Median Income
$67,361
10% lower than US avg
Home Value
$186,300
34% lower than US avg
Bachelor's+
23.7%
30% lower than US avg
Median Rent
$720
38% lower than US avg
Obesity Rate
43.8%
36% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Hummels Wharf Compares to the U.S. Average (100% = U.S. avg)
People
Population988
Median Age56.1 yrs
Density1,251/mi²
Male / Female51% / 49%
Largest GroupWhite 96%
Veterans12.8%
Economy
A
Median Income$67,361
Per Capita$40,443
Unemployment0.0%
Poverty0.0%
County GDP$4,733M
Commute21 min
Housing
A+
Home Value$186,300
Rent$720
Ownership67.8%
Zillow$229,378
Housing Units528
Rent Burden16.9%
Health
Obesity43.8%
Uninsured3.0%
Smoking26.6%
Heart Disease8.6%
Climate
Avg Temp51°F (11°C)
Rain40.9 in/yr
Elevation476 ft (145 m)
Education
C+
Bachelor's+23.7%
High School+89.6%
Graduate+2.2%
School Score5.77
Community
2024 VoteR 69% / D 30%
Commute21 min
Broadband81.8%
EV Stations1
Libraries7
Is Hummels Wharf a Good Place to Live?
Based on current data, Hummels Wharf receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include high obesity rates. Hummels Wharf stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Hummels Wharf is $67,361, 10% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Hummels Wharf is $186,300, 34% below the national median / offering relatively affordable homeownership. Renters pay a median of $720 per month, below the national average / a plus for affordability. At just 2.8x median income, home prices are very affordable relative to local earnings.
Education
23.7% of residents hold a bachelor's degree, below the national average of 33.7%. 89.6% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Hummels Wharf experiences four distinct seasons with an average temperature of 51°F. Winters average 28°F in January while summers reach 73°F in July. Annual precipitation totals 40.9 inches, including 28.6 inches of snow.
Hummels Wharf has a population of 988 with a density of 1,251 people per square mile, spread across 0.3 square miles. The median age is 56.1 years, 44% older than the national median of 38.9. The gender split is 48.7% female and 51.3% male. The city is predominantly White (95.6%), with 5.9% Hispanic. English is the primary language spoken at home by 97.2% of residents. 12.8% of the population are veterans, above the national rate of 6.0%. 23.7% of residents have a disability (above the 13.0% national average). 97.0% have health insurance coverage.
Population
988
Total Population
2023 Census
56.1yrs
Median Age
44% above US avg
Race & Ethnicity
Hummels Wharf vs U.S. Average
Language Spoken at Home
English Only
97.2%
24% above US avg
Spanish
4.3%
68% below US avg
Social Characteristics
Hummels Wharf vs U.S. Average
The median household income in Hummels Wharf is $67,361, which is 10% below the national average of $75,149. Per capita income is $40,443. The average weekly wage is $1,020, 29% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,813 business establishments, including 174 restaurants. The cost of living index is 97.6, roughly in line with the national average. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 12.2% of workers work from home.
Income: Hummels Wharf vs U.S.
Income
| Median HH Income | $67,361 |
| 10% below US avg |
| Per Capita Income | $40,443 |
| Avg Weekly Wage | $1,020 |
| IRS Avg AGI | $58,914 |
| Gini Index | 0.435 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,813 |
| County GDP | $4,733M |
Business (County)
| Restaurants | 174 |
| Healthcare | 202 |
| Retail | 262 |
| Manufacturing | 80 |
Tax & Cost of Living
| Property Tax (IRS) | $4,270 |
| 22% above US avg |
| Cost of Living | 97.60 (100=avg) |
| Effective Tax Rate | 2.29% |
Commute & Transportation
| Commute Time | 20.5 min |
| Drive Alone | 78.3% |
| Public Transit | 0.0% |
| Work from Home | 12.2% |
The median home value in Hummels Wharf is $186,300, 34% below the national median of $281,900. Zillow estimates the typical home value at $229,378, higher than the Census estimate. According to Redfin, the median sale price is $210,000 with homes selling in an average of 29 days. Homes sell for 101% of their list price, indicating a competitive market where bidding wars are common. Monthly rent averages $720 (38% below the national average of $1,163). Fair market rent ranges from $996 for a one-bedroom to $1,225 for a two-bedroom apartment. 67.8% of housing units are owner-occupied. There are 528 total housing units in the city. The median year a home was built is 1972. The average annual property tax is $4,270 (higher than the $3,500 national average). 16.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.8x, well within the affordable range.
