Median Income
$45,500
39% lower than US avg
Home Value
$68,500
76% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
14.9%
56% lower than US avg
Median Rent
$480
59% lower than US avg
Obesity Rate
45.8%
43% higher than US avg
Unemployment
2.6%
28% lower than US avg
Poverty Rate
11.2%
10% lower than US avg
How Humboldt Compares to the U.S. Average (100% = U.S. avg)
People
Population780
Median Age50.6 yrs
Density586/mi²
Male / Female51% / 49%
Largest GroupWhite 88%
Veterans6.0%
Economy
B+
Median Income$45,500
Per Capita$35,692
Unemployment2.6%
Poverty11.2%
County GDP$499M
Commute25 min
Housing
A+
Home Value$68,500
Rent$480
Ownership62.8%
Zillow$153,115
Housing Units481
Rent Burden16.7%
Crime
C+
Violent0/100K
Property1,551/100K
Health
Obesity45.8%
Uninsured9.9%
Smoking16.7%
Depression19.9%
Heart Disease5.6%
Climate
Avg Temp52°F (11°C)
AQI32 (Good)
Rain32.3 in/yr
Sunny Days275/yr
Elevation1,021 ft (311 m)
Education
C
Bachelor's+14.9%
High School+86.6%
Graduate+3.9%
School Score5.53
Community
2024 VoteR 75% / D 24%
Commute25 min
Broadband73.3%
EV Stations2
Libraries4
Is Humboldt a Good Place to Live?
Based on current data, Humboldt receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Humboldt offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Humboldt is $45,500, 39% below the national average of $75,149. The job market is very strong with unemployment at just 2.6%. 11.2% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 25 minutes.
Cost of Living & Housing
The median home value in Humboldt is $68,500, 76% below the national median / offering relatively affordable homeownership. Renters pay a median of $480 per month, below the national average / a plus for affordability. At just 1.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Humboldt is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,551 per 100,000, 21% below the national average.
Education
14.9% of residents hold a bachelor's degree, below the national average of 33.7%. 86.6% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Humboldt experiences four distinct seasons with an average temperature of 52°F. Winters average 24°F in January while summers reach 77°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 32.3 inches, including 30.4 inches of snow. Air quality is rated Good with a median AQI of 32.
Humboldt has a population of 780 with a density of 586 people per square mile, spread across 1.3 square miles. The median age is 50.6 years, 30% older than the national median of 38.9. The gender split is 48.8% female and 51.2% male. The city is predominantly White (88.3%), with 4% Hispanic, 5.4% Black. English is the primary language spoken at home by 96% of residents. 6.0% of the population are veterans. 28.3% of residents have a disability (above the 13.0% national average). 84.9% have health insurance coverage.
Population
50.6yrs
Median Age
30% above US avg
Language Spoken at Home
English Only
96.0%
22% above US avg
Spanish
4.0%
70% below US avg
The median household income in Humboldt is $45,500, which is 39% below the national average of $75,149. Per capita income is $35,692. The average weekly wage is $831, 42% lower than the U.S. average. The unemployment rate is 2.6% (below the 3.6% US average). 11.2% of residents live below the poverty line. The area has 298 business establishments, including 19 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 25 minutes. 3.5% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $45,500 |
| 39% below US avg |
| Per Capita Income | $35,692 |
| Avg Weekly Wage | $831 |
| IRS Avg AGI | $67,104 |
| Gini Index | 0.444 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.6% |
| 28% below US avg |
| Poverty Rate | 11.2% |
| 10% below US avg |
| Establishments (County) | 298 |
| County GDP | $499M |
Business (County)
| Restaurants | 19 |
| Healthcare | 20 |
| Retail | 34 |
| Manufacturing | 15 |
Tax & Cost of Living
| Property Tax (IRS) | $2,629 |
| 25% below US avg |
| Cost of Living | 90.10 (100=avg) |
| Effective Tax Rate | 3.84% |
Commute & Transportation
| Commute Time | 24.9 min |
| Drive Alone | 75.8% |
| Public Transit | 0.0% |
| Work from Home | 3.5% |
The median home value in Humboldt is $68,500, 76% below the national median of $281,900. Zillow estimates the typical home value at $153,115, higher than the Census estimate. Monthly rent averages $480 (59% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 62.8% of housing units are owner-occupied. There are 481 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $2,629 (lower than the $3,500 national average). 16.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.5x, well within the affordable range.
