Median Income
$57,664
23% lower than US avg
Home Value
$386,500
37% higher than US avg
Bachelor's+
21.0%
38% lower than US avg
Median Rent
$488
58% lower than US avg
Obesity Rate
30.0%
7% lower than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
3.6%
71% lower than US avg
How Howard Compares to the U.S. Average (100% = U.S. avg)
People
Population1,159
Median Age46.7 yrs
Density69/mi²
Male / Female54% / 46%
Largest GroupWhite 84%
Economy
A
Median Income$57,664
Per Capita$45,151
Unemployment0.0%
Poverty3.6%
County GDP$2,073M
Commute32 min
Housing
C+
Home Value$386,500
Rent$488
OwnershipN/A
Zillow$484,865
Health
Obesity30.0%
UninsuredN/A
Depression26.5%
Heart Disease5.9%
Climate
Avg Temp46°F
AQI41 (Good)
Rain8.8 in/yr
Elevation7,403 ft
Education
C+
Bachelor's+21.0%
High School+99.2%
School Score5.90
Community
2024 VoteR 68% / D 30%
Commute32 min
Libraries4
Is Howard a Good Place to Live?
Based on current data, Howard receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes. Howard offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Howard is $57,664, 23% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 3.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 32 minutes.
Cost of Living & Housing
The median home value in Howard is $386,500, 37% above the national median. Renters pay a median of $488 per month, below the national average — a plus for affordability. The price-to-income ratio of 6.7x means housing costs are stretched relative to local earnings.
Education
21.0% of residents hold a bachelor's degree, below the national average of 33.7%. 99.2% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Howard experiences four distinct seasons with an average temperature of 46°F. Winters average 27°F in January while summers reach 67°F in July. Annual precipitation totals 8.8 inches, including 36.7 inches of snow. Air quality is rated Good with a median AQI of 41.
Howard has a population of 1,159 with a density of 69 people per square mile. The median age is 46.7 years, 20% older than the national median of 38.9. The city is predominantly White (83.7%), with 3.6% Hispanic, 3.3% Black.
Population
46.7yrs
Median Age
20% above US avg
Language Spoken at Home
| English Only | 96.2% |
| 23% above US avg |
| Spanish | 3.8% |
| 72% below US avg |
The median household income in Howard is $57,664, which is 23% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 3.6% of residents live below the poverty line. Workers commute an average of 32 minutes.
Income
| Median HH Income | $57,664 |
| 23% below US avg |
| Per Capita Income | $45,151 |
| Avg Weekly Wage | $1,062 |
| IRS Avg AGI | $59,878 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 3.6% |
| 71% below US avg |
| Establishments (County) | 1,124 |
| County GDP | $2,073M |
Business (County)
| Restaurants | 103 |
| Healthcare | 98 |
| Retail | 126 |
| Manufacturing | 34 |
Tax & Cost of Living
| Property Tax (IRS) | $2,296 |
| 34% below US avg |
| Effective Tax Rate | 0.59% |
Commute & Transportation
| Commute Time | 32.2 min |
| Work from Home | 7.8% |
The median home value in Howard is $386,500, 37% above the national average. Monthly rent averages $488 (58% below US avg). Zillow estimates the typical home value at $484,865.
Home Values
| Census Median | $386,500 |
| 37% above US avg |
| Zillow ZHVI | $484,865 |
| Median List Price | $825,000 |
Real Estate Market (Redfin)
| Median List Price | $825,000 |
| $/Sq Ft | $388 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 97.1% |
| Price Drops | 28.6% |
| Inventory | 7 |
Rental Costs
| Census Median Rent | $488 |
| 58% below US avg |
HUD Fair Market Rent
| Studio | $1,083 |
| 1 Bedroom | $1,161 |
| 2 Bedrooms | $1,429 |
| 3 Bedrooms | $1,861 |
| 4 Bedrooms | $2,178 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $2,296 |
| 34% below US avg |
| Effective Rate | 0.59% |
In Howard, 30.0% of adults are obese (below the 32.1% national rate). 26.5% report depression. 20.3% are physically inactive.
Health Metrics: Howard vs U.S. Average (%)
Chronic Conditions
| Obesity | 30.0% |
| 7% below US avg |
| Diabetes | 8.8% |
| Heart Disease | 5.9% |
| High Blood Pressure | 27.1% |
| Asthma | 11.8% |
| COPD | 6.9% |
| Stroke | 3.1% |
Behaviors & Mental Health
| |
| Binge Drinking | 19.2% |
| Physical Inactivity | 20.3% |
| Depression | 26.5% |
| Mental Distress | 19.3% |
| Physical Distress | 14.1% |
Healthcare Access
| Insurance Rate | 97.4% |
| |
| Checkup Rate | 69.0% |
| Premature Death | 9,802/100K |
Food & Exercise
| Food Environment | 6.8/10 |
| Exercise Access | 80.5% |
| Healthcare Facilities | 98 |
Crime Rates: Howard vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| FEMA Disasters | 91 |
Safety Score
Howard has an average annual temperature of 46°F (8°C). Winters average 27°F in January while summers reach 67°F in July. Annual precipitation is 8.8 inches. Air quality is rated Good with a median AQI of 41.
Temperature
27°F Jan (-3°C)
67°F Jul (20°C)
| Annual Average | 46.3°F |
| 14% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 67°F (20°C) |
Precipitation & Snow
| Annual Rainfall | 8.8 inches |
| 77% below US avg |
| Snowfall | 36.7 inches/yr |
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Geography
| Elevation | 7,403 ft (2,256 m) |
| Area | 16.7 sq mi (43.4 km²) |
| Population Density | 69/sq mi |
| Coordinates | 38.4098°N, 105.8424°W |
| County FIPS | 08043 |