Median Income
$97,292
29% higher than US avg
Home Value
$209,200
26% lower than US avg
Bachelor's+
33.7%
0% lower than US avg
Median Rent
$713
39% lower than US avg
Obesity Rate
35.2%
10% higher than US avg
Unemployment
1.0%
72% lower than US avg
Poverty Rate
1.2%
90% lower than US avg
How Humboldt Compares to the U.S. Average (100% = U.S. avg)
People
Population674
Median Age31.8 yrs
Density1,087/mi²
Male / Female54% / 46%
Largest GroupWhite 85%
Veterans6.3%
Economy
A+
Median Income$97,292
Per Capita$36,765
Unemployment1.0%
Poverty1.2%
County GDP$406M
Commute28 min
Housing
A+
Home Value$209,200
Rent$713
Ownership88.0%
Zillow$336,669
Housing Units231
Rent Burden16.9%
Health
Obesity35.2%
Uninsured3.9%
Smoking12.7%
Depression23.2%
Heart Disease4.8%
Climate
Avg Temp47°F (9°C)
Rain28.1 in/yr
Elevation1,703 ft (519 m)
Education
B+
Bachelor's+33.7%
High School+97.8%
Graduate+9.8%
School Score6.09
Community
2024 VoteR 73% / D 24%
Commute28 min
Broadband88.0%
EV Stations34
Is Humboldt a Good Place to Live?
Based on current data, Humboldt receives an overall livability score of 4.5 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, affordable housing, a low poverty rate. Humboldt stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Humboldt is $97,292, 29% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.0%. Only 1.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Humboldt is $209,200, 26% below the national median / offering relatively affordable homeownership. Renters pay a median of $713 per month, below the national average / a plus for affordability. At just 2.2x median income, home prices are very affordable relative to local earnings.
Education
Educational attainment is solid, with 33.7% holding a bachelor's degree or higher, near the national average. 97.8% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Humboldt experiences four distinct seasons with an average temperature of 47°F. Winters average 18°F in January while summers reach 74°F in July. Annual precipitation totals 28.1 inches, including 31.0 inches of snow.
Humboldt has a population of 674 with a density of 1,087 people per square mile, spread across 0.6 square miles. The median age is 31.8 years, 18% younger than the national median of 38.9. The gender split is 46.3% female and 53.7% male. The city is predominantly White (84.6%), with 8.9% Hispanic. English is the primary language spoken at home by 100% of residents. 6.3% of the population are veterans. 4.9% of residents have a disability (below the 13.0% national average). 96.1% have health insurance coverage.
Population
674
Total Population
2023 Census
31.8yrs
Median Age
18% below US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
1.9%
86% below US avg
The median household income in Humboldt is $97,292, which is 29% above the national average of $75,149. Per capita income is $36,765. The average weekly wage is $973, 32% lower than the U.S. average. The unemployment rate is 1.0% (below the 3.6% US average). 1.2% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 246 business establishments, including 18 restaurants. The cost of living index is 88.6, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 28 minutes. 12.7% of workers work from home.
Income
| Median HH Income | $97,292 |
| 29% above US avg |
| Per Capita Income | $36,765 |
| Avg Weekly Wage | $973 |
| IRS Avg AGI | $85,058 |
| Gini Index | 0.381 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.0% |
| 72% below US avg |
| Poverty Rate | 1.2% |
| 90% below US avg |
| Establishments (County) | 246 |
| County GDP | $406M |
Business (County)
| Restaurants | 18 |
| Healthcare | 18 |
| Retail | 22 |
| Manufacturing | 5 |
Tax & Cost of Living
| Property Tax (IRS) | $4,817 |
| 38% above US avg |
| Cost of Living | 88.60 (100=avg) |
| Effective Tax Rate | 2.30% |
Commute & Transportation
| Commute Time | 27.9 min |
| Drive Alone | 73.3% |
| Public Transit | 0.0% |
| Work from Home | 12.7% |
The median home value in Humboldt is $209,200, 26% below the national median of $281,900. Zillow estimates the typical home value at $336,669, higher than the Census estimate. Monthly rent averages $713 (39% below the national average of $1,163). Fair market rent ranges from $784 for a one-bedroom to $990 for a two-bedroom apartment. 88.0% of housing units are owner-occupied (above the 65.4% national rate). There are 231 total housing units in the city. The median year a home was built is 1964. The average annual property tax is $4,817 (higher than the $3,500 national average). 16.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.2x, well within the affordable range.