Home Values
| Census Median | $68,500 |
| 76% below US avg |
| Zillow ZHVI | $153,115 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $480 |
| 59% below US avg |
| Rent Burden | 16.7% |
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 62.8% |
| Owner-Occupied | 62.8% |
| Renter-Occupied | 37.2% |
| Housing Units | 481 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $2,629 |
| 25% below US avg |
| Effective Rate | 3.84% |
In Humboldt, 45.8% of adults are obese, above the national rate of 32.1%. 10.2% have diabetes. Heart disease affects 5.6% of residents. 32.6% have high blood pressure. 16.7% are current smokers. 21.5% report binge drinking. 28.8% are physically inactive. 19.9% report depression. 16.1% experience frequent mental distress. 9.9% of residents lack health insurance. The primary care physician ratio is 1:1,940. The dentist ratio is 1:2,568. 37.9% of residents have access to exercise opportunities. The food environment index is 7.4 out of 10.
Health Metrics: Humboldt vs U.S. Average (%)
Chronic Conditions
| Obesity | 45.8% |
| 43% above US avg |
| Diabetes | 10.2% |
| Heart Disease | 5.6% |
| High Blood Pressure | 32.6% |
| Asthma | 9.8% |
| COPD | 6.5% |
| Cancer | 7.3% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 16.7% |
| 19% above US avg |
| Binge Drinking | 21.5% |
| Physical Inactivity | 28.8% |
| Depression | 19.9% |
| Mental Distress | 16.1% |
| Physical Distress | 12.4% |
| Short Sleep | 30.3% |
Healthcare Access
| Insurance Rate | 84.9% |
| Uninsured | 9.9% |
| 15% above US avg |
| Primary Care | 1:1,940 |
| Dentists | 1:2,568 |
| Mental Health | 1:769 |
| Checkup Rate | 71.5% |
| Dental Visits | 61.2% |
| Premature Death | 6,372/100K |
Food & Exercise
| Food Environment | 7.4/10 |
| Exercise Access | 37.9% |
| Healthcare Facilities | 20 |
Humboldt has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 1,551 per 100,000, 21% below the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Humboldt receives a safety grade of C+.
Crime Rates: Humboldt vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 1,550.6/100K |
| 21% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Traffic Accidents | 6 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Humboldt experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 24°F in January while summers reach 77°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 32.3 inches. The area receives 30.4 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 32. The city sits at an elevation of 1,021 feet.
Temperature
24°F Jan (-4°C)
77°F Jul (25°C)
| Annual Average | 52.4°F |
| 3% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 1,021 ft (311 m) |
| Area | 1.3 sq mi (3.4 km²) |
| Population Density | 586/sq mi |
| Coordinates | 40.1658°N, 95.9443°W |
| Timezone | America/Chicago |
| County | Richardson County County |
| Nearest Airport | Lincoln (LNK)
68 miles away |
Precipitation & Snow
Annual Rainfall
32.3"
15% below US avg
Wettest Month (May)
4.25"
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 13.8 / 100 |
| Social Vulnerability | 37.5 / 100 |
| Community Resilience | 60.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
6 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M2.9 on Jan 6, 2014.