Home Values
| Census Median | $186,300 |
| 34% below US avg |
| Zillow ZHVI | $229,378 |
| Redfin Median Sale | $210,000 |
| Median List Price | $277,950 |
Real Estate Market (Redfin)
| Median Sale Price | $210,000 |
| Median List Price | $277,950 |
| $/Sq Ft | $144 |
| Homes Sold | 1 |
| Days on Market | 29 days |
| Sale-to-List Ratio | 101.0% |
| Price Drops | 0.0% |
| Inventory | 4 |
Rental Costs
| Census Median Rent | $720 |
| 38% below US avg |
| Rent Burden | 16.9% |
HUD Fair Market Rent
| Studio | $900 |
| 1 Bedroom | $996 |
| 2 Bedrooms | $1,225 |
| 3 Bedrooms | $1,570 |
| 4 Bedrooms | $1,744 |
Ownership & Property
| Homeownership | 67.8% |
| Owner-Occupied | 67.8% |
| Renter-Occupied | 32.2% |
| Housing Units | 528 |
| Median Year Built | 1972 |
Property Tax
| Avg Tax (IRS) | $4,270 |
| 22% above US avg |
| Effective Rate | 2.29% |
In Hummels Wharf, 43.8% of adults are obese, above the national rate of 32.1%. 16.0% have diabetes (above the 10.5% national rate). Heart disease affects 8.6% of residents, above the national average. 35.0% have high blood pressure. 26.6% are current smokers (above the 14.0% national rate). 15.1% report binge drinking. 38.7% are physically inactive, above the national average. 18.9% experience frequent mental distress. 3.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,282. The dentist ratio is 1:2,372. 70.0% of residents have access to exercise opportunities. The food environment index is 8.3 out of 10.
Health Metrics: Hummels Wharf vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.8% |
| 36% above US avg |
| Diabetes | 16.0% |
| Heart Disease | 8.6% |
| High Blood Pressure | 35.0% |
| Asthma | 11.0% |
| COPD | 9.5% |
| Cancer | 5.9% |
| Kidney Disease | 4.3% |
| Stroke | 4.6% |
Behaviors & Mental Health
| Smoking | 26.6% |
| 90% above US avg |
| Binge Drinking | 15.1% |
| Physical Inactivity | 38.7% |
| Mental Distress | 18.9% |
| Physical Distress | 20.5% |
| Short Sleep | 45.4% |
Healthcare Access
| Insurance Rate | 97.0% |
| Uninsured | 3.0% |
| 65% below US avg |
| Primary Care | 1:2,282 |
| Dentists | 1:2,372 |
| Mental Health | 1:1,581 |
| Checkup Rate | 69.9% |
| Dental Visits | 46.1% |
| Premature Death | 9,225/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 70.0% |
| Healthcare Facilities | 202 |
Hummels Wharf experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 28°F in January while summers reach 73°F in July. Annual precipitation totals 40.9 inches. The area receives 28.6 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 476 feet.