Home Values
| Census Median | $209,200 |
| 26% below US avg |
| Zillow ZHVI | $336,669 |
Rental Costs
| Census Median Rent | $713 |
| 39% below US avg |
| Rent Burden | 16.9% |
HUD Fair Market Rent
| Studio | $691 |
| 1 Bedroom | $784 |
| 2 Bedrooms | $990 |
| 3 Bedrooms | $1,295 |
| 4 Bedrooms | $1,540 |
Ownership & Property
| Homeownership | 88.0% |
| Owner-Occupied | 88.0% |
| Renter-Occupied | 12.0% |
| Housing Units | 231 |
| Median Year Built | 1964 |
Property Tax
| Avg Tax (IRS) | $4,817 |
| 38% above US avg |
| Effective Rate | 2.30% |
In Humboldt, 35.2% of adults are obese, above the national rate of 32.1%. 8.7% have diabetes (below the 10.5% national rate). Heart disease affects 4.8% of residents, below the national average. 28.5% have high blood pressure. 12.7% are current smokers. 22.1% report binge drinking. 19.7% are physically inactive, below the national average. 23.2% report depression (above the 20.0% national average). 15.8% experience frequent mental distress. 3.9% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:5,695. The dentist ratio is 1:5,778. 30.8% of residents have access to exercise opportunities. The food environment index is 8.3 out of 10.
Health Metrics: Humboldt vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.2% |
| 10% above US avg |
| Diabetes | 8.7% |
| Heart Disease | 4.8% |
| High Blood Pressure | 28.5% |
| Asthma | 9.8% |
| COPD | 4.6% |
| Cancer | 7.9% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 12.7% |
| 9% below US avg |
| Binge Drinking | 22.1% |
| Physical Inactivity | 19.7% |
| Depression | 23.2% |
| Mental Distress | 15.8% |
| Physical Distress | 9.9% |
| Short Sleep | 27.6% |
Healthcare Access
| Insurance Rate | 96.1% |
| Uninsured | 3.9% |
| 55% below US avg |
| Primary Care | 1:5,695 |
| Dentists | 1:5,778 |
| Checkup Rate | 75.8% |
| Dental Visits | 74.0% |
| Premature Death | 6,584/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 30.8% |
| Healthcare Facilities | 18 |
Humboldt experiences four distinct seasons with an average annual temperature of 47°F (9°C). Winters average 18°F in January while summers reach 74°F in July. Annual precipitation totals 28.1 inches (drier than the 38-inch national average). The area receives 31.0 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 1,703 feet.
Temperature
18°F Jan (-8°C)
74°F Jul (24°C)
| Annual Average | 47.4°F |
| 12% below US avg |
| January Average | 18°F (-8°C) |
| July Average | 74°F (24°C) |
Geography
| Elevation | 1,703 ft (519 m) |
| Area | 0.6 sq mi (1.6 km²) |
| Population Density | 1,087/sq mi |
| Coordinates | 43.6449°N, 97.0745°W |
| Timezone | America/Chicago |
| County | McCook County County |
| Nearest Airport | Joe Foss Field (FSD)
17 miles away |
Precipitation & Snow
Annual Rainfall
28.1"
26% below US avg
Wettest Month (Jun)
4.43"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 43.5 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 83.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Very Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
6 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M2.5 on Mar 6, 2024.
