Median Income
$67,841
10% lower than US avg
Home Value
$272,300
3% lower than US avg
Bachelor's+
32.6%
3% lower than US avg
Obesity Rate
35.8%
12% higher than US avg
Unemployment
1.9%
47% lower than US avg
Poverty Rate
6.1%
51% lower than US avg
How Hubbard Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population976
Median Age64.9 yrs
Density112/mi²
Male / Female47% / 53%
Largest GroupWhite 95%
Veterans11.3%
Economy
A
Median Income$67,841
Per Capita$47,764
Unemployment1.9%
Poverty6.1%
County GDP$1,517M
Commute56 min
Housing
A
Home Value$272,300
RentN/A
OwnershipN/A
Zillow$232,100
Health
Obesity35.8%
UninsuredN/A
Depression27.5%
Heart Disease5.1%
Climate
Avg Temp43°F
AQI38 (Good)
Rain31.7 in/yr
Elevation802 ft
Education
B+
Bachelor's+32.6%
High School+97.1%
School Score5.23
Community
2024 VoteR 64% / D 35%
Commute56 min
Broadband90.4%
Libraries1
Is Hubbard Lake a Good Place to Live?
Based on current data, Hubbard Lake receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include low unemployment, a low poverty rate, high health insurance coverage. Areas to be aware of include long commute times. Hubbard Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Hubbard Lake is $67,841, 10% below the national average of $75,149. The job market is very strong with unemployment at just 1.9%. Only 6.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 56 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Hubbard Lake is $272,300, roughly aligned with the national median of $281,900. A price-to-income ratio of 4x indicates a reasonably affordable housing market.
Education
32.6% of residents hold a bachelor's degree, below the national average of 33.7%. 97.1% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Hubbard Lake has a cool climate with an average annual temperature of 43°F. Winters average 18°F in January while summers reach 67°F in July. Annual precipitation totals 31.7 inches, including 41.3 inches of snow. Air quality is rated Good with a median AQI of 38.
Hubbard Lake has a population of 976 with a density of 112 people per square mile. The median age is 64.9 years, 67% older than the national median of 38.9. The city is predominantly White (95.4%).
Population
64.9yrs
Median Age
67% above US avg
Race & Ethnicity
Hubbard Lake vs U.S. Average
Language Spoken at Home
| English Only | 98.2% |
| 25% above US avg |
| Spanish | 1.8% |
| 87% below US avg |
Social Characteristics
Hubbard Lake vs U.S. Average
The median household income in Hubbard Lake is $67,841, which is 10% below the national average of $75,149. The unemployment rate is 1.9% (below the 3.6% US average). 6.1% of residents live below the poverty line. Workers commute an average of 56 minutes.
Income: Hubbard Lake vs U.S.
Income
| Median HH Income | $67,841 |
| 10% below US avg |
| Per Capita Income | $47,764 |
| Avg Weekly Wage | $993 |
| IRS Avg AGI | $57,891 |
Employment & Poverty
| Unemployment | 1.9% |
| 47% below US avg |
| Poverty Rate | 6.1% |
| 51% below US avg |
| Establishments (County) | 898 |
| County GDP | $1,517M |
Business (County)
| Restaurants | 74 |
| Healthcare | 101 |
| Retail | 131 |
| Manufacturing | 76 |
Tax & Cost of Living
| Property Tax (IRS) | $4,527 |
| 29% above US avg |
| Effective Tax Rate | 1.66% |
Commute & Transportation
| Commute Time | 55.9 min |
| Drive Alone | 68.4% |
| Public Transit | 0.0% |
| Work from Home | 7.0% |
The median home value in Hubbard Lake is $272,300, 3% below the national average. Zillow estimates the typical home value at $232,100.
Home Values
| Census Median | $272,300 |
| 3% below US avg |
| Zillow ZHVI | $232,100 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $4,527 |
| 29% above US avg |
| Effective Rate | 1.66% |
In Hubbard Lake, 35.8% of adults are obese (above the 32.1% national rate). 27.5% report depression. 19.3% are physically inactive.
Health Metrics: Hubbard Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.8% |
| 12% above US avg |
| Diabetes | 8.1% |
| Heart Disease | 5.1% |
| High Blood Pressure | 29.3% |
| Asthma | 11.0% |
| COPD | 5.9% |
| Stroke | 2.5% |
Behaviors & Mental Health
| |
| Binge Drinking | 20.3% |
| Physical Inactivity | 19.3% |
| Depression | 27.5% |
| Mental Distress | 17.7% |
| Physical Distress | 11.7% |
Healthcare Access
| Insurance Rate | 96.2% |
| |
| Checkup Rate | 77.4% |
| Premature Death | 7,631/100K |
Food & Exercise
| Food Environment | 7.0/10 |
| Exercise Access | 68.1% |
| Healthcare Facilities | 101 |
Crime Rates: Hubbard Lake vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
Safety Score
Hubbard Lake has an average annual temperature of 43°F (6°C). Winters average 18°F in January while summers reach 67°F in July. Annual precipitation is 31.7 inches. Air quality is rated Good with a median AQI of 38.
Temperature
18°F Jan (-8°C)
67°F Jul (19°C)
| Annual Average | 42.9°F |
| 21% below US avg |
| January Average | 18°F (-8°C) |
| July Average | 67°F (19°C) |
Precipitation & Snow
| Annual Rainfall | 31.7 inches |
| 17% below US avg |
| Snowfall | 41.3 inches/yr |
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Geography
| Elevation | 802 ft (244 m) |
| Area | 8.7 sq mi (22.6 km²) |
| Population Density | 112/sq mi |
| Coordinates | 44.8209°N, 83.5548°W |
| County FIPS | 26007 |