Median Income
$47,188
37% lower than US avg
Home Value
$184,400
35% lower than US avg
Bachelor's+
20.4%
39% lower than US avg
Median Rent
$334
71% lower than US avg
Obesity Rate
34.3%
7% higher than US avg
Unemployment
1.3%
64% lower than US avg
Poverty Rate
2.8%
77% lower than US avg
How Holy Cross Compares to the U.S. Average (100% = U.S. avg)
People
Population264
Median Age48.7 yrs
Density800/mi²
Male / Female55% / 46%
Largest GroupWhite 94%
Veterans8.0%
Economy
B+
Median Income$47,188
Per Capita$39,081
Unemployment1.3%
Poverty2.8%
County GDP$9,160M
Commute34 min
Housing
A
Home Value$184,400
Rent$334
OwnershipN/A
Zillow$225,488
Rent Burden12.7%
Health
Obesity34.3%
UninsuredN/A
Depression20.8%
Heart Disease5.2%
Climate
Avg Temp48°F
AQI43 (Good)
Rain38.8 in/yr
Elevation1,219 ft
Education
C+
Bachelor's+20.4%
High School+95.6%
School Score5.73
Community
2024 VoteR 54% / D 45%
Commute34 min
Broadband82.4%
Libraries8
Is Holy Cross a Good Place to Live?
Based on current data, Holy Cross receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes. Holy Cross offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Holy Cross is $47,188, 37% below the national average of $75,149. The job market is very strong with unemployment at just 1.3%. Only 2.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 34 minutes.
Cost of Living & Housing
The median home value in Holy Cross is $184,400, 35% below the national median — offering relatively affordable homeownership. Renters pay a median of $334 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.9x indicates a reasonably affordable housing market.
Education
20.4% of residents hold a bachelor's degree, below the national average of 33.7%. 95.6% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Holy Cross experiences four distinct seasons with an average temperature of 48°F. Winters average 19°F in January while summers reach 74°F in July. Annual precipitation totals 38.8 inches, including 36.1 inches of snow. Air quality is rated Good with a median AQI of 43.
Holy Cross has a population of 264 with a density of 800 people per square mile. The median age is 48.7 years, 25% older than the national median of 38.9. The city is predominantly White (93.6%), with 3.8% Hispanic.
Population
48.7yrs
Median Age
25% above US avg
Race & Ethnicity
Holy Cross vs U.S. Average
Language Spoken at Home
| English Only | 97.7% |
| 24% above US avg |
| Spanish | 2.3% |
| 83% below US avg |
Social Characteristics
Holy Cross vs U.S. Average
The median household income in Holy Cross is $47,188, which is 37% below the national average of $75,149. The unemployment rate is 1.3% (below the 3.6% US average). 2.8% of residents live below the poverty line. Workers commute an average of 34 minutes.
Income: Holy Cross vs U.S.
Income
| Median HH Income | $47,188 |
| 37% below US avg |
| Per Capita Income | $39,081 |
| Avg Weekly Wage | $1,128 |
| IRS Avg AGI | $86,704 |
Employment & Poverty
| Unemployment | 1.3% |
| 64% below US avg |
| Poverty Rate | 2.8% |
| 77% below US avg |
| Establishments (County) | 3,728 |
| County GDP | $9,160M |
Business (County)
| Restaurants | 242 |
| Healthcare | 316 |
| Retail | 397 |
| Manufacturing | 149 |
Tax & Cost of Living
| Property Tax (IRS) | $5,807 |
| 66% above US avg |
| Effective Tax Rate | 3.15% |
Commute & Transportation
| Commute Time | 33.6 min |
| Drive Alone | 82.4% |
| Public Transit | 0.0% |
| Work from Home | 5.2% |
The median home value in Holy Cross is $184,400, 35% below the national average. Monthly rent averages $334 (71% below US avg). Zillow estimates the typical home value at $225,488.
Home Values
| Census Median | $184,400 |
| 35% below US avg |
| Zillow ZHVI | $225,488 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $334 |
| 71% below US avg |
| Rent Burden | 12.7% |
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $5,807 |
| 66% above US avg |
| Effective Rate | 3.15% |
In Holy Cross, 34.3% of adults are obese (above the 32.1% national rate). 20.8% report depression. 21.3% are physically inactive.
Health Metrics: Holy Cross vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.3% |
| 7% above US avg |
| Diabetes | 8.4% |
| Heart Disease | 5.2% |
| High Blood Pressure | 26.9% |
| Asthma | 9.9% |
| COPD | 5.7% |
| Stroke | 2.6% |
Behaviors & Mental Health
| |
| Binge Drinking | 24.2% |
| Physical Inactivity | 21.3% |
| Depression | 20.8% |
| Mental Distress | 17.2% |
| Physical Distress | 11.1% |
Healthcare Access
| Insurance Rate | 96.2% |
| |
| Checkup Rate | 75.1% |
| Premature Death | 6,844/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 82.6% |
| Healthcare Facilities | 316 |
Crime Rates: Holy Cross vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 9 |
| FEMA Disasters | 91 |
Safety Score
Holy Cross has an average annual temperature of 48°F (9°C). Winters average 19°F in January while summers reach 74°F in July. Annual precipitation is 38.8 inches. Air quality is rated Good with a median AQI of 43.
Temperature
19°F Jan (-7°C)
74°F Jul (24°C)
| Annual Average | 48.4°F |
| 10% below US avg |
| January Average | 19°F (-7°C) |
| July Average | 74°F (24°C) |
Precipitation & Snow
| Annual Rainfall | 38.8 inches |
| 2% above US avg |
| Snowfall | 36.1 inches/yr |
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Geography
| Elevation | 1,219 ft (372 m) |
| Area | 0.3 sq mi (0.9 km²) |
| Population Density | 800/sq mi |
| Coordinates | 42.6011°N, 90.9962°W |
| County FIPS | 19061 |