| Oct 25, 1990 |
8 km N of Plankinton, South Dakota |
M3.6 |
114 km |
| Feb 6, 1996 |
1 km N of Wausa, Nebraska |
M3.6 |
132 km |
| Jul 26, 2002 |
0 km WSW of Huron, South Dakota |
M3.1 |
121 km |
| Jan 4, 2021 |
5 km N of Tyndall, South Dakota |
M3.1 |
92 km |
| Jan 16, 2022 |
9 km NE of Plankinton, South Dakota |
M2.5 |
107 km |
| Mar 6, 2024 |
6 km SSE of Santee, Nebraska |
M2.5 |
112 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
613 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 11 fatalities, 291 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 16, 1992 |
EF5 |
87 km |
1 |
| Jun 25, 2010 |
EF4 |
93 km |
0 |
| Jun 24, 2003 |
EF4 |
90 km |
0 |
| May 30, 1998 |
EF4 |
50 km |
6 |
| Jun 7, 1993 |
EF4 |
15 km |
0 |
| Jun 7, 1993 |
EF4 |
31 km |
0 |
| Jun 7, 1965 |
EF4 |
54 km |
1 |
| Jun 7, 1993 |
EF3 |
40 km |
0 |
| Jun 7, 1993 |
EF3 |
28 km |
0 |
| Jun 7, 1993 |
EF3 |
24 km |
0 |
| May 7, 1993 |
EF3 |
19 km |
0 |
| Jun 16, 1992 |
EF3 |
79 km |
0 |
| Jun 16, 1992 |
EF3 |
61 km |
0 |
| Apr 20, 1985 |
EF3 |
83 km |
0 |
| Aug 3, 1981 |
EF3 |
41 km |
0 |
| Jul 5, 1978 |
EF3 |
71 km |
0 |
| Jun 15, 1970 |
EF3 |
57 km |
0 |
| Jun 20, 1968 |
EF3 |
73 km |
0 |
| Jun 26, 1965 |
EF3 |
96 km |
0 |
| Jun 21, 1965 |
EF3 |
96 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
18°F (-8°C) |
0.9 in |
Coldest |
| February |
22°F (-5°C) |
0.7 in |
Driest |
| March |
35°F (2°C) |
1.3 in |
|
| April |
47°F (8°C) |
3.0 in |
|
| May |
59°F (15°C) |
3.7 in |
|
| June |
70°F (21°C) |
4.4 in |
Wettest |
| July |
74°F (24°C) |
3.4 in |
Warmest |
| August |
72°F (22°C) |
3.5 in |
|
| September |
64°F (18°C) |
3.0 in |
|
| October |
50°F (10°C) |
2.2 in |
|
| November |
35°F (2°C) |
1.2 in |
|
| December |
23°F (-5°C) |
0.8 in |
|
Humboldt has a seasonal temperature swing of 57°F / from 18°F in January to 74°F in July. Total annual precipitation is 28.1 inches, with June being the wettest month (4.4") and February the driest (0.7").
Average costs for common services in Humboldt. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$222 ($133-$354) |
| Specialist Visit |
$310 ($177-$487) |
| Urgent Care Visit |
$177 ($89-$310) |
| Emergency Room Visit |
$1,949 ($709-$4,430) |
| Dental Cleaning |
$115 ($66-$177) |
| Dental Filling |
$222 ($133-$354) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22-$66) |
| Oil Change (Synthetic) |
$66 ($44-$106) |
| Brake Pad Replacement |
$266 ($133-$443) |
| Tire Rotation |
$35 ($18-$66) |
| New Tires (Set of 4) |
$532 ($354-$886) |
| Battery Replacement |
$177 ($89-$310) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$89 ($53-$133) |
| Electrician (Per Hour) |
$80 ($44-$124) |
| HVAC Repair |
$354 ($133-$709) |
| HVAC System Install |
$6,202 ($3,544-$10,632) |
| Roof Repair |
$886 ($354-$1,772) |
| Roof Replacement |
$7,974 ($4,873-$13,290) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,329 ($443-$3,101) |
| Divorce (Contested) |
$13,290 ($4,430-$26,580) |
| DUI Defense |
$4,430 ($1,772-$8,860) |
| Bankruptcy (Chapter 7) |
$1,329 ($709-$2,658) |
| Will Preparation |
$443 ($177-$886) |
| Trust Preparation |
$2,215 ($886-$4,430) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13-$40) |
| Women's Haircut |
$49 ($27-$89) |
| Hair Coloring (Full) |
$133 ($66-$222) |
| Manicure |
$22 ($13-$40) |
| Pedicure |
$35 ($22-$58) |
| Massage (1 Hour) |
$71 ($44-$115) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.63 ($2.66-$4.87) |
| Dozen Eggs (per dozen) |
$3.10 ($2.22-$4.43) |
| Loaf of Bread |
$3.37 ($2.22-$4.87) |
| Chicken Breast (per lb) |
$3.99 ($2.66-$5.76) |
| Ground Beef (per lb) |
$4.87 ($3.54-$6.65) |
| Rice (per lb) |
$0.89 ($0.53-$1.59) |
View all 20 services
Utilities
| Electricity (Monthly) |
$124 ($71-$222) |
| Natural Gas (Monthly) |
$62 ($27-$133) |
| Water/Sewer (Monthly) |
$62 ($35-$106) |
| Internet (Monthly) |
$62 ($35-$89) |
| Cell Phone Plan (Monthly) |
$58 ($27-$89) |
| Cable TV (Monthly) |
