Median Income
$57,250
24% lower than US avg
Home Value
$170,800
39% lower than US avg
Bachelor's+
24.8%
26% lower than US avg
Obesity Rate
43.5%
36% higher than US avg
Unemployment
4.5%
25% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Hubbard Compares to the U.S. Average (100% = U.S. avg)
People
Population188
Median Age45.0 yrs
Density1,343/mi²
Male / Female51% / 50%
Largest GroupWhite 94%
Veterans12.5%
Economy
B+
Median Income$57,250
Per Capita$37,020
Unemployment4.5%
Poverty0.0%
County GDP$2,419M
Commute23 min
Housing
A+
Home Value$170,800
Ownership78.0%
Zillow$334,042
Housing Units99
Rent Burden31.0%
Health
Obesity43.5%
Uninsured5.3%
Smoking17.6%
Depression19.9%
Heart Disease5.9%
Climate
Avg Temp48°F (9°C)
Rain29.3 in/yr
Elevation1,163 ft (354 m)
Education
C+
Bachelor's+24.8%
High School+97.9%
Graduate+2.0%
School Score4.80
Community
2024 VoteR 64% / D 34%
Commute23 min
Broadband60.4%
EV Stations5
Libraries3
Is Hubbard a Good Place to Live?
Based on current data, Hubbard receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. Hubbard offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Hubbard is $57,250, 24% below the national average of $75,149. Unemployment stands at 4.5%, indicating a healthy job market. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 23 minutes.
Cost of Living & Housing
The median home value in Hubbard is $170,800, 39% below the national median / offering relatively affordable homeownership. At just 3x median income, home prices are very affordable relative to local earnings.
Education
24.8% of residents hold a bachelor's degree, below the national average of 33.7%. 97.9% have completed high school. Area schools have an average test score of 4.8/10.
Climate & Weather
Hubbard experiences four distinct seasons with an average temperature of 48°F. Winters average 20°F in January while summers reach 74°F in July. Annual precipitation totals 29.3 inches, including 36.0 inches of snow.
Hubbard has a population of 188 with a density of 1,343 people per square mile, spread across 0.2 square miles. The median age is 45.0 years, 16% older than the national median of 38.9. The gender split is 49.5% female and 50.5% male. The city is predominantly White (93.6%). English is the primary language spoken at home by 100% of residents. 12.5% of the population are veterans, above the national rate of 6.0%. 12.8% of residents have a disability. 94.7% have health insurance coverage.
Population
188
Total Population
2023 Census
45.0yrs
Median Age
16% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Hubbard is $57,250, which is 24% below the national average of $75,149. Per capita income is $37,020. The average weekly wage is $1,144, 20% lower than the U.S. average. The unemployment rate is 4.5% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 504 business establishments, including 50 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 23 minutes (shorter than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $57,250 |
| 24% below US avg |
| Per Capita Income | $37,020 |
| Avg Weekly Wage | $1,144 |
| IRS Avg AGI | $59,044 |
| Gini Index | 0.415 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.5% |
| 25% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 504 |
| County GDP | $2,419M |
Business (County)
| Restaurants | 50 |
| Healthcare | 39 |
| Retail | 60 |
| Manufacturing | 34 |
Tax & Cost of Living
| Property Tax (IRS) | $4,248 |
| 21% above US avg |
| Cost of Living | 90.10 (100=avg) |
| Effective Tax Rate | 2.49% |
Commute & Transportation
| Commute Time | 22.9 min |
| Drive Alone | 84.5% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Hubbard is $170,800, 39% below the national median of $281,900. Zillow estimates the typical home value at $334,042, higher than the Census estimate. Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 78.0% of housing units are owner-occupied (above the 65.4% national rate). There are 99 total housing units in the city. The median year a home was built is 1952. The average annual property tax is $4,248 (higher than the $3,500 national average). 31.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3x, well within the affordable range.
Home Values
| Census Median | $170,800 |
| 39% below US avg |
| Zillow ZHVI | $334,042 |
Rental Costs
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 78.0% |
| Owner-Occupied | 78.0% |
| Renter-Occupied | 22.0% |
| Housing Units | 99 |
| Median Year Built | 1952 |
Property Tax
| Avg Tax (IRS) | $4,248 |
| 21% above US avg |
| Effective Rate | 2.49% |
In Hubbard, 43.5% of adults are obese, above the national rate of 32.1%. 10.0% have diabetes. Heart disease affects 5.9% of residents. 30.1% have high blood pressure. 17.6% are current smokers (above the 14.0% national rate). 21.5% report binge drinking. 28.3% are physically inactive. 19.9% report depression. 16.4% experience frequent mental distress. 5.3% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:7,080. The dentist ratio is 1:3,006. 86.7% of residents have access to exercise opportunities. The food environment index is 8.0 out of 10.