Temperature
28°F Jan (-2°C)
73°F Jul (23°C)
| Annual Average | 51.1°F |
| 5% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 73°F (23°C) |
Geography
| Elevation | 476 ft (145 m) |
| Area | 0.3 sq mi (0.7 km²) |
| Population Density | 1,251/sq mi |
| Coordinates | 40.8312°N, 76.8423°W |
| Timezone | America/New_York |
| County | Northumberland County County |
| Nearest Airport | Williamsport Regional (IPT)
29 miles away |
Precipitation & Snow
Annual Rainfall
40.9"
8% above US avg
Wettest Month (Sep)
4.51"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 79.2 / 100 |
| Social Vulnerability | 52.8 / 100 |
| Community Resilience | 89.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Very Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
18 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.6. Most recent: M2.8 on Jun 10, 2025.
| Jan 16, 1994 |
2 km W of Sinking Spring, Pennsylvania |
M4.6 |
88 km |
| Jan 16, 1994 |
0 km E of Sinking Spring, Pennsylvania |
M4.2 |
90 km |
| Jun 13, 2019 |
9 km N of Blain, Pennsylvania |
M3.4 |
72 km |
| Aug 26, 2003 |
4 km NNW of Milford, New Jersey |
M3.1 |
149 km |
| Jun 3, 2010 |
4 km ENE of Franklintown, Pennsylvania |
M3.1 |
84 km |
| Nov 14, 1997 |
0 km S of Rothsville, Pennsylvania |
M3.0 |
91 km |
| Apr 24, 2009 |
1 km S of Franklintown, Pennsylvania |
M2.9 |
87 km |
| Jan 16, 1994 |
0 km SSE of Sinking Spring, Pennsylvania |
M2.9 |
91 km |
| Sep 15, 2019 |
5 km ESE of East Berlin, Pennsylvania |
M2.8 |
101 km |
| Jun 10, 2025 |
10 km NW of Forksville, Pennsylvania |
M2.8 |
83 km |
| May 10, 1993 |
1 km NW of Whitfield, Pennsylvania |
M2.8 |
88 km |
| Oct 25, 2009 |
4 km ENE of Franklintown, Pennsylvania |
M2.8 |
83 km |
| Mar 11, 1995 |
0 km ENE of Landisville, Pennsylvania |
M2.7 |
90 km |
| Jan 25, 2015 |
4 km ESE of Downingtown, Pennsylvania |
M2.6 |
137 km |
| Jan 18, 1994 |
3 km SE of Clay, Pennsylvania |
M2.6 |
88 km |
| Oct 28, 1996 |
2 km W of Reinholds, Pennsylvania |
M2.6 |
86 km |
| May 7, 1994 |
2 km SW of Sinking Spring, Pennsylvania |
M2.5 |
89 km |
| Jan 8, 1995 |
1 km WSW of Montrose Manor, Pennsylvania |
M2.5 |
93 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
1 hurricane (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Gloria (1985, Cat 1).
| Year |
Name |
Category |
Closest |
| 1985 |
Gloria |
Category 2 |
290 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
278 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 9 fatalities, 172 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 14, 2004 |
EF3 |
65 km |
0 |
| May 31, 1998 |
EF3 |
89 km |
0 |
| May 31, 1985 |
EF3 |
47 km |
6 |
| Jul 29, 1976 |
EF3 |
55 km |
0 |
| Jun 18, 1970 |
EF3 |
66 km |
1 |
| Nov 4, 1950 |
EF3 |
93 km |
0 |
| Apr 19, 2019 |
EF2 |
73 km |
0 |
| Apr 14, 2019 |
EF2 |
54 km |
0 |
| Oct 2, 2018 |
EF2 |
84 km |
0 |
| Jun 13, 2018 |
EF2 |
95 km |
0 |
| Jun 13, 2018 |
EF2 |
100 km |
0 |
| Jul 8, 2014 |
EF2 |
86 km |
0 |
| May 23, 2011 |
EF2 |
36 km |
0 |
| Apr 28, 2011 |
EF2 |
81 km |
0 |
| Apr 28, 2011 |
EF2 |
53 km |
0 |
| Dec 1, 2006 |
EF2 |
70 km |
0 |
| May 29, 1995 |
EF2 |
99 km |
0 |
| Oct 9, 1992 |
EF2 |
80 km |
0 |
| Jul 17, 1992 |
EF2 |
62 km |
0 |
| Jul 15, 1992 |
EF2 |
71 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
7 wildfires (100+ acres) within 100 km.