| Dec 17, 2009 |
2 km NW of Auburn, Nebraska |
M3.6 |
28 km |
| Jul 16, 2004 |
6 km SSE of Riverton, Iowa |
M3.5 |
62 km |
| Mar 23, 2007 |
5 km N of Nortonville, Kansas |
M3.1 |
94 km |
| Feb 11, 1995 |
6 km E of Clearmont, Missouri |
M3.1 |
92 km |
| Jan 6, 2014 |
5 km NW of Liberty, Nebraska |
M2.9 |
51 km |
| Mar 31, 1993 |
2 km SE of Nemaha, Nebraska |
M2.9 |
30 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
611 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 6 fatalities, 185 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 29, 1979 |
EF4 |
76 km |
0 |
| Jun 22, 1964 |
EF4 |
73 km |
0 |
| Apr 12, 1964 |
EF4 |
83 km |
1 |
| Aug 6, 1962 |
EF4 |
73 km |
0 |
| Apr 5, 1954 |
EF4 |
64 km |
0 |
| May 21, 2024 |
EF3 |
99 km |
0 |
| Apr 30, 2024 |
EF3 |
96 km |
1 |
| Apr 26, 2024 |
EF3 |
95 km |
0 |
| May 21, 2019 |
EF3 |
27 km |
0 |
| Jun 3, 2014 |
EF3 |
23 km |
0 |
| May 28, 2013 |
EF3 |
57 km |
0 |
| Jul 24, 1993 |
EF3 |
97 km |
0 |
| Apr 26, 1991 |
EF3 |
62 km |
0 |
| Apr 26, 1991 |
EF3 |
89 km |
0 |
| Jun 7, 1984 |
EF3 |
100 km |
0 |
| Apr 26, 1984 |
EF3 |
96 km |
0 |
| Aug 28, 1979 |
EF3 |
85 km |
2 |
| Mar 29, 1979 |
EF3 |
96 km |
0 |
| Jul 1, 1965 |
EF3 |
74 km |
0 |
| Jun 22, 1964 |
EF3 |
71 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: AXELTON-BURKLUND (8,831 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
AXELTON-BURKLUND |
8,831 |
97 km |
| 2022 |
CARLSON |
6,101 |
96 km |
| 2005 |
OAKS |
5,673 |
93 km |
| 2014 |
SHANNON CREEK |
3,954 |
90 km |
| 1995 |
UNNAMED |
3,244 |
86 km |
| 2004 |
KRAUSE |
3,012 |
90 km |
| 1996 |
UNNAMED |
1,819 |
76 km |
| 2016 |
BLUE RAPIDS |
1,744 |
93 km |
| 2021 |
4 DELTA 21 |
1,708 |
89 km |
| 2011 |
182 |
1,575 |
86 km |
| 2023 |
ROCK CREEK |
1,433 |
95 km |
| 1994 |
UNNAMED |
1,107 |
94 km |
| 2023 |
SHANNON CREEK |
1,089 |
96 km |
| 2018 |
FY 18 182 ROAD BROADCAST BURN |
1,009 |
87 km |
| 2020 |
MOSQR-FY20-RX-WUI |
964 |
59 km |
| 2016 |
SQR BM SL DESOTO 2016 WUI RX |
866 |
59 km |
| 1988 |
NORTH POOL |
698 |
58 km |
| 2020 |
UNNAMED |
645 |
59 km |
| 2009 |
UNIT 6 |
625 |
60 km |
| 2002 |
SCRDGRS 6 |
536 |
60 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
0.8 in |
Coldest, Driest |
| February |
31°F (-1°C) |
0.9 in |
|
| March |
42°F (5°C) |
2.3 in |
|
| April |
53°F (12°C) |
2.8 in |
|
| May |
64°F (18°C) |
4.3 in |
Wettest |
| June |
73°F (23°C) |
4.3 in |
|
| July |
77°F (25°C) |
4.2 in |
Warmest |
| August |
76°F (24°C) |
3.9 in |
|
| September |
67°F (20°C) |
3.9 in |
|
| October |
55°F (13°C) |
2.6 in |
|
| November |
40°F (5°C) |
1.8 in |
|
| December |
29°F (-2°C) |
1.1 in |
|
Humboldt has a seasonal temperature swing of 53°F / from 24°F in January to 77°F in July. Total annual precipitation is 32.8 inches, with May being the wettest month (4.3") and January the driest (0.8").
