hold a bachelor's degree or higher, 20% below the national average of 33.7%. 94.1% have completed high school. 8.4% hold a graduate or professional degree (below the 13.1% national rate). Area schools have an average test score of 5.5 out of 10. In the 2024 presidential election, the county voted Republican with 76.6% of the vote, a 54.2-point margin. 94.1% of households have broadband internet access. 88.2% of workers drive alone to work.

2024 Presidential Election (County)

R 76.6%
D 22.4%

Winner: Republican by 54.2 points

Education

Bachelor's Degree+26.9%
20% below US avg
High School+94.1%
Graduate Degree+8.4%
School Test Score5.51
B Education Grade (3.2/5.0)

Urban-Rural Classification

Population Density1,232/sq mi
Total Area3.7 sq mi

Infrastructure & Services

Broadband Access94.1%
Alt Fuel Stations2

Safety & Disasters

F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute21.2 min
Drive Alone88.2%
Public Transit0.0%
Work from Home5.6%

Frequently Asked Questions About Holts Summit

What is the population of Holts Summit?

Holts Summit has a population of 4,572 residents and is located in Missouri. The population density is 1,232 people per square mile, spread across 3.7 square miles. The median age of residents is 33.1 years, which is younger than the national median of 38.9 years. The population is 49.1% female and 50.9% male.

Is Holts Summit expensive to live in?

Holts Summit is more affordable than the national average, with a cost of living index of 90.8 — below the baseline of 100. The median household income is $81,927, 9% above the national average of $75,149. The median home value is $184,400 (35% below the U.S. median). Renters pay a median of $1,042 per month. The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.

Is Holts Summit safe?

Holts Summit is safer than the national average, with a violent crime rate of 173 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 809 per 100,000 (below the national average). Overall, Holts Summit receives a safety grade of F based on combined crime data.

What is the weather like in Holts Summit?

Holts Summit has a four-season climate with an average annual temperature of 55°F (13°C). Winter temperatures average 29°F in January, while summers reach an average of 78°F in July. The area receives 264 sunny days per year, well above the national average of 205. Annual rainfall totals 39.8 inches, with 6.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.

How is the job market in Holts Summit?

The job market in Holts Summit is very strong, with unemployment at just 0.8% — well below the national rate of 3.6%. The average commute time is 21 minutes, and 5.6% of workers work from home.

How much does housing cost in Holts Summit?

The median home value in Holts Summit is $184,400. Zillow estimates the typical home value at $273,859. For renters, the median monthly rent is $1,042. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment.

How are the schools in Holts Summit?

Schools in Holts Summit score 5.5 out of 10 on standardized testing, near the national average. 26.9% of adults in Holts Summit hold a bachelor's degree or higher, below the national average of 33.7%. 94.1% have completed high school. 8.4% hold a graduate or professional degree.

How healthy is Holts Summit?

The obesity rate in Holts Summit is 35.9% (above the national rate of 32.1%). 15.5% of adults are smokers. 26.2% are physically inactive. 25.6% of residents report depression. 8.1% lack health insurance.

What is transportation like in Holts Summit?

The average commute in Holts Summit is 21 minutes, shorter than the national average of 28 minutes. 88.2% of workers drive alone to work, and 5.6% work from home.

What are the demographics of Holts Summit?

The racial and ethnic makeup of Holts Summit is 89.2% White, 3% Black or African American, 1.7% Hispanic or Latino. 99.5% of residents speak only English at home. 6.3% of the population are military veterans. 14.5% of residents have a disability. 93.6% have health insurance coverage.

Nearby Cities

Jefferson City, MO 42,565 pop · 5.2 mi Taos, MO 1,334 pop · 9.7 mi Wardsville, MO 1,505 pop · 10.8 mi Ashland, MO 4,811 pop · 11.8 mi St. Martins, MO 1,195 pop · 12.0 mi Fulton, MO 12,611 pop · 17.1 mi California, MO 4,523 pop · 24.0 mi Columbia, MO 127,200 pop · 24.3 mi Auxvasse, MO 1,385 pop · 28.8 mi Eldon, MO 4,486 pop · 32.0 mi Belle, MO 1,476 pop · 32.7 mi Hallsville, MO 2,049 pop · 33.4 mi Tipton, MO 2,680 pop · 35.5 mi Hermann, MO 2,550 pop · 37.2 mi
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