Largest: PENOBSCOT (2,091 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
PENOBSCOT |
2,091 |
92 km |
| 2008 |
BULL RUN |
2,003 |
96 km |
| 2004 |
CRYSTAL LAKE |
1,838 |
92 km |
| 2015 |
RAZOR FIRE |
728 |
98 km |
| 2018 |
FIELDS RUN |
711 |
98 km |
| 2006 |
OKOME ROAD |
573 |
77 km |
| 2006 |
BEAR TRAP |
561 |
95 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
2.7 in |
Coldest |
| February |
30°F (-1°C) |
2.1 in |
Driest |
| March |
39°F (4°C) |
3.1 in |
|
| April |
50°F (10°C) |
3.6 in |
|
| May |
61°F (16°C) |
3.6 in |
|
| June |
70°F (21°C) |
3.9 in |
|
| July |
73°F (23°C) |
4.2 in |
Warmest |
| August |
71°F (22°C) |
3.7 in |
|
| September |
64°F (18°C) |
4.5 in |
Wettest |
| October |
53°F (11°C) |
3.8 in |
|
| November |
42°F (5°C) |
3.1 in |
|
| December |
33°F (0°C) |
2.8 in |
|
Hummels Wharf has a seasonal temperature swing of 45°F / from 28°F in January to 73°F in July. Total annual precipitation is 40.9 inches, with September being the wettest month (4.5") and February the driest (2.1").
Average costs for common services in Hummels Wharf. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$244 ($146-$390) |
| Specialist Visit |
$342 ($195-$537) |
| Urgent Care Visit |
$195 ($98-$342) |
| Emergency Room Visit |
$2,147 ($781-$4,880) |
| Dental Cleaning |
$127 ($73-$195) |
| Dental Filling |
$244 ($146-$390) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24-$73) |
| Oil Change (Synthetic) |
$73 ($49-$117) |
| Brake Pad Replacement |
$293 ($146-$488) |
| Tire Rotation |
$39 ($20-$73) |
| New Tires (Set of 4) |
$586 ($390-$976) |
| Battery Replacement |
$195 ($98-$342) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$98 ($59-$146) |
| Electrician (Per Hour) |
$88 ($49-$137) |
| HVAC Repair |
$390 ($146-$781) |
| HVAC System Install |
$6,832 ($3,904-$11,712) |
| Roof Repair |
$976 ($390-$1,952) |
| Roof Replacement |
$8,784 ($5,368-$14,640) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,464 ($488-$3,416) |
| Divorce (Contested) |
$14,640 ($4,880-$29,280) |
| DUI Defense |
$4,880 ($1,952-$9,760) |
| Bankruptcy (Chapter 7) |
$1,464 ($781-$2,928) |
| Will Preparation |
$488 ($195-$976) |
| Trust Preparation |
$2,440 ($976-$4,880) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15-$44) |
| Women's Haircut |
$54 ($29-$98) |
| Hair Coloring (Full) |
$146 ($73-$244) |
| Manicure |
$24 ($15-$44) |
| Pedicure |
$39 ($24-$63) |
| Massage (1 Hour) |
$78 ($49-$127) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.00 ($2.93-$5.37) |
| Dozen Eggs (per dozen) |
$3.42 ($2.44-$4.88) |
| Loaf of Bread |
$3.71 ($2.44-$5.37) |
| Chicken Breast (per lb) |
$4.39 ($2.93-$6.34) |
| Ground Beef (per lb) |
$5.37 ($3.90-$7.32) |
| Rice (per lb) |
$0.98 ($0.59-$1.76) |
View all 20 services
Utilities
| Electricity (Monthly) |
$137 ($78-$244) |
| Natural Gas (Monthly) |
$68 ($29-$146) |
| Water/Sewer (Monthly) |
$68 ($39-$117) |
| Internet (Monthly) |
$68 ($39-$98) |
| Cell Phone Plan (Monthly) |
$63 ($29-$98) |
| Cable TV (Monthly) |
$83 ($49-$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$195 ($73-$488) |
| Car Insurance (Annual) |
$1,952 ($1,171-$3,416) |
| Bus Pass (Monthly) |
$68 ($29-$127) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.81-$24) |
| Car Registration (Annual) |
$98 ($29-$244) |
| Driver's License Renewal |
$29 ($15-$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,171 ($586-$2,440) |
| Daycare (Toddler, Monthly) |
$976 ($488-$1,952) |