Average costs for common services in Humboldt. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135–$360) |
| Specialist Visit |
$315 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$315) |
| Emergency Room Visit |
$1,982 ($721–$4,505) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$225 ($135–$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$270 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($360–$901) |
| Battery Replacement |
$180 ($90–$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$360 ($135–$721) |
| HVAC System Install |
$6,307 ($3,604–$10,812) |
| Roof Repair |
$901 ($360–$1,802) |
| Roof Replacement |
$8,109 ($4,956–$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451–$3,154) |
| Divorce (Contested) |
$13,515 ($4,505–$27,030) |
| DUI Defense |
$4,505 ($1,802–$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721–$2,703) |
| Will Preparation |
$451 ($180–$901) |
| Trust Preparation |
$2,253 ($901–$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$225) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70–$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25–$4.51) |
| Loaf of Bread |
$3.42 ($2.25–$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60–$6.76) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$225) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,802 ($1,081–$3,154) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21–$23) |
| Car Registration (Annual) |
$90 ($27–$225) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541–$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451–$1,802) |
| After-School Care (Monthly) |
$360 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$901 ($360–$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505–$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$270 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $811 |
| Toddler | $769 |
| Preschool | $704 |
| Family Childcare (monthly) |
| Infant | $465 |
| Toddler | $487 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Humboldt
What is the population of Humboldt?
Humboldt has a population of 780 residents and is located in Nebraska. The population density is 586 people per square mile, spread across 1.3 square miles. The median age of residents is 50.6 years, which is older than the national median of 38.9 years. The population is 48.8% female and 51.2% male.
Is Humboldt expensive to live in?
Humboldt is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $45,500, 39% below the national average of $75,149. The median home value is $68,500 (76% below the U.S. median). Renters pay a median of $480 per month, below the national average of $1,163. The home price-to-income ratio is 1.5x, indicating housing is reasonably affordable relative to local income levels.
Is Humboldt safe?
Humboldt is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,551 per 100,000 (below the national average). Overall, Humboldt receives a safety grade of C+ based on combined crime data.
What is the weather like in Humboldt?
Humboldt has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 24°F in January, while summers reach an average of 77°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 32.3 inches, with 30.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 32.
How is the job market in Humboldt?
The job market in Humboldt is very strong, with unemployment at just 2.6% / well below the national rate of 3.6%. The average weekly wage is $831. There are 298 business establishments in the area, including 19 restaurants and food service locations. The average commute time is 25 minutes, and 3.5% of workers work from home.
How much does housing cost in Humboldt?
The median home value in Humboldt is $68,500. Zillow estimates the typical home value at $153,115. For renters, the median monthly rent is $480. Fair market rent is $791 for a 1-bedroom and $1,001 for a 2-bedroom apartment. The homeownership rate is 62.8%. The average annual property tax is $2,629.
How are the schools in Humboldt?
Schools in Humboldt score 5.5 out of 10 on standardized testing, near the national average. 14.9% of adults in Humboldt hold a bachelor's degree or higher, below the national average of 33.7%. 86.6% have completed high school. 3.9% hold a graduate or professional degree.
How healthy is Humboldt?
The obesity rate in Humboldt is 45.8% (above the national rate of 32.1%). 16.7% of adults are smokers. 28.8% are physically inactive. 19.9% of residents report depression. 9.9% lack health insurance. 37.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,940.
What is transportation like in Humboldt?
The average commute in Humboldt is 25 minutes. 75.8% of workers drive alone to work, and 3.5% work from home.
What are the demographics of Humboldt?
The racial and ethnic makeup of Humboldt is 88.3% White, 5.4% Black or African American, 4% Hispanic or Latino. 96% of residents speak only English at home, while 4% speak Spanish. 6.0% of the population are military veterans. 28.3% of residents have a disability. 84.9% have health insurance coverage.
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