Health Metrics: Hubbard vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.5% |
| 36% above US avg |
| Diabetes | 10.0% |
| Heart Disease | 5.9% |
| High Blood Pressure | 30.1% |
| Asthma | 9.6% |
| COPD | 7.0% |
| Cancer | 7.2% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 17.6% |
| 26% above US avg |
| Binge Drinking | 21.5% |
| Physical Inactivity | 28.3% |
| Depression | 19.9% |
| Mental Distress | 16.4% |
| Physical Distress | 12.3% |
| Short Sleep | 32.1% |
Healthcare Access
| Insurance Rate | 94.7% |
| Uninsured | 5.3% |
| 38% below US avg |
| Primary Care | 1:7,080 |
| Dentists | 1:3,006 |
| Mental Health | 1:394 |
| Checkup Rate | 73.4% |
| Dental Visits | 63.6% |
| Premature Death | 7,312/100K |
Food & Exercise
| Food Environment | 8.0/10 |
| Exercise Access | 86.7% |
| Healthcare Facilities | 39 |
Hubbard experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 20°F in January while summers reach 74°F in July. Annual precipitation totals 29.3 inches (drier than the 38-inch national average). The area receives 36.0 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 1,163 feet.
Temperature
20°F Jan (-7°C)
74°F Jul (23°C)
| Annual Average | 48.4°F |
| 10% below US avg |
| January Average | 20°F (-7°C) |
| July Average | 74°F (23°C) |
Geography
| Elevation | 1,163 ft (354 m) |
| Area | 0.2 sq mi (0.4 km²) |
| Population Density | 1,343/sq mi |
| Coordinates | 42.3859°N, 96.5910°W |
| Timezone | America/Chicago |
| County | Dakota County County |
| Nearest Airport | Sioux Gateway/Brig General Bud Day Field (SUX)
11 miles away |
Precipitation & Snow
Annual Rainfall
29.3"
23% below US avg
Wettest Month (Jun)
4.35"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 36.0 / 100 |
| Social Vulnerability | 34.2 / 100 |
| Community Resilience | 8.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
6 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M2.7 on Feb 5, 2025.
| Feb 6, 1996 |
1 km N of Wausa, Nebraska |
M3.6 |
79 km |
| Aug 9, 1997 |
9 km NW of Clarkson, Nebraska |
M3.4 |
82 km |
| Jan 4, 2021 |
5 km N of Tyndall, South Dakota |
M3.1 |
127 km |
| Feb 5, 2025 |
8 km SSE of Tilden, Nebraska |
M2.7 |
110 km |
| Jun 30, 2021 |
4 km E of Rembrandt, Iowa |
M2.7 |
131 km |
| Mar 6, 2024 |
6 km SSE of Santee, Nebraska |
M2.5 |
109 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
605 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 13 fatalities, 228 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 16, 2014 |
EF4 |
59 km |
1 |
| Jun 16, 2014 |
EF4 |
82 km |
0 |
| Jun 16, 2014 |
EF4 |
37 km |
0 |
| Jun 16, 2014 |
EF4 |
66 km |
1 |
| Oct 4, 2013 |
EF4 |
49 km |
0 |
| Oct 4, 2013 |
EF4 |
40 km |
0 |
| Jun 23, 2003 |
EF4 |
61 km |
1 |
| Jul 28, 1986 |
EF4 |
45 km |
0 |
| Jul 7, 1977 |
EF4 |
28 km |
0 |
| May 6, 1975 |
EF4 |
83 km |
0 |
| Jun 23, 1952 |
EF4 |
73 km |
0 |
| Jul 15, 1950 |
EF4 |
65 km |
0 |
| Jun 17, 2014 |
EF3 |
57 km |
0 |
| Apr 9, 2011 |
EF3 |
68 km |
0 |
| Jun 11, 2008 |
EF3 |
76 km |
4 |
| Jul 5, 1994 |
EF3 |
25 km |
0 |
| May 27, 1991 |
EF3 |
57 km |
0 |
| May 8, 1979 |
EF3 |
35 km |
0 |
| Jul 5, 1978 |
EF3 |
89 km |
0 |
| May 4, 1977 |
EF3 |
98 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
20°F (-7°C) |
0.7 in |
Coldest, Driest |
| February |
25°F (-4°C) |
0.9 in |
|
| March |
37°F (3°C) |
1.8 in |
|
| April |
49°F (9°C) |
3.2 in |
|
| May |
61°F (16°C) |
3.9 in |
|
| June |
71°F (22°C) |
4.4 in |
Wettest |
| July |
74°F (23°C) |
3.4 in |
Warmest |
| August |
72°F (22°C) |
3.9 in |
|
| September |
64°F (18°C) |
2.8 in |
|
| October |
50°F (10°C) |
2.2 in |
|
| November |
36°F (2°C) |
1.3 in |
|
| December |
24°F (-4°C) |
1.0 in |
|
Hubbard has a seasonal temperature swing of 54°F / from 20°F in January to 74°F in July. Total annual precipitation is 29.3 inches, with June being the wettest month (4.4") and January the driest (0.7").