| After-School Care (Monthly) |
$390 ($195-$683) |
| Tutoring (Per Hour) |
$49 ($24-$98) |
| SAT/ACT Prep Course |
$976 ($390-$2,440) |
| Private School (K-12, Annual) |
$12,200 ($4,880-$29,280) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($29-$98) |
| Dog Vaccination (Annual) |
$98 ($49-$195) |
| Dog Grooming |
$59 ($29-$98) |
| Pet Boarding (Per Night) |
$39 ($20-$73) |
| Dog Spay/Neuter |
$293 ($146-$488) |
| Cat Spay/Neuter |
$195 ($98-$390) |
View all 9 services
Frequently Asked Questions About Hummels Wharf
What is the population of Hummels Wharf?
Hummels Wharf has a population of 988 residents and is located in Pennsylvania. The population density is 1,251 people per square mile, spread across 0.3 square miles. The median age of residents is 56.1 years, which is older than the national median of 38.9 years. The population is 48.7% female and 51.3% male.
Is Hummels Wharf expensive to live in?
Hummels Wharf has a cost of living roughly in line with the national average, with an index of 97.6 (baseline: 100). The median household income is $67,361, 10% below the national average of $75,149. The median home value is $186,300 (34% below the U.S. median). Renters pay a median of $720 per month, below the national average of $1,163. The home price-to-income ratio is 2.8x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Hummels Wharf?
Hummels Wharf has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 28°F in January, while summers reach an average of 73°F in July. Annual rainfall totals 40.9 inches, with 28.6 inches of snow.
How is the job market in Hummels Wharf?
The job market in Hummels Wharf is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,020. There are 1,813 business establishments in the area, including 174 restaurants and food service locations. The average commute time is 21 minutes, and 12.2% of workers work from home.
How much does housing cost in Hummels Wharf?
The median home value in Hummels Wharf is $186,300. Zillow estimates the typical home value at $229,378. According to Redfin, the median sale price is $210,000, with homes typically selling within 29 days. For renters, the median monthly rent is $720. Fair market rent is $996 for a 1-bedroom and $1,225 for a 2-bedroom apartment. The homeownership rate is 67.8%. The average annual property tax is $4,270.
How are the schools in Hummels Wharf?
Schools in Hummels Wharf score 5.8 out of 10 on standardized testing, near the national average. 23.7% of adults in Hummels Wharf hold a bachelor's degree or higher, below the national average of 33.7%. 89.6% have completed high school. 2.2% hold a graduate or professional degree.
How healthy is Hummels Wharf?
The obesity rate in Hummels Wharf is 43.8% (above the national rate of 32.1%). 26.6% of adults are smokers. 38.7% are physically inactive. 3.0% lack health insurance (below the national rate). 70.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,282.
What is transportation like in Hummels Wharf?
The average commute in Hummels Wharf is 21 minutes, shorter than the national average of 28 minutes. 78.3% of workers drive alone to work, and 12.2% work from home.
What are the demographics of Hummels Wharf?
The racial and ethnic makeup of Hummels Wharf is 95.6% White, 5.9% Hispanic or Latino. 97.2% of residents speak only English at home, while 4.3% speak Spanish. 12.8% of the population are military veterans. 23.7% of residents have a disability. 97.0% have health insurance coverage.