$75 ($44-$133) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$177 ($66-$443) |
| Car Insurance (Annual) |
$1,772 ($1,063-$3,101) |
| Bus Pass (Monthly) |
$62 ($27-$115) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.09-$22) |
| Car Registration (Annual) |
$89 ($27-$222) |
| Driver's License Renewal |
$27 ($13-$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,063 ($532-$2,215) |
| Daycare (Toddler, Monthly) |
$886 ($443-$1,772) |
| After-School Care (Monthly) |
$354 ($177-$620) |
| Tutoring (Per Hour) |
$44 ($22-$89) |
| SAT/ACT Prep Course |
$886 ($354-$2,215) |
| Private School (K-12, Annual) |
$11,075 ($4,430-$26,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($27-$89) |
| Dog Vaccination (Annual) |
$89 ($44-$177) |
| Dog Grooming |
$53 ($27-$89) |
| Pet Boarding (Per Night) |
$35 ($18-$66) |
| Dog Spay/Neuter |
$266 ($133-$443) |
| Cat Spay/Neuter |
$177 ($89-$354) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $520 |
| Toddler | $520 |
| Preschool | $494 |
| Family Childcare (monthly) |
| Infant | $433 |
| Toddler | $433 |
| Preschool | $433 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Humboldt
What is the population of Humboldt?
Humboldt has a population of 674 residents and is located in South Dakota. The population density is 1,087 people per square mile, spread across 0.6 square miles. The median age of residents is 31.8 years, which is younger than the national median of 38.9 years. The population is 46.3% female and 53.7% male.
Is Humboldt expensive to live in?
Humboldt is more affordable than the national average, with a cost of living index of 88.6 / below the baseline of 100. The median household income is $97,292, 29% above the national average of $75,149. The median home value is $209,200 (26% below the U.S. median). Renters pay a median of $713 per month, below the national average of $1,163. The home price-to-income ratio is 2.2x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Humboldt?
Humboldt has a four-season climate with an average annual temperature of 47°F (9°C). Winter temperatures average 18°F in January, while summers reach an average of 74°F in July. Annual rainfall totals 28.1 inches, with 31.0 inches of snow.
How is the job market in Humboldt?
The job market in Humboldt is very strong, with unemployment at just 1.0% / well below the national rate of 3.6%. The average weekly wage is $973. There are 246 business establishments in the area, including 18 restaurants and food service locations. The average commute time is 28 minutes, and 12.7% of workers work from home.
How much does housing cost in Humboldt?
The median home value in Humboldt is $209,200. Zillow estimates the typical home value at $336,669. For renters, the median monthly rent is $713. Fair market rent is $784 for a 1-bedroom and $990 for a 2-bedroom apartment. The homeownership rate is 88.0%. The average annual property tax is $4,817.
How are the schools in Humboldt?
Schools in Humboldt score 6.1 out of 10 on standardized testing, near the national average. 33.7% of adults in Humboldt hold a bachelor's degree or higher, below the national average of 33.7%. 97.8% have completed high school. 9.8% hold a graduate or professional degree.
How healthy is Humboldt?
The obesity rate in Humboldt is 35.2% (above the national rate of 32.1%). 12.7% of adults are smokers. 19.7% are physically inactive. 23.2% of residents report depression. 3.9% lack health insurance (below the national rate). 30.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:5,695.
What is transportation like in Humboldt?
The average commute in Humboldt is 28 minutes. 73.3% of workers drive alone to work, and 12.7% work from home.
What are the demographics of Humboldt?
The racial and ethnic makeup of Humboldt is 84.6% White, 8.9% Hispanic or Latino. 100% of residents speak only English at home. 6.3% of the population are military veterans. 4.9% of residents have a disability. 96.1% have health insurance coverage.