Average costs for common services in Hubbard. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135-$360) |
| Specialist Visit |
$315 ($180-$496) |
| Urgent Care Visit |
$180 ($90-$315) |
| Emergency Room Visit |
$1,982 ($721-$4,505) |
| Dental Cleaning |
$117 ($68-$180) |
| Dental Filling |
$225 ($135-$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$108) |
| Brake Pad Replacement |
$270 ($135-$451) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$541 ($360-$901) |
| Battery Replacement |
$180 ($90-$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54-$135) |
| Electrician (Per Hour) |
$81 ($45-$126) |
| HVAC Repair |
$360 ($135-$721) |
| HVAC System Install |
$6,307 ($3,604-$10,812) |
| Roof Repair |
$901 ($360-$1,802) |
| Roof Replacement |
$8,109 ($4,956-$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451-$3,154) |
| Divorce (Contested) |
$13,515 ($4,505-$27,030) |
| DUI Defense |
$4,505 ($1,802-$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721-$2,703) |
| Will Preparation |
$451 ($180-$901) |
| Trust Preparation |
$2,253 ($901-$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$90) |
| Hair Coloring (Full) |
$135 ($68-$225) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$72 ($45-$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70-$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25-$4.51) |
| Loaf of Bread |
$3.42 ($2.25-$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70-$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60-$6.76) |
| Rice (per lb) |
$0.90 ($0.54-$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72-$225) |
| Natural Gas (Monthly) |
$63 ($27-$135) |
| Water/Sewer (Monthly) |
$63 ($36-$108) |
| Internet (Monthly) |
$63 ($36-$90) |
| Cell Phone Plan (Monthly) |
$59 ($27-$90) |
| Cable TV (Monthly) |
$77 ($45-$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68-$451) |
| Car Insurance (Annual) |
$1,802 ($1,081-$3,154) |
| Bus Pass (Monthly) |
$63 ($27-$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21-$23) |
| Car Registration (Annual) |
$90 ($27-$225) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541-$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451-$1,802) |
| After-School Care (Monthly) |
$360 ($180-$631) |
| Tutoring (Per Hour) |
$45 ($23-$90) |
| SAT/ACT Prep Course |
$901 ($360-$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505-$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$90) |
| Dog Vaccination (Annual) |
$90 ($45-$180) |
| Dog Grooming |
$54 ($27-$90) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$270 ($135-$451) |
| Cat Spay/Neuter |
$180 ($90-$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,055 |
| Toddler | $979 |
| Preschool | $888 |
| Family Childcare (monthly) |
| Infant | $650 |
| Toddler | $650 |
| Preschool | $650 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Hubbard
What is the population of Hubbard?
Hubbard has a population of 188 residents and is located in Nebraska. The population density is 1,343 people per square mile, spread across 0.2 square miles. The median age of residents is 45.0 years, which is older than the national median of 38.9 years. The population is 49.5% female and 50.5% male.
Is Hubbard expensive to live in?
Hubbard is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $57,250, 24% below the national average of $75,149. The median home value is $170,800 (39% below the U.S. median). The home price-to-income ratio is 3x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Hubbard?
Hubbard has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 20°F in January, while summers reach an average of 74°F in July. Annual rainfall totals 29.3 inches, with 36.0 inches of snow.
How is the job market in Hubbard?
Hubbard has a healthy job market with an unemployment rate of 4.5%, near the national average of 3.6%. The average weekly wage is $1,144. There are 504 business establishments in the area, including 50 restaurants and food service locations. The average commute time is 23 minutes, and 0.0% of workers work from home.
How much does housing cost in Hubbard?
The median home value in Hubbard is $170,800. Zillow estimates the typical home value at $334,042. The homeownership rate is 78.0%. The average annual property tax is $4,248.
How are the schools in Hubbard?
Schools in Hubbard have an average test score of 4.8 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 24.8% of adults in Hubbard hold a bachelor's degree or higher, below the national average of 33.7%. 97.9% have completed high school. 2.0% hold a graduate or professional degree.
How healthy is Hubbard?
The obesity rate in Hubbard is 43.5% (above the national rate of 32.1%). 17.6% of adults are smokers. 28.3% are physically inactive. 19.9% of residents report depression. 5.3% lack health insurance (below the national rate). 86.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:7,080.
What is transportation like in Hubbard?
The average commute in Hubbard is 23 minutes, shorter than the national average of 28 minutes. 84.5% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Hubbard?
The racial and ethnic makeup of Hubbard is 93.6% White. 100% of residents speak only English at home. 12.5% of the population are military veterans. 12.8% of residents have a disability. 94.7% have health insurance coverage.